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   Daily Brew // Morning Brew // Update
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     What you need to know about the Omicron subvariants...
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             October 19, 2022
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             <a rel="noopener" style="color: #000000; text-decoration: none;" target="_blank">
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px;font-weight:bold; color:#000; margin-top:15px; margin-bottom:15px; line-height:22px">
              TOGETHER WITH
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               <strong style="color:#000">
                Good morning.
               </strong>
               Here are two words you can use in conversation that will a) make you appear smart and b) have people probably not understand you. Those words are “perspicacious” and “fructify.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Why those words? Bank of America CEO Brian Moynihan used them in the company’s earnings call on Monday. He said, unironically, “A perspicacious analyst might wonder whether the talk of inflation and recession and other factors would fructify in slower spending growth.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               What do they mean? According to Merriam-Webster, perspicacious is defined as “of acute mental vision or discernment,” aka keen. And fructify is “to make fruitful or productive.” See if you can slip those into an email today and let us know how they were received.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               —
               <em>
                Neal Freyman, Abby Rubenstein, Max Knoblauch, Holly Van Leuven
               </em>
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               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                CLICK
               </a>
               THIS TO REMAIN A SUBSCRIBER
              </strong>
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              Clicking on newsletter links is the only way for us to know you are reading (and enjoying) Morning Brew. If you don't click by next month, you will stop receiving this newsletter.
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                Click here
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              to let us know that you’re still an active subscriber. Thanks!
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              <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
               MARKETS
              </h3>
             </td>
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            <tr>
             <td class="pad5m">
             </td>
            </tr>
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10,772.40
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +0.90%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  3,719.98
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +1.14%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  30,523.80
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +1.12%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  4.011%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -0.5 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $19,291.08
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -1.13%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Goldman -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Goldman
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $313.85
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +2.33%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Goldman -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  2:00am ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px 0px 5px; mso-padding-alt: 0px 15px 15px 5px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Strong earnings reports are like chicken soup for the stock market’s tortured soul. Stocks
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  climbed
                 </a>
                </span>
                <span>
                 for the second straight day after companies including Goldman Sachs, Netflix, and Lockheed Martin topped Q3 estimates. Tesla’s up later today.
                </span>
               </li>
              </ul>
              <div style="display:none;">
              </div>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 15px 0px 5px; mso-padding-alt: 0px 15px 15px 5px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              COVID
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The new Omicron subvariants: What you need to know
               </font>
              </a>
             </h1>
            </td>
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           <img alt="Omicron" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F3329dfc895f3b9b8f490d0672b2168e7fbfdeab8-1500x1050.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Andriy Onufriyenko/Getty Images
            </em>
           </small>
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             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               You may not have thought about Covid this summer, but it’s been busy—hitting the gym, drinking spike protein shakes, and fragmenting into a constellation of
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                immunity-dodging subvariants
               </a>
               that may lead to another winter surge.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quick catchup:
               </strong>
               Since it arrived on the scene a year ago, Omicron has evolved into so many family lineages even George R. R. Martin can’t keep track. Each of those subvariants is trying to outcompete the next for dominance, breeding new strains that better evade immunity and potentially increase the risk of infection.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Which is a bit disconcerting, given that the OG Omicron was already one of the fastest-spreading diseases humanity has ever known.
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               What’s happening now?
