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August 01, 2023
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Welcome to August, the month of brainstorming clever fantasy football names, Starbucks releasing its PSL before anyone’s ready for it, and celebrating Abby’s and Neal’s birthdays (you can just send our gifts to the office).
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It’s also a month to start getting your ducks in a row for next year. To help you begin 2024 with Kool-Aid-man attitude, our virtual course Strategic Planning starts on August 14. In just one week, you’ll learn how to create actionable quarterly plans to help you focus on what really matters at work.
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—
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<td class="pcard pcard370" style="padding:15px">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
MARKETS
</h3>
</td>
</tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;" width="100%">
<tr>
<td class="pad5m">
</td>
</tr>
<!-- Nasdaq -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Nasdaq
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
14,346.02
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+0.21%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Nasdaq -->
<!-- S&P -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
S&P
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
4,588.96
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+0.15%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END S&P -->
<!-- Dow -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Dow
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
35,559.53
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+0.28%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Dow -->
<!-- 10-Year -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
10-Year
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
3.959%
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+0.5 bps
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END 10-Year -->
<!-- Bitcoin -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Bitcoin
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
$29,207.98
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+0.12%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Bitcoin -->
<!-- Palantir -->
<tr>
<td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
<tr>
<td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
<img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="width:22%" width="20"/>
</td>
<td class="markets-ticker-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
Palantir
</p>
</td>
<td class="markets-value-cell" style="width:34%" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
$19.84
</p>
</td>
<td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
<table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
<tr>
<td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
<p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
+11.40%
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- END Palantir -->
<!-- START REGULAR TEXT -->
<tr>
<td style="padding: 3px 15px 10px 15px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
*Stock data as of market close, cryptocurrency data as of 3:00am ET.
<a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Here's what these numbers mean.
</a>
</p>
</td>
</tr>
<!-- END REGULAR TEXT -->
<tr>
<td style="padding: 0px 15px; mso-padding-alt: 0px 15px 15px 15px;">
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<strong style="color:#000">
Markets:
</strong>
</span>
<span>
Stocks ended the day in the green yesterday, closing out a July where
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
all three
</a>
</span>
<span>
major indexes ticked up—the Nasdaq most of all. It was the S&P 500’s fifth-straight month of gains, giving the index its best streak since 2021. Palantir became the latest company to get a big AI boost after one analyst dubbed it the “Messi of AI” because the software company is poised to become a major player.
</span>
</li>
</ul>
<div style="display:none;">
</div>
</td>
</tr>
<tr>
<td style="padding: 0px 20px; mso-padding-alt: 0px 20px 15px 20px;">
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso ]><! -- -->
</div>
</div>
<!-- <![endif]-->
<!-- END MARKETS -->
<!-- ARTICLE --->
<!--[if !mso ]><! -- -->
<div class="c6" style="margin-bottom:7px">
<!-- <![endif]-->
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
DEBT
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
New payment-lowering plan for student loans is here
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="President Joe Biden at a press conference" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcf6aa5028caa8f3e779d9eaa21b5418a643b5c5d-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Chip Somodevilla/Getty Images
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Millions of Americans dreading the post-pandemic re-up of federal student loan payments in October could find relief in a new program
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
launched
</a>
yesterday by the Department of Education—if it can survive likely legal challenges.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Applications are
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
open
</a>
for the SAVE (Saving on a Valuable Education) Plan, an income-driven repayment option that will replace the popular REPAYE (Revised Pay As You Earn Repayment) Plan. President Biden hopes it will help out the federal borrowers impacted when the Supreme Court
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
struck down
</a>
his more ambitious student loan forgiveness program in June.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Beginning this fall under the SAVE Plan…
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
One million more Americans will qualify for $0 monthly payments, the Department of Education estimates. The SAVE Plan raises the income threshold for paying nothing to $32,805, up from $22,000 or less under current income-driven repayment programs.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Unpaid interest will not pile up as long as people make their monthly payments, even if that monthly payment gets cut to $0.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
And, beginning in July 2024…
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
Loans of $12,000 or less will be canceled after 10 years of payments (including loans taken out before 2024). Every additional $1,000 borrowed beyond that would extend cancellation by another year, so a $22,000 loan would get canceled after 20 years of payments.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Undergraduate loan payments will be capped at 5% of borrowers’ discretionary funds—total income minus $32,800—down from 10% under current programs.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Potential legal attack inbound:
</strong>
The SAVE Plan is estimated to cost between $138 billion and $361 billion over 10 years, but first, it might get hit with the kinds of lawsuits that
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
sank
</a>
Biden’s $400 billion loan forgiveness program. More than 60 Republican lawmakers tried to push the Education Secretary to withdraw the new repayment plan, and the program’s opponents say legal challenges are likely on the way. But, according to administration officials, similar income-based loan programs already exist, and they have
<em>
not
</em>
been successfully challenged.
