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   Daily 2025-12-17
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                       <tbody>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.26% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,799
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.08% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,332
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.47% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $87,691
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
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                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
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                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.68% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          9,685
                         </td>
                        </tr>
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                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          2.82% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $58.85
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.03% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.15%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F119%252F636%252F878%252FJWBKNELpyQ2vlZXPQPvbX5R93%252F72fa9833adebf20e5a9a0ab2a0b67cfbd94f2242.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D32c5ecdc3fe3f94edbedd55ae0e09ed9/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjU5NTg3MDUuMDY3MzI1fQ:1vVmWv:2beOg-Dr_ZEnMGeILH61aAEcg4Vc_cO37uM8vHPpb1Q" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
                    </td>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🇺🇸 November’s payrolls report suggested that the US added more jobs than expected… but the fine print dampened the mood.
                       </p>
                       <p data-block-key="29fa">
                        🇪🇺 The European Union looks to be softening its stance on gas-powered cars, giving automakers more time to change their proverbial gears.
                       </p>
                       <p data-block-key="crg3n">
                        ➕ The
                        <a>
                         outlook for Alphabet's stock
                        </a>
                        .
                       </p>
                       <p data-block-key="46bgd">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
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                       <img alt="Pay Daze" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-161225-US.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Da0761278c23a5368c3a17509e351f506/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjU5NTg3MDUuMDY3NTEyM30:1vVmWv:rA6e2tI3IooGYNGQhEuQV6z9gw-D4khHCZDchgr4FLY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="t6210">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="bberg">
                    The US added more jobs than expected in November – though due to the government shutdown, the payrolls report hit investors’ accounts later than usual.
                   </p>
                   <p data-block-key="8lg0j">
                    <b>
                     What
does this mean?
                    </b>
                   </p>
                   <p data-block-key="4t88m">
                    The US added 64,000 jobs in November – higher than the 50,000 expected. That headline figure might look reassuring, but the details are anything but.
                   </p>
                   <p data-block-key="djkso">
                    ▶ The Federal Reserve (Fed) said last week that these reports might be overstating monthly job numbers by around 60,000. And that follows October’s figures, which showed that the US
                    <i>
                     lost
                    </i>
                    105,000 roles that month – the third negative reading in just half a
year.
                   </p>
                   <p data-block-key="9vt3m">
                    ▶ Plus, the unemployment rate jumped to 4.6% in November. That’s the highest level in four years, and a sharp jump from September’s 4.4%.
                   </p>
                   <p data-block-key="5lsu8">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="9c5hs">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Chop, chop.
                    </i>
                   </p>
                   <p data-block-key="e81s2">
                    The Federal Reserve has been laser-focused on the slowing labor market lately. That explains why it’s made three interest rate cuts this year – despite inflation
still running above target.
                   </p>
                   <p data-block-key="33i7m">
                    ▶ Traders expect another two trims next year, even though the central bank is only forecasting one.
                   </p>
                   <p data-block-key="fshve">
                    ▶ The US president, meanwhile, wants interest rates to reach 1% – a fraction of today’s 3.5% to 3.75%. And at the start of next year, he’ll appoint a new Fed chair – one potentially more willing to pick up the scissors.
                   </p>
                   <p data-block-key="3l4u9">
                    <b>
                     <i>
                      For you personally:
                     </i>
                    </b>
                    <i>
                     Investors are in
risk-assessment mode.
                    </i>
                   </p>
                   <p data-block-key="depec">
                    Investors are increasingly concerned about the Fed’s supposed independence, as well as rising geopolitical risks and excessive government spending. So in search of safety, they’ve sent gold’s price 65% higher this year while pulling out of many American assets. That’s partly why the dollar index – which tracks the greenback’s value compared to other major currencies – has dropped 10% in 2025. And while lower rates would support US stocks,
they’d likely send the dollar down even further.
                   </p>
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                   <p data-block-key="pr7ai">
                    A year ago, I said
                    <a>
                     Alphabet's stock
                    </a>
                    looked
cheap.
                   </p>
                   <p data-block-key="bmop0">
                    Since then, the stock has rallied...
                    <i>
                     hard
                    </i>
                    .
