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   Daily Brew // Morning Brew // Update
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     A crypto trial vexed jurors...
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             November 10, 2025
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               Good morning.
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              This weekend, we started making our 2025 Christmas-movie-watching plans (as one does). These flicks from the roundup of
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               upcoming releases
              </a>
              have made the cut:
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             <ul style="margin-top:0;padding-left:30px">
              <li style="margin-bottom:10px;line-height:22px">
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                <em>
                 Christmas Above the Clouds
                </em>
               </span>
               <span>
                : “A workaholic tries to skip Christmas but reconnects with her ex on a flight to Australia.”
               </span>
              </li>
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                <em>
                 Holiday Touchdown: A Bills Love Story
                </em>
               </span>
               <span>
                : “A pediatrician and a stadium executive discover love while uncovering a family Christmas mystery in Buffalo.”
               </span>
              </li>
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                <em>
                 Christmas of Giving:
                </em>
               </span>
               <span>
                “A nonprofit director facing dwindling donations and job uncertainty reconnects with an old love.”
               </span>
              </li>
             </ul>
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              Brb, have to go write a treatment for the only plot that hasn’t been tried yet (a team of newsletter writers gathers together to celebrate Festivus and learns the truth about who keeps messing with the conference room thermostat).
             </p>
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              —
              <em>
               Holly Van Leuven, Dave Lozo
              </em>
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      <!-- MARKETS -->
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              <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
               MARKETS: YEAR-TO-DATE
              </h3>
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            <tr>
             <td class="pad5m">
             </td>
            </tr>
            <!-- Nasdaq -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEyNzY1fQ:1vIP5h:vf-RiIkVLbzt0-JGksGSdeXP7Rt0RP8K-1usTQX-IGo" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  23,004.54
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +19.13%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEyODU3NX0:1vIP5h:8ZWl7Non93dkrksAeGQZkyX-AYjTrNiH8G71enc6YT0" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,728.80
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +14.40%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEyOTUxMn0:1vIP5h:-8yiNKxq3LvPJ6a-wsvTqeE-6UebfQMPTyWOwQXcXss" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,987.10
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +10.44%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEzMDUxNn0:1vIP5h:Ki46tqjtETCTCsnxWynqNZ-GHnshCysUWGaULT6PY1Q" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.093%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -48.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEzMTU0OH0:1vIP5h:YkwmOemzxFQJHoFWLdf5xbQFEUM8lVn3JyxzUtKa6UE" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $105,763.02
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +13.20%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Nvidia -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEzMjUxNn0:1vIP5h:ttwfo_NWKd3BidDOol0_R04bSvp3KYRYg9gC7gMoFgM" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Nvidia
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $188.15
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
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                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +40.14%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nvidia -->
            <!-- START REGULAR TEXT -->
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             <td style="padding:3px 15px 10px">
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                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzEzMzUwOH0:1vIP5h:ha-gPta-HddUl3NRy8F1QLQG42xkvpi9xcSrZx_WxKc" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 10:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
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            <!-- END REGULAR TEXT -->
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                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Wall Street might be in for a weird week. Q3 earnings season wraps up with a few companies reporting, but they’re hardly walking into a party, as all major indexes ended last week in the red. A few key economic reports from the government are likely not being released as scheduled due to the ongoing government shutdown (more on that below). Siebert Financial Chief Investment Officer Mark Malek
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  told CNBC
                 </a>
                </span>
                <span>
                 that some of his colleagues are edgy that “there’s just not enough wind to carry the boat forward in these sort of quiet times.”
                </span>
               </li>
              </ul>
              <div style="display:none">
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            BIOTECH
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                 Pfizer wins bidding war for weight loss drug firm
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                  Angela Weiss/Getty Images
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Pfizer
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  emerged victorious
                 </a>
                 in its bid to acquire biotech company Metsera, after besting Novo Nordisk in a rivalry that had been compared to
                 <em>
                  Game of Thrones
                 </em>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 What’s driving the drug drama?
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The weight loss drug industry could be worth $150 billion by the early 2030s, according to Reuters. Broad demand has spurred biotech companies to increase supply, some more successfully than others:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The leaders in the space are Eli Lilly, maker of Zepbound and Mounjaro, and Novo Nordisk, the company behind Ozempic and Wegovy.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Pfizer developed two oral weight loss medications of its own, but abandoned them after trial patients experienced significant side effects, most recently, in April 2025.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Metsera was founded in 2022 to develop “next-generation” obesity and metabolic disease treatments. It IPO’d on January 31 of this year. It’s a clinical-stage company with several new weight loss treatments in trials.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 In September, Pfizer offered up to $7.3 billion for Metsera, and it seemed a straightforward acquisition would ensue.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  But that was just the beginning.
