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   interest-bau-cross-sell-uk-1
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   Turn on Interest to boost your money while sending and spending it
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                   <strong>
                    You've got returns to earn
                   </strong>
                  </h1>
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                   You’ve been busy using your Wise account, but there’s one feature you’re yet to try — Interest.
                  </p>
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                   <br/>
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                   Use it to give your money a boost, with a variable* rate of  3.51% on GBP, 1.73% on EUR and 4.05% on USD. Any returns will be added each working day, ready to spend and send straight away.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                   <a class="h msohide k" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
                   </a>
                  </span>
                  <!--<![endif]-->
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLSkJLaIFcGN8DyD9pbxI5EabVRv_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvpNKk7fMJQW1kDFr-2B4YPnjAFZ2hI-2BveirJykm8dpfvHV6yDu-2Bg139jPOSD1JJQFvAX4AdaJusv9Pyy3EPKyWHHBWuDvuVTfRmfsmPMpjMCZPO5oIOfGJKwdQs5so4XsMn-2F-2FumgRiX3r7kblp8y8okLrULG8S-2BAtW2IOx-2Fwsonn9OQAtDFLoAOPLBi8o-2Fn72SKBOFrNFSEgsuOYAroE2fZ1JQxl0k-2FE6P34yOUggAEFs-2FTdiMrcZDKpWfzfvuThXnmv7okkeh2Wuw7yxA03l-2B38ggaEtQGeaKeJWkzmV49EOx-2FitUy2Q5fihCXeqIE0WQhDyIhYPRfAUONhiYuzrP9dPqLXhK4WQBLcPSyZXmQYtRFCeREq9mAWoaWXsGCUI3FKH1IrvJkpfa3raXkoC210dDRKpE4xpT-2F83xZ-2B8GVQRgm0xEgBe-2BwTh5CjZmvG-2BWoeU0kZy9Wd-2BkZXieRA-2B-2F1lDbuT0Ije-2FVJ-2BuOQZJreFM1BS8aqLSb-2FWHSZelqyB4HD6FB6aM2s6NLwh5dBlkDDvmTQQrQUUBuliJppF8ymJjXAChf0okVbMb2OZ8-2BXiW5OsZnRn23myqlZpAsXiNTOCp95ZApD97kqftiZGMnF51s3-2FrY-2FdeHbhRBd8bhaPf6hgztvMnUKhOO9sTI-2F9h4hqJxStRatcZ9pya6WJTXleAQ-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 14th August 2025. This fund has returned a 2.20% annual average on GBP, 0.99% on EUR and 2.41% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
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                  <h1 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    Get to know Wise Interest
                   </strong>
                  </h1>
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                   <img alt="" class="adapt-img" height="198" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fe1img1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTg2NDI2MTcuMzE3NjU2fQ:1v15HV:8CtokH1uE6ZIF3szvnFb1KX4RAziox22187sVMF2NYg" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="198"/>
                  </a>
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                 <td align="center" style="padding:0;Margin:0;padding-right:20px;padding-left:20px">
                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Use your money as it grows
                   </b>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="ca c cb" style="padding:0;Margin:0;padding-top:30px;padding-bottom:50px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
                   Your money won't be locked away, so you can continue to send and spend it worldwide as it grows.
                  </p>
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                <tr>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="121" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_nZc.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTg2NDI2MTcuMzE3NzYyfQ:1v15HV:mH3b3sYg2acz7h8OQ92jaPMbz5vk-TGwtNiQ2HVdbz4" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="193"/>
                  </a>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Start with as little as 1 GBP
                   </b>
                  </h2>
                 </td>
                </tr>
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                 <td align="center" class="ca f" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   Or start with something a little bigger. Either way, you’ll be earning a return on the money you use every day.
                  </p>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="188" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_FcF.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTg2NDI2MTcuMzE3ODY0NH0:1v15HV:Tcjnzdc3hmlPMcAWC--Xy8ywkn9OJkS1pwvnNY_L3fY" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="240"/>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
                 </td>
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                <tr>
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#333333;font-size:16px">
                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
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                <tr>
                 <td align="center" class="bw bv br" style="Margin:0;padding-top:30px;padding-right:40px;padding-bottom:60px;padding-left:40px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz1NweV-2BeIJSUv7866hycOgE-3D3XP5_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvpNKk7fMJQW1kDFr-2B4YPnjAFZ2hI-2BveirJykm8dpfvHV6yDu-2Bg139jPOSD1JJQFvAX4AdaJusv9Pyy3EPKyWHHBWuDvuVTfRmfsmPMpjMCZPO5oIOfGJKwdQs5so4XsMn-2F-2FumgRiX3r7kblp8y8okLrULG8S-2BAtW2IOx-2Fwsonn9OQAtDFLoAOPLBi8o-2Fn72SKBOFrNFSEgsuOYAroE2fZ1JQxl0k-2FE6P34yOUggAEFs-2FTdiMrcZDKpWfzfvuThXnmv7okkeh2Wuw7yxA03l-2B38ggaEtQGeaKeJWkzmV49EOx-2FitUy2Q5fihCXeqIE0WQhDyIhYPRfAUONhiYuzrP9dPqLXhK4WQBLcPSyZXmQYtRFCeREq9mAWoaWXsGCUI3FKH1IrvJkpfa3raXkoC210dDRKpE4xpT-2F83xZ-2B8GVQRgm0xEgBe-2BwTh5CjZmvG-2BWoeU0kZy9Wd-2BkZXieRA-2B-2F1lDbuT0Ije-2FVJ-2BuOQZJreFM1BS8aqLSb-2FWHSZelqyB4HD6FB6aM2s6NLwh5dBlkDDvuvBKWN0iIk2W4wDmiN1SNMMmxF7-2FfAklor50SdgBLI799qaiOuptuCiS88ZZlt70UWnnNPGkdrxEcHr1XN7LB1vl5e6y-2BqxtY3bLfk9fSp6uKG9QWWge18fWW-2FPqZTfiZxFJgsvQ5NyKCudy8HP2zE-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bg msohide" style="border-style:solid;border-color:#2cb543;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
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                    Turn on Interest
                   </a>
                  </span>
                  <!--<![endif]-->
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                  <h2 class="bj" style="Margin:0;font-family:Inter, Helvetica, Arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <strong>
                    Your questions answered
                   </strong>
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                    <strong>
                     How do I use Interest?
                    </strong>
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                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:none;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     What fees do I pay to use Interest?
                    </a>
                   </strong>
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