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                            Invest in an ISA and your Club status together
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                            <!-- -->
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                            Dear
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                             Sarah
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                            ,
                            <!-- -->
                            <!-- -->
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                            Now’s the time to take advantage of this year's £20,000 tax-free allowance AND get 2% cashback!*
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                               Complete Verification
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                            <b>
                             *
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                            <a style="border-bottom:1px solid #13c636;text-decoration:none;text-transform:none;color:inherit" target="_blank">
                             Holding period and terms apply
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                            . UK residents only. Offer exclusive to customers who joined eToro before 4th February 2025.
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                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 2% cashback*
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;line-height:22px;text-align:left;color:#000021">
                                 Open a new ISA or transfer an existing one, and get 2% cashback on the total invested
                                </div>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td></tr></table><![endif]-->
                           </div>
                           <!--[if mso | IE]></td></tr></table><![endif]-->
                          </td>
                         </tr>
                        </table>
                       </div>
                       <!--[if mso | IE]></td></tr></table></td></tr><![endif]-->
                       <!--END: FOCUS-SECTION-->
                       <!--START: FOCUS-SECTION-->
                       <!--[if mso | IE]><tr><td class="text-section-outlook mobile-fit-outlook" width="640px"><table align="center" border="0" cellpadding="0" cellspacing="0" class="text-section-outlook mobile-fit-outlook" role="presentation" style="width:640px" width="640"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
                       <div class="text-section mobile-fit" style="margin:0 auto;max-width:640px">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%">
                         <tr>
                          <td class="column-wrapper" style="direction:ltr;font-size:0;padding-bottom:0;padding-left:40px;padding-right:40px;padding-top:26px;text-align:center">
                           <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="width:560px"><![endif]-->
                           <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0;line-height:0;text-align:left;display:inline-block;width:100%;direction:ltr">
                            <!--[if mso | IE]><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td style="vertical-align:top;width:84px"><![endif]-->
                            <div class="mj-column-per-15 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:15%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                              <tr>
                               <td style="vertical-align:top;padding-right:10px">
                                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                                 <tr>
                                  <td align="center" style="font-size:0;padding:6px 0 0 0;word-break:break-word">
                                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px">
                                    <tr>
                                     <td style="width:46px">
                                      <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fetoro-production.s3.eu-west-1.amazonaws.com%252Fe-marketing%252FMarketingAutomation%252FIcons%252FV2%252FBenefits%252FStar_Possitive_darkblue.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZldG9yby1wcm9kdSIsInRpbWUiOjE3NDIzMTU0NzUuNzQwMjU3fQ:1tuZqV:YKuB8gsg1QZXzE5YewqPzv6mLSxiyHBmd2wk1CiPM4E" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px" width="46"/>
                                     </td>
                                    </tr>
                                   </table>
                                  </td>
                                 </tr>
                                </table>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 Premium perks
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;line-height:22px;text-align:left;color:#000021">
                                 Everything you invest contributes to your
                                 <a style="border-bottom:1px solid #13c636;font-weight:bold;text-decoration:none;text-transform:none;color:inherit" target="_blank">
                                  eToro Club status
                                 </a>
                                 , so you can enjoy exclusive offers while saving for your future
                                </div>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td></tr></table><![endif]-->
                           </div>
                           <!--[if mso | IE]></td></tr></table><![endif]-->
                          </td>
                         </tr>
                        </table>
                       </div>
                       <!--[if mso | IE]></td></tr></table></td></tr><![endif]-->
                       <!--END: FOCUS-SECTION-->
                       <!--START: FOCUS-SECTION-->
                       <!--[if mso | IE]><tr><td class="text-section-outlook mobile-fit-outlook" width="640px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="text-section-outlook mobile-fit-outlook" role="presentation" style="width:640px" width="640"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
                       <div class="text-section mobile-fit" style="margin:0 auto;max-width:640px">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%">
                         <tr>
                          <td class="column-wrapper" style="direction:ltr;font-size:0;padding-bottom:0;padding-left:40px;padding-right:40px;padding-top:26px;text-align:center">
