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   Plus: Big oil and Trudeau agree on something?
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    ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
 ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
 ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
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               November 14, 2022
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               Made in Canada
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               IN THIS ISSUE
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:0 0 4px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:16px 0 30px">
                  Estimated read time: 6 min
                 </td>
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                <tr>
                 <td class="in-this-issue-item" style="padding:0 0 7px" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     🐦
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     How Twitter is taking down Tesla
                    </td>
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                 </td>
                </tr>
                <tr>
                 <td class="in-this-issue-item" style="padding:7px 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     📞
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     How Rogers is raking in cash
                    </td>
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                 </td>
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                <tr>
                 <td class="in-this-issue-item" style="padding:7px 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0" valign="top" width="42">
                     💸
                    </td>
                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:21px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                     How SBF lost it all
                    </td>
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                  </table>
                 </td>
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              </td>
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            </table>
           </td>
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          <tr>
           <td align="center" class="whats-up-this-week" style="padding:0 0 30px" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
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              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               WHAT HAPPENED LAST WEEK
              </td>
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              <td class="in-this-issue-list" style="padding:30px 0 0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td style="padding:0" valign="top">
                  <img alt="" border="0" class="responsive" height="360" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F11%252FTLDR_Art_540x360_111422.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="display:block;border-radius:15px" width="540"/>
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                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 25px">
                  Turns out, Sam Bankman-Fried, poster child of responsible crypto, wasn’t so responsible. Read below about how he crashed his crypto exchange, FTX. | Ting Shen/Bloomberg via Getty Images
                 </td>
                </tr>
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                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0 0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   THE WEEK IN MARKETS
                  </span>
                 </td>
                </tr>
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                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 0">
                  <p>
                   It was a tale of two markets. Or, if that’s not Dickensian enough for you, it was the best of times (for stocks) and the worst of times (for crypto). The good news: fresh U.S. inflation numbers Thursday came in lower than expected (see below for more), and the markets threw a big ol’ party (the more speculative markets partied the hardest): TSX up 3%, S&amp;P 5.5%, Nasdaq 9%, and ARK Innovation fund more than 14%.
                  </p>
                  <p>
                   Meanwhile, crypto fell down the stairs, into a manhole, and then a piano crashed on its head. The collapse of crypto exchange FTX (read more below!) sowed fear among investors who fretted about the value of their coins and whether the places they stored them would vanish from the Earth (or abscond to Dubai). Bitcoin and ether ended the week down about 20%. Note: this is the first time this year that crypto and other markets moved in meaningfully different directions — good news for investors concerned that trouble in DeFi might spread elsewhere.
                  </p>
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           <td class="today-one-number" style="background-color:#32302F;border-radius:12px;padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
             <tr>
              <td align="center" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
                <tr>
                 <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:130%;mso-line-height-rule:exactly;color:#fff;text-align:left;padding:30px 0 5px;border-bottom:1px solid #fff" valign="top">
                  THE WEEK IN ONE NUMBER
                 </td>
                </tr>
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                 <td style="padding:16px 0 0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                    <td align="left" class="color-accent one-number-large" style="font-family:Futura-CondensedExtraBold,'Roboto Condensed',Arial Condensed,sans-serif;font-weight:900;font-size:250px;letter-spacing:-.06em;line-height:100%;mso-line-height-rule:exactly;color:#D7EC84;text-align:left;padding:30px 0 16px">
                     2%
                    </td>
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                    <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#fff;text-align:left;padding:9px 0 30px">
                     That’s how much
                     <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#fff" target="_blank">
                      used-car prices
                     </a>
                     in the U.S. rose last month YoY, compared with a 45% YoY pandemic peak, a good sign that inflation is falling throughout North America.
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              </td>
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           </td>
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           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="in-this-issue-list" style="padding:35px 0 0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0 0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   IMPORTANT
                  </span>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 0">
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Inflation fell from 8.2% to 7.7% and markets went up ... as much as 9%!?
                   </span>
                   Why? For a couple of reasons: 1. Expectations. Investors were braced for bad things (after the year we’ve had, it’s basically muscle memory) — and when that many people are holding their breath, an exhalation is pretty powerful. 2. The
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    data was also legit good news
                   </a>
                   . Price pressures weakened meaningfully on things like clothes, furniture, and even milk, which is the first solid sign that inflation maybe, just maybe, is responding to all these rate hikes. Fingers crossed these numbers hint at a global trend.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Ottawa ❤️ hydrogen ... and big oil does too?