                 </strong>
                 At the end of October, Novo Nordisk submitted an “unsolicited proposal” to acquire Metsera worth up to $9 billion. Mizhuo healthcare equity strategist Jared Holz told clients that Novo Nordisk seemed to want Metsera as much for itself as it did to keep
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  the company’s drugs-in-development
                 </a>
                 “out of the hands” of competitors.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Parting shots:
                 </strong>
                 After plenty of back-and-forth, threatened lawsuits, and soundbites, Pfizer submitted an updated $10 billion offer, which Metsera accepted on Friday while saying that striking a deal with Novo presented “unacceptably high legal and regulatory risks.” On Saturday, Novo said it believed its submission was “compliant with antitrust law,” but declared it would not submit a counteroffer.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Big picture:
                 </strong>
                 On Thursday, the Trump administration announced what the Washington Post called
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  “complicated” plans
                 </a>
                 to significantly lower the price of weight loss drugs starting next year. Expanding access to the medications would help the drugmakers behind them grow exponentially.—
                 <em>
                  HVL
                 </em>
                </p>
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            Presented By Fisher Investments
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              Managing significant wealth isn’t just about growth. It’s about ensuring you keep more of what you’ve earned. Luckily,
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                Tax-Efficient Wealth Management for Affluent Investors
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              features forward-looking advice to help strengthen and optimize your portfolio.
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              Download
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                 <strong style="color:#000">
                  “Beginning of the end” of govt shutdown may be upon us as Senate advances deal.
                 </strong>
                 Today is the 41st day of the shutdown, but last night, in a rare Sunday session, senators returned to Capitol Hill to advance
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  a funding agreement
                 </a>
                 that could reopen the government through at least January. Enough Democratic senators agreed to vote for the deal to clear a 60-vote threshold. It’s rumored to include a guarantee of a vote on a bill related to Affordable Care Act credits by the end of the second week of December (but not an extension of the credits themselves), a reversal of all permanent layoffs of government employees that have transpired since the shutdown, and the funding of SNAP, among other provisions. The plan still needs to pass in the House and be signed into law by President Trump, which would likely take at least a few days.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fbaseball_26be.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE0MjE0Nn0:1vIP5h:N2cEGGdTMKPFNkHmKLFmWbtOQKYGhMmEFjA761yDBvw" style="max-width:18px" width="18"/>
                  Two Cleveland Guardians pitchers indicted in alleged pitch-rigging scheme.
                 </strong>
                 The Eastern District of New York, the same US Attorney’s office that charged NBA figures with similar crimes last month, accused Cleveland’s Emmanuel Clase and Luis Ortiz with throwing specific pitches in an
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  arrangement with a gambler
                 </a>
                 so the person betting could win prop bets and provide the pitchers with kickbacks. Prosecutors said that the scheme began with Clase in May 2023 and Ortiz joined in June 2025, with gamblers winning at least $450,000 by wagering on the pitches. US Attorney Joseph Nocella Jr. said, “The defendants deprived the Cleveland Guardians and Major League Baseball of their honest services. They defrauded the online betting platforms where the bets were placed. And they betrayed America’s pastime.” Ortiz’s attorney denied the charges in a statement to ESPN. A message ESPN placed to Clase’s attorney was not returned.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcredit-card_1f4b3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE0MzAzM30:1vIP5h:shP8PW52ytPk4DuhesLQnLH3zPdnMnioFgHXFNBSn8k" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Visa and Mastercard near settlement with merchants that might lower transaction fees.
