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   Daily Brew // Morning Brew // Update
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     This term will be every bit as controversial as the last...
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            <td style="font-family: Arial, Helvetica, sans-serif; font-size: 12px;color:#000000; ">
             October 03, 2022
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             <p style="line-height:22px;margin-top:0;margin-bottom:15px;font-weight:bold; color:#000; margin-top:15px; margin-bottom:15px; line-height:22px">
              TOGETHER WITH
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               <strong style="color:#000">
                Good morning.
               </strong>
               The final quarter of 2022 kicks off today, so let’s check out your Q4 predictions from our quarterly recap email that was sent on Friday.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 54% of Brew readers think Republicans will take back the Senate.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 65% said that Elon would
                </span>
                <span>
                 <em>
                  not
                 </em>
                </span>
                <span>
                 be forced to buy Twitter.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Whether the S&amp;P 500 would close out the year above or below -20% was split 50/50. (It’s at -24.8% now.)
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 53% said the
                </span>
                <span>
                 <em>
                  Avatar
                 </em>
                </span>
                <span>
                 sequel would have a bigger opening than the
                </span>
                <span>
                 <em>
                  Black Panther
                 </em>
                </span>
                <span>
                 sequel.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 And as for who’s going to win the World Cup, you predicted Brazil, in a landslide. No USMNT believers?
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               —
               <em>
                Neal Freyman
               </em>
              </p>
             </div>
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      <!-- MARKETS -->
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              <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
               MARKETS: YEAR-TO-DATE
              </h3>
             </td>
            </tr>
           </table>
           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;" width="100%">
            <tr>
             <td class="pad5m">
             </td>
            </tr>
            <!-- Nasdaq -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
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                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10,575.62
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
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                     -32.40%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  3,585.62
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -24.77%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  28,725.51
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -20.95%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  3.829%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
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                     +231.5 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
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                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aedba0d.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $19,165.07
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #FFB3B3; background-color: rgba(255, 3, 3, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     -58.61%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Oil -->
            <tr>
             <td class="pads10 pads6m lastline" style="border-bottom:1px solid #e6e6e6;padding-bottom:0;text-align: center; border-top: 1px solid #e6e6e6; mso-padding-alt: 0 20px 0 20px;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="width:12%;text-align: center; line-height: 1em;" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252F5z8%252F1k5%252F4%252Fm%252F6081a6aeef46b.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px; white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  Oil
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: left;">
                  $79.99
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top: 8px; padding-bottom: 8px;" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="width:70%;border-collapse:collapse; margin: 0 auto;">
                  <tr>
                   <td style="padding-left: 8px; padding-right: 8px; padding-top: 10px; padding-bottom: 10px; border-radius: 8px; background-color: #BEF2BA; background-color: rgba(40, 211, 26, 0.3);" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="line-height:22px;margin-top:0;margin-bottom:15px;padding:0;margin:0;font-size:16px;white-space: nowrap; font-weight: bold; vertical-align: middle; line-height: 1em; text-align: center;">
                     +6.36%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Oil -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding: 3px 15px 10px 15px">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;padding: 0; margin: 0; text-align: left; font-size: 13px;">
               *Stock data as of market close, cryptocurrency data as of  9:00pm ET.
               <a class="link-sm" rel="noopener" style="border-bottom:1px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="padding: 0px 15px 0px 5px; mso-padding-alt: 0px 15px 15px 5px;">
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 The vibes are so bad on Wall Street that investors worry one of the most iconic stock-market streaks could be
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  snapped
                 </a>
                </span>
                <span>
                 . In the year following midterm elections, stocks have gone up every single time since 1942, increasing an average of 15%. While that would be welcome, it’s not exactly expected as the Fed shows no signs of slowing down its rate-hiking extravaganza.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <strong style="color:#000">
                 Global economy:
                </strong>
                The UK is
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 scrapping
                </a>
                its plan to remove the 45% top rate of income tax, calling it a huge distraction from other priorities. The plan, which the government defended just yesterday, caused a mini-financial meltdown before the Bank of England stepped in with emergency measures.
               </li>
              </ul>
             </td>
            </tr>
            <tr>
             <td style="padding: 0px 15px 0px 5px; mso-padding-alt: 0px 15px 15px 5px;">
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- ARTICLE --->
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GOVERNMENT
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                A new term dawns
               </font>
              </a>
             </h1>
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           <img alt="US Supreme Court building" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F7511c1b23af86aea4b76d002ed89214ae9b3fadc-1024x683.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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             Drew Angerer/Getty Images
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The Supreme Court begins its new term today, and if you thought its last term was a big deal, this session, which includes blockbuster cases on affirmative action, elections, and religious rights, could be just as monumental.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Before getting to those specific cases, you can’t ignore the huge cloud that’s formed over the once-revered institution. The share of Americans who say they trust the Supreme Court has
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                plunged
               </a>
               20 percentage points in just the last two years to its lowest level on record, according to a new Gallup poll.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               After May’s unprecedented leak of a draft decision overturning Roe v. Wade, and the actual overturning of the long-standing ruling seven weeks later, even the justices themselves have been publicly fretting this summer about Americans’ confidence in the Supreme Court.