<em>
—ML
</em>
</p>
</div>
<!-- SOCIAL LINKS -->
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-top: 12px;">
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
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</a>
<span>
</span>
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<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
TOGETHER WITH MISO
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
<strong>
Invest like the world’s biggest execs
</strong>
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="Miso" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F847b1600353d01704ab22d2797b4ff0f8c763985-512x341.png%253Fw%253D670%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
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<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Ready to take your seat in the boardroom?
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Adding to its A-list partners like Chipotle and Jack in the Box,
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Miso Robotics
</a>
just landed a partnership with Ecolab, the Fortune 500 leader in food service and cleaning solutions. And with Ecolab also recently investing in Miso, you now have
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
the opportunity to invest at the same share price
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Why invest in Miso? The same reason Ecolab and others have: Miso’s AI-powered robotics suite is revolutionizing the $675b global fast food industry.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Top restaurant brands are already automating with Miso. Its platform tech can double kitchen output while helping restaurants
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
unlock up to 3x more profits
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Miso is getting ready to open up a limited-time investment opportunity to all Morning Brew readers.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Reserve your shares today
</a>
.
</p>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
WORLD
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Tour de headlines
</font>
</a>
</h1>
</td>
</tr>
</table>
<img alt="Workers dismantling the X at Twitter headquarters" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F9282ecf2a5bd6f5456c33920bb183cb5aee113d5-1024x645.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Justin Sullivan/Getty Images
</em>
</small>
</span>
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<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcross-mark_274c.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
<strong style="color:#000">
X no longer marks the spot.
</strong>
Yesterday, workers
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
took down
</a>
the giant glowing X sign installed Friday at the San Francisco headquarters of the Elon Musk-owned company formerly known as Twitter. Neighbors had complained about the brightness, and city officials said they had been told the sign was temporary. In other news at the recently renamed company, it has
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
threatened
</a>
to sue researchers who track hate speech and found that it had increased on the social media platform since Musk took over, claiming they are harming the business.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbank_1f3e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
It’s getting harder to get a loan.
</strong>
A Fed
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
survey
</a>
released yesterday shows banks are being stingier when handing out cash, thanks to all those interest rate hikes. A net 51% of banks said they’d raised their standards for large- and medium-sized business loans last quarter, up from 46% during Q1 and the highest since 2008 (not counting the pandemic). For consumer loans, more banks than last quarter said they had upped credit card loan standards, but not as many banks tightened auto loan standards. Banks expect standards to keep getting stricter, with most reporting they’ll continue to raise the bar across loan categories.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Foncoming-automobile_1f698.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
California wants to know what your car is doing with your data.
</strong>
California’s new privacy regulator—the only agency in the US devoted solely to privacy issues—has announced its first
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
investigation
</a>
, and it plans to probe whether your smart car is too smart. The watchdog’s enforcement division plans to examine what manufacturers are doing with the data collected from internet-connected autos, including location data that is highly sought after by advertisers, info on driver behavior coveted by insurance companies, and data from cameras and apps.
