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   Turn on Interest and earn while you continue to send and spend your money
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                   <strong>
                    Put your money to work with Interest
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                   By using Wise, you’re already making smart moves with your money. Now take it one step further by turning on Interest. In just a few taps, you can earn a variable* rate of  3.73% on GBP, 1.76% on EUR and 4.07% on USD, while continuing to send and spend your money.
                  </p>
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                   Want to see how your returns might look? A Wise customer in the UK who turned on Interest on their £1,000 balance on 1 January 2024, then earned £46.80 over 12 months**.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                    Turn on Interest
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                 <td align="center" class="bv bu" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-top:15px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLSkJLaIFcGN8DyD9pbxI5EarZXl_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvpNKk7fMJQW1kDFr-2B4YPnjMvocr-2B3dJlyiO0au6Nxx7r8E-2BnO3sEdCXCbuP2VU-2FRYTFmk3-2FEDo6lF091FAotgaLzNhQWYtR0jIQvwasEEYUAxi32jKRwpGCKzIwbN4LP7AfmqlxzB679tSi2hFDr8C0pXAoqgXnIFRb9Njto4pmuIv5S2kIXYR5O-2BG3vSytv6m9gq8PV1aZALeJb5geASy9xIeMuCfgO6M4vCeUgGGQO5jlvU13xQSTAEQOj2jfx5hYPU1YpIFEsnzTEtnPbLjgdgCyugTQVDFybf4zI6p-2FaYJLtKCvbCP6BdMFfDDtRmE1SrR-2BnWeOf1LAleoB6nUIH6Xe9TMGu87pN4HiFJ8JdWB7uqgZxzPD00t2YYZWcvSoBiDPAjfxK0rVib4GPo-2FyjAdj7iPZ6TRtJ77ct-2Fwo3QuoZkg7A1bHme3B-2BBAwhyhPPhp741NWBIMWD0da9hb4YGdgX9YNvxVzD-2BaY30rUY2v85fBkO4TZH-2Bsy1-2BonO7lTwXOgrwC2zK84wcN0K5mkuWoOfUJVXziGpqy3Od46NtCYxGu84bVfxi-2B5-2B-2FJjI1brFjatBtrd-2FaPmmkTtCJf6QJlCY9XmBSrNaF22QOP-2FXL-2BUdzncCbycijjqqguC6hv2n5hRqoEZl2rG8gF85CJXgvqGU-2BSmyQj9fyaSjDaYY-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                  <!--[if !mso]><!-- -->
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 26th June 2025. This fund has returned a 0.99% annual average on GBP, 2.20% on EUR and 2.41% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
                  </p>
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   <br/>
                  </p>
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                   **The example above is for illustrative purposes. Past performance is not a reliable indicator of future results.
                  </p>
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                  <h1 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    Get to know Wise Interest
                   </strong>
                  </h1>
                 </td>
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                <tr>
                 <td align="center" class="bs bp br bq" style="padding:0;Margin:0;padding-top:20px;padding-right:40px;padding-left:40px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="226" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fe4_img1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTMxMTMwMDYuMDM5ODUzM30:1udsmE:6xjoBZgcM5k83RHKG2AsMh2RCulNuU_9mD7adLObLQQ" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="226"/>
                  </a>
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                </tr>
                <tr>
                 <td align="center" class="bo" style="padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-top:15px">
                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Available for balances and Jars
                   </b>
                  </h2>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="bw c" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
                   Give the money you use every day a boost by turning on Interest for your balance. Or, turn it on for a Jar, and any returns could help you reach your saving goals sooner.
                  </p>
                 </td>
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                <tr>
                 <td align="center" class="bs bp br bt" style="padding:0;Margin:0;padding-top:20px;padding-right:40px;padding-left:40px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="201" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fe2_img2.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTMxMTMwMDYuMDM5OTU1NH0:1udsmE:coai1bGg0fdMZA63br6sGnBhv5MRqF1O0M0utqwlFF4" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="200"/>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Use your returns instantly
                   </b>
                  </h2>
                 </td>
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                   Any returns you make will be added to your account, every working day. And you can send and spend them the moment they’re added.
                  </p>
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               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="186" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fimage_vFE.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NTMxMTMwMDYuMDQwMDU1M30:1udsmE:rKvd-c-RQkD6kDXhVeeMVZLTG47_l9XgdQ1GCotyXVQ" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="242"/>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
                 </td>
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                 <td align="center" class="bw e" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
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                    Turn on Interest
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5 days, 12 hours ago - noreply@info.wise.com
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