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Liberal Justice Elena Kagan said, in a reference to the three justices appointed by former President Trump, “It just doesn’t look like law when, you know, the new judges appointed by a new president come in and just start tossing out the old stuff.”
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Chief Justice John Roberts said it was an “unfortunate” year for the court.
                </span>
               </li>
              </ul>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               So what to expect this year?
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               First, there’s a new justice on the bench: Ketanji Brown Jackson, the first Black woman to serve on the high court. Nominated by President Biden to replace Stephen Breyer (who retired), she’s not going to alter the political makeup of the court, which is tilted 6–3 in favor of conservatives.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               And, like in the last term, those conservatives could make their mark on a wide range of important issues on the docket, such as…
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Environmental regulation:
                 </strong>
                </span>
                <span>
                 The first case of the term, kicking off today, represents a challenge to the Clean Water Act, which allows the federal government to protect waterways from pollution.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Voting rights:
                 </strong>
                </span>
                <span>
                 Tomorrow, the court will hear arguments in a case on racial gerrymandering in Alabama. It could weaken the landmark Voting Rights Act of 1965, which protects the democratic rights of Black people and other minorities.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Affirmative action:
                 </strong>
                </span>
                <span>
                 The legality of race-conscious admissions programs at Harvard and UNC will be deliberated on Oct. 31. Many corporate giants, including Apple, Meta, Google, and Starbucks, support the universities.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Interested in attending?
               </strong>
               You can.
               <strong style="color:#000">
               </strong>
               For the first time since the Covid-19 pandemic began, members of the public will be able to attend oral arguments IRL.
              </p>
             </div>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              TOGETHER WITH FUNDRISE
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                Stay positive in a chaotic economy
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              </a>
             </h1>
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<![endif]-->
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           <!-- -->
           <img alt="Fundrise" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia2.morningbrew.com%252Fuploads%252Fplacement%252Fimages%252F5172%252F1664564300-Chaos_3.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYTIubW9ybiJ9:1ofIS5:fxSRc_nCiUBKOQbwejVvRZWnW2k_shY7-3hTk5PpYwk" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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             <p dir="ltr" style="line-height:22px;margin-top:0;margin-bottom:15px">
              Where can we invest when it seems like every asset class is losing money? In a world of high inflation, rising interest rates, and volatile public markets, where can we look for a possible positive investment return?
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              An answer: alternative investments,
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               like private-market real estate with Fundrise
              </a>
              .
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Real estate has historically proven to outperform during inflationary periods. And Fundrise has the returns to back that up. In the first half of 2022,
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               Fundrise outperformed the S&amp;P 500 by 25%
              </a>
              with a steady return of 5.5%.*
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Their $6b+ portfolio is well positioned to capture outperformance resulting from macroeconomic trends, like sky-high mortgage rates causing increased rental demand. Fundrise invests in built-for-rent communities, which means they’re adding brand-new rental supply to the market.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Fundrise is built for all investors and helps you continue to build wealth, even in a downturn. Join over 300,000 investors and
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               build a better portfolio with Fundrise today
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              .
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              WORLD
             </h3>
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                Tour de headlines
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          <img alt="Towels with images of presidential candidates Lula da Silva and Jair Bolsonaro are displayed in a street stand to be sold in downtown Sao Paulo" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F4a7e410d44840c5bfed235c8c57fe07fa130ffaa-1024x683.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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           <small>
            <em>
             Alexandre Schneider/Getty Images
            </em>
           </small>
          </span>
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           <tr>
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             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-brazil_1f1e7-1f1f7.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ofIS5:k7q_H3hKLC3z2SMg9s7d1tlssE0_x-jw-E_3rKExeYs" style="max-width:18px" width="18"/>
                Brazil’s election heads to a runoff.