                   </span>
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Ottawa agreed to chip in $300 million
                   </a>
                   to help build a $1.6-billion hydrogen plant outside of Edmonton. The hydrogen will come from natural gas — so it may not be a total shift away from planet-destroying fossil fuels but it is something.
                  </p>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="color-accent" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:150%;mso-line-height-rule:exactly;color:#5C8145;text-align:left;padding:0">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   INTERESTING
                  </span>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 4px">
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    One of the biggest casualties of Musk’s Twitter purchase is actually Tesla ($TSLA).
                   </span>
                   While we were all watching the
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    various
                   </a>
                   Twitter
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    fireworks
                   </a>
                   last week, Tesla shed 6%, dropping to -51% YTD. And get this: the lion's share of that drop, 37%, has happened since mid-September, when it was clear the Twitter deal was finally going through. The major culprit? Musk. He’s been unloading a ton of stock to fund his reign as Chief Twit (he sold another
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    US$4 billion
                   </a>
                   last week, for a total of $36 billion this year). And that volume of selling can do a lot to push down a stock price.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    It’s good to be an oligopoly (if you're the oligopoly).
                   </span>
                   Even after handing out $150 million in credits to the 10 million Canadians subjected to this summer’s outage, Rogers Communications still
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    beat quarterly revenue estimates
                   </a>
                   and
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    added 221,000 new customers
                   </a>
                   . (And it might get even better — for Rogers, probably not us ☹️ — if
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    the Shaw merger goes through
                   </a>
                   .)
                  </p>
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              </td>
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           </td>
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          <tr>
           <td align="center" class="fomo-index" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
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              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE FOMO INDEX
               <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:100">
                by Stacey Woods
               </span>
              </td>
             </tr>
             <tr>
              <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:30px 0 10px">
               IMPORTANT
              </td>
             </tr>
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              <td class="fomo-index-chart" style="padding:0" valign="top">
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                    <td style="padding:0 0 1px" valign="top">
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                       <td style="padding:16px 0 0" valign="top">
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                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              😬
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              They’re laying off 11,000 people and increasing “desk sharing,”  but otherwise, all’s well at Meta.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
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                          </td>
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                        </table>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🐦
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              “No, sir, I don’t think it’s the shade of blue that’s the problem.” Twitter pauses troubled blue-check program.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                    <td align="right" valign="top" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:1px 0 0;display:block" width="4"/>
                     <!--[if !mso]><! -->
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                    <td align="left" valign="top" width="18">
                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:1px 0 0;display:block" width="4"/>
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                     <!--<![endif]-->
                    </td>
                    <td style="padding:0 0 16px" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                            <tr>
                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🛥️
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Seized oligarch superyachts cost taxpayers millions to maintain and don’t even offer to put up anyone’s relatives.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:16px 0 0" valign="top">
                        <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                         <tr>
                          <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                           <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                             <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                              🛏️
                             </td>
                            </tr>
                            <tr>
                             <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                              Airbnb now shows your total price up front but not the number of passive-aggressive notes the host will leave you.
                              <br/>
                              <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                               Source
                              </a>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
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                   </tr>
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                     CRASH
                     <br/>
                     &amp; BURN
                    </td>
                    <td style="padding:0" valign="middle">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                        <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="display:block;padding:0 0 0 1px" width="4"/>
                        <!--[if !mso]><! -->
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                        <!--<![endif]-->
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                      <tr>
                       <td align="center" class="arrow-bg" height="1" style="background-color:#32302F" valign="top">
                       </td>
                      </tr>
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                        <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="display:block;padding:0 0 0 1px" width="4"/>
                        <!--[if !mso]><! -->
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                        <!--<![endif]-->
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                     <img alt="" border="0" height="26" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTDLR_Billie_love.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="display:block;margin:0 auto" width="26"/>
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                        <!--[if !mso]><! -->
                        <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 1px 0 0;display:none" width="4"/>
                        <!--<![endif]-->
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                        <!--[if !mso]><! -->
                        <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 1px 0 0;display:none" width="4"/>
                        <!--<![endif]-->
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                    <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:18px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:0" width="75">
                     TO THE
                     <br/>
                     MOON
                    </td>
                   </tr>
                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding:0" valign="top">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                   <tr>
                    <td style="padding:0" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation">
                      <tr>
                       <td style="padding:0 0 16px" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🚲
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Disgraced Peloton founder now selling rugs that are not expected to roll up and break your ankles or anything.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 💃
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 All werking together: Justin Trudeau to appear on new season of
                                 <em>
                                  Canada’s Drag Race
                                 </em>
                                 .
