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   Daily Brew // Morning Brew // Update
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     OpenAI rethinks cameos from deceased public figures...
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             October 18, 2025
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              Presented By
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               Good tidings.
              </strong>
              A freshman on Vanderbilt’s basketball team has gone viral for saying in his bio that he’s never watched
              <em>
               Friends
              </em>
              . That normally wouldn’t be an unusual claim about a more than 20-year-old sitcom, but it stands out in this case because the player in question is named Chandler Bing. Could it
              <em>
               be
              </em>
              any worse? Well, we hear his parents’ second choice name was Microsoft.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
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               —Molly Liebergall, Brendan Cosgrove, Dave Lozo, Sam Klebanov, Matty Merritt, Abby Rubenstein
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               MARKETS
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            <!-- Nasdaq -->
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             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM1NTA4OH0:1vA3bY:k30gPpRBAHFEEN3sN8vaS1k3SUqxIIVrjeWhEkue6xI" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  22,679.98
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.52%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
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             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM1NjExNn0:1vA3bY:gIB0FQFV7iiHc7hHzPIR8ZmTMcLhpNlYwbSzMP8FBSo" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,664.01
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.53%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM1NzUzN30:1vA3bY:Y9hef8iA4sD9Lj5ExhfQ2DnHhnRriDd0GJwTQfL6F3E" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,190.61
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.52%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM1ODk4NH0:1vA3bY:BOYhZp1dssFikOY2iTvsvowsxSbYV7Ei-YuEGBG44aM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.007%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +3.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2MDE3OH0:1vA3bY:_IEVANnskqlle18F9h_fMwoMGURBON2GdK7N9rcJSRs" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $107,286.28
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -0.92%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Oracle -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2MTE5N30:1vA3bY:F73ZFegitrwkmkcCM7OyxNULmel0Vjd2UmMSXbRy74s" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Oracle
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $291.31
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -6.93%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Oracle -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2MjQ4Mn0:1vA3bY:DT2vX9YC1hQ_RYsYwEC374j6Sz1KpSHp64a8_0Z0UEQ" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 6:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
            </tr>
            <!-- END REGULAR TEXT -->
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Stocks clawed their way
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  back up
                 </a>
                </span>
                <span>
                 yesterday like a former star in a reality TV competition, shrugging off concerns about the banking industry (more on that below) and trade tensions with China. But Oracle fell as investors
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  questioned
                 </a>
                </span>
                <span>
                 how realistic its AI-driven revenue targets are.
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
             </td>
            </tr>
            <tr>
             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
              <div style="background-color:#e8e8e8;margin-top:0;margin-bottom:15px;padding:15px;line-height:22px">
               <p style="margin-top:0;margin-bottom:0;line-height:22px">
                <strong style="color:#1c7ff2;font-size:16px">
                 Markets Sponsored by Apps Without Code
                </strong>
               </p>
               <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                Looking to capitalize on the AI market? Learn how to build your own AI-powered app business in
                <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                 this free workshop
                </a>
                next Tuesday, Oct. 21.
                <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                 RSVP here
                </a>
                .