               </strong>
               In Brazil’s most important presidential election in decades, neither former President Luiz Inácio Lula da Silva (aka “Lula”) nor incumbent President Jair Bolsonaro
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                got the 50% majority
               </a>
               required to win the vote, so it’s heading to a second round on Oct. 30. It appears the country is split between two
               <em>
                very
               </em>
               different candidates: Lula is a leftist who’s made a big comeback after being imprisoned for corruption, while Bolsonaro is a far-right populist who largely shrugged off the Covid-19 pandemic and also attacked the integrity of voting systems.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fsoccer-ball_26bd.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ofIS5:k7q_H3hKLC3z2SMg9s7d1tlssE0_x-jw-E_3rKExeYs" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                125 people died after an Indonesian soccer match.
               </strong>
               In one of the world’s worst sports stadium tragedies,
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                125 people died
               </a>
               after a match between Arema FC and Persebaya FC on Saturday. After Arema (the home team) lost, police fired tear gas at rioting fans who had come onto the pitch, leading to panic and a run for the exits. Indonesian President Joko Widodo suspended the soccer league and ordered an investigation.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-switzerland_1f1e8-1f1ed.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ofIS5:k7q_H3hKLC3z2SMg9s7d1tlssE0_x-jw-E_3rKExeYs" style="max-width:18px" width="18"/>
               <strong style="color:#000">
                Credit Suisse: “Reports of my death have been greatly exaggerated.”
               </strong>
               Leaders at the Swiss bank tried to
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                calm down investors
               </a>
               and clients after concerns mounted about its weak financial position, the FT reported. Credit Suisse’s stock price has fallen to a record low and spreads on its credit default swaps have spiked, suggesting that investors are worried about it potentially defaulting. CEO Ulrich Körner fired off a memo assuring employees that the bank has a “strong capital base and liquidity position,” but it remains in a “critical moment” ahead of a massive overhaul.
              </p>
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             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              CLIMATE
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                In flooded Florida, few have flood insurance
               </font>
              </a>
             </h1>
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           <img alt="A man carrying bottled water wades through water in a flooded neighborhood in the aftermath of Hurricane Ian" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fd719f1929f837d639da7c7f30876b369eb0b9f8b-1024x683.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
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            <em>
             Ricardo Arduengo/AFP via Getty Images
            </em>
           </small>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               The economic recovery from Hurricane Ian is going to be extremely slow and downright impossible for some Floridians given just
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                how few homeowners
               </a>
               in the hurricane’s path had flood insurance.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               In hard-hit Lee County, home to Fort Myers, just 28% of housing units are covered by flood policies, according to insurance provider Neptune Flood. As you get further inland, to Seminole County and Orlando’s Orange County, more than 97% of residences don’t have flood insurance.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Why not?
               </strong>
               Flood insurance is only required by lenders in high-risk zones. If you’re living away from the coast, you might not get flood insurance because of soaring policy prices, or out of a false belief that flooding is covered by the hurricane coverage in your homeowner’s policy (it’s not).
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               In fact, the share of homes with flood insurance
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                <em>
                 declined
                </em>
               </a>
               over the past five years in Florida, from 17.8% in 2017 to 15.4% in August, per the WSJ.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               President Biden has opened up federal aid for people living in nine FL counties, but that only covers the cost of things like minor home repairs. It’ll lead to a frustratingly slow and costly rebuild.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Big picture:
               </strong>
               Hurricane Ian could result in $63 billion in insured losses, and that’s the last thing Florida’s insurance industry needs. The state’s property insurance market is already on the brink of collapse following a series of storms and remarkably high litigation rates.
              </p>
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              CALENDAR
             </h3>
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               <font color="#000000">
                The week ahead
               </font>
              </a>
             </h1>
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          <img alt='A "Now hiring" sign in New York' class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F3d259f89fa17800e809a85fbd64b3a2ef159023a-1024x683.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
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            <em>
             Steve Pfost/Newsday RM via Getty Images
            </em>
           </small>
          </span>
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              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                September jobs report:
               </strong>
               Every part of the US economy appears to be slowing down except for one—the labor market. The
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                jobs report
               </a>
               , due Friday, could show that hiring slowed and wages cooled last month. Or…it could not, frustrating the Fed’s goal of tamping down inflation.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Big oil production cut incoming:
               </strong>
               The OPEC+ alliance will consider lopping off more than 1 million barrels a day in oil production in a bid to boost prices. That move will anger the White House, which is trying to keep fuel prices from rising.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Is this your year?
               </strong>
               The Nobel Prizes for Literature, Peace, and scientific fields will be awarded this week.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Everything else:
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 President Biden will visit Puerto Rico and Florida this week to survey hurricane damage.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 The MLB playoffs begin on Friday, whether Aaron Judge hits his 62nd homer or not.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 Google’s Pixel hardware event is on Thursday.
                </span>
               </li>
              </ul>
             </div>
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              TOGETHER WITH AT&amp;T BUSINESS
             </h3>
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               Automation in construction.
