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   Plus, the latest US inflation data dump |
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                               <a class="text-blackLight no-underline font-extrabold" style="font-weight: 800; color: #3C4857; color: rgba(60, 72, 87, 1); text-decoration: none;">
                                TOGETHER WITH
                               </a>
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                   Hi Sarah, here's what you need to know for
                   <strong>
                    September 27th
                   </strong>
                   in
                   <strong>
                    3:05 minutes
                   </strong>
                   .
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                    <span class="font-normal" style="font-weight: 400;">
                     Investors are crowding into American tech bonds – but a notable hedge fund manager thinks that could be a risky play
                    </span>
                   </li>
                   <li class="text-body leading-normal" style="margin-bottom: 8px; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; font-size: 16px; line-height: 1.5;">
                    <span class="font-normal" style="font-weight: 400;">
                     Investors are finally getting enthusiastic about these stocks –
                     <a class="text-primary underline font-medium" style="font-weight: 500; color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline;">
                      Read Now
                     </a>
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                    <span class="font-normal" style="font-weight: 400;">
                     US inflation came in above target, just as analysts expected
                    </span>
                   </li>
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                     🍋‍🟩 Finimized over a key lime pie at
                     <a style="color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline; font-weight: 500;">
                      Moondog Cafe &amp; Bakery
                     </a>
                     in Florida, USA (
                     <b>
                      ⛈️
                     </b>
                     31°C/87°F)
                    </p>
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              <span class="text-heading1 text-black font-black" style="font-weight: 900; font-size: 24px; color: #283444; color: rgba(40, 52, 68, 1);">
               Confessions Of A Tech-A–Holic
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              </h4>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
              </p>
              <p data-block-key="a33om" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="10u7b" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Tech firms’ mega shopping sprees have landed the likes of Oracle, Meta, Alphabet, and Apple in massive debt.
              </p>
              <p data-block-key="4etat" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="4c1pk" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Tech is an expensive business: data center buildouts, energy contracts, and high-end chips add up fast. So, essentially borrowing money from investors, US tech firms have issued around $157 billion in bonds so far this year. That’s 70% more than this time last year and the most since 2020.
              </p>
              <p data-block-key="afrhb" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="4kjbd" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 For markets:
                </i>
               </b>
               <i>
                High risk, mid return.
               </i>
              </p>
              <p data-block-key="3oibb" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Tech bonds’ extra return over safer US government ones is at its lowest in almost 30 years. In other words, investors aren’t being paid much for the additional risk.
              </p>
              <p data-block-key="cqc5n" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               ⚠️ Hedge fund manager David Einhorn recently warned about exactly that. He says a lot of the invested cash could be wasted: it may take firms longer than expected to recoup costs, or their eventual profit might be smaller than hoped.
              </p>
              <p data-block-key="1bkdl" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               ▶ For now, his premonition seems to be on the money. An MIT study found that 95% of AI pilot projects have yet to deliver a financial return. Plus, Bain recently
               <a style="text-decoration: underline; font-weight: 500; color: #3C4857; color: rgba(60, 72, 87, 1);">
                forecast
               </a>
               that AI companies may fall $800 billion short of the revenue needed to cover the cost of their computing power by 2030.
              </p>
              <p data-block-key="302vh" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 The bigger picture:
                </i>
               </b>
               <i>
                The name’s bond, highly concentrated bond.
               </i>
              </p>
              <p data-block-key="3bb4o" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Just like stock markets, bond markets are becoming dominated by Magnificent Seven tech companies. Besides the risk of AI not panning out, this sort of “concentration” means there’s less money moving into other industries, like healthcare, manufacturing, and renewables. And because they all rely on long-term investment, that kind of imbalance could throw the economy out of kilter down the line.