                           <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="width:560px"><![endif]-->
                           <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0;line-height:0;text-align:left;display:inline-block;width:100%;direction:ltr">
                            <!--[if mso | IE]><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td style="vertical-align:top;width:84px"><![endif]-->
                            <div class="mj-column-per-15 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:15%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                              <tr>
                               <td style="vertical-align:top;padding-right:10px">
                                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                                 <tr>
                                  <td align="center" style="font-size:0;padding:6px 0 0 0;word-break:break-word">
                                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px">
                                    <tr>
                                     <td style="width:46px">
                                      <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fetoro-production.s3.eu-west-1.amazonaws.com%252Fe-marketing%252FMarketingAutomation%252FIcons%252FV2%252FComputer%252FTab_darkblue.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZldG9yby1wcm9kdSIsInRpbWUiOjE3NDIzMTU0NzUuNzQwMzcxMn0:1tuZqV:ZpbAm40QI1Zs44pPlPBwXAP9cYRZ5KrypAJOqmzF2bc" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px" width="46"/>
                                     </td>
                                    </tr>
                                   </table>
                                  </td>
                                 </tr>
                                </table>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 Customised to you
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;line-height:22px;text-align:left;color:#000021">
                                 Opt for a fully managed or a DIY ISA that you personalise yourself — or both
                                </div>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td></tr></table><![endif]-->
                           </div>
                           <!--[if mso | IE]></td></tr></table><![endif]-->
                          </td>
                         </tr>
                        </table>
                       </div>
                       <!--[if mso | IE]></td></tr></table></td></tr><![endif]-->
                       <!--END: FOCUS-SECTION-->
                       <!--START: FOCUS-SECTION-->
                       <!--[if mso | IE]><tr><td class="text-section-outlook mobile-fit-outlook" width="640px"><table align="center" border="0" cellpadding="0" cellspacing="0" class="text-section-outlook mobile-fit-outlook" role="presentation" style="width:640px" width="640"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
                       <div class="text-section mobile-fit" style="margin:0 auto;max-width:640px">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%">
                         <tr>
                          <td class="column-wrapper" style="direction:ltr;font-size:0;padding-bottom:0;padding-left:40px;padding-right:40px;padding-top:26px;text-align:center">
                           <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="width:560px"><![endif]-->
                           <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0;line-height:0;text-align:left;display:inline-block;width:100%;direction:ltr">
                            <!--[if mso | IE]><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td style="vertical-align:top;width:84px"><![endif]-->
                            <div class="mj-column-per-15 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:15%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                              <tr>
                               <td style="vertical-align:top;padding-right:10px">
                                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                                 <tr>
                                  <td align="center" style="font-size:0;padding:6px 0 0 0;word-break:break-word">
                                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px">
                                    <tr>
                                     <td style="width:46px">
                                      <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fetoro-production.s3.eu-west-1.amazonaws.com%252Fe-marketing%252FMarketingAutomation%252FIcons%252FV2%252FArrows%252FTax-Free_Returns_darkblue.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZldG9yby1wcm9kdSIsInRpbWUiOjE3NDIzMTU0NzUuNzQwNTA0M30:1tuZqV:qYZdi16SS61HCIK0i9-451qVZIb3O2l1QSWC0Xov93M" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px" width="46"/>
                                     </td>
                                    </tr>
                                   </table>
                                  </td>
                                 </tr>
                                </table>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 Tax-free returns
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;line-height:22px;text-align:left;color:#000021">
                                 With the Capital Gains Tax exemption now only £3,000, an ISA makes the most of your £20,000 tax-free allowance
                                </div>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td></tr></table><![endif]-->
                           </div>
                           <!--[if mso | IE]></td></tr></table><![endif]-->
                          </td>
                         </tr>
                        </table>
                       </div>
                       <!--[if mso | IE]></td></tr></table></td></tr><![endif]-->
                       <!--END: FOCUS-SECTION-->
                       <!--START: FOCUS-SECTION-->
                       <!--[if mso | IE]><tr><td class="text-section-outlook mobile-fit-outlook" width="640px"><table align="center" border="0" cellpadding="0" cellspacing="0" class="text-section-outlook mobile-fit-outlook" role="presentation" style="width:640px" width="640"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
                       <div class="text-section mobile-fit" style="margin:0 auto;max-width:640px">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%">
                         <tr>