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The US considers two of the new subvariants—BQ1 and BQ1.1—
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                especially worrisome
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Now accounting for more than 10% of new cases, they pose a distinct threat to people with compromised immune systems. Due to their mutations, the “BQs” could neutralize the main treatments used by immunocompromised people for protection against Covid, early studies show. “If you have a variant that does not respond or isn’t sensitive to one of the most important tools that we have, that’s very concerning,” Dr. Fauci told Politico.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               For the rest of the population, existing immunity from vaccines and prior infection, and the treatment Paxlovid could offer substantial protection—even against these new subvariants, experts say. “If you are up to date with your vaccines and if you get treated if you have a breakthrough infection, your risk of dying from Covid is now close to zero,” Dr. Ashish Jha, the White House’s Covid-19 response coordinator, said.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Thing is, most Americans are
               <em>
                not
               </em>
               up to date with their vaccines.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Fewer than 5%
               </a>
               got the updated Omicron-targeting booster in the first month it rolled out, and 20% didn’t know it existed. US officials expect the number of boosted people to jump once the holidays get closer.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Big picture:
               </strong>
               Contrary to the popular narrative, a good chunk of people haven’t “moved on” from the pandemic. A new
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                working paper
               </a>
               found that more than 10% of Americans with recent work experience will continue social distancing after Covid, and 45% will social distance in limited ways. That could result in persistently lower labor force participation, the authors note.—
               <em>
                NF
               </em>
              </p>
             </div>
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              TOGETHER WITH TEAMPAY
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                It’s crunch time
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              EOY is closing in, but it’s not all downhill from here. There are Q4 deadlines to meet and goals to hit, and we know just the thing to get you to the finish line: an
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               all-in-one purchasing software
              </a>
              called Teampay.
             </p>
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              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Teampay
              </a>
              is here to help you crush your annual goals (and take control of your company spend) by automating and streamlining the spend process—*zero* awkward conversations required.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Plus, Teampay’s automation enforces your company policy with upfront approvals and issues secure payment methods with built-in controls for frictionless, fuss-free finance.
             </p>
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              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Get started here
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              .
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              WORLD
             </h3>
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              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Tour de headlines
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <!--[if mso]>
<img alt="Sex Education character saying "It's good to be back in business"" style="display: block; width: 100%; max-width: 670px;" width="670" height=377 src="https://images.morningbrew.com/gif/2022-10-18/image-6f3b35e34f832d0f5c8c313fa045593dcd131fae-480x270-gif/giphy.gif">
<![endif]-->
          <!--[if !mso]>-->
          <!-- -->
          <img alt="Sex Education character saying " back="" be="" business="" class="story-header-image" good="" in="" it="" src="https://inboxflows.com/_/image/https%253A%252F%252Fimages.morningbrew.com%252Fgif%252F2022-10-18%252Fimage-6f3b35e34f832d0f5c8c313fa045593dcd131fae-480x270-gif%252Fgiphy.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZXMubW9ybiJ9:1ol4rT:rc3IWx4LiiEZD1-_JrK-kHdGCeDlfD5jjpqLkMvmQkg" style="display: block; width: 100%; max-width: 670px;" to="" width="670"/>
          <!--<![endif]-->
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Sex Education/Netflix via Giphy
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Ftelevision_1f4fa.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ol4rT:rZyKWOgCaC7XGSt-smJMxzHUkI2nfaOYG-F8YX66ROc" style="max-width:18px" width="18"/>
                After two down quarters, Netflix grows again.
               </strong>
               The world’s biggest streamer just learned a rule so many of us already know about its original programming: If you go in expecting very little, you won’t be disappointed. The company projected that it would add just 1 million subscribers this quarter, but yesterday it announced the
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                addition
               </a>
               of 2.4 million. Shares jumped more than 14% after the bell and, feeling like it could fructify even more, Netflix projected an additional 4.5 million subscribers for next quarter.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                🏛 Biden said his top goal next year is to codify abortion rights.
               </strong>
               The president promised that the first bill he’d send to the new Congress would
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                enshrine
               </a>
               the right to an abortion into law. However, the law could only pass if Democrats keep control of the House and expand their majority in the Senate. Which is exactly the point: By announcing his intention to carve abortion rights into stone, Biden is trying to motivate Dems to vote in the midterms, which are now less than two weeks away.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fmoney-with-wings_1f4b8.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ol4rT:rZyKWOgCaC7XGSt-smJMxzHUkI2nfaOYG-F8YX66ROc" style="max-width:18px" width="18"/>
                French cement giant pleads guilty to paying off ISIS.