              </p>
              <p data-block-key="rbv2" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               ▶ That’s one reason the US wanted
               <a style="text-decoration: underline; font-weight: 500; color: #3C4857; color: rgba(60, 72, 87, 1);">
                sweeping tariffs
               </a>
               : they encourage businesses to put money into key American industries (by buying local), even if investors don’t.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
              </p>
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               <b>
                You might also like:
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               <a style="color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline; font-weight: 500;">
                This bond might just handle volatility better than the rest
               </a>
               .
              </p>
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                  <strong>
                   Copy to share story:
                  </strong>
                  <a class="text-black60 font-normal" style="text-decoration: underline; font-weight: 400; color: #71767B; color: rgba(113, 118, 123, 1);" target="_blank">
                   https://app.finimize.com/content/confessions-of-a-tech-aholic
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                         <span style="font-family: Helvetica, Arial, sans-serif; font-size: 12px; font-weight: bold; color: #E6F14A; display: inline-block;">
                          FROM OUR RESEARCH DESK
                         </span>
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                         <h2 style="font-weight: 700; line-height: 1.25; margin-bottom: 0; font-size: 24px; color: #FFFFFF; margin: 0 0 4px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
                          Why Now (Really) Is The Time For Emerging Market And Asian Stocks
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                      <img alt="Why Now (Really) Is The Time For Emerging Market And Asian Stocks" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FInsight-250925-EmergingMarkets-v3.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D61ec98146508834a365b77feea4963d8/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg5NjAzMzkuNDQxNjU5NX0:1v2Pw3:iOfenkdyd1OgTfiEiYkx5BWHyZOXgXdiUrcilw1vVKc" style="max-width: 300px; border-radius: 4px;" width="300"/>
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                     <p data-block-key="xjbe2" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      The first half of this year
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       shattered
                      </a>
                      market consensus.
                     </p>
                     <p data-block-key="79vad" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      The very concept of
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       US exceptionalism
                      </a>
                      began to wobble, with three big pillars – political and institutional stability, free trade, and dollar dominance – all teetering. And then China’s DeepSeek came along and proved the AI race isn’t just an American contest.
                     </p>
                     <p data-block-key="c7fiu" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      Now, here we are. Investor
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       confidence
                      </a>
                      in emerging markets (EMs) and Asian markets hasn’t been this high in over a decade.
                     </p>
                     <p data-block-key="1v747" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      And portfolios around the world have a lot of
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       catching up
                      </a>
                      to do.
                     </p>
                     <p data-block-key="1d6mh" style="font-size: 16px; line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; color: #fff; color: rgba(255, 255, 255, 1);">
                      That’s today’s Insight:
                      <a style="color: inherit; text-decoration: underline; font-weight: inherit;">
                       why now (really) is the time for emerging market and Asian stocks
                      </a>
                      .
                     </p>
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                       <b>
                        Read or listen to the Insight here
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                   <h4 data-block-key="2t5l4" style="font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; line-height: 1.25; margin-bottom: 16px; color: #171E27; color: rgba(23, 30, 39, 1); font-size: 20px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
                    <b>
                     You wouldn’t put all your money into one stock…
                    </b>
                   </h4>
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                    So you shouldn’t bet it all on one cryptocurrency, either.
                    <br/>
                    Especially when you can invest across the
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     entire ecosystem
                    </a>
                    that makes digital assets possible: miners, exchanges, tech providers, blockchain innovators, crypto services, and fintech go-getters.
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                   <p data-block-key="fp6qd" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                    With State Street’s DECO and HECO, you can
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     invest in a select group of companies and cryptocurrencies
                    </a>
                    in the digital asset space in just one trade. And by diversifying your portfolio with companies poised to lead, enable, or benefit from the digital assets revolution, you gain exposure to companies with high-growth potential that are often underrepresented in traditional portfolios.
                   </p>
                   <p data-block-key="fgqjc" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     State Street Investment Management
                    </a>
                    launched the first US-listed S&amp;P 500® ETF and the world’s biggest physical gold ETF.¹ And the innovation continues with DECO and HECO,
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                     actively managed
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                    ETFs backed by the expertise of Galaxy Asset Management, one of the world’s biggest digital asset investment managers.