                          <td class="column-wrapper" style="direction:ltr;font-size:0;padding-bottom:0;padding-left:40px;padding-right:40px;padding-top:26px;text-align:center">
                           <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="width:560px"><![endif]-->
                           <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0;line-height:0;text-align:left;display:inline-block;width:100%;direction:ltr">
                            <!--[if mso | IE]><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td style="vertical-align:top;width:84px"><![endif]-->
                            <div class="mj-column-per-15 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:15%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                              <tr>
                               <td style="vertical-align:top;padding-right:10px">
                                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                                 <tr>
                                  <td align="center" style="font-size:0;padding:6px 0 0 0;word-break:break-word">
                                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px">
                                    <tr>
                                     <td style="width:46px">
                                      <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fetoro-production.s3.eu-west-1.amazonaws.com%252Fe-marketing%252FMarketingAutomation%252FIcons%252FV2%252FArrows%252FSwitch_darkblue.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZldG9yby1wcm9kdSIsInRpbWUiOjE3NDIzMTU0NzUuNzQwNjg5OH0:1tuZqV:dkRF7OmKB7F_gx0qIUVRjUGmB0rbB1hscCmSKcq_68Q" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px" width="46"/>
                                     </td>
                                    </tr>
                                   </table>
                                  </td>
                                 </tr>
                                </table>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 Fast and free transfer
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;line-height:22px;text-align:left;color:#000021">
                                 Transfer your existing ISA — the entire process is handled for you by Moneyfarm, free of charge
                                </div>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td></tr></table><![endif]-->
                           </div>
                           <!--[if mso | IE]></td></tr></table><![endif]-->
                          </td>
                         </tr>
                        </table>
                       </div>
                       <!--[if mso | IE]></td></tr></table></td></tr><![endif]-->
                       <!--END: FOCUS-SECTION-->
                       <!--START: FOCUS-SECTION-->
                       <!--[if mso | IE]><tr><td class="text-section-outlook mobile-fit-outlook" width="640px"><table align="center" border="0" cellpadding="0" cellspacing="0" class="text-section-outlook mobile-fit-outlook" role="presentation" style="width:640px" width="640"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
                       <div class="text-section mobile-fit" style="margin:0 auto;max-width:640px">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%">
                         <tr>
                          <td class="column-wrapper" style="direction:ltr;font-size:0;padding-bottom:0;padding-left:40px;padding-right:40px;padding-top:26px;text-align:center">
                           <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="width:560px"><![endif]-->
                           <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0;line-height:0;text-align:left;display:inline-block;width:100%;direction:ltr">
                            <!--[if mso | IE]><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td style="vertical-align:top;width:84px"><![endif]-->
                            <div class="mj-column-per-15 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:15%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                              <tr>
                               <td style="vertical-align:top;padding-right:10px">
                                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                                 <tr>
                                  <td align="center" style="font-size:0;padding:6px 0 0 0;word-break:break-word">
                                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px">
                                    <tr>
                                     <td style="width:46px">
                                      <img alt="" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fetoro-production.s3.eu-west-1.amazonaws.com%252Fe-marketing%252FMarketingAutomation%252FIcons%252FV2%252FArrows%252FFlexibility_darkblue.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZldG9yby1wcm9kdSIsInRpbWUiOjE3NDIzMTU0NzUuNzQwODM4M30:1tuZqV:Fluhxrn0uHF5_XIE4BZI3LSB4W-Is7s2lnLT0pbog0A" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px" width="46"/>
                                     </td>
                                    </tr>
                                   </table>
                                  </td>
                                 </tr>
                                </table>
                               </td>
                              </tr>
                             </table>
                            </div>
                            <!--[if mso | IE]></td><td style="vertical-align:top;width:476px"><![endif]-->
                            <div class="mj-column-per-85 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:85%">
                             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top" width="100%">
                              <tr>
                               <td align="left" class="h1" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:4px;padding-left:0;word-break:break-word">
                                <div style="font-family:Verdana,sans-serif;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#000021">
                                 Freedom in flexibility
                                </div>
                               </td>
                              </tr>
                              <tr>
                               <td align="left" style="font-size:0;padding-top:0;padding-right:0;padding-bottom:8px;padding-left:0;word-break:break-word">
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