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   Daily 2026-02-04
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                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.85% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,917
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          6.78% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,968
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.91% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $76,376
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                    </tr>
                   </tbody>
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                 </td>
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                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.26% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          10,315
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.61% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $68.03
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.01% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.28%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F129%252F423%252F312%252FBjdZ0l7VAYAabEG8Y3Kn1DLqe%252F2ba2d524a7870311de5fd775bfa115c107cf55c1.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D1dc851f37a49d8a5f8220c0ca82bf73c/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxOTQ0NzUuMzYwNjA1NX0:1vnYRn:fTDAkAExuRlQBJXUVZezaebYHvym1aZESn4wda_oSX8" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                    </td>
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                       <p data-block-key="10zqs">
                        🤝 The US and India struck a trade deal, with both sides agreeing to trim tariffs
                       </p>
                       <p data-block-key="7gcpt">
                        💰 China made a record-breaking
investment in its power grid, determined to keep the AI lights on
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                        ➕ Our monthly portfolios check-in
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                         👇 Keep reading to find out more
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                       <img alt="Nifty Thrifty" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-030226-Nifty50.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D0d0393b2f6d14df99f8447ab64dc7e30/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxOTQ0NzUuMzYwNzQzOH0:1vnYRn:TpTUnIYEUn6Mifo2FtVJQbIoM6Wh0oDvZQopZ332czE" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="4w5hg">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="btnn7">
                    India inked a tariff-trimming trade deal with the US on Tuesday – and the country’s
                    <b>
                     Nifty 50
                    </b>
                    stock market index cashed in on the savings.
                   </p>
                   <p data-block-key="6v0pt">
                    <b>
                     What does
this mean?
                    </b>
                   </p>
                   <p data-block-key="9nqsu">
                    ▶ The US will cut two of the taxes it stamps on Indian goods. First, it’ll trim overall “reciprocal” tariffs from 25% to 18%, in line with most other Asian countries. And second, it’ll scrap the “punitive” 25% levies imposed when India bought Russian oil, with the country’s prime minister agreeing to halt those purchases.
                   </p>
                   <p data-block-key="1l8l">
                    ▶ In return, India will cut tariffs on American imports to zero – yup, zilch. And, if you believe
the US president’s social posts, India will sweeten the deal by snapping up around $500 billion of American goods and services.
                   </p>
                   <p data-block-key="f5gbs">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="eo4ca">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     India’s dealmakers better be on commission.
                    </i>
                   </p>
                   <p data-block-key="f5387">
                    Just last week, India reached a new trade agreement with Europe, reducing or eliminating tariffs on around 90% of goods exchanged between the two regions. And after Tuesday’s fresh
deal with the US, investors had a lot to celebrate. They sent India’s Nifty 50 index up 2.5% after the news, while the
                    <b>
                     rupee
                    </b>
                    gained 1.3% against the US
                    <b>
                     dollar
                    </b>
                    – its best single day in more than seven years.
                   </p>
                   <p data-block-key="cgpj3">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Investors chose their favorites.
                    </i>
                   </p>
                   <p data-block-key="6nrj6">
                    🔺 South Korea and Taiwan are shaping up as Asia’s early winners this year, with tech names from both countries doing most of the heavy lifting for
their stock indexes. Just look at
                    <b>
                     Samsung
                    </b>
                    and
                    <b>
                     SK Hynix
                    </b>
                    : South Korea’s memory chip champions have risen 39% and 40%, respectively, sending their combined market value to more than $1.1 trillion.
                   </p>
                   <p data-block-key="d2nai">
                    🔻 That puts them ahead of
                    <b>
                     Tencent
                    </b>
                    and
                    <b>
                     Alibaba
                    </b>
                    – China’s longtime tech titans – for the first time. But it’s not just thanks to Korea’s rise. See, Chinese tech stocks have been sliding on worries of a tax hike on internet firms. And that’s left the
country’s tech index sitting nearly 20% below its October peak.
