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   Daily 2026-02-11
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               Wed, Feb 11 | 3:15 read time
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                     👀
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                     WHAT'S
GOING ON
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                       All metrics are as of the latest market close.
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               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.36% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,940
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.58% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $5,050
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.24% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $68,535
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
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                       <tbody>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.31% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          10,354
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.09% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $68.98
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.06% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.16%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F131%252F201%252F314%252F0eb715rd3zL3RdKaYBPpEmKay%252F19542afa3be8dea784facd3a2688c1395aa620b4.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D3cd7c195971ed84352e167c2e0df8f2f/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzA4MDAwNDQuMDcwMjg1fQ:1vq5z2:rHSq-dGpXZQoSpbrQg8t-Bz4uc-p2TZSAUApx4ThDO8" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                    </td>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🚀 TSMC outdid itself, setting the tone for an industry on track to break records this year
                       </p>
                       <p data-block-key="3poei">
                        ♻️ The US government
planned its biggest-ever regulatory rollback – a move that could bruise some stocks but hand others a lucky break
                       </p>
                       <p data-block-key="8fatj">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Trillion-Dollar Stack
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Trillion-Dollar Stack" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-100226-TSMC.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D6b97d6d4382b42d862bbb90bfbd14533/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzA4MDAwNDQuMDcwNDE4NH0:1vq5z2:MK9tVt6P1qkX4FsvYAao4nwED3I-sn-ESde-R9Ndj7Q" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <p data-block-key="reqhm">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="8f4ck">
                    <b>
                     TSMC
                    </b>
                    pulled off its biggest sales uptick in months, throwing more chips into what’s shaping up to be a record‑breaking pot for the industry this year.
                   </p>
                   <p data-block-key="3v0rf">
                    <b>
                     What
does this mean?
                    </b>
                   </p>
                   <p data-block-key="ea16u">
                    TSMC’s sales were 37% higher this January than a year ago – although last year’s figure
                    <i>
                     was
                    </i>
                    held back by 2025’s Lunar New Year (landing in February this year). Still, that bodes well for the contract chipmaker to be able to deliver the roughly 30% sales growth it’s aiming for in 2026.
                   </p>
                   <p data-block-key="edmi4">
                    ▶ Most of that jump came from demand for advanced AI data center chips, with TSMC supplying giants like
                    <b>
                     Nvidia
                    </b>
                    and
                    <b>
                     AMD
                    </b>
                    . To keep up – and to hit that full‑year sales goal – the firm’s planning to spend up to $56 billion expanding its capacity this year.
                   </p>
                   <p data-block-key="cfjbn">
                    ▶ The US government seems willing to lend a hand, too. Officials said they’re considering sparing major AI chip buyers from the next round of tariffs – easing some short-term supply chain risk for TSMC.
                   </p>
                   <p data-block-key="elejb">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="323c4">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     TSMC’s in
the right place at the right time.
                    </i>
                   </p>
                   <p data-block-key="9o5ta">
                    The global chip industry is on track to haul in a record-breaking $1 trillion in revenue this year – roughly 26% more than in 2025. That’s mainly down to seemingly insatiable demand for AI hardware: those data center chips are bringing in most of the cash – but memory chips are filling order books too, as ever-growing AI models require more space.
                   </p>
                   <p data-block-key="94mhc">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Some make money,
others spend it.
                    </i>
                   </p>
                   <p data-block-key="h3q4">
                    <b>
                     Amazon
                    </b>
                    ,
                    <b>
                     Microsoft
                    </b>
                    ,
                    <b>
                     Google
                    </b>
                    ,
                    <b>
                     Meta
                    </b>
                    , and
                    <b>
                     Oracle
                    </b>
                    are expected to spend 60% more on AI infrastructure this year versus last. Thing is, investors have become increasingly unsure about which firms – if any – will actually profit from that eye-watering spending, which is one reason why tech stocks have wobbled lately.
                   </p>
                   <p data-block-key="evloq">
                    ▶ But investors see firms supplying AI’s essential hardware – like TSMC
– as relatively safe bets. They sit directly in the line of supercharged spending, after all – and get paid no matter which AI model ultimately comes out on top.
                   </p>
                  </div>
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                   <h2 data-block-key="6axd0">
                    <b>
                     The UK Budget is coming for your savings
                    </b>
                   </h2>
                   <p data-block-key="2eois">
                    You might’ve blanked the November
                    <a>
                     Budget
                    </a>
                    – but it
hasn’t forgotten you.