               </strong>
               Yesterday the company, Lafarge SA, agreed to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                pay $778 million
               </a>
               as part of its plea deal with the DOJ. So what did it do? In 2013 and 2014, Lafarge and its Syrian subsidiary paid millions to armed factions in the region, including ISIS and the Nusra Front, to keep its cement operations going and give it a leg up against competitors, authorities said. While that was happening, ISIS unleashed terror on the area, and tortured and killed Americans.
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
      <!-- END ARTICLE --->
      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              LABOR
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Amazon union 0–2 in last two votes
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Amazon Labor Union president Chris Smalls at a protest" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F5802ce6f4c2277eac573d9dc0f252b24e578d113-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Michael M. Santiago/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The Amazon Labor Union’s quest to organize the e-commerce giant’s workers suffered a setback yesterday when workers at a warehouse outside Albany, known as ALB1,
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                voted
               </a>
               against joining the union.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               It wasn’t close: There were 206 votes in favor of the union and 406 votes against.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               For those keeping score at home, that’s the second loss in a row for the union after workers in Staten Island also voted against joining. Still, the ALU, which faces major opposition from the company, won a landmark victory at a different Staten Island location earlier this year.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                The fight may not be over at ALB1:
               </strong>
               Before the vote count, a lawyer for the union said it had already filed legal complaints against Amazon, setting the stage to potentially contest the outcome. “It was a sham election where workers were subjected to intimidation and retaliation on a daily basis,” ALU President Chris Smalls said yesterday.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                And it’s definitely not over at Amazon in general…
               </strong>
               the US’ second-largest employer is still fighting the union’s Staten Island win.
               <strong style="color:#000">
               </strong>
               But the union has vowed to keep organizing—workers in Southern California filed a petition for a vote to join last week.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Bottom line:
               </strong>
               Union or no union, Amazon has a worker retention problem. Attrition across all levels is costing the company ~$8 billion per year, according to Engadget.—
               <em>
                AR
               </em>
              </p>
             </div>
             <!-- SOCIAL LINKS -->
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                </a>
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                </span>
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                </a>
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             <!-- END SOCIAL LINKS --->
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       <!--[if !mso]><! -- -->
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      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GOVERNMENT
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                NYC takes on its biggest enemies: Trash and rats
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a style="text-decoration:none;border:none;" target="_blank">
           <img alt="Rat" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F85943e046e4dfd31d611ddba19a98f2cd0809e00-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Susanne Kosig/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Despite all Master Splinter has done for them, New York City officials have decided to wage a war on rats. In an effort to keep the rodents at bay and make things look a little less trashy, the city will
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                not allow
               </a>
               households and businesses to take trash out for street collection until 8pm (shifting from 4pm), Mayor Eric Adams announced on Monday.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               “The rats are going to absolutely hate this announcement,” Sanitation Commissioner Jessica Tisch said at the press conference. “The rats don’t run the city. We do.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               To rat-accustomed New Yorkers, this move might feel like making it illegal for guys in Queens to say “It is what it is.” But, despite being ubiquitous to the culture, NYC’s rat problem has gotten out of control: Sightings have increased 71% since 2020.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The city is hoping that shortening the amount of time that piled-up trash bags fester on every sidewalk will help keep both problems in check. The current 4pm start time for curb service is one of the earliest in the world among major cities.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Zoom out:
               </strong>
               Despite the rat uprising, NYC isn’t the country’s leader in the field. On Monday, Chicago was named the rattiest city in the US for the eighth year running.—
               <em>
                MK
               </em>
              </p>
             </div>
             <!-- SOCIAL LINKS -->
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
              <tr>
               <td style="padding-top: 12px;">
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e865734bf6f7.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="display: inline-block; width: 25px" width="25"/>
                </a>
                <span>
                </span>
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                </a>
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                </span>
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                </a>
                <span>
                </span>
                <a class="" rel="noopener" style="text-decoration: none;" target="_blank">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k4%252F4%252F2%252F5e8657887c532.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ol4rT:PZZEOOtFmrM7l14JJjKmwC1apbsgTW3Bz8_ISGVUAJU" style="display: inline-block; width: 25px" width="25"/>
                </a>
