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                  <strong>
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                   Find new and trending gifts for everyone on your list.
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      <table align="center" border="0" cellpadding="0" cellspacing="0" class="row row-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
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                  <strong>
                   GIFTS OF THE SEASON
                  </strong>
                  <br/>
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                 <div align="center" class="alignment">
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                   <a target="_blank">
                    <img alt="Unstoppable Love Lab-Grown diamond Teardrop Necklace 1-1/2 ct tw 14K White Gold 19”." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F4b5c988d-5de9-4b8b-be0c-d3d80c58e0e0%252F10.21%252BPendant.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjEwNzA0OTIuMDgxMjg2Mn0:1vBGsm:Wch4z-4IcCF_EiUDluUnfIYvH8YKhMIc7zThHl1hH9w" style="display:block;height:auto;border:0;width:100%" title="Unstoppable Love Lab-Grown diamond Teardrop Necklace 1-1/2 ct tw 14K White Gold 19”." width="600"/>
                   </a>
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                  <p style="margin:0">
                   Sophisticated designs with diamonds that catch the light.
                  </p>
                 </div>
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                  <p style="margin:0">
                   <a rel="noopener" style="text-decoration: none; color: #000000;" target="_blank">
                    <u>
                     <strong>
                      SHOP UNSTOPPABLE LOVE
                     </strong>
                    </u>
                   </a>
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                 <div align="center" class="alignment">
                  <div class="fullWidth" style="max-width:600px">
                   <a target="_blank">
                    <img alt="Showcase of necklaces from the Milestones Collection." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F8bd4dd58-8cd0-4bcd-9982-900d1e576936%252F10.21%252BNecklaces.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjEwNzA0OTIuMDgxMzc2M30:1vBGsm:3HbIyr2MfBPUISPk5M3p-F_fnUzxYvi7wGbbxuorIz0" style="display:block;height:auto;border:0;width:100%" title="Showcase of necklaces from the Milestones Collection." width="600"/>
                   </a>
                  </div>
                 </div>
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              <div class="spacer_block block-2" style="height:14px;line-height:14px;font-size:1px">
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                 <div style="color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:22px">
                  <p style="margin:0">
                   Graduating natural diamonds symbolize the moments and milestones that strengthen your love through every step in your story.
                  </p>
                 </div>
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                  <p style="margin:0">
                   <a rel="noopener" style="text-decoration: none; color: #000000;" target="_blank">
                    <u>
                     <strong>
                      SHOP MILESTONES COLLECTION
                     </strong>
                    </u>
                   </a>
                  </p>
                 </div>
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           <tbody>
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             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <table border="0" cellpadding="0" cellspacing="0" class="image_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <div align="center" class="alignment">
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                   <a target="_blank">
                    <img alt="Necklace and earrings from the Studio by KAY collection ." height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Ffbkldj%252F00795a8c-fc28-4aec-ac09-8ef5b01cf162%252F10.21%252BCollection.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjEwNzA0OTIuMDgxNDY2N30:1vBGsm:KQGndQASQO-_fNuQD2cIuMEidziL4rTyTPWPR12vGjM" style="display:block;height:auto;border:0;width:100%" title="Necklace and earrings from the Studio by KAY collection ." width="600"/>
                   </a>
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              <div class="spacer_block block-2" style="height:14px;line-height:14px;font-size:1px">
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              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   Elevate the everyday with on-trend, curated styles.
