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   Help friends save on travel spending this summer
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   Invite them to Wise and get a reward of 75 GBP
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   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
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                   You’ve already seen how easily Wise keeps more money in your pocket. Now, it’s time for your friends and family to benefit too.
                  </p>
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                   Invite them to Wise and help them save on hidden fees and inflated exchange rates whenever they move money internationally.
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	<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://wise.com/invite?lid=v83s8qqsjarp&utm_medium=email&utm_source=braze&utm_content=em_launch_non-seasonal&utm_campaign=gb-invite-seasonal-campaign_ad-hoc_em-pn_bau_retention_reactivation_joanne_051225&utm_keyword=2025-12-07" universal="true" style="height:49px; v-text-anchor:middle; width:440px" arcsize="50%" stroke="f"  fillcolor="#9fe870">
		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Invite your friends</center>
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<![endif]-->
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                    Invite your friends
                   </a>
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                  <!--<![endif]-->
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       <tr>
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         <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="bi" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#FFFFFF;width:600px">
          <tr>
           <td align="left" class="bx bv bq" data-custom-paddings-d-b="true" data-custom-paddings-d-l="true" data-custom-paddings-d-r="true" data-custom-paddings-d-t="true" data-custom-paddings-m-t="true" style="Margin:0;padding-right:20px;padding-left:20px;padding-bottom:30px;padding-top:20px">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:560px" valign="top">
               <table bgcolor="#ecefeb" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;border-radius:15px;border-collapse:separate;background-color:#ecefeb" width="100%">
                <tr>
                 <td align="center" class="bo bp" style="padding:25px;Margin:0;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank" universal="true">
                   <img alt="Paper plane, bank card, and cash with coins." class="adapt-img" height="163" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_9aa89440d5ce59f1bb3df9f6fc9a0cc76539379c4ff4057e679eaa34fe92ac18%252Fimages%252F3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NjUxMTg0NDcuMTA0NzYyM30:1vSFwN:57huVIfvKRqXFlQCqxgpCn5Ktx57GWeVaYpGAe3pv3U" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="Paper plane, bank card, and cash with coins." width="510"/>
                  </a>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bx bv" style="padding:0;Margin:0;padding-right:40px;padding-left:40px">
                  <h2 class="bd" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <strong>
                    Rewards that work for everyone
                   </strong>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bx bv f" style="Margin:0;padding-right:40px;padding-bottom:20px;padding-left:40px;padding-top:20px">
                  <p class="e c" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   When your friends sign up using your referral link, they’ll get an exclusive Wise perk —
                   <strong style="color:#163300">
                    a free Wise card
                   </strong>
                   or
                   <strong style="color:#163300">
                    no fees
                   </strong>
                   on their first transfer up to
                   <strong style="color:#163300">
                    500 GBP.
                   </strong>
                  </p>
                  <p class="e c" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   <strong style="color:#163300">
                    <br/>
                   </strong>
                  </p>
                  <p class="e c" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   ​Once
                   <strong style="color:#163300">
                    3
                   </strong>
                   of your friends have sent or spent
                   <strong style="color:#163300">
                    200 GBP
                   </strong>
                   internationally, you’ll earn
                   <strong style="color:#163300">
                    75 GBP
                   </strong>
                   .