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                     Discover more here
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                    <b>
                     Footnotes:
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                    ¹ Bloomberg Finance, L.P., State Street Investment Management, as of May 28, 2025. GLD commenced operations on November 18, 2004. Note: GLD AUM is $98.2 billion and 180-day average dollar volume over 2.3 billion. Note: 180-day average dollar volume is based on 180 trading days.
                   </p>
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                    *See State Street's Important Risk Information below
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              <span class="text-heading1 text-black font-black" style="font-weight: 900; font-size: 24px; color: #283444; color: rgba(40, 52, 68, 1);">
               PCE Of Cake
              </span>
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                  <img alt="PCE Of Cake" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-260925-InflationPCE.original.jpg%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D5475d749d76495b841942347058f2ffe/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg5NjAzMzkuNDQxOTAxN30:1v2Pw3:9AgDC-S_FYrsJD7Ub_R6HhTw6AlD4-eCQ5ymVEywvlY" style="border:0;border-radius:4px;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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              <h4 class="text-body" style="font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; line-height: 1.25; margin-bottom: 16px; color: #171E27; color: rgba(23, 30, 39, 1); font-size: 16px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
              </h4>
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              </p>
              <p data-block-key="be4j6" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What’s going on here?
               </b>
              </p>
              <p data-block-key="9qt3k" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               A key measure of US inflation landed exactly where analysts expected for August, making a forecaster’s job look like a… well, you know the rest.
              </p>
              <p data-block-key="787hg" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                What does this mean?
               </b>
              </p>
              <p data-block-key="b5gt6" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               There are several different inflation gauges – economists and central bankers need
               <i>
                something
               </i>
               to discuss over dinner, see – but the “personal consumption expenditures” (PCE) one is the Federal Reserve’s favorite. And it showed that this August’s prices were 2.7% higher than last, just as analysts expected. Now, that figure is higher than the Fed’s 2% target, but the central bank thinks it’s a temporary problem caused by tariffs. The “core” measure – excluding food and energy costs – was bang on predictions, too, staying steady at 2.9%.
              </p>
              <p data-block-key="fpr5g" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                Why should I care?
               </b>
              </p>
              <p data-block-key="5ohqe" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 For markets:
                </i>
               </b>
               <i>
                Gird your loins.
               </i>
              </p>
              <p data-block-key="3gndp" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               The US economy grew by 3.8% last quarter – a figure that was just nudged up by half a percentage point from last week’s estimate. That’s because consumer spending has been strong through August and September so far, indicating a positive trend.
              </p>
              <p data-block-key="c6qov" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               ⚠️ However, analysts expect the job market to start slowing the economy. The US added a paltry 29,000 jobs per month over the last quarter, and the unemployment rate has been rising, too.
              </p>
              <p data-block-key="cu2q0" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               ▶ The Fed trimmed interest rates earlier this month in a bid to limit the damage. And while mixed signals are making it hard to plan ahead, the central bank expects to make two more cuts this year.
              </p>
              <p data-block-key="c9c1p" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               <b>
                <i>
                 The bigger picture:
                </i>
               </b>
               <i>
                It’s cuffing season.
               </i>
              </p>
              <p data-block-key="bac85" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               Anxious investors are seeking something stable right now. And, failing a loving long-term relationship, they’re choosing precious metals to calm their jitters.
              </p>
              <p data-block-key="efplt" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
               🔺 Gold’s hovering near its record high and silver’s at a 14-year peak, with prices up 43% and 56% this year, respectively. Even platinum’s up 71%, reaching more than $1,500 an ounce for the first time in over a decade.
              </p>
              <p style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
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               <b>
                You might also like:
               </b>
               <a style="color: #204CE9; color: rgba(32, 76, 233, 1); text-decoration: underline; font-weight: 500;">
                It could be time to stop thinking of silver as second-best
               </a>
               .