                   </p>
                   <p data-block-key="c3vqn">
                    Makes sense: the Big Tech firm has made decent progress in AI, self-driving cars, and chipmaking – and it survived a potentially disastrous regulatory crackdown.
                   </p>
                   <p data-block-key="fcb7h">
                    That's my cue: I've taken another look at Alphabet’s strengths, risks, and current valuation – and put together
                    <a>
                     base, bull, and bear cases for the stock
                    </a>
                    .
                   </p>
                   <p data-block-key="b78gu">
                    Let me walk you through it.
                   </p>
                   <p data-block-key="e8clb">
                    That's today's Research:
                    <a>
                     the good, the bad, and the base case for Alphabet's stock
                    </a>
                    .
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                      Read or listen to the Insight
here
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                   <h3 data-block-key="q7l53">
                    <b>
                     One ETF, full exposure to the blockchain and AI upside
                    </b>
                   </h3>
                   <p data-block-key="ahkvv">
                    Everyone’s jammed into the same crowded “Magnificent Seven” stocks, while
                    <a>
                     smart money is flowing into harder-to-access AI and blockchain infrastructure plays
                    </a>
                    .
                   </p>
                   <p data-block-key="2ohkq">
                    We’re talking multi-layer ecosystems most investors can’t research or reach.
                   </p>
                   <p data-block-key="b1mgq">
                    <a>
                     TEKX is built to bridge that gap
                    </a>
                    . You can use the actively managed fund to get diversified exposure across the broad value chain of AI and blockchain technology infrastructure - from an evolving selection of cutting-edge tech names to traditional industries poised to benefit from
infrastructure investment.
                   </p>
                   <p data-block-key="rcl3">
                    In other words, you get broad exposure to the AI and blockchain build-out—supported by the expertise of
                    <a>
                     Galaxy Asset Management.
                    </a>
                   </p>
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                        Check It
Out
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                   Please see important disclosures below*
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                     Climate, Changed
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                       <img alt="Climate, Changed" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-161225-EU_v2.original.png%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Dec9aaaf4ce65d3a987163483a6b94ab9/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjU5NTg3MDUuMDY4NTc3NX0:1vVmWv:1kYQ2BPG8QMyIpKEKtLBxOiBk1iRxrT_JIDxLbz5cbw" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                   <p data-block-key="h68xw">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="9j0vv">
                    The European Union (EU) is preparing to soften its 2035 ban on new petrol and diesel cars, pushing the whole “burning planet” thing down the priority list.
                   </p>
                   <p data-block-key="8q921">
                    <b>
                     What
does this mean?
                    </b>
                   </p>
                   <p data-block-key="7lggm">
                    This about-face will let carmakers sell some plug-in hybrids,
                    <a>
                     range extenders
                    </a>
                    , and other alternatives – instead of enforcing a full phase-out as previously planned. The move follows months of lobbying, in which carmakers and governments argued that the shift toward EVs is racing ahead of both demand and charging infrastructure, leaving consumers and brands in
the lurch.
                   </p>
                   <p data-block-key="8fi7c">
                    ▶ You can see why carmakers were worried. They’ve already been fighting to win sales from cheaper Chinese rivals, as well as dealing with trade tensions and supply disruptions. And without this shift, they’d have been forced to focus exclusively on EVs in Europe – which still carry slimmer margins than gas guzzlers.
                   </p>
                   <p data-block-key="27p4t">
                    ▶ The EU says it’s still committed to climate neutrality by 2050. But for now, this move suggests policymakers
are prioritizing major industries and jobs above all.
                   </p>
                   <p data-block-key="6v6lp">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="e028l">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     This is about profit, not principle.
                    </i>
                   </p>
                   <p data-block-key="4lo8b">
                    Ford has been losing money on its souped-up electric models for years: folks simply haven’t bought enough of them, even with subsidies on the table. And now that the US has scrapped tax credits for EVs, the business case for those high-end models has gone from
shaky to untenable. So the carmaker’s pivoting toward hybrids, gas vehicles, and cheaper EVs – and booking a more-than-$19-billion loss on related assets in the process.