                   </p>
                  </div>
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                   You might also like ⇢
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                      Today's Research
                     </span>
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                     How Our Research Picks Have Held Up: January
2026
                    </span>
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                       <img alt="Insight" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FRDrop-Cover-Landscape-030226.original.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D31daf242021fb42ab2a245b9f6358a42/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxOTQ0NzUuMzYxMTExfQ:1vnYRn:8LkrtIed_X49sXyW88dTXZZjypl_DEeNmr6YkWE7LKo" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pr7ai">
                    Alright, time for another
                    <a>
                     Finimize Research
Performance Update
                    </a>
                    – our regular gut-check on how our picks and strategies are actually doing.
                   </p>
                   <p data-block-key="2n2rs">
                    As always, we’re tracking all our current trades in a single
                    <a>
                     Google Sheet
                    </a>
                    , with links and live performance numbers, so you can see the ups, the downs, and the flatlines.
                   </p>
                   <p data-block-key="2vdgq">
                    The start of the year has treated us
pretty well, with the Finimize portfolio
                    <a>
                     gaining 8% in January
                    </a>
                    . Since their launch in October 2024, our investing ideas have delivered an average absolute annualized return of 39%, beat their benchmarks by an annualized 17%, and posted an 80% “hit rate” – meaning most of the calls did exactly what we hoped
they would.
                   </p>
                   <p data-block-key="qebk">
                    So
                    <a>
                     let’s go
                    </a>
                    analyst by analyst, and run through what worked, what didn’t, and what you’ll want to change now.
                   </p>
                   <p data-block-key="8qm5h">
                    That’s today’s Research update:
                    <a>
                     a look back at our investing ideas, and how they’ve been doing lately
                    </a>
                    .
                   </p>
                   <p data-block-key="atlcq">
                    <a>
                     <b>
                      Read or listen to the
Insight here
                     </b>
                    </a>
                   </p>
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                     SPONSORED BY FOLIOTRAIL
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <h2 data-block-key="vucwz">
                    Your portfolio did 18%. Foliotrail did CPA-verified 52%.
                   </h2>
                   <p data-block-key="3771b">
                    You’ve done “the right thing” by staying invested, but if you’re just hugging indexes, your results will always look like everyone else’s.
                   </p>
                   <p data-block-key="2qihf">
                    Now, we can see why you’d stick to them: it’s hard to know when last year’s winners have run their course, so you end up holding on and hoping. But while the S&amp;P 500 picked up around 18% last year,
                    <a>
                     Foliotrail
                    </a>
                    managed almost
                    <a>
                     triple that uptick
                    </a>
                    (fully verified).
                   </p>
                   <p data-block-key="b3e97">
                    The
approach is simple: move into the parts of the market where growth looks strong and prices still make sense. And this year, the focus is on
                    <a>
                     data centres and efficient software businesses
                    </a>
                    .
                   </p>
                   <p data-block-key="327l1">
                    You can see the reasoning for yourself: Foliotrail shows you
                    <a>
                     the full $10 million-plus portfolio and the
thinking behind it
                    </a>
                    , so you can see what’s in, what’s out, and why.
                   </p>
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25px;mso-padding-alt:0px;border-radius:1000rem;" target="_blank">
                       <span style="color:#FFFFFF">
                        See The 2026 Portfolio
                       </span>
                      </a>
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                   <p data-block-key="x3k7e">
                    Past performance is not indicative of future results. 2025 Returns (+52.46%) and AUM ($10M+) have been verified by an independent CPA audit (Jan 2026). 2025 performance has been CPA Verified, full audit
                    <a>
                     here
                    </a>
                   </p>
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                     👀
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                    <span style="font-style:italic">
                     Today's headlines
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                    <span style="background-color:#EFFF0D;display:inline">
                     Watts Up
                    </span>
                   </mj-raw>
                  </div>
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                       <img alt="Watts Up" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-030226-YouUp.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D264571302064bb4af96a561ffa90dd61/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NzAxOTQ0NzUuMzYxNDd9:1vnYRn:v_0Udc3VSGA6AwByDbH7OGLPpim6L2CgZGHH_1mFQAc" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <p data-block-key="4dgsm">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="fvu9v">
                    China invested record sums into its power grids last year – aiming to, you know, keep data centers humming and AI models chatting without plunging neighborhoods into darkness.
