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   40+ themes. A few clicks |
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                    <img alt="Finimize together with Charles Schwab | " height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F9e856b20-466a-4682-88e9-434aef445eef%252Ffinimize%252Bwith%252Bcharles%252Bschwab%252B%25282%2529.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzAyOTcyNTcuMjAzOTQyM30:1vnzBZ:_O85LqGKJI7PeAP22emwTYeubxhW1mmkLI0l3iyUXy0" style="display:block;height:auto;border:0;width:100%" title="Finimize together with Charles Schwab | " width="179.4"/>
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                  <p style="margin:0">
                   <strong>
                    If you caught our January
                    <a rel="noopener" style="text-decoration: underline; color: #204ce9;" target="_blank">
                     2026 investment playbook
                    </a>
                    session with Charles Schwab, here's the tool we mentioned:
                    <a aria-describedby="sk-tooltip-1767" rel="noopener" style="text-decoration: underline; color: #204ce9;" target="_blank" url="https://www.schwab.com/thematic-investing">
                     Schwab Investing Themes
                    </a>
                    ™
                   </strong>
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          <table align="center" border="0" cellpadding="0" cellspacing="0" class="row-content stack" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;border-left:1px solid #cecece;border-right:1px solid #cecece;color:#000;background-color:#fff;border-radius:0;width:600px;margin:0 auto" width="600">
           <tbody>
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             <td class="column column-1" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="50%">
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-1" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   <strong>
                    In short:
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                 <div style="color:#0c0c0d;direction:ltr;font-family:Inter,Helvetica,Verdana,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:24px">
                  <p style="margin:0">
                   ・ Explore 40+ themes
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                 <div style="color:#0c0c0d;direction:ltr;font-family:Inter,Helvetica,Verdana,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:24px">
                  <p style="margin:0">
                   ・ Customize and trade in a few clicks
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word" width="100%">
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                  <p style="margin:0">
                   ・ No fees to access
                  </p>
                 </div>
                </td>
               </tr>
              </table>
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                  <p style="margin:0">
                   <strong>
                    <a rel="noopener" style="text-decoration: underline; color: #204ce9;" target="_blank">
                     See how it works
                    </a>
                    →
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
             <td class="column column-2" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="50%">
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                  <div style="max-width:269px">
                   <a target="_blank">
                    <img alt="Click to read more and watch the Schwab Investing Themes demo" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252Fa7164104-9d52-4704-adba-f26477ec9e47%252FSchwab%252BInvesting%252BThemes.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzAyOTcyNTcuMjA0MzA2Nn0:1vnzBZ:N4BdBuTvywVxMyk_LB12QH57L9AZqWqm-FGx4y9UwuM" style="display:block;height:auto;border:0;width:100%" title="Click to read more and watch the Schwab Investing Themes demo" width="269"/>
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                  <p style="margin:0">
                   <strong>
                    In short:
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-2" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;mso-hide:all;display:none;max-height:0;overflow:hidden" width="100%">
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                  <p style="margin:0">
                   ● Explore 40+ themes
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-3" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;mso-hide:all;display:none;max-height:0;overflow:hidden" width="100%">
               <tr>
                <td class="pad" style="padding-left:40px;padding-right:30px;padding-top:10px">
                 <div style="color:#0c0c0d;direction:ltr;font-family:Inter,Helvetica,Verdana,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:24px">
                  <p style="margin:0">
                   ● Customize and trade in a few clicks
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-4" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;mso-hide:all;display:none;max-height:0;overflow:hidden" width="100%">
               <tr>
                <td class="pad" style="padding-left:40px;padding-right:30px;padding-top:10px">
                 <div style="color:#0c0c0d;direction:ltr;font-family:Inter,Helvetica,Verdana,sans-serif;font-size:16px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:24px">
                  <p style="margin:0">
                   ● No fees to access
                  </p>
                 </div>
                </td>
               </tr>
              </table>
              <table border="0" cellpadding="0" cellspacing="0" class="paragraph_block block-5" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;mso-hide:all;display:none;max-height:0;overflow:hidden" width="100%">
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                  <p style="margin:0">
                   <strong>
                    <a rel="noopener" style="text-decoration: underline; color: #204ce9;" target="_blank">
                     See how it works
                    </a>
                    ↓
                   </strong>
                  </p>
                 </div>
                </td>
               </tr>
              </table>
             </td>
             <td class="column column-2" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top" width="50%">
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                 <div align="center" class="alignment">
                  <div style="max-width:259px">
                   <a target="_blank">
                    <img alt="Click to read more and watch the Schwab Investing Themes demo" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252Fa7164104-9d52-4704-adba-f26477ec9e47%252FSchwab%252BInvesting%252BThemes.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NzAyOTcyNTcuMjA0NDIxM30:1vnzBZ:xZaOpLY7XgShr4YWTapO400OPCOVT1rQmEIYTEuTfRo" style="display:block;height:auto;border:0;width:100%" title="Click to read more and watch the Schwab Investing Themes demo" width="259"/>
                   </a>
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       </tbody>
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      <!--<![endif]-->
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                  <p style="margin:0">
                   Missed the January session, or want to jog your memory? You can
                   <a rel="noopener" style="text-decoration: underline; color: #204ce9;" target="_blank">
                    watch the replay here
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