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             <!-- END SOCIAL LINKS --->
            </td>
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          </table>
         </th>
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       </table>
       <!--[if !mso]><! -- -->
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      <!-- ARTICLE --->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GRAB BAG
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Key performance indicators
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <img alt="Peggy Olsen quitting on Mad Men" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F4870688290c3a50057e9dd97b1f8fcb2f2129e7d-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Mad Men/Lionsgate Television
            </em>
           </small>
          </span>
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           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Stat:
               </strong>
               Women leaders are
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                quitting their companies
               </a>
               at the highest rate on record, per a new report from LeanIn.org and McKinsey. 10.5% of women leaders quit their jobs last year, compared to 9% of men (a much wider spread than typical). Calling the trend the “Great Breakup,” the report found that women are feeling extra motivated to ditch their companies after getting passed up for promotions or being mistreated in the workplace.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quote:
               </strong>
               “James Corden is a Hugely gifted comedian, but a tiny Cretin of a man.”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Famous restaurateur Keith McNally said he
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                banned
               </a>
               James Corden from eating at his NYC hotspot Balthazar, accusing the comedian of harassing his waitstaff and just being an overall jerk when eating there. McNally later retracted his ban after Corden apologized. “I strongly believe in second chances,” he wrote.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Read:
               </strong>
               How one company’s algorithm could be driving up rent prices in the US. (
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                ProPublica
               </a>
               )
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
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            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              WHAT ELSE IS BREWING
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 The IRS
                </a>
               </span>
               <span>
                released its new inflation-adjusted tax brackets for next year, and it could mean more money in your wallet.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 An American citizen
                </a>
               </span>
               <span>
                has been arrested in Saudi Arabia and sentenced to 16 years in prison over tweets he sent in the US, his son said.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Meta
                </a>
               </span>
               <span>
                will sell Giphy after UK regulators blocked its $400 million acquisition from going through.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Amazon
                </a>
               </span>
               <span>
                will stream the NFL’s first Black Friday game in 2023.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 MacKenzie Scott
                </a>
               </span>
               <span>
                gave the Girl Scouts its largest donation from an individual in its history: $84.5 million.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              BREW'S BETS
             </h3>
            </td>
           </tr>
          </table>
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            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                The graduation ceremony favorite just turned 25:
               </strong>
               How Green Day’s “Good Riddance (Time of Your Life)”
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                came to be
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Not all celebrities are jerks:
               </strong>
               Here’s a
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                really cute story
               </a>
               about Roger Moore. He would never have gotten banned from Balthazar.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Calling all visual thinkers:
               </strong>
               You will love the visual newsletter from our friends at Chartr. Join 300,000 readers who dig their snackable charts on business, tech, entertainment, and society.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Sign up for free
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Zero interest ’til 2024:
               </strong>
               With rising interest rates,
               <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                a credit card with 0% APR for 21 months
               </a>
               sounds pret-ty sweet. Transfer your existing balance
               <em>
                and
               </em>
               save meaningful dollars while paying it off.
               <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Apply here
               </a>
               .*
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Why this mascara has over 20k five-star reviews:
               </strong>
               <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                This award-winning mascara
               </a>
               instantly delivers long, salon-perfect lashes at a fraction of the cost and with zero upkeep.
               <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Get 15% off your entire order
               </a>
               .*
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <sup>
                <em>
                 *This is sponsored advertising content.
                </em>
               </sup>
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              FROM THE CREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                20 startup founders to know right now
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <img alt="An image of the 20 founders on the Solo List" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fdabf5bb657e79d8ab521c74ce713d873a07055e1-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Francis Scialabba
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               How many times do you encounter a problem you wish someone would solve?