                   </p>
                   <p data-block-key="4558c">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="bnjko">
                    When it comes to electricity generation, China has successfully built up a massive capacity – and from renewable sources, too. But there's a bottleneck: transporting that energy to where it’s needed most. Namely, industrial zones, EV chargers, and data centers – all of which are guzzling electricity faster than the grid can deliver it.
                   </p>
                   <p data-block-key="8tr5u">
                    ▶ That’s why the government poured a record $92
billion into upgrading its power grids last year – up 5% on 2024. Specifically, transmission lines, substations, transformers, and distribution networks – the hardware that actually moves electricity around. And there’s a lot more spending to come…
                   </p>
                   <p data-block-key="601qs">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="fnoa2">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     All that spending has to land somewhere.
                    </i>
                   </p>
                   <p data-block-key="54j2v">
                    China’s two biggest grid operators are expected to shell out
about $144 billion this year – and that figure’s set to grow through the end of the decade.
                   </p>
                   <p data-block-key="6rs47">
                    🔺 Those investment plans are effectively a standing order for electrical hardware, which has energized stocks like
                    <b>
                     BTW
                    </b>
                    ,
                    <b>
                     TBEA
                    </b>
                    , and
                    <b>
                     China XD Electric
                    </b>
                    .
                   </p>
                   <p data-block-key="61jd2">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     America has China’s issue… and the rest.
                    </i>
                   </p>
                   <p data-block-key="2gfcg">
                    Like China, the US has a grid problem – but unlike China, it’s
bumping up against hard limits on how much power it can produce. So
                    <b>
                     Alphabet
                    </b>
                    ’s taking matters into its own hands, signing a deal last December to buy clean energy developer Intersect for nearly $5 billion. If approved, it’ll be the first time a major tech firm has fully folded the ability to build its own power-generation sources into its core business. Makes sense, given just how energy-hungry data centers are.
                   </p>
                  </div>
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                   You might also like ⇢
                   <a>
                    Three Ways To Invest In AI Without
Buying More Tech Stocks
                   </a>
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                        <a>
                         Our free guide walks you through the
need-to-knows
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                        .
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of the day
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                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         Forget Reddit: everyone’s scrolling Moltbook now.
                        </b>
                        Inside the
                        <a>
                         social media made for AI agents
                        </a>
                        , by AI agents.
                       </p>
                       <p data-block-key="9oguo">
                        2.
                        <b>
                         Forbes’ track record is only getting worse.
                        </b>
                        Another
                        <a>
                         ”30 Under 30” alum is in trouble
                        </a>
                        .
                       </p>
                       <p data-block-key="252rl">
                        3.
                        <b>
                         Time to upgrade to a sweat-wicking
mattress.
                        </b>
                        Climate change is messing with
                        <a>
                         your sleep score
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
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</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
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</td></tr></table>
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        <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
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              </table>
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<![endif]-->
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<![endif]-->
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          <tbody>
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<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="ta2q4">
                        🪙 Digital assets have been tumbling – but you know what they say: one man's trash is another's treasure. So join Chris Bendiksen (bitcoin
research lead at CoinShares) for
                        <a>
                         Crypto In A Modern Portfolio
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                        , and find out if cheaper prices is a prize worth claiming.
                        <a>
                         Grab your free ticket
                        </a>
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                    </tr>
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                 </td>
                </tr>
               </tbody>
              </table>
             </div>
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            </td>
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        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
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      </tr>
     </tbody>
    </table>
   </div>
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              ,
              <a style="color:inherit;font-weight:inherit">
               Theodora
              </a>
              , and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              .
Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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   <div style="background:#f8f9ff;background-color:#f8f9ff;margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
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        <!--[if mso | IE]>
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<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:10px 25px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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                  <img alt="Finimize logo" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F97086975-4589-4b6b-9051-d924d20ed82c%252Fdaily-email-finimize-logo-outline.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzAxOTQ0NzUuMzYxNjg4OX0:1vnYRn:dZSQchF_QPSkFvmAVsqw5N0ev3leOQMAEm4Ux3bIXEM" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="140"/>
                 </a>
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         </table>
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        <!--[if mso | IE]>
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<![endif]-->
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<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
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<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td>
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              <tbody>
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                     </a>
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
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