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   Daily 2026-01-23
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               Fri, Jan 23 | 3:06 read time
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                 View in browser
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                     👀
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                     WHAT'S
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                       All metrics are as of the latest market close.
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         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
          <tbody>
           <tr>
            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:16px;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
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<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;word-break:break-word;">
                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          S&amp;P 500
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.54% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          6,913
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.83% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $4,926
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BITCOIN*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.12% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $89,472
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
                      </table>
                     </td>
                    </tr>
                   </tbody>
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                 </td>
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               </tbody>
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                       <tbody>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          FTSE 100
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.12% ▲
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          10,150
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.64% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          $64.17
                         </td>
                        </tr>
                        <tr>
                         <td style="font-size:12px;font-weight:700;width:40%;vertical-align:baseline;padding:10px 0 0 0">
                          US BONDS*
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          0.00% ▼
                         </td>
                         <td style="font-size:12px;width:30%;vertical-align:baseline;text-align:right;padding:10px 0 0 0;font-family:Trispace,monospace">
                          4.26%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
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                     <img alt="Wall Street Fear Gauge Index" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F126%252F487%252F799%252F9BvRDJ724zWMxmnPQlAKNOd03%252Ffa60cdb57752add56978b57ec07580123a14e8cf.png%253Ffit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D768%2526s%253D6e624a7135047776a7814487e96e59f8/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjkxNTc1ODIuNzc5NTE3Mn0:1vjChi:3x4r2zr81VM9w_rPgyfsVFp-TqT5ZuI5WRy1VPCYD04" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="536"/>
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                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="10zqs">
                        🇺🇸 The US economy grew at its fastest pace since 2023
                       </p>
                       <p data-block-key="1rm6r">
                        🍎 Apple – well, Google – will finally give Siri an
AI upgrade
                       </p>
                       <p data-block-key="9pilc">
                        ➕ The “Sell America” trade and what to do about it
                       </p>
                       <p data-block-key="7l3bb">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
                     </td>
                    </tr>
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                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
                   </mj-raw>
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                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Giddy Up
                    </span>
                   </mj-raw>
                  </div>
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                      <a target="_blank">
                       <img alt="Giddy Up" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-220126-America-3.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D944b8eed6568b77be41f262ded2f6de3/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjkxNTc1ODIuNzc5NzI3Mn0:1vjChi:z2s4H8A8p1ThmL1r51IKUTNT3mnoCuu075itfe75Onk" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="pbrm9">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="4i3il">
                    The US economy sat a little higher in the saddle, taking off at its fastest pace in two years, according to revised data out on Thursday.
                   </p>
                   <p data-block-key="cjp25">
                    <b>
                     What does this
mean?
                    </b>
                   </p>
                   <p data-block-key="9tqne">
                    In the third quarter of last year, the US economy was growing a little faster than originally thought: at an annual speed of 4.4% – up from previous estimates of 4.3%. That’s a promising sign – as is the news that the latest weekly unemployment claims came in a touch lower than expected. Add in the fact that inflation’s still running above target, and you can see why traders expect the central bank to leave interest rates where they are next week.
                   </p>
                   <p data-block-key="n7hm">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="5j7kj">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Up, up, and… maybe back down.
                    </i>
                   </p>
                   <p data-block-key="ict4">
                    The International Monetary Fund now thinks the global economy will grow 3.3% this year, a touch higher than its earlier 3.1% call. See, the impact of tariffs has been softer than feared – and firms are still pouring money into AI. That stronger backdrop helps explain why stock markets are hovering near record highs: a solid
economy doesn't guarantee rising share prices, but it certainly helps.
                   </p>
                   <p data-block-key="5k9os">
                    ⚠️ Of course, if those conditions change – tighter policy, slower AI spending, or weaker economic growth – global stocks could fall faster than usual.
                   </p>
                   <p data-block-key="p5im">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Travel is good for the soul – and the wallet.
                    </i>
                   </p>
                   <p data-block-key="84tgj">
                    Investors were rewarded for exploring outside of the US last year – and that hasn't changed yet: emerging
market stocks are still running ahead of their American peers. Much of that strength has come from tech‑tilted Asian markets like South Korea and Taiwan, as well as commodity‑heavy markets like Peru and Chile. And even with earnings forecasts improving, emerging market shares are
                    <i>
                     still
                    </i>
                    trading at cheaper valuations than US stocks.
                   </p>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Move Over, America:
Emerging Markets May Be The Real Lands Of Opportunity
                   </a>
                  </div>
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                     The “Sell America” Trade: Winners, Losers, And What To
Do
                    </span>
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                   <p data-block-key="pr7ai">
                    Over the past week, talk of “
                    <a>
                     selling
America
                    </a>
                    ” has picked up in a big way.