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The entrepreneurs on Sidekick’s Solo List do, too, but they’ve decided to do something about it. The 20 rising stars on this list didn’t necessarily reinvent the wheel. Instead, they recognized a gap in the market and built innovative solutions across health, tech, community, food and drink, publishing, and style.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               These dreamers are doing amazing things.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Meet the 20 founders here
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <em>
                This editorial content is supported by Catch
               </em>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
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           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Word Search:
               </strong>
               Find your favorite celebrity’s jack-o’-lantern in today’s Word Search.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Play it here
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               For the gram
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Once again we’re handing over the mic to our copyeditor Holly, who’s going to give you all a grammar quiz.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Matty once posted a great
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                meme
               </a>
               about the existential angst commas cause (and I’m not just saying that because she compared my editing to unhinged parenting). Truth is, commas are tough, and the sentences below all contain an error pertaining to a comma. Can you, perspicacious readers, spot the mistake?
              </p>
              <ol>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Scientists worry that rats with a little bit of human brain could potentially possess bits of human traits like suffering and worrying about their follower count.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Swift said the album reflects, “the stories of 13 sleepless nights scattered throughout my life.”
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 When the jeans were up for auction Haupert made a deal to cover 90% of the bid.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Now, Toronto residents over the age of 19 can order from three local dispensaries through Uber’s app.
                </span>
               </li>
              </ol>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
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      <!-- ARTICLE --->
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            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              AROUND THE BREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                How to pitch to a multimillion-dollar founder
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a class="" style="text-decoration:none;border:none;" target="_blank">
           <img alt="How to pitch to a multimillion-dollar founder" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F2f42ee606491d864450ce86bb741065191eebb00-1280x720.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ol4rT:O7Tz4BO9BwE6neh47oPET4S5SDabFucoAABkomCc-18" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fmovie-camera_1f3a5.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ol4rT:rZyKWOgCaC7XGSt-smJMxzHUkI2nfaOYG-F8YX66ROc" style="max-width:18px" width="18"/>
               Morning Brew co-founder Alex Lieberman challenges two teams of Brew employees to create a new startup and make a pitch worthy of his investment.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Watch here
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               🎃 This week on
               <em>
                The Crazy Ones
               </em>
               : how Spirit Halloween became so successful, and the growing pains of going from founder to CEO.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Listen
               </a>
               or
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                watch
               </a>
               here.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fhospital_1f3e5.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ol4rT:rZyKWOgCaC7XGSt-smJMxzHUkI2nfaOYG-F8YX66ROc" style="max-width:18px" width="18"/>
               Attention healthcare pros: Healthcare Brew is a brand-new newsletter just for you.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Subscribe now
               </a>
               to catch the first issue next week.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Felectric-light-bulb_1f4a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ol4rT:rZyKWOgCaC7XGSt-smJMxzHUkI2nfaOYG-F8YX66ROc" style="max-width:18px" width="18"/>
               Employee needs are changing faster than the leaves upstate. Are HR pros keeping up? Register for
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                HR Brew's virtual event
               </a>
               next week to learn how to adapt.
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      <!-- ARTICLE --->
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       <!-- <![endif]-->
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        <tr>
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           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              ANSWER
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ol>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Because the sentence would still make sense without “like suffering and worrying about their follower count” (and be 100% less funny), it’s considered a “nonrestrictive” clause and a comma should be placed after “traits” to offset it from the main idea.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                While full quotations get introduced by a comma, a snippet of a quote used as the object of a sentence should not, so there should be no comma after “reflects.”
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                A clause beginning with “when” that comes before the main idea of the sentence (here, Haupert making a deal) should be set apart with a comma, so: “When the jeans were up for auction, Haupert made a deal to cover 90% of the bid.”
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                Now, here’s a tricky one! As a conversational, introductory word, “now” takes a comma. But “now” in the example is referring to a specific timeframe, which means it’s working hard as an adverb and not mucking about—so cut the comma.
               </span>
              </li>
             </ol>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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