               </p>
              </div>
             </td>
            </tr>
           </table>
          </th>
         </tr>
        </table>
        <!--[if !mso ]><! -- -->
       </div>
      </div>
      <!-- <![endif]-->
      <!-- END MARKETS -->
      <!-- STORY ARTICLE -->
      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            FINANCE
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Credit drama sends banks reeling
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <a style="border:none;text-decoration:none" target="_blank">
               <img alt="Wall Street street in front of American flag" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-17%252Fimage-60edc31ed805c251cae123e24a3f7a99555a56d1-3000x2000-jpg%252FMBD-USBanks-Concern-NurPhoto-Getty-1025.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA3ODExMjQuODM2Mzk1N30:1vA3bY:5LTxB4DSAzFgI4pwddyxwIBQP8uJxcictUxyQfyiUBI" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  NurPhoto/Getty Images
                 </em>
                </small>
               </span>
              </p>
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              <tr>
               <td class="content-container" style="padding:15px 15px 0">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Investors around the world are
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  side-eyeing
                 </a>
                 US financial institutions after claims of questionable corporate lending came to light. Two regional banks are accusing investment funds tied to the firm Cantor Fitzgerald of fraudulently taking out multimillion-dollar loans to buy distressed commercial mortgage loans, the banks disclosed this week.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Salt Lake City-based Zions Bancorp is
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  suing
                 </a>
                 to recover more than $60 million, and Phoenix-based Western Alliance Bancorp is trying to get back ~$100 million. The people running the Cantor funds ​​“vehemently deny” the allegations, their lawyer said.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Teed up for panic
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Regarding loan quality, Wall Street was already feeling as nervous as a dress code misinterpreter after suspicions of loan fraud arose earlier this week against bankrupt auto supplier First Brands. Then, Zions’s announcement
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  triggered
                 </a>
                 a widespread crisis of confidence in US credit lending. Bloomberg reports that on Thursday:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Zions and Western Alliance
                  </span>
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    led
                   </a>
                  </span>
                  <span>
                   all US regional banks but one—the aptly named Triumph Bank—into the red.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   In the big leagues, 74 of the largest US banks collectively lost more than $100 billion in market value.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Internationally, Europe’s index of 600 major banks took its biggest spill since Aug. 1, and Asian bank stocks also stumbled yesterday. But in the US, a fresh slate of strong earnings reports from regional banks helped the American sector regain ground during yesterday’s trading session.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Jamie Dimon, lowkey psychic:
                 </strong>
                 “When you see one cockroach, there are probably more,” the JPMorgan CEO said on Tuesday regarding the collapse of First Brands and the earlier bankruptcy of auto lender Tricolor…but his words also could have led people to more closely monitor disclosures and to look for holes in the less well-regulated private credit market this week.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Big picture:
                 </strong>
                 Bankers, executives, and analysts insist that the tree isn’t rotten—just a few bad apples that seem to be falling at once. Another reassuring sign is that several major banks aren’t ramping up their provisions, aka emergency funds, which suggests that they’re not bracing for a crisis. Still, there is an element of “smile and wave, boys” afoot: “Perception sometimes becomes reality or it mirrors reality,” Wells Fargo analyst Timur Braziler told the Wall Street Journal.
                 <em>
                  —ML
                 </em>
                </p>
               </td>
              </tr>
              <tr>
               <td class="social-container" style="padding-bottom:15px;padding-left:15px">
                <!-- SOCIAL LINKS -->
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                    <img src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F75fb8a70db5f5bc6b7210cdde05dfa91eeb3f0ef-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2NTQ3OX0:1vA3bY:5P6wd9gkrOpLlN6AuuEtHz3v-uGoKvJD6MmH9tZvw08" style="width:25px;display:inline-block" width="25"/>
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                   </span>
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                    <img src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Ff61048cc7cca6e313215d18ddc546bbb9f5279dd-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2Njk2fQ:1vA3bY:F0jCkZsTnEnGn7Nfg85cTmV-ZCBN-eZiVNrkvEO-1kM" style="width:25px;display:inline-block" width="25"/>
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                   </span>
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          </table>
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      <!-- STORY ARTICLE -->
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      <div class="c6" style="margin-bottom:7px">
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           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Presented By Miso Robotics
           </h3>
          </div>
          <div class="title-container" style="padding:0 15px">
           <h1 style="color:#333;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
            <a style="text-decoration:none;color:#000!important;border-bottom:none!important" target="blank">
             <strong style="color:#000">
              From a Caltech garage to a $1t market
             </strong>
            </a>
           </h1>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="Miso Robotics" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F72aa74d609cb98d64458b5b0d14cf2e5a845888f-1200x800.png%253Fw%253D1336%2526q%253D90%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjA3ODExMjQuODM2OTQ3Mn0:1vA3bY:W9-PwbAjOn5zxrhjiXeqz69T4ypMB0araNOLAnDX3lQ" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              In 2016, some innovative Caltech robotics students set out to transform fast food. That first garage-built prototype became
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Miso Robotics
              </a>
              .