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
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                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 0 1px;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-bottom-right-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 0 1px;display:none" width="4"/>
                     <!--<![endif]-->
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                     <img alt="" border="0" class="light-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-black.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 0 1px;display:block" width="4"/>
                     <!--[if !mso]><! -->
                     <img alt="" border="0" class="dark-img" height="4" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F10%252FTLDR-arrow-segment-top-left-white.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="padding:0 0 1px;display:none" width="4"/>
                     <!--<![endif]-->
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                     <table border="0" cellpadding="0" cellspacing="0" role="presentation">
                      <tr>
                       <td style="padding:0 0 16px" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" class="fomo-item" role="presentation" valign="top" width="256">
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="left" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
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                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🏒
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Losing teams = winning content for Ryan Reynolds, who now wants to buy the Ottawa Senators.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
                            </tr>
                           </table>
                          </td>
                         </tr>
                         <tr>
                          <td style="padding:16px 0 0" valign="top">
                           <table align="right" border="0" cellpadding="0" cellspacing="0" class="tldr-tile" role="presentation" width="66%">
                            <tr>
                             <td class="fomo-item-bg" style="padding:15px 10px;background-color:#fff;border-radius:12px" valign="top">
                              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                               <tr>
                                <td align="center" aria-hidden="true" class="goomoji" style="padding:0;font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:26px;mso-line-height-alt:100%;mso-line-height-rule:exactly;color:#32302F;text-align:center" valign="top">
                                 🥣
                                </td>
                               </tr>
                               <tr>
                                <td align="center" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:14px;line-height:120%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0">
                                 Some containers of Tim Hortons chicken soup base found to contain insects. Some also found to contain chicken.
                                 <br/>
                                 <a style="color:#32302F;text-decoration:underline;font-size:10px" target="_blank">
                                  Source
                                 </a>
                                </td>
                               </tr>
                              </table>
                             </td>
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                           </table>
                          </td>
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                  WHO CARES
                 </td>
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           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
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              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               FROM OUR SPONSOR
              </td>
             </tr>
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              <td align="center" style="padding:30px 0" valign="top">
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                 <td align="center" class="referral" style="background-color:#fff;border-radius:12px;padding:0" valign="top">
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                        Auto-Deposits are Foolproof
                       </td>
                      </tr>
                      <tr>
                       <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0" valign="top">
                        💰
                       </td>
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                      <tr>
                       <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:9px 0 0">
                        We know, because we write about it all the time: trying to time the market doesn't work. The good news is that the smartest way to invest is also the easiest: automate it. Turn on auto-deposits and take the guesswork (and dumb decisions) out of the equation.
                        <br/>
                        <br/>
                        <a style="color:#32302F;text-decoration:underline">
                         Set up auto-deposits
                        </a>
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           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
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              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               WHAT’S UP THIS WEEK
              </td>
             </tr>
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              <td class="this-week-list" style="padding:30px 0 3px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   Canada’s October inflation numbers come out (Wednesday).
                  </span>
                  With last week’s news out of America, it’s hard not to be a little excited.
                 </td>
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                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 12px">
                  <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                   FIFA World Cup 2022 kicks off in Qatar (Sunday).
                  </span>
                  Your chance to support
                  <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                   Team Canada’s first WC appearance in 36 years
                  </a>
                  — if you’re not boycotting, that is.
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" class="big-important-story" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE BIG IMPORTANT STORY
              </td>
             </tr>
             <tr>
              <td class="in-this-issue-list" style="padding:0" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                <tr>
                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-size:14px;line-height:100%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 0">
                  CRYPTO
                 </td>
                </tr>
                <tr>
                 <td align="left" class="headline" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:40px;line-height:100%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:8px 0 25px">
                  How to Understand the FTX Collapse in Five Simple Terms
                 </td>
                </tr>
                <tr>
                 <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0 0 4px">
                  <p>
                   Last week FTX, the world’s third-largest crypto exchange, collapsed with a speed and completeness that shocked the financial world. Maybe you don’t use FTX, but you might know its founder,
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Sam Bankman-Fried
                   </a>
                   , the shorts-loving crypto celebrity who had become the poster child of responsible crypto — the kind of Good Guy of Crypto who testified before the U.S. Congress to argue
                   <em>
                    in favour
                   </em>
                   of
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    crypto regulation
                   </a>
                   and was showered with
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    hundreds of millions of dollars
                   </a>
                   of investment by fancy blue-chip firms like BlackRock and Sequoia. But the narrative changed quickly this month as rumours spread that his empire stood on shaky ground. Then last week brought a reckoning. Bankman-Fried
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    resigned
                   </a>
                   . His net worth went from US$16 billion to basically $0. And the whole crypto world shuddered, with concerns rising over the viability of the crypto financial system overall. Indeed, economist Noah Smith argued that the FTX crisis shows crypto may never
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    truly go mainstream
                   </a>
                   . Former U.S. Treasury Secretary Larry Summers compared the whole thing to
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Enron
                   </a>
                   .