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                  <strong>
                   Copy to share story:
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                   https://app.finimize.com/content/pce-of-cake
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                  QUOTE OF THE DAY
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                 <p class="font-heading font-bold text-navy leading-snug mb-2 text-subtitle" data-block-key="cygyq" style="margin-top: 0; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; font-size: 20px; line-height: 1.375; margin-bottom: 8px; color: #0C73EC; color: rgba(12, 115, 236, 1);">
                  "The past always looks better than it was. It's only pleasant because it isn't here."
                 </p>
                 <span class="text-caption font-normal text-blackLight leading-normal" style="font-weight: 400; font-size: 12px; line-height: 1.5; color: #3C4857; color: rgba(60, 72, 87, 1);">
                  – Finley Peter Dunne (an American journalist and writer)
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             <!--[if mso | IE]><table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;" ><![endif]-->
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               <tbody>
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                  <div style="font-family:Helvetica, Arial, sans-serif;;font-size:13px;line-height:1;text-align:left;color:#000000;">
                   <h4 data-block-key="2t5l4" style="font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; line-height: 1.25; margin-bottom: 16px; color: #171E27; color: rgba(23, 30, 39, 1); font-size: 20px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; margin-top: 0;">
                    <b>
                     When you think of US stocks, the word “undiscovered” doesn’t exactly come to mind.
                    </b>
                   </h4>
                   <p data-block-key="4mgve" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                    But while some of the American market might be the investing equivalent of Orlando, Florida, there’s still plenty of quieter spots just begging to be discovered.
                   </p>
                   <p data-block-key="430dt" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                    So join us for
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     How To Spot The US Market’s Hidden Gems
                    </a>
                    on October 7th: you’ll get the scoop on some mid-cap companies – often overlooked between high-risk, high-reward startups and hulking corporations – that you might be missing out on.
                   </p>
                   <p data-block-key="7kik4" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
                    <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                     Grab your free ticket to join the stateside tour
                    </a>
                    .
                   </p>
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                       <p class="content-box-header mb-4" style="line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; font-weight: 900; font-size: 16px; margin-bottom: 16px;">
                        🎯 On Our Radar
                       </p>
                       <p data-block-key="wnzwo" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        1.
                        <b>
                         Your macros might be way off.
                        </b>
                        Maybe you should pay more attention to
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         fiber, instead of protein
                        </a>
                        .
                       </p>
                       <p data-block-key="44o67" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        2.
                        <b>
                         Do you trust AI to handle your news flow?
                        </b>
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         ChatGPT wants to wake up with you
                        </a>
                        .
                       </p>
                       <p data-block-key="34vof" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
                        3.
                        <b>
                         Electric vehicles – emphasis on electric.
                        </b>
                        Your car could become
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         part of the power grid
                        </a>
                        .
                       </p>
                      </div>
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                     <span class="text-heading1 font-black" style="font-weight: 900; font-size: 18px; line-height: 1;">
                      *
                     </span>
                    </span>
                   </span>
                   <span class="text-small text-black font-black" style="font-weight: 900; font-size: 14px; color: #283444; color: rgba(40, 52, 68, 1); margin-left: 8px; vertical-align: middle;">
                    SPONSORED BY COINGECKO API
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                     <img alt="COINGECKO" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F107%252F046%252F623%252F7gAk4KJj8QmJ1JOLYvwqxrD20%252F982211de02e7a389b54433480bc40ee4aaa93c11.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D6fa3acb093e5558c4074787f07a4a980/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NTg5NjAzMzkuNDQyMTkzNX0:1v2Pw3:m3QCaiWd1W3tgmcMG44Oq8lBcs-hWPjKLLhRvlhW9Jk" width="100%"/>
                    </h4>
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                      <div style="font-family:Helvetica, Arial, sans-serif;;font-size:13px;line-height:1;text-align:left;color:#000000;">
                       <p class="content-box-header mb-4" style="line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; font-weight: 900; font-size: 16px; margin-bottom: 16px;">
                        🎙 Finimize Live
                       </p>
                       <h4 data-block-key="9kfl2" style="font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif; font-weight: 700; line-height: 1.25; margin-bottom: 16px; margin-top: 24px; color: #171E27; color: rgba(23, 30, 39, 1); font-size: 20px; font-family: 'Poppins', Helvetica, arial, -apple-system, sans-serif;">
                        Grab your free tickets...