                  </p>
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bm bn" style="padding:0;Margin:0;padding-right:60px;padding-left:60px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/uni/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9YnQ3rGvtEn5yydJ3TQJaSQvAUeZm9WrJogp-2FSdAVAhqxV0hUdBFyWpMORrOyATv5-2Bo5czs29qNUyxN9e7gqlFQT41X9ph9a1FNyp9SbadgpW7IA0HIwHWVUk3dVFiL5DiWXgumXa8YVUBPsb-2FA154elnPQDQrbKRwViI2iR4oeHRcJN-2BtU96M6oGmJfI3TYK5IMATwuBkU8nTtDaeI7-2BBULAEb7PKq18LdSV-2FUB8otXwepWjP8WH2vOJiCPOamkT13uzd1len-2F3hgvC1P3-2F9eKYuXsmoTmnosKppI7lx8gjBVkB_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvRCzEfsz7TFUZnf4HnlMGgqg5TDjzzFftxR5GN-2BvPCKCCx90GZJrTpp-2FcargXCWVawBe7tFO64Di9lg1eZzHBJeCgTTRgZrl3CNhWj3qfmArvcI0zD5PlFMAduT198FS5RBoWNfhOzHLZBhEZETahKSnF32AMP5CKxguJH6b58ew6zYJv2ZEdXzqPsfIXe9Jw8LYuDZ-2BabL0TEKEbrwNO9veI6GNEtKsFqTtS5-2F-2BeegNzcwfhZ5AlZzn0k1dmF9t1HF8RoOsVWRLgXpwPd-2Fe7J-2FrWi7HB1tBY0KhBaK6D6mesNZteK0C7eFlTVXS5WAbYFNcdVlzsQQgeji00n7j42mKgRy6U6AA5r-2BVnVrpA08-2F-2FLWEigByLwsO278mQYh7s8-2FQlFIm9BJ8NM2PxKfrb3WaST7Y-2F1gtBZZtPYnSY3-2F5SDVqxmc4iZALc2kfyBPuazcx1uUFzelKdnkwWxRorK-2F5-2FNJOBbE7i1rioZjcKYXoaijbknwjjPhHKxkx8D3wlu37420lxRV9uC-2BfcZnwlu6YHbNRu5IE21irIe8GwLyDATdSf4NEjZD7n3b-2Bl3pwO-2BQrlhUfmuOIfCXqLTViayDJwpjqyqZ-2Bcg-2FunoBuQmLGdsRZ1os7bAGvHU9bxqbpUx9kLHAuKrKKiCejzwvps7vmYqFPnGjctf2uo0il63cPeAvDq4shXemcy7d6AJKrD" universal="true" target="_blank" hidden>
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		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Invite your friends</center>
	</v:roundrect></a>
<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="ba msohide" style="border-style:solid;border-color:#2cb543;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="g msohide h" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 5px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank" universal="true">
                    Invite your friends
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bx bv bl a" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:30px;padding-top:20px">
                  <p class="b c" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#6a6c6a;font-size:16px">
                   <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#6a6c6a;font-size:16px">
                    <u>
                     Wise Referral Program T&amp;Cs
                    </u>
                   </a>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
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       <tr>
        <td align="left" class="esdev-adapt-off es-m-p25r es-m-p25l" style="Margin:0;padding-bottom:0;padding-top:40px;padding-left:40px;padding-right:40px;">
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             <tr>
              <td align="center" style="padding:0;Margin:0;width:145px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
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                  <table border="0" cellpadding="0" cellspacing="0" height="100%" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
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                    </td>
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           <td style="padding:0;Margin:0;width:15px">
           </td>
           <td class="esdev-mso-td" style="padding:0;Margin:0" valign="top">
            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace: 0pt;mso-table-rspace: 0pt;border-collapse: collapse;border-spacing: 0px;float: left;width: 100%;">
             <tr>
              <td align="center" style="padding:3px;Margin:0;width:30px;">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px">
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                  <a style="-webkit-text-size-adjust: none;-ms-text-size-adjust: none;mso-line-height-rule: exactly;text-decoration: underline;color: #9fe870;font-size: 9px;line-height: 150%;" target="_blank">
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            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace: 0pt;mso-table-rspace: 0pt;border-collapse: collapse;border-spacing: 0px;float: left;width:100%;">
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            <table align="left" cellpadding="0" cellspacing="0" class="es-left" style="mso-table-lspace: 0pt;mso-table-rspace: 0pt;border-collapse: collapse;border-spacing: 0px;float: left;width: 100%;">
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                   <img height="30" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.braze.eu%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F68f8d927a978d00070f8168b%252Foriginal.png%253F1761138983/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uYnJhemUuZSIsInRpbWUiOjE3NjUxMTg0NDcuMTA1MTc1N30:1vSFwN:OtsE65efgUx-GhVmYf9c56v_X3KBreroI13K-1SHYs4" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="30"/>
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