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   🍷  Raising the bar
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   Plus: Is cash cringe?, your lawyer’s new assistant, and more.
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             <em>
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               Share The Hustle:
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               https://thehustle.co/?ref=950fce10a7
              </a>
             </em>
             <br/>
             <span>
              Check your referral progress &amp; prizes
              <a data-hs-link-id="1" data-hs-link-id-v2="3ulPwwvP" style="color:#192733; text-decoration:underline !important" target="_blank">
               here
              </a>
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                 <img align="middle" alt="The Hustle by HubSpot Media" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.hubspot.com%252Fhs-fs%252Fhubfs%252FThe%2520Hustle%252FLogos%252FHS_Media_The_Hustle_HubSpot_Media_Glow_Email_Logo.png%253Fwidth%253D500%2526upscale%253Dtrue%2526name%253DHS_Media_The_Hustle_HubSpot_Media_Glow_Email_Logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5odWJzcCIsInRpbWUiOjE3NjIxNjYwMjEuMDg3ODAzfQ:1vFrsb:MAyoezyEMTXTlprM1lzoH1LFsDDjj9qVqNZ_jxC2iwc" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="250"/>
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                 <p style="line-height:150%">
                  👋
                  <span style="font-weight: bold;">
                   Good morning.
                  </span>
                  We hope for your sake you’re clocking in remotely today. The average US car commuter spends 63 hours a year stuck in traffic, according to data from the Texas A&amp;M Transportation Institute — it’s the most since tracking began in 1982. And, with increased midday congestion and more unpredictable weekday traffic patterns, you never know when you’ll get stuck. Now go show this data to your boss.
                 </p>
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                 <h2 style="margin:0; font-size:13px; line-height:115%">
                  <span style="color: #bf2434;">
                   STARTING UP
                  </span>
                 </h2>
                </div>
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                 <h2 style="margin:0; font-size:18px; line-height:150%">
                  <span style="font-size: 22px;">
                   That’s a lot of money, your honor
                  </span>
                  <br/>
                  <br/>
                 </h2>
                 <p style="line-height:150%">
                  ❌
                  <span style="font-weight: bold;">
                   The problem:
                  </span>
                  Lawyers have to tackle mountains of documents, handle complex research quickly, and churn out drafts on tight turnarounds.
                  <br/>
                  <br/>
                 </p>
                 <p style="line-height:150%">
                  💡
                  <span style="font-weight: bold;">
                   The pitch:
                  </span>
                  <a data-hs-link-id="0" data-hs-link-id-v2="BN9SqiTs" style="color:#192733" target="_blank">
                   Harvey
                  </a>
                  (yes, like Harvey Specter in “Suits”) is developing AI-powered tools to help law firms automate their work. The company says it
                  <a data-hs-link-id="0" data-hs-link-id-v2="8pPdXQid" style="color:#192733" target="_blank">
                   saves
                  </a>
                  the average user 13-25 hours per month.
                  <br/>
                  <br/>
                 </p>
                 <p style="line-height:150%">
                  🚀
                  <span style="font-weight: bold;">
                   The outlook:
                  </span>
                  Pretty dang good, considering the startup just
                  <a data-hs-link-id="0" data-hs-link-id-v2="exuFzC1S" style="color:#192733" target="_blank">
                   closed
                  </a>
                  its third funding round of 2025 with a reported $150m in additional financing at an $8B+ valuation. The company is bringing in $100m+ in annual recurring revenue, according to its CEO, and is used by
                  <a data-hs-link-id="0" data-hs-link-id-v2="zIvExBZI" style="color:#192733" target="_blank">
                   ~250
                  </a>
                  law firms.
                  <br/>
                  <br/>
                  <span style="font-size: 12px; color: #000000;">
                  </span>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
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                 <tbody>
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                    <p style="font-size:1px;border-top:4px solid #eaf0f6;width:100%;margin:0 auto;">
                    </p>
                    <!--[if mso]>
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            <td style="height:0;line-height:0">&nbsp;</td>
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                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
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            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17357724672301" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17357724672301_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 style="margin:0; font-size:13px; line-height:150%">
                  <span style="color: #bf2434;">
                   NEWS FLASH
                  </span>
                  <span style="font-size: 12px; color: #000000;">
                  </span>
                 </h2>
                 <ul style="line-height:150%">
                  <li>
                   <span style="font-weight: bold;">
                    Cob,
                   </span>
                   a
                   <a data-hs-link-id="0" data-hs-link-id-v2="7uwd7YDB" style="color:#192733" target="_blank">
                    startup
                   </a>
                   that uses sorghum to make “popcorn” sans corn, announced a $5m seed round. Co-founder Jess Davidoff (who recently added tennis champ Novak Djokovic as a co-founder) was inspired by her son, who’s allergic to corn.
