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   Turn on Interest and earn while you continue to spend
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                   <strong>
                    Put your money to work with Interest
                   </strong>
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                   By using Wise, you’re already making smart moves with your money. Now take it one step further by turning on Interest. In just a few taps, you can earn a variable* rate of  3.96% on GBP, 2.24% on EUR and 4.08% on USD, without locking your money away.
                  </p>
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                   Want to see how your returns might look? A Wise customer in the UK who turned on Interest on their £1,000 balance on 1 January 2023, then earned £43.66 over 12 months**.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                    Turn on Interest
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                 <td align="center" class="bv bu" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-top:15px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLSkJLaIFcGN8DyD9pbxI5EaC08D_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvpNKk7fMJQW1kDFr-2B4YPnjCwCuYCh-2Fcwh-2FNRi0LjU12IwKj-2FmNRBdmzzVR8OWVJf1IhNvZG7KhtdGJXPhz8QR0L9sSq0pdC6-2Fi2SVWWxLqK65wfPwU8v3ij6IRLWCnxonRCA5uK5yv4gvhFqOuvCx8xJrKmZX3U2F1BBUFTUEDvSr39wJUXzXTHJjDNMT-2Fia8Jsy40S-2BozS1ZOr1TMqnPo-2BblYHHYwmGw1g2jvRYEZ5nVVLbLxVjfgaX3j8-2B2w17x41WpU4CMIPcdOYuWG12tzAql2-2BCd9yIS3Zvbdv67nljP6dxjPgEJO8VB-2Boex7aHXu2GFKbIoJlxVlAyuW1647iEOAQGYLTQHEcPTDboM1Im9P3FTqLl4-2Fzkl12BhT2RONICqOddyLOajTHySiOy-2F0l1Up4tJdy6rQTGMNrFqWiCJQ6q5H2Wk8g4c3gOCd7wOMjCqjPNj6a9EsdSTJfwYpXB5qXwkbR3sGYvthjKaPQahETzci-2FbDfwXGDn7cKdiMG9EaX-2BnQBNymzCMUXmJC-2Fkc7nyMgCwK3GVGKppxLu3pFOcKjSxIqeG-2FKayiyZFXc305W7J00CXaQtwTx0v3XLvHMpvVGlzBik-2FwkVbCC41i2fq-2Bx9wW1RvWL7HovK-2FaDl-2Fw-2F74wL6JmxOfls5J4untmBrtvEw8wqRZdDzFOXzuw-3D" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 27th March 2025. This fund has returned a 0.99% annual average on GBP, 2.20% on EUR and 2.41% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
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                   <br/>
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                   **The example above is for illustrative purposes. Past performance is not a reliable indicator of future results.
                  </p>
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                  <h1 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    Get to know Wise Interest
                   </strong>
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                   <img alt="" class="adapt-img" height="226" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fe4_img1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDU3NTg4ODYuNjM5OTIyNn0:1u91dO:B9BZeInyzs5ToqPYch9u8h_LgpVnBwAWSRVHtukR65w" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="226"/>
                  </a>
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                 <td align="center" class="bo" style="padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-top:15px">
                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Spend while your money grows
                   </b>
                  </h2>
                 </td>
                </tr>
                <tr>
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
                   Give the money you use every day a boost by turning on Interest for your balance. Or, turn it on for a Jar, and any returns could help you reach your saving goals sooner.
                  </p>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="201" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fe2_img2.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDU3NTg4ODYuNjQwMDc5NX0:1u91dO:yiIOcHlLEBEeR5bfg3ALBHxVrHAj6gk2mQICSBGRKl8" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="200"/>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Use your returns instantly
                   </b>
                  </h2>
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                   Any returns you make will be added to your account, every working day. And you can spend them the moment they’re added.
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                   <img alt="" class="adapt-img" height="186" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fimage_vFE.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3NDU3NTg4ODYuNjQwMjk4Nn0:1u91dO:C83riCRsZ6RZhj1q-v362BNdpX30ttro6PhpPsnbIco" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="242"/>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
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                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
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