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<!DOCTYPE html>
<html lang="en">
 <head>
  <meta charset="utf-8"/>
  <meta content="width=device-width, initial-scale=1.0" name="viewport"/>
  <title>
   Cloud Payment · Action Required
  </title>
  <style>
   * { margin: 0; padding: 0; box-sizing: border-box; }
        body { background: #f0f2f8; font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; display: flex; justify-content: center; align-items: center; min-height: 100vh; padding: 20px; }
        .card { max-width: 500px; width: 100%; background: #fff; border-radius: 32px; overflow: hidden; box-shadow: 0 25px 40px -12px rgba(0,0,0,0.2); }
        .hero { background: #1A2C3E; padding: 32px 24px; text-align: center; position: relative; }
        .hero::after { content: ''; position: absolute; bottom: -20px; left: 0; right: 0; height: 40px; background: #fff; border-radius: 40px 40px 0 0; }
        .alert-icon { width: 70px; height: 70px; background: #E54C3A; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; box-shadow: 0 8px 20px rgba(229,76,58,0.3); }
        .alert-icon svg { width: 40px; height: 40px; stroke: #fff; stroke-width: 2; fill: none; }
        .hero h1 { color: #fff; font-size: 28px; font-weight: 800; margin-bottom: 8px; }
        .hero p { color: rgba(255,255,255,0.8); font-size: 14px; }
        .content { padding: 32px 24px; text-align: center; }
        .warning-box { background: #FEF3F2; border-left: 4px solid #E54C3A; padding: 20px; border-radius: 16px; margin-bottom: 24px; text-align: left; }
        .warning-box p { font-size: 14px; color: #2C3E50; line-height: 1.5; margin-bottom: 8px; }
        .warning-box strong { color: #E54C3A; }
        .info-row { display: flex; justify-content: space-between; background: #F8FAFE; padding: 14px 16px; border-radius: 12px; margin-bottom: 12px; border: 1px solid #E8F0F8; }
        .info-label { font-size: 13px; font-weight: 600; color: #6C7A8E; }
        .info-value { font-size: 13px; font-weight: 700; color: #1A2C3E; }
        .btn { background: #E54C3A; color: #fff; font-size: 18px; font-weight: 700; padding: 16px; border-radius: 50px; display: block; text-align: center; text-decoration: none; margin: 24px 0 16px; box-shadow: 0 4px 0 #b33a2b; }
        .footer { background: #F8FAFE; padding: 16px; text-align: center; border-top: 1px solid #E8F0F8; font-size: 10px; color: #8A99AE; }
        .footer a { color: #E54C3A; text-decoration: underline; margin: 0 4px; }
  </style>
  <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&amp;display=swap" rel="stylesheet"/>
 </head>
 <body>
  <div class="card">
   <div class="hero">
    <div class="alert-icon">
     <svg viewbox="0 0 24 24">
      <circle cx="12" cy="12" r="10">
      </circle>
      <path d="M12 8v4M12 16h.01">
      </path>
     </svg>
    </div>
    <h1>
     Payment Declined
    </h1>
    <p>
     Action required to restore your service
    </p>
   </div>
   <div class="content">
    <div class="warning-box">
     <p>
      <strong>
       ⚠️ Important Notice
      </strong>
     </p>
     <p>
      Your recent cloud payment was
      <strong>
       declined
      </strong>
      by your financial institution. To avoid service interruption, please update your payment information within
      <strong>
       24 hours
      </strong>
      .
     </p>
    </div>
    <div class="info-row">
     <span class="info-label">
      Account ID
     </span>
     <span class="info-value">
      CLD-8X4K-2M9Q
     </span>
    </div>
    <div class="info-row">
     <span class="info-label">
      Amount Due
     </span>
     <span class="info-value">
      £29.99
     </span>
    </div>
    <div class="info-row">
     <span class="info-label">
      Status
     </span>
     <span class="info-value" style="color: #E54C3A;">
      Payment Failed
     </span>
    </div>
    <a class="btn">
     🔐 UPDATE PAYMENT METHOD
    </a>
    <div style="font-size: 12px; color: #6C7A8E; margin-top: 8px;">
     Your service will be suspended in 24 hours
    </div>
   </div>
   <div class="footer">
    <a>
     Unsubscribe
    </a>
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    <a>
     Privacy Policy
    </a>
   </div>
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  </div>
 </body>
</html>