              </strong>
              Watch the
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               first episode
              </a>
              of Insider’s new
              <em>
               United States of Automation
              </em>
              series to
              <em>
              </em>
              see how construction timelines are shortening thanks to small but mighty robotic helpers enabled in part by connectivity. Check out
              <a class="link" rel="noopener" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
               how these robots
              </a>
              impact supply chains and workforce skill sets + change how things are built in the US. Sponsored by AT&amp;T Business.
             </p>
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              GRAB BAG
             </h3>
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                Key performance indicators
               </font>
              </a>
             </h1>
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           </tr>
          </table>
          <img alt="Walleye fish" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fb1214f3f3e6d3e9c78d59fcf5feebcc7ae32eb4c-2121x1414.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          <span class="source" style="display:inline-block;padding-left:10px;margin-top:5px;margin-bottom:0px;line-height:14px">
           <small>
            <em>
             Harlan Schwartz/Getty Images
            </em>
           </small>
          </span>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Quote:
               </strong>
               “We got weights in fish!”
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Chess isn’t the only sport to be rocked by cheating allegations recently. On Friday, a competitive fishing tournament in Cleveland went
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                off the rails
               </a>
               after the two winning anglers were found to have loaded up their five fish with lead balls and other items, adding eight pounds of total weight. They were immediately disqualified and stripped of the ~$30,000 prize. You can watch the (intense, expletive-filled) moment the weights were discovered
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                here
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Stat:
               </strong>
               The leaks of the Nord Stream pipelines probably led to the single
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                biggest release
               </a>
               of methane on record, according to the UN. Methane is an extremely potent greenhouse gas; while it dissipates much more quickly than carbon dioxide, it has 84x the warming power. This release has the same climate impact over a 20-year period as 5.48 million US cars, Bloomberg calculates. It’s also equivalent to ~32% of Denmark’s annual emissions discharges.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Read:
               </strong>
               If you wish to make a toaster from scratch, you must first invent the universe. (
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                The Prepared
               </a>
               )
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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       <!-- <![endif]-->
       <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              WHAT ELSE IS BREWING
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <ul style="margin-top:0;padding-left:30px">
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Ukraine
                </a>
               </span>
               <span>
                scored its biggest military victory in weeks, taking full control of the logistics hub of Lyman.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 Tesla
                </a>
               </span>
               <span>
                delivered 343,830 cars globally in Q3, a company record but lower than forecast.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 A New York City lawmaker
                </a>
               </span>
               <span>
                is proposing a bill that would empower civilians to report cars that block bike lanes.
               </span>
              </li>
              <li style="line-height:22px;margin-bottom:10px">
               <span>
                <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                 A complete timeline
                </a>
               </span>
               <span>
                of the Mississippi welfare scandal.
               </span>
              </li>
             </ul>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              BREW'S BETS
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               Dive back into the week:
              </p>
              <ul style="margin-top:0;padding-left:30px">
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Shallow dive:
                 </strong>
                </span>
                <span>
                 A
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  jaw-dropping musical performance
                 </a>
                </span>
                <span>
                 .
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Medium dive:
                 </strong>
                </span>
                <span>
                 Your guide to
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  winter squash
                 </a>
                </span>
                <span>
                 .
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Deep dive:
                 </strong>
                </span>
                <span>
                 A
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  tour
                 </a>
                </span>
                <span>
                 of Emma Chamberlain’s LA home.
                </span>
               </li>
               <li style="line-height:22px;margin-bottom:10px">
                <span>
                 <strong style="color:#000">
                  Cannonball:
                 </strong>
                </span>
                <span>
                 The
                </span>
                <span>
                 <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                  geography
                 </a>
                </span>
                <span>
                 of fantasy worlds.
                </span>
               </li>
              </ul>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Days since incident:
               </strong>
               Here’s
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                how long it’s been
               </a>
               since a tsunami, interplanetary shock, and more.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                The face of change:
               </strong>
               On the podcast
               <em>
                A Slight Change of Plans
               </em>
               , cognitive scientist Dr. Maya Shankar helps us understand who we become in the face of transformation with guests like a Theranos whistleblower and civil rights icon Ruby Bridges.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Listen now
               </a>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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        <tr>
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          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              GAMES
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                The puzzle section
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <strong style="color:#000">
                Turntable:
               </strong>
               How many of the 46 words can you find in the letter jumble?
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Try here
               </a>
               .