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-4" style="height:24px;line-height:24px;font-size:1px">
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                  <p style="margin:0">
                   <a rel="noopener" style="text-decoration: none; color: #000000;" target="_blank">
                    <u>
                     <strong>
                      SHOP STUDIO BY KAY
                     </strong>
                    </u>
                   </a>
                  </p>
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              <table border="0" cellpadding="0" cellspacing="0" class="button_block block-7" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
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                 <div align="center" class="alignment">
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                   <!--[if mso]>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word"  href="https://link.kay.com/click/42080146.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"  style="height:39px;width:347px;v-text-anchor:middle;" arcsize="0%" fillcolor="#000000">
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                     <strong>
                      SHOP ALL
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       <tbody>
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         <td>
          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#f6f6f6;border-radius:0;color:#000;width:600px;margin:0 auto" width="600">
           <tbody>
            <tr>
             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="100%">
              <div class="spacer_block block-1" style="height:34px;line-height:34px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   UP TO
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="heading_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
                <td class="pad" style="padding-left:20px;padding-right:20px;text-align:center;width:100%">
                 <h1 style="margin:0;color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:70px;font-weight:400;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:84px">
                  <strong>
                   50% OFF
                  </strong>
                  <sup>
                   ·
                  </sup>
                 </h1>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:60px;padding-right:60px">
                 <div style="color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:30px;font-weight:400;letter-spacing:2px;line-height:1.2;text-align:center;mso-line-height-alt:36px">
                  <p style="margin:0">
                   <strong>
                    CLEARANCE
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-5" style="height:24px;line-height:24px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-6" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
               <tr>
                <td class="pad" style="padding-left:50px;padding-right:50px">
                 <div style="color:#000;direction:ltr;font-family:'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:26px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:31px">
                  <p style="margin:0">
                   +
                   <strong>
                    EXTRA
                   </strong>
                   <strong>
                    20% OFF
                    <sup>
                     •
                    </sup>
                   </strong>
                   Select Clearance
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <div class="spacer_block block-7" style="height:24px;line-height:24px;font-size:1px">
              </div>
              <table border="0" cellpadding="0" cellspacing="0" class="button_block block-8" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
               <tr>
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                 <div align="center" class="alignment">
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                   HOLIDAY GIFT GUIDE
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                                <span style="word-break: break-word; line-height: 32px;">
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                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-right:6px;text-align:center">
                             <div align="center" class="alignment">
                              <!--[if mso]>
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  PERSONALIZED
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                               </span>
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                          <div class="" style="height:12px;line-height:12px;font-size:1px">
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                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-right:6px;text-align:center">
                             <div align="center" class="alignment">
                              <!--[if mso]>
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  DEALS
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                                </span>
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                          <div class="" style="height:12px;line-height:12px;font-size:1px">
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                         </td>
                         <td class="" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0" width="50%">
                          <div class="" style="height:12px;line-height:12px;font-size:1px">
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                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
                              <!--[if mso]>
<v:roundrect                                                                               xmlns:v="urn:schemas-microsoft-com:vml"                                                                               xmlns:w="urn:schemas-microsoft-com:office:word" href="https://link.kay.com/click/42080146.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" style="height:44px;width:294px;v-text-anchor:middle;" arcsize="0%" stroke="false" fillcolor="#f6f6f6">
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  RINGS
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</center>
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                             </div>
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                           </tr>
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                          <div class="" style="height:12px;line-height:12px;font-size:1px">
                          </div>
                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
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<v:roundrect                                                                               xmlns:v="urn:schemas-microsoft-com:vml"                                                                               xmlns:w="urn:schemas-microsoft-com:office:word" href="https://link.kay.com/click/42080146.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" style="height:44px;width:294px;v-text-anchor:middle;" arcsize="0%" stroke="false" fillcolor="#f6f6f6">
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<![endif]-->
                              <a style="text-decoration:none;display:block;color:#000000;background-color:#f6f6f6;border-radius:0px;width:100%;border-top:0px solid #f1f1f1;font-weight:700;border-right:0px solid #f1f1f1;border-bottom:0px solid #f1f1f1;border-left:0px solid #f1f1f1;padding-top:6px;padding-bottom:6px;font-family:'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-size:16px;text-align:center;mso-border-alt:none;word-break:keep-all;" target="_blank">
                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
                                  NECKLACES
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                          <div class="" style="height:12px;line-height:12px;font-size:1px">
                          </div>
                          <table border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0" width="100%">
                           <tr>
                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
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                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
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                               <span style="padding-left:15px;padding-right:15px;font-size:16px;display:inline-block;letter-spacing:normal;">
                                <span style="word-break: break-word; line-height: 32px;">
                                 <strong>
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                            <td class="pad" style="padding-left:6px;text-align:center">
                             <div align="center" class="alignment">
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                   <sup>
                    •
                   </sup>
                   Extra discount taken off already-reduced clearance price on select styles. Excludes watches, protection plans and previous purchases. Interim markdowns may have been taken. Promotions, prices, styles, and availability may vary by store and online. Extra discount will apply in cart online. Cannot be combined with any other offer. See Jewelry Expert in-store or chat with an Expert online for details. Valid through 10/30/25 at 11:59 PM ET.
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                     <sup>
                      ⬩
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                     Limited to items available for Buy Online Pick Up in Store. Availability, selection, and order cut-off time may vary by location. Fees apply to same day delivery. For details,
                     <span style="white-space:nowrap;">
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                      §
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                     FREE shipping offer is valid on your
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                      KAY.com
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                     purchase. $199 minimum purchase is required, excluding tax. Offer only applies to standard and expedited shipping options. Expedited shipping is not available for delivery to APO, FPO, DPO addresses.
                     <span style="white-space:nowrap;">
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                      </a>
                     </span>
                     for details.
                     <br/>
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