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              Since then, Miso’s robots have worked 200k+ hours in live kitchens for brands like White Castle, frying 4m+ food baskets.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               That traction convinced NVIDIA and Amazon to help refine Miso’s AI and robots
              </a>
              .
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              As restaurants grapple with 144% labor turnover rates and $20/hour minimum wages, that’s a major edge. No wonder Miso’s newest robot, Flippy Fry Station, sold out initial units in one week.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              Now, Miso’s leveraging a new manufacturing partnership to scale its US-based production across a $4b/year revenue opportunity.
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              Even better?
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               You can still invest in Miso until Oct. 23, the final day to invest this year
              </a>
              .
             </p>
            </td>
           </tr>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            WORLD
           </h3>
          </div>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Tour de headlines
                </a>
               </h1>
              </div>
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             <div class="header-image-container" style="padding-top:15px">
              <img alt="US President Donald Trump with Ukraine's Volodymyr Zelensky at the White House" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-17%252Fimage-3633e3a0e7bb36fe9324b50dd53e81dcc379bf5b-1024x721-jpg%252FGettyImages-2241656779.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA3ODExMjQuODM3MDU3Nn0:1vA3bY:M2dsrkrYLhV2Zjk-F-pGFLbX9xYJBOK6unS7q9gbuAg" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Win McNamee/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-ukraine_1f1fa-1f1e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM3MTU0Mn0:1vA3bY:h8etAoEtvZSk-LLX171_sEgiUdglsN7UA4xi1AetRdA" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Trump and Zelensky met amid push to end the war.
                 </strong>
                 Ukrainian
                 <strong style="color:#000">
                 </strong>
                 President Volodymyr Zelensky
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  came
                 </a>
                 to the White House yesterday after President Trump said he believes he can convince Russia’s Vladimir Putin to negotiate a peace deal with Ukraine. During the meeting,
                 <strong style="color:#000">
                 </strong>
                 Trump told journalists that fulfilling Ukraine’s request for Tomahawk missiles capable of reaching targets deep in Russia could lead to escalation, and said that he’d rather end the war without them, a departure from earlier comments suggesting he was ready to supply Ukraine with the weapons. But the president said that discussions on the subject are ongoing, while Zelensky suggested Ukraine could share its drone tech with the US in return. His visit came a day after Trump and Putin discussed the war by phone and agreed to meet in Budapest next week.
                 <em>
                  —SK
                 </em>
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fscales_2696.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM3MjQ1fQ:1vA3bY:pTt5fKGOQJ8Q-EU0k0rz8-kagfQQKdOdnQOzUDQkROg" style="max-width:18px" width="18"/>
                  John Bolton pleaded not guilty to mishandling classified information.
                 </strong>
                 Bolton—who served as a national security advisor during President Trump’s first term before becoming one of his most vocal critics—appeared in court yesterday to plead
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  not guilty
                 </a>
                 to the government’s case accusing him of emailing classified information to his family and keeping sensitive documents in his home. His recent indictment made him the third prominent critic of Trump to be hit with criminal charges in recent weeks. However, unlike the cases against former FBI Director James Comey and NY Attorney General Letitia James, the investigation into Bolton started during the Biden administration. In addition, the charges are more detailed and were filed by career prosecutors rather than one recently appointed by Trump.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcrown_1f451.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM3MzM0Mn0:1vA3bY:C8vACRdQAlnxsnmHcoiIIKJj9JMg7-NIfIcsnvtDUzI" style="max-width:18px" width="18"/>
                  Prince Andrew gives up title after Epstein accusations.
                 </strong>
                 King Charles III’s younger brother will
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  give up
                 </a>
                 his Duke of York title amid renewed fallout from his relationship with convicted sex offender Jeffrey Epstein. Prince Andrew said he made the decision after a discussion with the king because the accusations against him “distract from the work of” the royal family, though he said he continues to “vigorously deny” them. The decision came days after the publication of
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  an excerpt
                 </a>
                 from Virginia Giuffre’s posthumous memoir that claimed Epstein forced her to have sex with the prince. Prince Andrew had already stopped royal duties and lost his military honors due to his Epstein ties in 2019, and later settled a civil lawsuit from Giuffre for a confidential sum.