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                    From April 6th, frozen tax bands and lower allowances mean you could pay more tax even if your income barely moves.
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                    And if you’re under 65, from April 2027 your cash ISA limit is set to fall from £20,000 to £12,000, potentially pushing more of your money out of tax‑sheltered cash.
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                   <p data-block-key="co5tc">
                    That doesn’t mean you need to overhaul everything overnight – but you do need to
                    <a>
                     make some important decisions now
                    </a>
                    .
                   </p>
                   <p data-block-key="dudn">
                    If you want help thinking them through – from tax bands to ISA choices and options like investment trusts – read
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                    </a>
                    : it walks you through
                    <a>
                     how to get your finances ready for the new tax year
                    </a>
                    .
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                  <div style="font-family:Inter,sans-serif;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
                   <p data-block-key="k6vvw">
                    <b>
                     Important information
                    </b>
                   </p>
                   <p data-block-key="4t96n">
                    Risk factors you should consider prior to investing:
                   </p>
                   <ul>
                    <li data-block-key="c7pia">
                     The value of investments and the income from them can fall and investors may get back less
than the amount invested.
                    </li>
                    <li data-block-key="ejg30">
                     Past performance is not a guide to future results.
                    </li>
                    <li data-block-key="bphe8">
                     Tax treatment depends on the individual circumstances of each investor and be subject to change in the future.
                    </li>
                    <li data-block-key="f0dcq">
                     If you require advice, please speak to a qualified financial adviser.
                    </li>
                   </ul>
                   <p data-block-key="9cebi">
                    Other important information:
                   </p>
                   <p data-block-key="als4l">
                    Issued by abrdn Fund Managers Limited, registered in
England and Wales (740118) at 280 Bishopsgate, London EC2M 4AG. The company is authorised and regulated by the Financial Conduct Authority in the UK.
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                      <img alt="Insight" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FRDrop-Cover-Landscape-SolarFoods-Update-Feb2026.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D02f159bf1f945927e36c05f5fe299c54/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzA4MDAwNDQuMDcwODk1NH0:1vq5z2:xGHPekR-f4wlZb43p3xnAaOSYnDHthJ-BxLOq3sjXbk" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    Last summer, I did a deep dive into
                    <a>
                     Solar Foods
                    </a>
                    – a Finnish food-tech startup with a pretty grand ambition: creating a brand-new protein from thin air.
                   </p>
                   <p data-block-key="56q2q">
                    Since then, the company has launched new products featuring its Solein protein, announced a
                    <a>
                     major strategic pivot
                    </a>
                    relating to its first industrial-scale production plant, and cleared an important financing hurdle.
                   </p>
                   <p data-block-key="eng20">
                    With so much having changed, this feels like the right
                    <a>
                     moment to revisit
                    </a>
                    the story, refresh my financial model, and reassess both the valuation and the broader investment case.
                   </p>
                   <p data-block-key="60m4c">
                    That’s today’s Research:
                    <a>
                     a fresh look at the startup making food from thin air
                    </a>
                    .
                   </p>
                   <p data-block-key="4uurd">
                    <a>
                     <b>
                      Read or listen to the Research here
                     </b>
                    </a>
                   </p>
                  </div>
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                       <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                        <a style="color:#4C5469;font-weight:400">
                         Reda
Farran, CFA
                        </a>
                       </div>
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                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
                   </mj-raw>
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Eco-Unfriendly
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Eco-Unfriendly" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-100226-Emissions.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Dab36a551158cab28a5a37f48008d3006/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzA4MDAwNDQuMDcxMTUxM30:1vq5z2:k42ilUQC56-lHj8nQ-Pz-_vHEqbIReQYz7AfdIL10B4" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="cz13b">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="33i76">
                    The US government plans to scrap a 2009 finding that six greenhouse gases endanger public health and welfare – a move it says would be the country’s biggest-ever regulatory rollback.
                   </p>
                   <p data-block-key="2ej77">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="bkgr5">
                    That 2009 determination has now underpinned US emissions rules for over a decade. Under them, regulators can cap vehicle pollution, make companies report emissions, and use credit-style systems to keep firms in line.
                   </p>
                   <p data-block-key="9vglk">
                    ▶ Officials say unwinding it could save over $1 trillion in compliance costs – a claim that environmental and public health groups argue is exaggerated. Either way, it’s
not a done deal yet: court fights are expected, and they could drag on for years.