</p>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
ENERGY
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
1st all-new US nuclear reactor in decades goes live
</font>
</a>
</h1>
</td>
</tr>
</table>
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<img alt="Homer reading about building nuclear reactor" style="display: block; width: 100%; max-width: 670px;" width="670" height=447 src="https://storage.morningbrew.com/gif/2023-07-31/image-d41c5e6f7905e29d340c10c279b4c856a1c2cf42-455x303-gif/mbd_editorial_simpsons_fs_073123.gif">
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<img alt="Homer reading about building nuclear reactor" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2023-07-31%252Fimage-d41c5e6f7905e29d340c10c279b4c856a1c2cf42-455x303-gif%252Fmbd_editorial_simpsons_fs_073123.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciJ9:1qQlri:faycWaNGNYdBfm6XKMuoRsUXj-zZS87Z-hsmZ4fLfL8" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
The Simpsons/20th Television via Giphy
</em>
</small>
</span>
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<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Homer Simpson’s expertise is wanted down South: Georgia’s Plant Vogtle has taken a
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
brand-new reactor
</a>
online, the company that operates it announced yesterday.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The first built-from-scratch nuclear reactor to get turned on in the US in decades is supplying electricity to Georgia, Florida, and Alabama, with capacity to power up to 500,000 homes and businesses.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The new reactor is part of a larger expansion at Vogtle, which already had two operational reactors and will add a fourth one by next spring...if everything goes according to plan. But things haven’t so far: The new reactor went live seven years later than planned, and costs ballooned from $14 billion to nearly $35 billion.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
The delays and cost overruns have led some experts to oppose new nuclear plant construction as impractical, but the public is warming up to the energy source. Recent polls
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
show
</a>
the highest level of support for nuclear power in a decade. It currently supplies almost 50% of US carbon-free electricity, and many experts believe it’s an essential clean energy supplement to wind and solar.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Other countries are also going nuclear…
</strong>
two new nuclear energy projects were announced in Canada this month, while China plans to build at least six to eight new reactors a year.
<em>
—SK
</em>
</p>
</div>
<!-- SOCIAL LINKS -->
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<tr>
<td style="padding-top: 12px;">
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</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
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FROM THE CREW
</h3>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="The Crew" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd0f91898fd3110f1a9fb38f3381e6e1d8b070ec6-1000x750.png%253Fw%253D670%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
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<tr>
<td style="padding:15px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Robot revolution?
</strong>
Not quite. You can breathe a sign of relief—AI isn’t replacing your job just yet. Instead, MIT researchers are hopeful we can work collaboratively with ChatGPT, DALL-E, and more.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Check out Tech Brew’s take
</a>
on what AI can and can’t do—and assess its potential implications in your field of work.
</p>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
RETAIL
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
What would you pay for a Birken stock?
</font>
</a>
</h1>
</td>
</tr>
</table>
<a style="text-decoration:none;border:none;" target="_blank">
<img alt="Birkenstock sandal in display window." class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F8d0ab488c408e874dfa26fe6b2cabcbff2dc11c2-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
</a>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
John MacDougall/Getty Images
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Wearing the chunkiest, ugliest shoes has always been in fashion for some. But now it’s clog girl summer, and Birkenstock is bracing for a possible September IPO that would
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
value
</a>
the company anywhere from $8 billion to $10 billion, according to Bloomberg.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Birks have always been lurking.
</strong>
The German sandal has enjoyed several waves of popularity since it first arrived in the US in the ’60s, including in the 90s and 2000s when the brand proved it wasn’t just for Deadheads as mega celebrities wore them. And just like other perfectly horrendous footwear options (Crocs just reported a record $1 billion of revenue for the second quarter and is valued at ~$6.7 billion), Birks are back.
</p>
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
Birkenstock’s revenue jumped about 29% to $1.3 billion last year.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
Celebs like Kendall Jenner are rocking Birks this summer, and the sandal even made it in a couple of scenes of the new
</span>
<span>
<em>
Barbie
</em>
</span>
<span>
movie, which Bloomberg reports helped boost recent sales.
</span>
</li>
</ul>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
It’s by design: Two years ago, Birkenstock was acquired in a deal that valued the company at roughly $4.9 billion by L. Catterton, the private equity firm backed by LVMH, the luxury conglomerate that keeps Bernard Arnault constantly trading spots with Elon Musk on the list of richest people in the world. Since the acquisition, the brand has collabed with high-end designers like Dior and Manolo Blahnik.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Looking ahead...