                 </strong>
                 In an exclusive report, the Wall Street Journal stated that the two major credit card companies are close to settling a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  20-year legal dispute with merchants
                 </a>
                 that would enable them to reject certain cards and be charged lower interchange fees. Under the deal, merchants would not have to accept every type of credit card that Visa or Mastercard offers, meaning they could refuse rewards credit cards, which cost them more to process than other types because the rewards are funded in part by the higher interchange fees. Anonymous sources told the WSJ that Visa and Mastercard would lower interchange fees overall by an average of 0.1 percentage point over several years. The uptick of merchants charging customers for credit card processing fees goes back to this dispute.—
                 <em>
                  HVL
                 </em>
                </p>
               </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            CRYPTO
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Court case that left jurors in tears ends in mistrial
                </a>
               </h1>
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              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Unsplash
                 </em>
                </small>
               </span>
              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 On Friday, a Manhattan federal judge declared a mistrial in the case of two brothers accused of
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  stealing $25 million
                 </a>
                 worth of cryptocurrency in 12 seconds through a complicated scheme on the Ethereum blockchain, the latest example of prosecutors falling short in their attempt to bring order to the industry.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Literal crypto bros
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 MIT-educated James and Anton Peraire-Bueno honed their skills in math and computer science. In 2023, prosecutors
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  alleged
                 </a>
                 they “fraudulently gained access to pending private transactions and used that access to alter certain transactions and obtain their victims’ cryptocurrency.” At the core of the issue are “
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  sandwich attacks
                 </a>
                 ” that don’t involve bread or mustard:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   It’s when bots are used to place buy and sell orders around a person’s order; the buy order drives up the price on the person, and the sell order cashes in.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The brothers set a trap for the bots with bots of their own, according to testimony, which allowed them to drain $25 million from three users.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The brothers said their ploy was fair game in an unregulated market. Prosecutors unsuccessfully argued that their move was fraudulent.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  In a note to the judge,
                 </strong>
                 the jurors reported that the incredibly complicated case had placed them under an “emotional burden” that caused half of them to break down in tears, a reasonable response to having to listen to people argue about crypto. After three days of deliberation, they were deadlocked.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Zoom out:
                 </strong>
                 It’s the latest crypto-based setback for prosecutors, who are attempting to apply the law to a decentralized finance world. In May, the wire fraud conviction of crypto trader Avraham “Avi” Eisenberg was overturned after he was convicted of swindling $110 million. Then, in August, a mistrial was declared in the $1 billion crypto laundering case involving Roman Storm, the creator of Tornado Cash, which anonymized transactions on the Ethereum blockchain.
                 <em>
                  —DL
                 </em>
                </p>
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            Together With Vero3
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Wyoming today, Nasdaq tomorrow.
              </strong>
              Wyoming and Wall Street are worlds apart. But one startup’s scaling 14,000 acres of Wyoming land to a planned Nasdaq listing by 2028. Meet
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Vero3
              </a>
              . Their breakthrough process produces lithium, generates clean water, and permanently stores carbon, tackling $400b+ in combined markets. Now, they’re scaling to $183m in annual profits.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Become an early-stage investor before Vero3’s opportunity ends in under two weeks
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              .
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            CALENDAR
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The week ahead
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               </h1>
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              <img alt="COP 30 sign " src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-09%252Fimage-27190407eb824a1beeb37bcae8674372eaddce85-5120x3413-jpg%252FGettyImages-2244969628.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjI3NzAzNDEuNzE0OTAwM30:1vIP5h:Hi20LKI2Sq7j1olpSn8AMh8t3SGCN7jObmP5XvZ-JYs" style="width:100%;max-width:670px;display:block" width="670"/>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  COP 30 Press Office/Anadolu via Getty Images
                 </em>
                </small>
               </span>
              </p>
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                 <strong style="color:#000">
                  United Nations annual climate summit begins today:
                 </strong>
                 This year’s meeting, COP30, will assemble government leaders, business titans, and climate scientists
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  with a focus
                 </a>
                 on the pace at which the planet is heating. This year, however, the United States will not attend. A decade ago, nearly every country agreed to the Paris climate agreement, which called for global policies to reduce carbon emissions to keep global temperatures from increasing. Last week, the UN
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  reported a little progress
                 </a>
                 , but said that could be erased in the coming years as the US unravels its climate policies under President Trump.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Warren Buffett will release a farewell letter:
                 </strong>
                 The 95-year-old Oracle of Omaha is expected to
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  release a valedictory statement
                 </a>
                 today, his first public address since announcing in May that he would step down as the head of Berkshire Hathaway by year’s end. A Berkshire spokesperson said that Buffett’s
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  letter to shareholders
                 </a>
                 will cover “philanthropy, Berkshire and other matters that Berkshire shareholders and others may find to be of interest.” Could be a vision for Berkshire’s future, could be his review of
                 <em>
                  Predator: Badlands
                 </em>
                 . We won’t know until we read it.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Here’s what’s not happening this week:
                 </strong>
                 Economic data scheduled to arrive from the government
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  won’t be released
                 </a>
                 if the shutdown persists, which, at last check, is persisting. Impacted reports include the October consumer price index, producer price index, and the monthly US retail sales report. That means investors will have to look to secondary sources, like the
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  small business optimism index
                 </a>
                 from the National Federation of Independent Business, which comes out tomorrow, for information on consumer prices and retail sales. Also not happening this week: a sunset after 5pm.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Everything else…
                 </strong>
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Today marks the 250th anniversary of the US Marines being organized under the Continental Congress.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Tomorrow is Veterans Day. It’s a federal holiday, which means government offices will be closed (one way or the other).