                   <br/>
                   <br/>
                  </li>
                  <li>
                   <span style="font-weight: bold;">
                    Gloo Holdings
                   </span>
                   is hoping to
                   <a data-hs-link-id="0" data-hs-link-id-v2="mHVvFqiW" style="color:#192733" target="_blank">
                    IPO
                   </a>
                   at a valuation of up to $873.4m. The startup offers tech tools to Christian churches and organizations, and hired ex-Intel CEO Pat Gelsinger as its head of technology and executive chairman.
                   <br/>
                   <br/>
                  </li>
                  <li>
                   <span style="font-weight: bold;">
                    Parallel Systems,
                   </span>
                   a Los Angeles-based startup that founder and CEO Matt Soule calls “the Waymo of freight rail,” has raised
                   <a data-hs-link-id="0" data-hs-link-id-v2="YvgC32pj" style="color:#192733" target="_blank">
                    $100m
                   </a>
                   and received federal approval to test its autonomous electric freight trains in Georgia.
                   <br/>
                   <br/>
                  </li>
                  <li>
                   <span style="font-weight: bold;">
                    “LLMs are not ready to be robots”
                   </span>
                   was the
                   <a data-hs-link-id="0" data-hs-link-id-v2="GE1cBhh6" style="color:#192733" target="_blank">
                    conclusion
                   </a>
                   Andon Labs researchers drew after programming a vacuum robot with several of them. The models couldn’t perform simple tasks and Claude Sonnet 3.5 offered a comedic monologue about its impending doom after failing to dock with its charging station.
                   <br/>
                   <br/>
                  </li>
                 </ul>
                 <p style="line-height:115%">
                  <span style="font-size: 12px; color: #000000;">
                  </span>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
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          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_174657085452410" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#ffeeeb" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#ffeeeb">
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      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#ffeeeb">
      <tr style="background-color:#ffeeeb;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:600px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="600" cellpadding="0" cellspacing="0" style="width:600px">
<![endif]-->
          <div class="hse-column hse-size-12" id="column-1746570854524-0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
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              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:20px 20px 10px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17465708545246" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17465708545246_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 style="margin:0; font-size:13px; line-height:115%">
                  <span style="color: #bf2434;">
                   WELCOME TO GEMINI
                  </span>
                 </h2>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
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                <a data-hs-link-id="0" data-hs-link-id-v2="QVY7JZWE" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="Google-Gemini-at-Work" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.hubspot.com%252Fhs-fs%252Fhubfs%252FGoogle-Gemini-at-Work.png%253Fwidth%253D1120%2526upscale%253Dtrue%2526name%253DGoogle-Gemini-at-Work.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5odWJzcCIsInRpbWUiOjE3NjIxNjYwMjEuMDg4NDI4N30:1vFrsb:RyMpbA0O0QHXxKAgT_yCOC30KCc7OmNN8JPOcolSmhI" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="560"/>
                </a>
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17465708545248_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:150%">
                  <span style="font-weight: bold; font-size: 20px;">
                   Win at work with Google Suite’s cheat code
                  </span>
                  <br/>
                  <br/>
                 </p>
                 <p style="line-height:150%">
                  The thing is, Gemini doesn’t just simplify your workflow on Docs/Sheets/Slides — it also offers real-time research insights powered by the world’s best engine.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  <a data-hs-link-id="1" data-hs-link-id-v2="alwO3DjD" style="color:#192733" target="_blank">
                   Start using it at work
                  </a>
                  . Our free guide breaks down:
                 </p>
                 <ul style="line-height:150%">
                  <li aria-level="1">
                   Why the tech is just unfair
                  </li>
                  <li aria-level="1">
                   A genius, five-tool tech stack
                  </li>
                  <li aria-level="1">
                   How to 10X your research efforts
                  </li>
                  <li aria-level="1">
                   Tips for content, strategy, and data visualization
                  </li>
                  <li aria-level="1">
                   The four-week plan for changing your day job
                  </li>
                 </ul>
                 <p style="line-height:150%">
                  Please start messing with bots so you don’t fall behind. We want you to hold down your job, stash away savings, and someday buy a home. (Or a second or third, if you’re some kind of overachiever.)