                   </p>
                   <p data-block-key="e3at9">
                    That might sound dramatic – maybe even divisive – but what it really means is this: some global investors have been trimming their exposure to
                    <a>
                     US assets
                    </a>
                    because the political and policy backdrop now feels shakier.
                   </p>
                   <p data-block-key="41vas">
                    Seeing those flows shift in real time has made me think seriously about
                    <a>
                     what it means
                    </a>
                    for everyday investors and how we position our portfolios.
                   </p>
                   <p data-block-key="5iqg7">
                    That’s today’s Insight:
                    <a>
                     the “Sell America” trade and what to do about it
                    </a>
                    .
                   </p>
                   <p data-block-key="fns5r">
                    <a>
                     <b>
                      Read or listen to the Insight
here
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                    </a>
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                         Theodora
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                    <span style="font-style:normal">
                     👀
                    </span>
                    <span style="font-style:italic">
                     Today's headlines
                    </span>
                   </mj-raw>
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                  <div style="font-family:Inter,sans-serif;font-size:22px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   <mj-raw>
                    <span style="background-color:#EFFF0D;display:inline">
                     Bye, Siri
                    </span>
                   </mj-raw>
                  </div>
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                    <tr>
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                      <a target="_blank">
                       <img alt="Bye, Siri" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-220126-Apple.original.jpg%253Ffit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Dc83b39780912aa65732419d05a9200a6/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3NjkxNTc1ODIuNzgwMzk1M30:1vjChi:sIUrEa_zo07YMW93UXovsSa7l-LeFRN7k9YwkgI0NLQ" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="568"/>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                   <p data-block-key="yw95f">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="1npc1">
                    Say farewell to the Siri you know:
                    <b>
                     Apple
                    </b>
                    is turning its virtual assistant into a chat-style AI-powered one, ready to run across your devices from later this year.
                   </p>
                   <p data-block-key="c3ttt">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="8iu4s">
                    Siri’s… well, just okay: it sometimes recognizes your voice, usually finds the wrong playlist, and occasionally answers a question you didn’t ask. So Apple wants to go one better, promising a version of Siri that is actually smart enough to understand you, stay on task, and be genuinely useful.
                   </p>
                   <p data-block-key="5ev3m">
                    ▶ To do that, it’ll replace Siri’s current interface with a chatbot – code-named Campos –
that can search the web, create content and images, analyze files, and control your device through voice or text commands. And because it’ll live within Apple’s existing operating systems (rather than launching as a standalone app like ChatGPT), it’ll work inside your most-used apps – like Mail, Photos, Music, and Calendar.
                   </p>
                   <p data-block-key="8t7am">
                    ⚠️ Apple has had a little help from its friends here. Instead of sinking years into its own AI stack, it's licensing Google's Gemini to
power Siri’s upgrade – for a price. Apple’s agreed to pay Google $1 billion per year, leaving analysts thinking that it’s behind in AI.
                   </p>
                   <p data-block-key="13h8l">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="d4me2">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Investors took a bite.
                    </i>
                   </p>
                   <p data-block-key="6rsn5">
                    Apple has hardly blown investors’ black turtlenecks off this year: the stock is down about 8% so far. Investors are fretting that pricier memory components will eat into profit margins, and
Apple’s long-term contracts mean those higher costs will only bite down the line. But in the shorter term, analysts seem positive about Apple’s next results drop – slated for January 29th. They think the iPhone will have sold well during the holiday season. Add in a lot of shipments to China and higher price tags, and Goldman Sachs forecasts double-digit revenue growth for the flagship product. And Apple’s services arm is expected to hold its own, too.
                   </p>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Apple Stock: Should You Bite?
                   </a>
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        <div style="background:#f8f9ff;background-color:#f8f9ff;margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
          <tbody>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:5px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     ✨
                    </span>
                    <span style="font-style:italic">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
                    </span>
                   </mj-raw>
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                   FT reports SpaceX has met with top banks and is selling existing shares at a valuation implied near $800 billion.
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                   The “prompted playlist” feature aims to make paid subscriptions feel more personal just as Spotify prepares a US price hike.
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                   The investment bank just added a bit more bling to the forecast, because investors and central banks can't seem to get enough of the stuff.
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     <tbody>
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          <tbody>
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             <!--[if mso | IE]>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
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                   <mj-raw>
                    <span style="font-style:normal">
                     🖋️
                    </span>
                    <span style="font-style:italic">
                     Quote
of the day
                    </span>
                   </mj-raw>
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                   <strong>
                    "We must be willing to let go of the life we have planned, so as to have the life that is waiting for us."