</strong>
sources told Bloomberg that the timing and size of the IPO haven’t been nailed down yet, but the potential plans are another sign that market debuts are making their own comeback.
<em>
—MM
</em>
</p>
</div>
<!-- SOCIAL LINKS -->
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-top: 12px;">
<a class="" rel="noopener" style="text-decoration: none;" target="_blank">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fcab2ac077d288f7ba1df3571cb0ec28ce8f32b86-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
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<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fea53a551202a4963e49199a40daf05b487846624-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
<span>
</span>
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<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F774271f5d2278014f1af0759475660e1761384eb-357x357.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: inline-block; width: 25px" width="25"/>
</a>
</td>
</tr>
</table>
<!-- END SOCIAL LINKS --->
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso]><! -- -->
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<!-- ARTICLE --->
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<div class="c6" style="margin-bottom:7px">
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<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
GRAB BAG
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
Key performance indicators
</font>
</a>
</h1>
</td>
</tr>
</table>
<img alt='A celebrity saying "they quit"' class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd0282da9da996385e2c80817942153e3d71a0315-1500x1000.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
Francis Scialabba
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Stat:
</strong>
Who better to deliver the news that you’re quitting your job or want out of your relationship than a celebrity like Flavor Flav or Brian Cox (though those ones may be NSFW)? Some people are so keen to avoid an awkward “It’s not you, it’s me” conversation that they’re
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
using Cameo
</a>
to pay famous faces to relay these messages instead: In the past three years, the pay-for-celeb-video service has received close to 5,000 requests that included “divorce” and ~2,000 with “break up,” according to the Wall Street Journal. The service has also been used at least 1,000 times to put in two weeks notice, per the WSJ.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Quote:
</strong>
“Delisting every asset other than bitcoin, which by the way is not what the law says, would have essentially meant the end of the crypto industry in the US.”
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Coinbase CEO Brian Armstrong has never been shy about his disagreement with the SEC over whether cryptocurrencies should be viewed as securities (he says no). And in a
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
recent interview
</a>
with the Financial Times, he said the agency made it an easy choice for his company to fight for that view in court since, before suing, the agency demanded that the exchange stop trading in any crypto token besides bitcoin. The agency’s case against Coinbase is one of several it has pending that ask courts to weigh in on that existential question for crypto in the US.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Read:
</strong>
How an academic tome about trauma became a bestseller. (
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
New York Magazine
</a>
)
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
NEWS
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
What else is brewing
</font>
</a>
</h1>
</td>
</tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<ul style="margin-top:0;padding-left:30px">
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
The US Women’s National Team
</a>
</span>
<span>
drew Portugal 0–0, meaning they’ll advance to the knockout round at the World Cup. But it was nervy.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Sad news:
</a>
</span>
<span>
Angus Cloud, the 25-year-old actor who played Fez on Euphoria, has died. And
</span>
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Paul Reubens
</a>
</span>
<span>
, the actor best known for creating the character Pee-wee Herman, also died, at age 70, after battling cancer.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Taco Bell
</a>
</span>
<span>
was hit with a proposed class-action lawsuit claiming the chain advertised its Mexican Pizzas and Crunchwraps as having more than double the fillings they actually do.
</span>
</li>
<li style="line-height:22px;margin-bottom:10px">
<span>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
A zoo
</a>
</span>
<span>
in China has denied claims that its bears are really people in bear suits after videos surfaced of the bears standing on two legs.
</span>
</li>
</ul>
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso]><! -- -->
</div>
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
RECS
</h3>
</td>
</tr>
</table>
<img alt="Tuesday To Do List" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd86b6f8a73984c9e9ee230af485fb5400c79b082-1500x375.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
<span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
<small>
<em>
</em>
</small>
</span>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
<tr>
<td style="padding:15px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
Let the sunshine in:
</strong>
Watch this
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
detailed review
</a>
of Tesla solar panels from a YouTuber who hasn’t paid for electricity in a year.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
Baller books:
</strong>
Here’s what the members of the USWNT are
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
reading right now
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
If you build it, they will sit:
</strong>
Rules for designers on
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
designing spaces
</a>
for actual humans.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
Why is New York so big?