                 </p>
                </div>
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                   <td align="center" bgcolor="#bF2434" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; border-radius:8px; cursor:auto; background-color:#bF2434; mso-padding-alt:12px 18px" valign="middle">
                    <a data-hs-link-id="2" data-hs-link-id-v2="tVVZyS9o" style="color:#00a4bd; font-size:15px; font-family:Lato,Tahoma,sans-serif; Margin:0; text-transform:none; text-decoration:none; padding:12px 18px; display:block" target="_blank">
                     <strong style="color:#ffffff;font-weight:bold;text-decoration:none;font-style:normal;">
                      Intro to Gemini
                     </strong>
                    </a>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section hse-section-last" id="section-2" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#ffffff" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#ffffff">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#ffffff">
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    <![endif]-->
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<![endif]-->
          <!--[if gte mso 9]>
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<![endif]-->
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               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-2-0-0" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module-2-0-0_" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 </h2>
                 <h2 style="margin:0; font-size:13px; line-height:115%">
                  <span style="color: #bf2434; font-family: Lato, Tahoma, sans-serif;">
                   THE BIG IDEA
                  </span>
                 </h2>
                </div>
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                <a data-hs-link-id="0" data-hs-link-id-v2="cVgBamA/" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="Several glasses of wine imposed over a cityscape." src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.hubspot.com%252Fhs-fs%252Fhubfs%252Fwine.jpg%253Fwidth%253D1120%2526upscale%253Dtrue%2526name%253Dwine.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5odWJzcCIsInRpbWUiOjE3NjIxNjYwMjEuMDg4NTMyfQ:1vFrsb:4zbzv6LZ3Nh7ml53UJAs5avBw3zrKbjU1Ey7QK8exgE" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="560"/>
                </a>
               </td>
              </tr>
             </tbody>
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           </div>
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17507867493761_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <ul style="line-height:150%">
                 </ul>
                 <p style="line-height:150%; font-weight:bold; font-size:22px">
                  Looking for a good time during a bad economy? Try a wine bar
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  When you think of wine, “casual,” “inexpensive,” and “simple” are probably not words that come to mind. But those are exactly the characteristics that’ve made wine bars so popular in recent years.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Obviously, the concept of a wine bar isn’t new, but many of these budding ones are far from traditional.
                 </p>
                 <ul style="line-height:150%">
                  <li aria-level="1">
                   NYC’s
                   <a data-hs-link-id="0" data-hs-link-id-v2="PkfyhwzY" style="color:#192733" target="_blank">
                    Sauced
                   </a>
                   is a lively, menu-free spot with graffiti-covered walls that serves a handful of natural wines.
                   <br/>
                   <br/>
                  </li>
                  <li aria-level="1">
                   <a data-hs-link-id="0" data-hs-link-id-v2="+y7QS5AX" style="color:#192733" target="_blank">
                    Flawd
                   </a>
                   , in the UK, is a laidback neighborhood joint that pairs elevated small plates with ~100 sustainable wines.
                  </li>
                 </ul>
                 <p style="line-height:150%">
                  But why, when many restaurants and bars are suffering from dwindling sales or closing altogether, are these “barstaurant” hybrids proliferating across cities like NYC and London?
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  One
                  <a data-hs-link-id="0" data-hs-link-id-v2="DxAP4gdQ" style="color:#192733" target="_blank">
                   reason
                  </a>
                  , according to
                  <span style="font-style: italic;">
                   Bloomberg
                  </span>
                  , is that they’re “rising to meet our economic moment.”
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%; font-weight:bold">
                  <span style="font-size: 18px;">
                   What does that mean?
                  </span>
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Compared to restaurants, which have been crippled by rising labor and food costs, wine bars are usually less expensive to run, since they tend to:
                 </p>
                 <ul style="line-height:150%">
                  <li aria-level="1">
                   Be small in size, requiring less staff and making them easier to operate in cities with limited real estate.
                   <br/>
                   <br/>
                  </li>
                  <li aria-level="1">
                   Offer leaner food menus and small portions, meaning lower food overhead costs and less waste.
                   <br/>
                   <br/>
                  </li>
                  <li aria-level="1">
                   Require less labor, given pouring wine doesn’t take as much time as, say, making a cocktail, and there are fewer dishes to clean.