                   </strong>
                   – E. M. Forster (an English author)
                  </div>
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<![endif]-->
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                    <span style="font-style:normal">
                     🎯
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                    <span style="font-style:italic">
                     On Our
Radar
                    </span>
                   </mj-raw>
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          </tbody>
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        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td style="vertical-align:top;padding:0;">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" style="font-size:0px;padding:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">
                      <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
                       <p data-block-key="aaghi">
                        1.
                        <b>
                         The doctor will see you now.
                        </b>
                        Bear this in mind before you
                        <a>
                         ask ChatGPT for a diagnosis
                        </a>
                        .
                       </p>
                       <p data-block-key="2288t">
                        2.
                        <b>
                         Bring back dog ears, skinny jeans, and quality sources.
                        </b>
                        We yearn for 2016 because it
                        <a>
                         was AI slop-free
                        </a>
                        .
                       </p>
                       <p data-block-key="8ivfb">
                        3.
                        <b>
                         Social media is now
too social.
                        </b>
                        Parents can finally
                        <a>
                         see who their kids talk to on Snapchat
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="left" style="font-size:0px;padding:10px 25px;padding-right:0;padding-left:0;word-break:break-word;">
             <div style="font-family:Inter,sans-serif;font-size:14px;line-height:1.5;text-align:left;color:#000000;">
              Stay classy,
              <mj-raw>
               Sarah
              </mj-raw>
              😉 This issue of the Daily Brief was curated by
              <a style="color:inherit;font-weight:inherit">
               Naomi
              </a>
              and
              <a style="color:inherit;font-weight:inherit">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div style="margin:0px auto;max-width:568px;">
         <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
          <tbody>
           <tr>
            <td style="border-top:2px solid #204CE9;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-top:8px;text-align:center;">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
               <tbody>
                <tr>
                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0px;word-break:break-word;">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;text-transform:uppercase;color:#030303;">
                   <mj-raw>
                    <span style="font-style:normal">
                     💌
                    </span>
                    <span style="font-style:italic">
                     THAT
WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="width:100%;">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:0;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot
stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just
alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:12px 5px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate;width:100%;line-height:100%;">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" role="presentation" style="border:none;border-radius:4px;cursor:auto;mso-padding-alt:10px 25px;background:#f8f9ff;" valign="middle">
                 <a style="display:inline-block;background:#f8f9ff;color:#030303;font-family:Inter,sans-serif;font-size:13px;font-weight:normal;line-height:120%;margin:0;text-decoration:none;text-transform:none;padding:10px 25px;mso-padding-alt:0px;border-radius:4px;" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div style="background:#f8f9ff;background-color:#f8f9ff;margin:0px auto;max-width:600px;">
    <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="background:#f8f9ff;background-color:#f8f9ff;width:100%;">
     <tbody>
      <tr>
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:10px 25px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-spacing:0px;">
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                  <img alt="Finimize logo" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F97086975-4589-4b6b-9051-d924d20ed82c%252Fdaily-email-finimize-logo-outline.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjkxNTc1ODIuNzgwNTAyOH0:1vjChi:ITmQ2906U1WT_uZoSvjxYqv3TKvjaq1he61DBipkOPY" style="border:0;display:block;outline:none;text-decoration:none;height:auto;width:100%;font-size:13px;" width="140"/>
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
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     <tbody>
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        <!--[if mso | IE]>
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        <div class="mj-column-per-100 mj-outlook-group-fix" style="font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">
         <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="vertical-align:top;" width="100%">
          <tbody>
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             <!--[if mso | IE]>
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td>
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             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
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                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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                      <img alt="Instagram logo" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F8255c6af-9db5-4be4-9b6b-471e1884044d%252Fdaily-email-instagram-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjkxNTc1ODIuNzgwNjAzMn0:1vjChi:Cb5Gv-EWYkY6Kd143izzu3wU27X-IRh9kj4lcGahuP0" style="border-radius:3px;display:block;" width="24"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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                     </a>
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                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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                      <img alt="Facebook logo" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252Fee0a3b19-9ddb-4e55-876f-17a13a77fbbe%252Fdaily-email-facebook-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3NjkxNTc1ODIuNzgwNzk4fQ:1vjChi:fyhiBEWnr6zdU4MHZr4t_bZ2SbHM0JABxUWo_iChhfI" style="border-radius:3px;display:block;" width="24"/>
                     </a>
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                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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                     </a>
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                  </tbody>
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              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="float:none;display:inline-table;">
              <tbody>
               <tr>
                <td style="padding:8px;vertical-align:middle;">
                 <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-radius:3px;width:24px;">
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                     </a>
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                  </tbody>
                 </table>
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              </tbody>
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             <!--[if mso | IE]>
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<![endif]-->
            </td>
           </tr>
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