                 <em>
                  —AR
                 </em>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            AI
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 OpenAI bans MLK deepfakes after ‘disrespectful depictions’
                </a>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Martin Luther King Jr. once warned that technological advances may be outpacing “moral progress.” The civil rights icon has recently been featured in deepfake AI videos of him stealing groceries and playing ding-dong ditch with JFK. So, he may have had a point.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 But the arc of the AI slop universe is long, and OpenAI is bending toward justice,
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  announcing
                 </a>
                 this week that users will no longer be allowed to feature MLK in deepfakes after King’s estate objected to several “disrespectful depictions” that have gone viral.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Sora subject
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The often offensive videos were created using OpenAI’s popular Sora tool, which allows users to make realistic AI clips via text prompts.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 OpenAI maintains there are “strong free speech interests” in allowing creators to use historical figures in their videos, but acknowledges some guardrails are needed. It will start giving their estates the ability to opt out of likenesses being used on the app.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Other
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  families
                 </a>
                 have also had AI-related complaints:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Zelda Williams, daughter of late comedian Robin Williams, asked fans to stop sending her AI videos of her father.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   George Carlin, whose estate once sued a podcast for using an AI-generated version of the comedian, has also appeared in videos made using Sora that his daughter called “depressing.”
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Sora has other issues:
                 </strong>
                 After backlash, OpenAI also recently announced plans to give copyright holders more control over how their content appears in Sora.—
                 <em>
                  BC
                 </em>
                </p>
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-rightwards-arrow_27a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM3OTQxMn0:1vA3bY:f1SjNcuI5MkGCcPR21L4m4w6WUzkqqqeW-JrOwiTdDI" style="max-width:18px" width="18"/>
                 An EU court ruled that pets can be
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  classified as baggage
                 </a>
                 , which limits what airlines have to pay should they lose a pet. This changes the meaning of “purse dog.”
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                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-rightwards-arrow_27a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4MDMyMn0:1vA3bY:n8Dp60_r3BTZvwVk3sd3xq91XlbFGK1KUrW6h7m2SCs" style="max-width:18px" width="18"/>
                 WNBA star Angel Reese became the first pro athlete
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  to walk
                 </a>
                 in the Victoria’s Secret Fashion Show. Actually, she didn’t walk—she took two steps and a gather step, and that’s not a walk.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-rightwards-arrow_27a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4MTI1fQ:1vA3bY:qvhgQEcCG5fAD5ZEMLEMy9NPUBe-KVNSbmE20LEr278" style="max-width:18px" width="18"/>
                 Consumer Reports found that
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  many protein powders
                 </a>
                 and shakes contain extremely high levels of lead. So, the next time your trainer screams “get the lead out,” you can say that’s only possible for you by taking more calcium, iron, and vitamin C that can reduce lead absorption.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-rightwards-arrow_27a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4MjE3fQ:1vA3bY:0Jt2zSbzB1rYVR3yoC36BwcXPv4Ylm16VyQjdgp_tNg" style="max-width:18px" width="18"/>
                 During an appearance on the podcast
                 <em>
                  Call Her Daddy
                 </em>
                 , Kim Kardashian said, “
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  I don’t have a concept
                 </a>
                 ” of what certain simple things cost. Honest words from someone selling a Skims tank top for $68.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fblack-rightwards-arrow_27a1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4MzMzMX0:1vA3bY:Sp9RHNfF6-l4v1wkJMZeQ0tHydYxGWo3svTat6Kxc3w" style="max-width:18px" width="18"/>
                 The Rizzler
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  joined
                 </a>
                 Brian Baumgartner—aka Kevin from
                 <em>
                  The Office
                 </em>
                 —to calculate expense reports on a livestream for Ramp, a financial tech company. You just read the first sentence in history where every word is a recession indicator.