                   <br/>
                   <br/>
                  </li>
                  <li aria-level="1">
                   Foster a casual atmosphere, so the expectation for service is lower.
                  </li>
                 </ul>
                 <p style="line-height:150%">
                  Opening Flawd, co-owner Richard Cossins told
                  <em>
                   Bloomberg
                  </em>
                  , cost ~$100k, whereas a restaurant would’ve cost “maybe five times.”
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%; font-weight:bold; font-size:18px">
                  A fine blend of factors
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Beyond their economic viability, wine bars are also meeting our social moment.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  They offer the
                  <a data-hs-link-id="0" data-hs-link-id-v2="lawBguSU" style="color:#192733" target="_blank">
                   many of us
                  </a>
                  who are starved of in-person connection the opportunity to socialize in intimate settings, without the expectation of getting hammered like you might at a regular bar — which makes it just right for today’s generations, who are
                  <a data-hs-link-id="0" data-hs-link-id-v2="cyxT0ubS" style="color:#192733" target="_blank">
                   pulling back
                  </a>
                  on drinking.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Plus, consumers are increasingly craving
                  <a data-hs-link-id="0" data-hs-link-id-v2="9/ysDxdO" style="color:#192733" target="_blank">
                   comfort
                  </a>
                  and convenience over the formality of a restaurant, where you might spend hundreds of dollars on a multicourse meal with a two-hour time limit.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Wine bars, in contrast, present a more flexible experience — they’re typically walk-in friendly, and whether it be a quick bite with friends, or an impromptu, hourslong party, the adventure is yours for the making.
                  <br/>
                  <br/>
                 </p>
                 <p align="right" style="line-height:150%; text-align:right">
                  <a data-hs-link-id="1" data-hs-link-id-v2="6ZiA3WZo" rel="noopener" style="color:#192733; text-decoration:none" target="_blank">
                   🔗
                  </a>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
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                    <p style="font-size:1px;border-top:4px solid #eaf0f6;width:100%;margin:0 auto;">
                    </p>
                    <!--[if mso]>
        <table role="none" align="center" border="0" cellpadding="0" cellspacing="0" style="font-size:1px;border-top:4px solid #eaf0f6;width:560px;">
          <tr>
            <td style="height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:10px 20px">
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                 <h2 style="margin:0; font-size:13px; line-height:150%">
                  <span style="color: #bf2434;">
                   HIGHLY RECOMMENDED
                   <br/>
                  </span>
                 </h2>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  <span style="font-weight: bold;">
                   Give me a break:
                  </span>
                  Nearly one quarter of Americans say they haven’t taken a single vacation day over the past year, according to a new survey. Six countries still topped the US in hours worked per year.
                  <a data-hs-link-id="0" data-hs-link-id-v2="wdpKVLXQ" style="color:#192733; font-size:12px" target="_blank">
                   <span style="font-size: 16px;">
                    Where are all the workaholics?
                   </span>
                  </a>
                  <br/>
                  <br/>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
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            <tbody>
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                    <p style="font-size:1px;border-top:4px solid #eaf0f6;width:100%;margin:0 auto;">
                    </p>
                    <!--[if mso]>
        <table role="none" align="center" border="0" cellpadding="0" cellspacing="0" style="font-size:1px;border-top:4px solid #eaf0f6;width:560px;">
          <tr>
            <td style="height:0;line-height:0">&nbsp;</td>
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        </table>
      <![endif]-->
                   </td>
                  </tr>
                 </tbody>
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               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-2-0-6" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 <h2 style="margin:0; font-size:13px; line-height:115%">
                  <span style="font-family: Lato, Tahoma, sans-serif; color: #bf2434;">
                   NEWSWORTHY NUMBER
                  </span>
                 </h2>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-2-0-7" style="color: inherit; font-size: inherit; line-height: inherit;">
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                <img align="middle" alt="29 percent" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.hubspot.com%252Fhs-fs%252Fhubfs%252F29percent-1.png%253Fwidth%253D1120%2526upscale%253Dtrue%2526name%253D29percent-1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5odWJzcCIsInRpbWUiOjE3NjIxNjYwMjEuMDg4NjUzNn0:1vFrsb:tOYyYbic_e3y0tHDR0SMlKk6z7ejMCySfcY1KB6YiuQ" style="outline:none; text-decoration:none; max-width:100%; font-size:16px" width="560"/>
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              </tr>
             </tbody>
            </table>
           </div>
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            <tbody>
             <tr>
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               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-2-0-8" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 <p style="line-height:150%">
                  Share of Gen Zers who think people who use physical cash are “cringe” or “out of touch,” according to a recent Cash App
                  <a data-hs-link-id="0" data-hs-link-id-v2="S1Ttb3UK" style="color:#192733" target="_blank">
                   survey
                  </a>
                  of 2k+ US adults ages 18-28. And even more are reluctant to use it, with 53% calling it a last resort when paying for things.