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Can we tell you how to get to a new season of Sesame Street? Sure. It debuts on Netflix today, after HBO ended its deal.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Unionized Starbucks employees will strike on Thursday, the chain’s annual Red Cup Day, if a labor contract is not finalized. The action would affect stores in 25 US cities.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   It’s a light week for earnings, but big names reporting include Paramount Skydance tomorrow, Cisco on Wednesday, and Disney on Thursday.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <em>
                    Now You See Me: Now You Don’t
                   </em>
                  </span>
                  <span>
                   , the third installment in the magic franchise, hits theaters on Friday.
                  </span>
                 </li>
                </ul>
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            STAT
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Prime number: NYC’s 75-foot Norway spruce
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <img alt="2025 Rockefeller center Christmas tree" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-10%252Fimage-7765128749e2a405b4739a3318f9ac55859dee83-3000x2000-jpg%252F2025RockefellerCenterChristmasTreeArrivesOnCenterPlaza/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjI3NzAzNDEuNzE1MDEyM30:1vIP5h:NtamHvOjtI5h-OZHieDfLRJ_CIu6wfVYdU-WnEkgluA" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Manoli Figetakis/Getty Images
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 On Saturday, Rockefeller Center got its 2025 Christmas tree.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  This year’s centerpiece
                 </a>
                 is 75 feet tall, 45 feet in diameter, and weighs approximately 11 tons, according to its host. The tree hails from East Greenbush, NY, a suburb of Albany about 150 miles north of Manhattan.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Here are some fun facts about Rockefeller Center’s tree procurement process:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The tree is donated every year by a family, but they don’t receive monetary compensation. They don’t even get a tax write-off, since the tree doesn’t go to a nonprofit but to Tishman Speyer, the global real estate company that owns Rockefeller Center.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Rockefeller Center employs a head gardener who doubles as a tree scout: Erik Pauze. He visits potential trees and makes subsequent caretaking trips to a selected tree to keep it looking good before it’s cut down.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Because of the need for a tall, symmetrical tree, a Norway spruce is almost always chosen. Those trees don’t grow very high in forests, hence the need for a family to donate one that was likely grown for ornamental purposes.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 This year’s tree was donated by Judy Russ in memory of her late husband, Dan. Russ told the Associated Press that Dan’s great-grandparents planted the tree decades ago. Anyone can
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  submit a photo of their tree
                 </a>
                 for consideration.—
                 <em>
                  HVL
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
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            Together With T-Mobile
           </h3>
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           <img alt="T-Mobile" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-07%252Fimage-00b6ae2bc87011f991105191193cf2e49df7ae38-1000x750-png%252FMorningBrew%25281000x750px%2529%25281%2529.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjI3NzAzNDEuNzE1MTIwNn0:1vIP5h:JGR_jqQ2SGq4_3AZ_1iHgVorcTIGQDc8696bxJoD21s" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               iPhone family fun.
              </strong>
              Give your family what they really want this holiday season:
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               an iPhone 17
              </a>
              . There’s no need to reinvent the wheel with gifts, so get them something they’ll actually use. Right now,
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               snag four iPhone 17s
              </a>
              (no trade-in needed) when you switch four lines for $25 each.
             </p>
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            NEWS
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                 What else is brewing
                </a>
               </h1>
              </div>
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                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Super Typhoon Fung-wong
                   </a>
                  </span>
                  <span>
                   landed on the Philippines yesterday, killing at least two and displacing 1 million people.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The Federal Aviation Administration
                   </a>
                  </span>
                  <span>
                   grounded all MD-11 cargo planes pending inspections, after an MD-11 owned by UPS crashed in Kentucky last week.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The USDA
                   </a>
                  </span>
                  <span>
                   said states must “undo” disbursement of full SNAP benefits, a reversal of earlier guidance it issued before the Supreme Court temporarily blocked a lower court’s order for immediate payouts.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    President Trump
                   </a>
                  </span>
                  <span>
                   attended the Washington Commanders game at home against the Detroit Lions yesterday afternoon, amid rumors that the new Commanders stadium will be named for him.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Fedora man found
                   </a>
                  </span>
                  <span>
                   : The mysterious figure who appeared in a photo near the Louvre shortly after the jewelry heist is in fact an amused teenager.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
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              <img alt="To-do list banner" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330-png%252FMB_todo_banner.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjI3NzAzNDEuNzE1MjI0NX0:1vIP5h:qla8aBEy99fIBaK8VzzweeS99uHv-IiQhJN-_wSbo7k" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
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                 <em>
                 </em>
                </small>
               </span>
              </p>
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                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1MzIyfQ:1vIP5h:aa4lpcih24Pf369yp65qH5X7qBsA5K2CpbobLfPD4Nc" style="max-width:18px" width="18"/>
                   Gift:
                  </strong>
                  Opportunity’s calling.