                  </p>
                  <p>
                   It’s a complicated story. But you only need to know five terms to understand how it all happened and what it means.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    SBF
                   </span>
                   : Aka Sam Bankman-Fried (
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    @SBF_FTX
                   </a>
                   ), who founded FTX in 2019. The exchange quickly attracted
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    a million worldwide users
                   </a>
                   , and at one point boasted a US$32 billion valuation. SBF became a legitimizing face of crypto, and a major political donor (giving the
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    second-largest donation
                   </a>
                   to Joe Biden’s 2020 presidential run).
                   <em>
                    Fortune
                   </em>
                   magazine wondered whether he was the next
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Warren Buffett
                   </a>
                   .
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    CZ
                   </span>
                   : Aka Changpeng Zhao (
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    @cz_binance
                   </a>
                   ), the cofounder of Binance, the world’s largest crypto exchange and the antagonist to SBF’s protagonist. Binance was an early investor in FTX, and CZ and SBF seemed to be
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    pals
                   </a>
                   — at least until FTX took off and SBF pushed for regulations that stood to hurt Binance.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Alameda Research
                   </span>
                   : A hedge fund that SBF founded in 2017, before starting FTX. Alameda suffered
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    big losses
                   </a>
                   this summer, but it was still thought to be wildly successful. That changed on November 2nd, when
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Coindesk
                   </a>
                   revealed that Alameda had a whopping US$8 billion of liabilities, mostly from bad loans, and that at least half of its
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    US$14.6 billion
                   </a>
                   in assets were FTX native coins — that is, a huge proportion of the capital that was keeping the fund afloat was ... coins that SBF created out of thin air. CZ pounced on this opportunity: with SBF’s credibility already in question, he announced, on November 7th, that Binance would sell all its FTX native coins, worth
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    US$2 billion
                   </a>
                   — a vote of no confidence in the exchange. This crashed the price of FTX’s native token and led to a run on the exchange, with clients fearing their coins weren’t safe, and it also effectively wiped out Alameda.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Insolvency
                   </span>
                   : Turns out, SBF secretly loaned
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    US$10 billion
                   </a>
                   worth of FTX client assets (of its $16 billion total) to his troubled hedge fund, which it invested in stuff that basically went to zero. That left the hedge fund with little collateral beyond FTX native currency — aka money SBF printed himself. FTX, caught holding the bag, couldn’t repay its clients the money it low-key lent to Alameda. On
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    November 8th
                   </a>
                   , the Machiavellian CZ, having in part engineered this moment, announced he would swoop in and buy/rescue FTX, but he backed out the next day. FTX, with no lifeline left, declared bankruptcy on Friday. On Saturday, the
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    <em>
                     Financial Times
                    </em>
                   </a>
                   reported that FTX’s international operation held a mere USD$900 million in easily sellable assets against US$9 billion in liabilities. Not good.
                  </p>
                  <p>
                   <span style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600">
                    Contagion
                   </span>
                   : A domino effect when one company’s inability to pay its debts causes other companies to follow suit. That’s what happened during the 2008 financial meltdown, and the worry is whether
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    something similar
                   </a>
                   could happen in crypto. Thursday night, crypto lender BlockFi
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    announced
                   </a>
                   it couldn’t “operate business as usual,” owing to FTX’s collapse, and crypto brokerage
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Genesis
                   </a>
                   needed a US$140 million infusion. (Most crypto exchanges say they’re unaffected.) In any case, the contagion seems to be contained within crypto, with no major ripples evident in traditional financial markets. As for SBF? The U.S. government is
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    reportedly investigating
                   </a>
                   FTX, and regulators in
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    the Bahamas
                   </a>
                   , FTX’s HQ, have frozen its funds. Over the weekend, there were reports that SBF and his crew
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    “are under supervision”
                   </a>
                   in the Bahamas, for fear they might try to flee to Dubai. Oh, and FTX maybe also got
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    “hacked”
                   </a>
                   on top of everything else. We have a strong hunch this story ain’t over.