              </p>
              <h2 style="font-family:Helvetica, Arial, sans-serif;font-size:19px;font-weight:700;color:#000;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
               <em>
                SNL
               </em>
               trivia
              </h2>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <em>
                Saturday Night Live
               </em>
               began its 48th season Saturday night. Which
               <em>
                SNL
               </em>
               cast member has spent the most seasons with the show? Bonus points if you can name the top five.
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
       <!--[if !mso]><! -- -->
      </div>
      <!-- <![endif]-->
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       <!-- <![endif]-->
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        <tr>
         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              AROUND THE BREW
             </h3>
             <h1 style="font-family:Helvetica, Arial, sans-serif;font-size:24px;color:#333;font-weight:700;margin-bottom:0;line-height:26px;margin-top:8px">
              <a style="color:#000000!important;text-decoration:none;border-bottom:none!important;" target="_blank">
               <font color="#000000">
                How much house can I afford?
               </font>
              </a>
             </h1>
            </td>
           </tr>
          </table>
          <a class="" style="text-decoration:none;border:none;" target="_blank">
           <img alt="How much house can I afford?" class="story-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F90b3831cc087eb6567eb70edf46be69f7d817715-480x360.jpg%253Fw%253D670%2526q%253D70%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiJ9:1ofIS5:BBDRUK3bUiNtF7OsThFViTv-IwVGx4NQTVeRfFpJOKM" style="display: block; width: 100%; max-width: 670px;" width="670"/>
          </a>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding:15px">
             <div>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fhouse-with-garden_1f3e1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ofIS5:k7q_H3hKLC3z2SMg9s7d1tlssE0_x-jw-E_3rKExeYs" style="max-width:18px" width="18"/>
               Ditch the internet estimates and let Money With Katie walk you through how much house you can actually afford.
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Check it out
               </a>
               .
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               📒 There’s still time left to build sustainable personal finance habits this year. Get
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                25% off the 2022 Wealth Planner now
               </a>
               until October 11.
              </p>
              <p style="line-height:22px;margin-top:0;margin-bottom:15px">
               <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Femojipedia-us.s3.dualstack.us-west-1.amazonaws.com%252Fthumbs%252F120%252Fapple%252F237%252Fdog-face_1f436.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbW9qaXBlZGlhLSJ9:1ofIS5:k7q_H3hKLC3z2SMg9s7d1tlssE0_x-jw-E_3rKExeYs" style="max-width:18px" width="18"/>
               This seven-figure business is building better pet products with help from a famous pup. Would you invest?
               <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333" target="_blank">
                Watch here
               </a>
               .
              </p>
             </div>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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         <th class="card" style="text-align:left;font-weight:400;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#333;display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;border-collapse:collapse;box-shadow:none;margin-bottom:0px;">
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           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              SHARE THE BREW
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               Share Morning Brew
              </a>
              with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
             </p>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              We’re saying we’ll give you free stuff and more friends if you share a link. One link.
             </p>
             <a class="">
              <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
               <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Fcomposer%252Fimages%252Fsailthru-prod-5z8%252Feditor_images%252FUpdated_Referral_Card_Option1_v4.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCJ9:1ofIS5:yy2_idt8-oIC3KEGNphQh7mwmusKUK2W8ZHuLvz9AIM" style="display:block;width:100% !important;max-width: 640px; width: 100%;" width="640"/>
              </p>
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-bottom:15px;line-height:22px;">
              <b>
               Your referral count:
              </b>
              0
             </p>
             <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
              Click to Share
             </a>
             <p style="line-height:22px;margin-top:0;margin-bottom:15px;margin-top:15px;margin-bottom:15px;line-height:22px;">
              Or copy &amp; paste your referral link to others:
              <br/>
              <a class="link" style="border-bottom:2px solid #1c7ff2;text-decoration:none;color:#333;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
               morningbrew.com/daily/r/?kid=979c4554
              </a>
             </p>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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           <tr>
            <td style="padding: 15px;">
             <h3 style="font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#1c7ff2;font-weight:700;margin-top:0;margin-bottom:0">
              ANSWER
             </h3>
            </td>
           </tr>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" width="100%">
           <tr>
            <td style="padding-right:15px;padding-bottom:15px;padding-left:15px;padding-top:0px">
             <p style="line-height:22px;margin-top:0;margin-bottom:15px">
              Kenan Thompson, now at 20 seasons (and running), has the longest tenure of any
              <em>
               SNL
              </em>
              cast member. Darrell Hammond (14 seasons) is in second, Seth Meyers (13) is third, and fourth-place is a tie between Fred Armisen, Kate McKinnon, Al Franken, and Cecily Strong—all at 11 seasons.
             </p>
            </td>
           </tr>
          </table>
         </th>
        </tr>
       </table>
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      <!-- DISCLAIMER -->
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