                  <strong style="color:#000">
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   Get the latest tech
                  </a>
                  with no trade-in needed.*
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1NDE2NH0:1vIP5h:95nFA_euBTc81xEbtGKsGsG9GtcB-rgt-RfNB9kYc8Y" style="max-width:18px" width="18"/>
                   Watch:
                  </strong>
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   How to hang posters
                  </a>
                  without damaging the wall or the poster.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1NTA3N30:1vIP5h:JLhhOTARa0iDItMHXWt6MtVUJZ8BtrFryxJ7hUPiCKQ" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Not fun, but useful:
                  </strong>
                  A former chief people officer’s advice for
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   what to do (and not do) if you’re laid off
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1NTk3Nn0:1vIP5h:Q-sK7z0BUwZICxBxttF9MUGvDgdqTCACHDATlLnWsXU" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Fun and very definitely useful:
                  </strong>
                  Check out this
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   medieval cat meme generator
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1Njg4NX0:1vIP5h:Yyvhb1rxqDcZi6JsbL6IBjRsT1Tj5p5ZOkriEAXUEqU" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Consider canceling your insurance:
                  </strong>
                  Are you wasting hundreds every year on overpriced car insurance? FinanceBuzz has a
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   free new tool
                  </a>
                  to help you find out.
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   See how much you could save
                  </a>
                  .*
                 </p>
                 <placementslot data-id="bd8049298e73">
                 </placementslot>
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                  <sup>
                   <em>
                    *A message from our sponsor.
                   </em>
                  </sup>
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            PLAY
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Turntable:
                 </strong>
                 Today’s center letter is K with 30 words to find. And if you do be nosy, but not in a judgmental kind of way, it took Holly 8 minutes and 42 seconds to complete.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play Turntable here
                 </a>
                 .
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Sesame Street trivia
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 With
                 <em>
                  Sesame Street
                 </em>
                 hitting Netflix today, let’s see how much you know about the show: Who lives in the basement of 123 Sesame Street?
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            SHARE THE BREW
           </h3>
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                 <a class="link" style="color:#252525;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Share Morning Brew
                 </a>
                 with your friends, acquire free Brew swag, and then acquire more friends as a result of your fresh Brew swag.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 We’re saying we’ll give you free stuff and more friends if you share a link. One link.
                </p>
                <a>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe8c0d668fd2ce584105a14629f9409b29ddffc91-3840x2160.png%253Fw%253D640%2526q%253D60/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjI3NzAzNDEuNzE1OTAzNX0:1vIP5h:aKHco2JWGXpmLeCX3__0VYT2xFFQZNH3b7Bbfv32Qdc" style="width:100%;max-width:640px;display:block;width:100%!important" width="640"/>
                 </p>
                </a>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <b>
                  Your referral count:
                 </b>
                 0
                </p>
                <a class="stb-btn" style="color:#fff;text-align:center;background-color:#1c7ff2;border-radius:4px;width:100%;max-width:150px;padding:15px;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:900;text-decoration:none;display:block;margin-top:inherit!important;margin-bottom:inherit!important;margin-right:inherit!important;margin-left:inherit!important">
                 Click to Share
                </a>
                <p style="margin-top:15px;margin-bottom:15px;line-height:22px">
                 Or copy &amp; paste your referral link to others:
                 <br/>
                 <a class="link" style="color:#252525;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  morningbrew.com/daily/r/?kid=979c4554
                 </a>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            ANSWER
           </h3>
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                 Bert and Ernie
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <span style="text-decoration:underline">
                  Word of the Day
                 </span>
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Today’s Word of the Day is: valedictory, meaning “a statement of leave-taking.” Thanks to Dawn from Toledo, OH, for the last-best suggestion we’ve heard. Submit another Word of the Day
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
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                 .
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               ✳︎ A Note From Vero3
              </strong>
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             <span style="font-size:10px">
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               This is a paid advertisement for Vero3 Limited’s Regulation CF offering. Please read the offering circular at
               <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                https://invest.vero3.com/
               </a>
               . Timelines are subject to change. Listing on the Nasdaq is contingent upon necessary approvals, and reserving a ticker symbol does not guarantee a company’s public listing.
              </p>
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