                   </p>
                   <p data-block-key="anlpg">
                    <b>
                     <i>
                      For you personally:
                     </i>
                    </b>
                    <i>
                     The price ain’t right.
                    </i>
                   </p>
                   <p data-block-key="dbp1o">
                    If your neighborhood is full of EVs, you probably live in a pretty nice place. See, those cars are still mostly bought by wealthier households and as part of company fleets, so they’re clustered in cities and
high-income areas. For most folks, the decision to switch is still a practical one: they need competitive car prices and reliable, widespread charging options before really considering going electric.
                   </p>
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                    <span style="font-style:normal">
                     ✨
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                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
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of the day
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                   <h3 data-block-key="8yml1">
                    <b>
                     Three podcasters. One portfolio. Plenty of debate.
                    </b>
                   </h3>
                   <p data-block-key="1vlhh">
                    The Art of Investing,
                    <a>
                     IG’s new podcast
                    </a>
                    , plays out like a true-crime series for the market: every episode, the evidence gets laid out, the case for each trade is argued, and the portfolio evolves. (Latest
update: it’s up 10% since launch.)
                    <br/>
                    <br/>
                    The show is sharp, unscripted, and
                    <a>
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                    – with their nearly 100 years of combined investing experience.
And you can catch the recording of their live session at this year’s
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                     🎯
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                     On Our
Radar
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<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
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                       <p data-block-key="aaghi">
                        1.
                        <b>
                         We're inside
                        </b>
                        <b>
                         <i>
                          Black Mirror
                         </i>
                        </b>
                        <b>
                         now.
                        </b>
                        Inside the
                        <a>
                         uprising against AI surveillance
                        </a>
                        .
                       </p>
                       <p data-block-key="frkb">
                        2.
                        <b>
                         Give your friends trash for Christmas.
                        </b>
                        <a>
                         If they hike
                        </a>
                        , that is.
                       </p>
                       <p data-block-key="36no0">
                        3.
                        <b>
                         That’s like,
                        </b>
                        <b>
                         <i>
                          so
                         </i>
                        </b>
                        <b>
                         many Equinox memberships.
                        </b>
                        Families are sharing
                        <a>
                         the cost of raising kids in NYC
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
       </td>
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    </table>
   </div>
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
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      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
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            </td>
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          </tbody>
         </table>
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        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
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     </tbody>
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   </div>
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="background:#f8f9ff;background-color:#f8f9ff;margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
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         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
              <p data-block-key="say41">
               <b>
                State Street's Important Risk Information
               </b>
              </p>
              <p data-block-key="8eu34">
               Investing involves risk including the risk of loss
of principal.
              </p>
              <p data-block-key="2v535">
               ETFs trade like stocks, are subject to investment risk, fluctuate in market value and may trade at prices above or below the ETFs net asset value. Brokerage commissions and ETF expenses will reduce returns.
              </p>
              <p data-block-key="d4gru">
               <b>
                Distributor
               </b>
               : State Street Global Advisors Funds Distributors, LLC, member
               <a>
                FINRA
               </a>
               ,
               <a>
                SIPC
               </a>
               , an indirect wholly owned subsidiary of State Street
Corporation. References to State Street may include State Street Corporation and its affiliates. Certain State Street affiliates provide services and receive fees from the SPDR ETFs. State Street Global Advisors Funds Distributors, LLC is the distributor for certain registered products on behalf of the advisor. SSGA Funds Management has retained Galaxy Digital Capital Management LP as the sub-adviser. State Street Global Advisors Funds Distributors, LLC is not affiliated with Galaxy Digital
Capital Management LP.
              </p>
              <p data-block-key="155gh">
               <b>
                Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus which contains this and other information, call 866.787.2257 or visit
               </b>
               <a>
                <b>
                 ssga.com
                </b>
               </a>
               <b>
                . Read it carefully.
               </b>
              </p>
              <p data-block-key="1jik3">
               <b>
                Not FDIC Insured * No Bank
Guarantee * May Lose Value
               </b>
              </p>
              <p data-block-key="54kke">
               AdTrax Code: 8658702.1.1.AM.RTL
              </p>
              <p data-block-key="1ge0q">
               Exp Date: 12/31/26
              </p>
             </div>
            </td>
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