                 <em>
                  —DL
                 </em>
                </p>
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            NEWS
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                 What else is brewing
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                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The US
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                  </span>
                  <span>
                   took into custody two survivors from an attack on a boat it claims was transporting drugs off the coast of Venezuela.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    President Trump
                   </a>
                  </span>
                  <span>
                   said his threatened additional 100% tariff on goods from China is “not sustainable,” and indicated that he still plans to meet with his Chinese counterpart, Xi Jinping, later this month.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Former Rep. George Santos
                   </a>
                  </span>
                  <span>
                   had his prison sentence commuted by President Trump. The Republican ex-lawmaker, who made headlines for telling lies, had been serving a more than seven-year sentence for financial crimes.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Salesforce CEO Marc Benioff
                   </a>
                  </span>
                  <span>
                   apologized yesterday following backlash to his remarks that President Trump should send the National Guard to San Francisco. The day before, VC giant
                  </span>
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Ron Conway
                   </a>
                  </span>
                  <span>
                   resigned from the charitable Salesforce Foundation’s board over the comments.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Tesla shareholders
                   </a>
                  </span>
                  <span>
                   were urged to reject Elon Musk’s $1 trillion pay package by advisory firm ISS.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Apple TV
                   </a>
                  </span>
                  <span>
                   will be the place to watch cars go fast after Apple inked a five-year broadcast rights deal with F1. CNBC reports that Apple will pay $140 million per year.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    “No Kings”
                   </a>
                  </span>
                  <span>
                   demonstrations protesting President Trump’s policies are scheduled to take place around the country today, and organizers expect millions of people to participate.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
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      <!-- STORY ARTICLE -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Together With Gametime
           </h3>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="Gametime" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-10-17%252Fimage-5aea6ee67630ec61110c66e4389171b3a4bc9202-1006x559-jpg%252Fgametime2copy.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA3ODExMjQuODM4NDgyOX0:1vA3bY:odjpbVaUuQ80_jI8v265aAbl5aDe3K6sXcWfYeBGQlo" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
          </a>
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            <td class="sponsored-body content-container story-content" style="padding:15px">
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Skip the ticket drama.
              </strong>
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Gametime
              </a>
              gets you into the biggest games and shows with Zone Deals that actually make sense—NFL, college football, MLB, and top fall tours. No hidden fees, no stress, just all-in prices and killer seats. Built by fans, for fans.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Score now before prices rise
              </a>
              .
             </p>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            COMMUNITY
           </h3>
          </div>
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Crowd work
                </a>
               </h1>
              </div>
             </table>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Last week, we asked: “How would you celebrate winning $100 million in the lottery?” Here are some of our favorite responses:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “I used to measure my money as a child by how many 50-cent honeybuns I could get with what I had. It only makes sense to spend a couple thousand on honeybuns at a party with loved ones.”
                  </span>
                  <span>
                   <em>
                    —Michael B. from Jacksonville, FL
                   </em>
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “I’d take my 87-year-old mom on the trip of her dreams: a ride on the Orient Express.”
                  </span>
                  <span>
                   <em>
                    —Kristi from Auburn, NY
                   </em>
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “I would keep it to myself until I could get $100k–$200k in cash. Then I would put it in the dryer and ask my husband to help with the laundry.”
                  </span>
                  <span>
                   <em>
                    —BA from Florida
                   </em>
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “I would spend the money to bring Arnold Schwarzenegger’s classic
                  </span>
                  <span>
                   <em>
                    Pumping Iron
                   </em>
                  </span>
                  <span>
                   to the Las Vegas Sphere.”
                  </span>
                  <span>
                   <em>
                    —Dino from Las Vegas, NV
                   </em>
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   “I would go get VIP backstage passes to Green Day for my entire family and buy all of the merch we ever wanted. Then we would get our mountain bikes the next day and go do a century, just because.”
                  </span>
                  <span>
                   <em>
                    —Diem from San Diego, CA
                   </em>
                  </span>
                 </li>
                </ul>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 <strong style="color:#000">
                  This week’s question
                 </strong>
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 What is your favorite fall tradition or ritual?