                       </h4>
                       <p data-block-key="5vbv0" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        🔑
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         The New Rules of Investing
                        </a>
                        : September 30th
                       </p>
                       <p data-block-key="f5ipl" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px;">
                        🔭
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         How To Spot The US Market’s Hidden Gems
                        </a>
                        : October 7th
                       </p>
                       <p data-block-key="5qpiq" style="font-size: 16px; line-height: 1.5; color: #283444; color: rgba(40, 52, 68, 1); font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; margin: 0;">
                        🚀
                        <a style="color: #204CE9; color: rgba(32, 76, 233, 1); font-weight: 500; text-decoration: underline;">
                         Modern Investor Summit 2025
                        </a>
                        : December 2nd and 3rd
                       </p>
                      </div>
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                 <td align="left" class="content disclaimer" style="font-size:0px;padding:32px 0 0;word-break:break-word;">
                  <div style="font-family:Helvetica, Arial, sans-serif;;font-size:13px;line-height:1;text-align:left;color:#000000;">
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                    <b>
                     *State Street's Important Risk Information
                    </b>
                   </p>
                   <p data-block-key="c407k" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    <b>
                     State Street Global Advisors (SSGA) is now State Street Investment Management. Please click
                    </b>
                    <a style="font-weight: 500; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1); text-decoration: underline;">
                     <b>
                      here
                     </b>
                    </a>
                    <b>
                     for more information.
                    </b>
                   </p>
                   <p data-block-key="3k0pb" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    Investing involves risk including the risk of loss of principal.
                   </p>
                   <p data-block-key="72b53" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    ETFs trade like stocks, are subject to investment risk, fluctuate in market value and may trade at prices above or below the ETFs net asset value. Brokerage commissions and ETF expenses will reduce returns.
                   </p>
                   <p data-block-key="al2pt" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The whole or any part of this work may not be reproduced, copied or transmitted or any of its contents disclosed to third parties without SSGA’s express written consent.
                   </p>
                   <p data-block-key="f3qae" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    All information is from SSGA unless otherwise noted and has been obtained from sources believed to be reliable, but its accuracy is not guaranteed.  There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.
                   </p>
                   <p data-block-key="23fgs" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The information provided does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your tax and financial advisor.
                   </p>
                   <p data-block-key="cqt36" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    Diversification does not ensure a profit or guarantee against loss.
                   </p>
                   <p data-block-key="dphfo" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The Fund may invest in companies within the cryptocurrency, digital asset and blockchain industries that use digital asset technologies or provide products or services involved in the operation of the technology. The technology relating to digital assets, including blockchains and cryptocurrency, is new and developing and the risks associated with digital assets may not fully emerge until the technology is widely used. The effectiveness of the Fund’s strategy may be limited given that the operations of companies in the cryptocurrency, digital asset and blockchain industries are expected to be significantly affected by the overall sentiment related to the technology and digital assets, and that the companies’ stock prices and the prices of digital assets could be highly correlated. Certain features of digital asset technologies, such as decentralization, open source protocol, and reliance on peer-to-peer connectivity, may increase the risk of fraud or cyber-attack. Restrictions imposed by governments on digital asset related activities may adversely impact blockchain companies and, in turn, the Fund. Companies within the cryptocurrency, digital asset and blockchain industries may also be impacted by the risks associated with digital asset markets generally.