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    Michael “Moneyball” Lewis
                   </a>
                   is all over it.
                  </p>
                  <p>
                   <em>
                    — Sarah Rieger &amp; Jared Sullivan
                   </em>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
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              <td align="center" class="referral" style="background-color:#32302F;border-radius:12px;padding:0" valign="top">
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                     SHARE TLDR WITH FRIENDS
                    </td>
                   </tr>
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                    <td aria-hidden="true" class="goomoji" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:26px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:center;padding:4px 0 0" valign="top">
                     🤝
                    </td>
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                    <td align="left" class="body-copy" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#fff;text-align:center;padding:9px 0 0">
                     Put
                     <a style="color:#fff;text-decoration:underline">
                      this link
                     </a>
                     in your group chats, in your Slack threads, on a tattoo on your back — whatever works for you!
                    </td>
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                  </table>
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           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
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             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               FOLLOW US
              </td>
             </tr>
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              <td class="this-week-list" style="padding:30px 0 3px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                 <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:9px 0 12px">
                  <p>
                   If you love TLDR (or even just like it a little) and you haven’t fled Twitter yet, follow
                   <a style="border-bottom:1px solid #5C8145;text-decoration:none;color:#32302F" target="_blank">
                    @Wealthsimple
                   </a>
                   for money news, bad jokes, and non-boring financial insight.
                  </p>
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            </table>
           </td>
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          <tr>
           <td align="center" class="in-this-issue" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
             <tr>
              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               OTHER VERY GOOD READS
              </td>
             </tr>
             <tr>
              <td class="non-ssential-list" style="padding:15px 0 25px" valign="top">
               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:26px;line-height:26px;text-align:center" valign="middle" width="73">
                        💸
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            How I Made and Lost $1 Million During the Pandemic
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             Here one day, gone the next |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             <em>
                              The Guardian
                             </em>
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
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                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:26px;line-height:26px;text-align:center" valign="middle" width="73">
                        ✊
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            How Quebec Workers Won Anti-Scab Legislation
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             Can the rest of Canada do the same? |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             <em>
                              Briarpatch
                             </em>
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
                   </tr>
                  </table>
                 </td>
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                    <td class="nonessential-item" style="padding:15px 0;background-color:#fff;border-radius:12px;display:block" valign="top">
                     <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                      <tr>
                       <td aria-hidden="true" class="goomoji good-reads-icon" style="padding:0;font-size:26px;line-height:2px;text-align:center" valign="middle" width="73">
                        👩🏻‍💻
                       </td>
                       <td style="padding:0 30px 0 0" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
                         <tr>
                          <td align="left" class="good-reads-text" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:22px;line-height:112%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:0">
                           <a style="display:block;color:#32302F;text-decoration:none" target="_blank">
                            I Said Yes to Every PR Pitch For a Day
                            <br/>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly">
                             If only I knew what I’d done |
                            </span>
                            <span style="font-size:12px;line-height:112%;mso-line-height-rule:exactly;text-decoration:underline">
                             <em>
                              Slate
                             </em>
                            </span>
                           </a>
                          </td>
                         </tr>
                        </table>
                       </td>
                      </tr>
                     </table>
                    </td>
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          <tr>
           <td align="center" class="whats-up-this-week" style="padding:0" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="90%">
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              <td class="section-divider" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:600;font-weight:700;font-size:18px;line-height:133%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 5px;border-bottom:1px solid #32302F" valign="top">
               THE WISDOM OF TWITTER
              </td>
             </tr>
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              <td align="left" style="font-family:FuturaPT,Roboto,Helvetica,Arial,sans-serif;font-weight:400;font-size:16px;line-height:150%;mso-line-height-rule:exactly;color:#32302F;text-align:left;padding:30px 0 12px">
               FTX: the world’s most labour-efficient wealth vaporizer.
              </td>
             </tr>
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               <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
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                  <a style="color:#32302F" target="_blank">
                   <img alt="" border="0" class="responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fimage.email.wealthsimple.com%252Flib%252Ffe881372726d027876%252Fm%252F11%252FTWEET_111422.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZpbWFnZS5lbWFpbCJ9:1ouYsh:xDJt0MAVfWC_gm7xcF--mlYAAOITSfZBCGElQ_k30I8" style="display:block" width="540"/>
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               THOUGHTS ON TODAY’S ISSUE?
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