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   The One Habit Quietly Rich People Have in Common
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   Plus: A $700M business built without investors, McDonald’s 3 food trends, and UPS cutting 30,000 jobs. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­
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                  <p style="font-weight: bold; font-size: 17px; margin-bottom: 6px; color: #111111;">
                   JANUARY 28, 2026
                  </p>
                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   What's on deck today:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    How one founder built a $700M business without investors
                   </li>
                   <li>
                    McDonald’s CEO predicts 3 food trends set to explode
                   </li>
                   <li>
                    The one habit all “quiet millionaires” share
                   </li>
                   <li>
                    UPS cutting 30,000 jobs, closing 24 facilities
                   </li>
                  </ul>
                  <hr style="border: 0; border-top: 1px solid #e0e0e0; margin: 18px 0;"/>
                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   Market snapshot:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    S&amp;P 500
                    <span style="color: green;">
                     ▲ 0.4%
                    </span>
                   </li>
                   <li>
                    Dow Jones
                    <span style="color: red;">
                     ▼ 0.81%
                    </span>
                   </li>
                   <li>
                    NASDAQ
                    <span style="color: green;">
                     ▲ 0.89%
                    </span>
                   </li>
                  </ul>
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   A beginner’s guide to starting your own business in 2026:
                  </p>
                  <p style="margin-top: 0; margin-bottom: 10px; color: #333333;">
                   Discover how to launch in 12 steps, stretch a $1K budget and tap into the best markets and trends.
                  </p>
                  <p style="margin-top: 0; margin-bottom: 0;">
                   <a data-hs-link-id="0" data-hs-link-id-v2="RunH+Wdg" style="color:#0073e6; text-decoration:none; font-weight:bold" target="_blank">
                    Download now →
                   </a>
                  </p>
                 </div>
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                     After 20 Years in Business, I Can Tell You the Two Forces That Make or Break a Company
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                  </span>
                 </h2>
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                  <p style="line-height:175%">
                   When you run a business long enough, one truth becomes impossible to ignore: control is an illusion. Markets swing, policies change and technology evolves faster than most companies can react. The entrepreneurs who last are not the ones who predict every shift. They are the ones who respond well when things move against them.
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                   Over the course of my career, founding companies, working with entrepreneurs across the country and navigating more financial obstacles than I can count, two forces consistently determined survival. The ability to access capital when it mattered and the discipline to stretch every dollar until it counted. You cannot rely on one without the other.
                  </p>
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                   Growing up on a farm taught me early that resources are finite. You use what you have, fix what breaks and plan for the next season before it arrives. Those lessons followed me into my first business, where access to credit meant opportunity, but discipline meant endurance. Looking back now, I can say those principles work not just in theory, but in practice.
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                      Financial influencer JC Rodriguez, who conducts street interviews with millionaires for his platform The Frugal Rich, has over 500,000 subscribers on YouTube. He recently told
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                       Fox Business’
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                        Varney &amp; Co.
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                      that the “quiet millionaires” he interviews almost all share one simple habit: They build wealth through consistent, long-term saving and investing rather than chasing quick wins.
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                      Rodriguez focuses on “quiet millionaires,” or everyday Americans who have quietly achieved seven figures in net worth without flashy lifestyles, viral fame or large inheritances. His street interviews highlight ordinary Americans who have spent decades living below their means and investing steadily. They are “millionaires just walking amongst us,” Rodriguez told Fox Business.
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                      Across interviews with everyone from company presidents to couples to families who have dug themselves out of heavy debt, Rodriguez sees the same pattern: Disciplined behavior matters more than a high income. These millionaires automate investing into diversified portfolios and stay invested through market ups and downs.
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                   Quick Hits
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                   The Price Gap Between
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                    Waymo and Uber Is Narrowing
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                    Apple’s New AirTag
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                   Fixed the One Thing Everyone Complained About
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                   Your 12-Week Playbook for
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                    Deploying AI Agents
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                   UPS Cutting
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                    30,000 Jobs,
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                   Closing 24 Facilities in 2026
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                   Do This Today ✅
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                  <span style="font-weight: bold;">
                   Make a 15-minute “ready list.”
                  </span>
                  Jot down 10 small tasks that actually move your work forward and take about 15 minutes or less. Keep everything you need handy so the next time you get a bit of “found time” — like when a meeting runs late, or plans change — you can dive right in. Skip the email scroll and use that pocket of time to actually get something done.
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                   Go deeper on this idea
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