                  <br/>
                  <br/>
                 </p>
                 <p style="line-height:150%">
                  Fiddling with coins and paper money might be embarrassing to these digital natives, but the Federal Reserve says it’s still the third-most-common payment method, behind credit and debit cards. What isn’t cringey? Apparently buying things with money you don’t have — the young consumers use BNPL services at a higher rate than any other generation,
                  <a data-hs-link-id="0" data-hs-link-id-v2="7Z5tCzOS" style="color:#192733" target="_blank">
                   per
                  </a>
                  <span style="font-style: italic;">
                   Fortune
                  </span>
                  .
                  <br/>
                  <br/>
                  <span style="font-size: 12px; color: #000000;">
                  </span>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
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                 <tbody>
                  <tr>
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                    <p style="font-size:1px;border-top:4px solid #eaf0f6;width:100%;margin:0 auto;">
                    </p>
                    <!--[if mso]>
        <table role="none" align="center" border="0" cellpadding="0" cellspacing="0" style="font-size:1px;border-top:4px solid #eaf0f6;width:560px;">
          <tr>
            <td style="height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17574333035341" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17574333035341_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 style="margin:0; font-size:13px; line-height:115%">
                  <span style="font-family: Lato, Tahoma, sans-serif; color: #bf2434;">
                   AROUND THE WEB
                  </span>
                 </h2>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:16px; color:#192733; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17574333149673" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 <p style="line-height:150%">
                  📅
                  <span style="font-weight: bold;">
                   On this day:
                  </span>
                  In 2014, One World Trade Center
                  <a data-hs-link-id="0" data-hs-link-id-v2="Q19BGb5g" style="color:#192733" target="_blank">
                   opened
                  </a>
                  in New York City where the Twin Towers once stood.
                  <br/>
                  <br/>
                  😠
                  <span style="font-weight: bold;">
                   Haha:
                  </span>
                  “
                  <a data-hs-link-id="0" data-hs-link-id-v2="5wGBgbVi" style="color:#192733" target="_blank">
                   Shrinkflation Tycoon
                  </a>
                  .”
                  <br/>
                  <br/>
                  🔎
                  <span style="font-weight: bold;">
                   That’s cool:
                  </span>
                  Find the
                  <a data-hs-link-id="0" data-hs-link-id-v2="O7LaZ+TK" style="color:#192733" target="_blank">
                   shortest path
                  </a>
                  between two Wikipedia articles.
                  <br/>
                  <br/>
                  🗞️
                  <span style="font-weight: bold;">
                   Newsletter:
                  </span>
                  Subscribe to
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                  <span style="font-style: italic;">
                  </span>
                  for financial market coverage loaded with charts, economic data, and expert analysis.
                  <br/>
                  <br/>
                  🕊️
                  <span style="font-weight: bold;">
                   Aww:
                  </span>
                  <a data-hs-link-id="0" data-hs-link-id-v2="nSL572sq" style="color:#192733" target="_blank">
                   Bird bath
                  </a>
                  .
                  <span style="font-size: 12px; color: #1a1a1a;">
                   <br/>
                   <br/>
                  </span>
                 </p>
                </div>
               </div>
              </td>
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            </tbody>
           </table>
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                    <p style="font-size:1px;border-top:4px solid #eaf0f6;width:100%;margin:0 auto;">
                    </p>
                    <!--[if mso]>
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                 <p style="line-height:150%">
                  <span style="font-size: 13px; font-weight: bold; color: #bf2434;">
                   SHOWER THOUGHT
                   <br/>
                  </span>
                  <br/>
                  <em>
                   Individual Olympic competitions should feature an average Joe for comparison, so regular people can have more appreciation for the efforts athletes put in.
                  </em>
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                      SOURCE
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                   </span>
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                 </p>
                </div>
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                    </p>
                    <!--[if mso]>
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      <![endif]-->
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