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Sam’s answer to get the juices flowing:
                 </strong>
                 “If there’s one thing everyone in my family can agree on, it’s that watching the heartwarming Al Pacino classic
                 <em>
                  Scent of a Woman
                 </em>
                 every Thanksgiving is nonnegotiable. It goes extra well with mulled wine.”
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Submit your answer here
                 </a>
                 .
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
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      <!-- STORY ARTICLE -->
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      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330-png%252FMB_todo_banner.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA3ODExMjQuODM4NjA4M30:1vA3bY:WwizvCgzF6d_lvmj3ap6X7s5QOLSRC-TLtTShXEG1w8" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4NzA4NH0:1vA3bY:o4sCqe6FCNu6mhn5WSXS9IDfb0pRWm_APRSF72rmhgQ" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Tell time:
                  </strong>
                  A
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   retro green clock
                  </a>
                  to set on your desk.**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4ODAzOH0:1vA3bY:PKPLP0aspPzxUdNtwTkhTmPxB9tazbqU0jp1Twi-YZs" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Get the data:
                  </strong>
                  A new poll shows where Americans stand on
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   horror movies
                  </a>
                  (the answer is: divided).
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM4ODk1M30:1vA3bY:EVe1BoZwrSJTB5jQuZKk6YlBehoyH_Uv4TIpThZX0Ac" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Lean in to the season:
                  </strong>
                  A ranking of
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   pumpkin spice-flavored foods
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM5MDI1M30:1vA3bY:vgNOVRMNVa4YpZXMg37VCth0n_ucuObM6cFgQTDeGZo" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Laugh:
                  </strong>
                  Morning Brew’s Good Work with Dan Toomey dropped
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   its first special
                  </a>
                  on Patreon.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjA3ODExMjQuODM5MTE2fQ:1vA3bY:sj23jYhJ3mh89WxXIs-FKy0ONbI--Z8rnamrp-RgCBc" style="max-width:18px" width="18"/>
                   Wellness in bloom:
                  </strong>
                  Cornbread Hemp creates premium, USDA organic,
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   full-spectrum CBD gummies
                  </a>
                  designed to help with stress, bodyaches, and sleep.
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Save 30% on your first order
                  </a>
                  with code BREW at checkout.*
                 </p>
                 <placementslot data-id="4fdcc7b525b6">
                 </placementslot>
                 <placementslot data-id="e36d30758a68">
                 </placementslot>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
                   </em>
                  </sup>
                 </p>
                </div>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PLAY
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="Games available from Morning Brew" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-3524949da8d220051120175f97246671d52e0b38-2700x660-png%252FIMG_9052.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjA3ODExMjQuODM5MjIzMX0:1vA3bY:eoTnBBjWkQX5g9tuFIQtP_RdxtbntcIsjCDBIqKVdmw" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Brew Crossword:
                 </strong>
                 It’s finally chilly outside, so get cozy and take your time with today’s puzzle.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play it here
                 </a>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Open House
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Welcome to Open House, the only newsletter section that’s ready for anything. We’ll give you a few facts about a listing and you try to guess the price.
                </p>
                <img alt="Treehouse in Hawaii" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fstorage.morningbrew.com%252Fgif%252F2025-10-17%252Fimage-11ca73458ea8611af090f6050fd8435451e91ad2-1066x799-gif%252Ftreehouse.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzdG9yYWdlLm1vciIsInRpbWUiOjE3NjA3ODExMjQuODM5MzI5Mn0:1vA3bY:vFmpxGLC6yZaEVy6q9430bBU1wALVliShp05F50GEgQ" style="display:block;width:100%!important" width="670"/>
                <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                 <small>
                  <em>
                   Special Finds Unique Homes
                  </em>
                 </small>
                </span>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Today’s property is a 575-square-foot off-the-grid treehouse on two acres of land in the Ohia forest, which is located on the west coast of Hawaii’s Big Island. The home has its own septic system and a 1,150-gallon rainwater collection system, so you don’t have to trust anyone else’s pipes. Amenities include:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   1 bed, 1 bath
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Wraparound lanai
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Bonus shipping container for storage
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 How much for the sustainable tropical hideaway?
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