                   </p>
                   <p data-block-key="3a69c">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="ancpe">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Let’s drive.
                    </i>
                   </p>
                   <p data-block-key="3nalj">
                    🔺 If it happens, the rollback could support carmakers that make most of their money from trucks and SUVs, like
                    <b>
                     Ford
                    </b>
                    and
                    <b>
                     General Motors
                    </b>
                    . They’d likely see fewer penalties and reduced pressure to flog their (less profitable) electric models,
helping protect margins.
                   </p>
                   <p data-block-key="f7bqc">
                    🔻 Not
                    <b>
                     Tesla
                    </b>
                    , though. Because it only makes EVs, the firm racks up more compliance credits than it needs – and it’s been selling the extras to less eco‑minded firms. So if those rivals need fewer credits to stay on the right side of the rules, that revenue stream could dry up fast.
                   </p>
                   <p data-block-key="7ihfp">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     This one-eighty could one-eighty.
                    </i>
                   </p>
                   <p data-block-key="q1m7">
                    The change will probably give
investors more confidence in old-school energy giants like
                    <b>
                     ExxonMobil
                    </b>
                    and
                    <b>
                     Chevron,
                    </b>
                    as well as coal producers like
                    <b>
                     Peabody Energy
                    </b>
                    .
                   </p>
                   <p data-block-key="5gvuq">
                    ▶ But while policy can change fast, big corporate projects move slowly. Major firms still have to compete in global markets with tough environmental rules and climate‑conscious investors. So companies will likely keep spending on cleaner operations to avoid being caught out by another switch-up – and investors will
probably keep backing those playing the long game.
                   </p>
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                   <a>
                    Five Reasons Not To Write Off Oil And Gas
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                     ✨
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                    <span style="font-style:italic">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Morgan Stanley says AI disruption worries are weighing on a $235 billion slice of leveraged loans, where weaker ratings and earlier maturities could make refinancing tougher — even if defaults stay contained for now.
                  </div>
                 </td>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   🧐
                   <a>
                    SoftBank’s OpenAI Paper Gains Look Good,
But Funding Is The Question
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   As OpenAI’s valuation climbs, SoftBank may book big investment gains, but investors are watching how it will finance even more AI spending without stretching its balance sheet further.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   ⏯️
                   <a>
                    BP Beat Sales Forecasts, But Paused Share Buybacks
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   The oil major topped Q4 revenue estimates and held its dividend steady, yet shelved repurchases and laid out flatter production and big 2026 divestment plans.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   ✋
                   <a>
                    US Retail Sales Stalled In December,
Testing The Soft-Landing Story
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#5E6984;">
                   Shoppers pulled back across several categories, and the GDP-linked “control group” will shape how investors read the economy’s momentum.
                  </div>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🖋️
                    </span>
                    <span style="font-style:italic">
                     Quote
of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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               </tbody>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <strong>
                    "Be faithful to that which exists within yourself."
                   </strong>
                   – Andre Gide (a French author)
                  </div>
                 </td>
                </tr>
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               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎯
                    </span>
                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
                  </div>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Your iPhone, if it had wheels.
                        </b>
                        <a>
                         Jony Ive designed a Ferrari
                        </a>
                        .
                       </p>
                       <p data-block-key="8lqh">
                        2.
                        <b>
                         Everything’s about to be amazing… or horrible.
                        </b>
                        AI agents could
                        <a>
                         make or break your life
                        </a>
                        .
                       </p>
                       <p data-block-key="dn8tj">
                        3.
                        <b>
                         You can only vibe so hard.
                        </b>
                        Nothing’s vibe-coding apps work well…
                        <a>
                         until you try to use them
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
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<![endif]-->
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       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:24px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
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             <!--[if mso | IE]>
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<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     🎙️
                    </span>
                    <span style="font-style:italic">
                     Finimize Live
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
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        <!--[if mso | IE]>
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</td></tr><tr><td class="" width="600px">
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<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
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               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="444pp">
                        <a>
                         Grab your free ticket
                        </a>
                        🎟️
                       </p>
                       <p data-block-key="bf3pd">
                        🪙
                        <a>
                         Crypto In A Modern Portfolio
                        </a>
                        : February 24th, 5pm UK time
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
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          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              ,
              <a style="color:inherit;font-weight:inherit">
               Theodora
              </a>
              , and
              <a style="color:inherit;font-weight:inherit">
               Reda
              </a>
              .
Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
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       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
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