                   </p>
                   <p data-block-key="5j6nc" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The Fund may invest in companies that rely on technologies such as the Internet and depend on computer systems to perform business and operational functions, and therefore may be prone to operational and information security risks resulting from cyber-attacks and/or technological malfunctions. Successful cyber-attacks against, or security breakdowns of, a company included in the Fund’s portfolio may result in material adverse consequences for such company, as well as other companies included in the portfolio, and may cause the Fund’s investments to lose value.
                   </p>
                   <p data-block-key="3cbsn" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    Concentrated investments in a particular industry tend to be more volatile than the overall market and increases risk that events negatively affecting such industries could reduce returns, potentially causing the value of the Fund’s shares to decrease.
                   </p>
                   <p data-block-key="bu3gd" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The Fund is actively managed. The sub-adviser’s judgments about the attractiveness, relative value, or potential appreciation of a particular sector, security, commodity or investment strategy may prove to be incorrect, and may cause the Fund to incur losses. There can be no assurance that the sub-adviser’s investment techniques and decisions will produce the desired results.
                   </p>
                   <p data-block-key="2vm01" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The value of certain of the Fund’s investments in cryptocurrency ETFs and ETPs that invest in crypto assets and in publicly traded securities of companies engaged in digital asset-related businesses and activities are subject to fluctuations in the value of the crypto asset, which may be highly volatile. The market for crypto asset futures contracts may be less developed, and potentially less liquid and more volatile, than more established futures markets.
                   </p>
                   <p data-block-key="15n5p" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    The Fund’s use of options involves speculation and can lead to losses because of adverse movements in the price or value of the underlying stock, index, ETF, ETP or other asset, which may be magnified by certain features of the options. The Fund’s successful use of options depends on the ability of the Adviser to forecast market movements correctly.
                   </p>
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                    The trademarks and service marks referenced herein are the property of their respective owners. Third party data providers make no warranties or representations of any kind relating to the accuracy, completeness or timeliness of the data and have no liability for damages of any kind relating to the use of such data.
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                    <b>
                     Distributor
                    </b>
                    : State Street Global Advisors Funds Distributors, LLC, member
                    <a style="font-weight: 500; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1); text-decoration: underline;">
                     FINRA
                    </a>
                    ,
                    <a style="font-weight: 500; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1); text-decoration: underline;">
                     SIPC
                    </a>
                    , an indirect wholly owned subsidiary of State Street Corporation. References to State Street may include State Street Corporation and its affiliates. Certain State Street affiliates provide services and receive fees from the SPDR ETFs. State Street Global Advisors Funds Distributors, LLC is the distributor for certain registered products on behalf of the advisor. SSGA Funds Management has retained Galaxy Digital Capital Management LP as the sub-adviser. State Street Global Advisors Funds Distributors, LLC is not affiliated with Galaxy Digital Capital Management LP.
                   </p>
                   <p data-block-key="2j66c" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    <b>
                     Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus which contains this and other information, call 866.787.2257 or visit
                    </b>
                    <a style="font-weight: 500; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1); text-decoration: underline;">
                     <b>
                      ssga.com
                     </b>
                    </a>
                    <b>
                     . Read it carefully.
                    </b>
                   </p>
                   <p data-block-key="9ffk7" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    <b>
                     Not FDIC Insured * No Bank Guarantee * May Lose Value
                    </b>
                   </p>
                   <p data-block-key="7hgph" style="line-height: 1.5; font-family: 'Helvetica Neue', Helvetica, arial, -apple-system, sans-serif; margin-top: 0; margin-bottom: 16px; font-size: 12px; color: #9FA1A5; color: rgba(159, 161, 165, 1);">
                    © 2025 State Street Corporation - All Rights Reserved.
                   </p>
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                    AdTrax Code: 8311334.1.1.AM.RTL
                   </p>
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                    Exp Date: 9/30/26
                   </p>
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