</strong>
When it comes to geography, it’s
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
always about water
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
<strong style="color:#000">
Get 90% off every flight for life:
</strong>
For 12 hours only, get
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
93% off Dollar Flight Club’s lifetime membership
</a>
(usually $1,690, now $129). Think Hawaii from $179 roundtrip and more.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Start traveling
</a>
.*
</p>
<placementslot data-id="0cdded896270">
</placementslot>
<placementslot data-id="7e8712963bb3">
</placementslot>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<sup>
<em>
*This is sponsored advertising content.
</em>
</sup>
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
GAMES
</h3>
<h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
<a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
<font color="#000000">
The puzzle section
</font>
</a>
</h1>
</td>
</tr>
</table>
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<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<strong style="color:#000">
Brew Mini:
</strong>
See if you can beat Neal’s time of 42 seconds on today’s Mini.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Play it here
</a>
.
</p>
<h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
Nutritional facts
</h2>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Everyone’s favorite “I put
<em>
what
</em>
into my body?” trivia game is back. We’ll give you the ingredient list for a famous food product, and you have to name it.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Dried potatoes, Vegetable oil, Corn flour, Corn starch, Rice flour, Sugars (maltodextrin), Mono- and diglycerides, Salt, Citric acid, Wheat starch.
</p>
</div>
</td>
</tr>
</table>
</th>
</tr>
</table>
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<tr>
<td style="padding: 15px;">
<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
SHARE THE BREW
</h3>
</td>
</tr>
</table>
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<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
Share Morning Brew
</a>
with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
We’re saying we’ll give you free stuff and more friends if you share a link. One link.
</p>
<a class="">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v6.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1qQlri:-OeUzbfWJeDJczBG1ZMXKo6febz_wpYGP4rsCwxMZXw" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
</p>
</a>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
<b>
Your referral count:
</b>
0
</p>
<a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
Click to Share
</a>
<p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
Or copy & paste your referral link to others:
<br/>
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
morningbrew.com/daily/r/?kid=979c4554
</a>
</p>
</td>
</tr>
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</th>
</tr>
</table>
<!--[if !mso]><! -- -->
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
AROUND THE BREW
</h3>
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Re-envisioning resale
</font>
</a>
</h1>
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<a style="text-decoration:none;border:none;" target="_blank">
<img alt="Morning Brew graphic" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F635766440a7397d926797d1a0a37de94afecd394-1500x1000.png%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1qQlri:_TgeUytqeyl69GFAXa3GrZwPDYZtiGNgDVhmQWtv7Bc" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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<em>
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<div>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fshopping-bags_1f6cd.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiJ9:1qQlri:9r5B6BJ6Pr9N2bjTGz9GDdMotO_OB2Ze15WX2csLg4E" style="max-width:18px" width="18"/>
Retail brands are launching resale programs in droves, but some major players are holding back.
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Find out more from Retail Brew
</a>
.
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
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Is your team out of sync? Our Building High Performance Teams sprint can help you get everyone focused.
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Register now
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You landed the best candidate for the job. Now, how do you keep them happy? Hint: It’s in the data.
<a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
Learn more now
</a>
.
</p>
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<h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
ANSWER
</h3>
</td>
</tr>
</table>
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<tr>
<td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
Pringles
</p>
</td>
</tr>
</table>
</th>
</tr>
</table>
<!--[if !mso]><! -- -->
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<tr>
<th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;" width="100%">
<tr>
<td style="padding-top:15px;padding-bottom:15px;padding-left:15px;padding-right:15px;font-size: 10px">
<p style="line-height:22px;margin-top:0;margin-bottom:15px;line-height:22px;margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px;">
<strong style="color:#000">
✢ A Note From Miso
</strong>
</p>
<p style="line-height:22px;margin-top:0;margin-bottom:15px">
<em>
Miso Robotics is Testing the Waters pursuant to Regulation Crowdfunding.
</em>
</p>
</td>
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</th>
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Written by
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Molly Liebergall
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Sam Klebanov
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,
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Matty Merritt
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1 year, 9 months ago - crew@morningbrew.com
Why more US power is going nuclear... August 01, 2023 View Online | Sign Up | Shop 10% Off TOGETH...