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   Your future AI boss
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   Plus: “Cozy” conquers capitalism.
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               Monday, October 20, 2025
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               Christian Charisius/picture alliance
               <span class="ql-cursor">
                
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               Good morning, Quartz readers! It’s Shannon Carroll with the Daily Brief. Today, AI is rewriting org charts, the pumpkin-spice latte is rewriting the calendar, Trump is rewriting his tariff math, and someone’s rewriting their dinner plans for the next 12 months.
              </span>
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              <span style="font-size:18px;color:#168DD9">
               HERE'S WHAT YOU NEED TO KNOW
               <span class="ql-cursor">
                
               </span>
              </span>
             </h2>
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             <div>
              <span style="background-color:#FFFFFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#000000;font-size:16px">
               Millions of borrowers are about to hit a wall. With loan
payments resuming amid a government shutdown, delinquency rates have spiked more than tenfold —
               <span class="ql-cursor">
                
               </span>
              </span>
              <a data-linktext="a looming “default cliff.”" data-linktype="Normal" style="background-color:#FFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#168DD9;font-size:16px;text-decoration:none;" target="_blank">
               a looming “default 
cliff.”
              </a>
             </div>
            </td>
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             <div>
              <strong style="font-size:16px;color:#000000;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;background-color:#FFFFFF">
               The 100% China tariff may not make it to 100 days.
              </strong>
              <span style="font-size:16px;color:#000000;font-family:Helvetica 
Neue,Helvetica,Arial,sans-serif;background-color:#FFFFFF">
               After weeks of tariff brinkmanship, the president called his own 100% duties “unsustainable,” hinting at a deescalation — as markets 
              </span>
              <a data-linktext="exhaled in relief." data-linktype="Normal" style="color:#168DD9;text-decoration:none;font-size:16px;font-family:Helvetica 
Neue,Helvetica,Arial,sans-serif;background-color:#FFF;" target="_blank">
               exhaled in relief.
              </a>
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             <div>
              <strong style="background-color:#FFFFFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#000000;font-size:16px">
               Even IKEA can’t assemble a cheap price tag.
              </strong>
              <span style="background-color:#FFFFFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#000000;font-size:16px">
               Tariffs on furniture and timber have forced the Swedish giant to raise prices and redefine what “affordable design” means in a
              </span>
              <a data-linktext="geopolitics-as-cost era." data-linktype="Normal" style="background-color:#FFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#168DD9;font-size:16px;text-decoration:none;" target="_blank">
               geopolitics-as-cost era.
              </a>
             </div>
            </td>
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             <div>
              <strong style="background-color:#FFFFFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#000000;font-size:16px">
               Wall Street’s favorite miracle drug just got a dose of politics.
              </strong>
              <span style="background-color:#FFFFFF;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:#000000;font-size:16px">
               Trump’s vow to slash the “fat-loss drug” to $150 a month sent Novo Nordisk and Eli Lilly shares sliding, injecting politics into a category
              </span>
              <a data-linktext="long treated as inevitable." data-linktype="Normal" style="background-color:#FFF;font-family:Helvetica 
Neue,Helvetica,Arial,sans-serif;color:#168DD9;font-size:16px;text-decoration:none;" target="_blank">
               long treated as inevitable.
              </a>
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                  Sponsored
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                  Edit, Sign, Collaborate — All in 
One
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                  Tired of juggling multiple tools just to manage your PDFs? With Foxit PDF Editor, you can edit text, fill and sign forms, redact sensitive info, and collaborate in real time — all in a secure, cloud-enabled environment. Work smarter, faster, and with full 
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               MEET YOUR NEW MIDDLE MANAGER
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              <span style="font-size: 16px">
               Corporate America has a new management class, and it doesn’t need coffee breaks. Across warehouses, retail chains, and call centers, algorithms are quietly assuming authority — assigning shifts, rating 
performance, and even recommending who gets hired or fired. More than half of mid-size companies now use AI for recruitment, and nearly four out of five let it make decisions once reserved for actual managers. The result is a new kind of executive efficiency that never blinks… but also never takes responsibility.
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              <span style="font-size: 16px">
               For companies, the appeal is mathematical: real-time optimization, cheaper oversight, and cleaner data trails. But the cultural math doesn’t always work out. When workers 
realize they’re reporting to a model instead of a manager, morale evaporates faster than a quarterly bonus. “It’s efficient, but it’s quietly rewriting what ‘having a boss’ means,” says Parafoil CEO Ben Perreau. And when an algorithm decides who’s expendable, accountability becomes the first casualty. It’s hard to schedule empathy, and it’s harder still to litigate a black box.
              </span>
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              <br/>
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              <span style="font-size: 16px">
               The rise of the “auto boss” is already testing the limits of corporate governance. Experts warn that opaque
decision models can warp fairness and fuel bias, from miscounted sick days to misclassified employees. But even the optimists admit this era needs human supervision — someone to stand behind the software. As one ethics researcher put it, technology can delegate tasks, not blame. The machines may know your output per hour, but they’ll never know your worth.
              </span>
              <a data-linktext="Quartz’s Brian O’Connell has more on why your next performance review might come with patch notes." data-linktype="Normal" style="font-size:16px;color:#168DD9;text-decoration:none;" target="_blank">
               Quartz’s Brian O’Connell has more on why your next performance review might come with patch notes.
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               LATTE-STAGE CAPITALISM
              </span>
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              <span style="font-size: 16px">
               The fall season doesn’t arrive when the leaves change. It arrives when Starbucks says so. Before the first cold front arrives, the country already smells like nutmeg and nostalgia. The pumpkin-spice latte (PSL), 
once a novelty, has become a kind of national mood board: a cue for sweaters, candles, and capitalism to come out of storage. A paper cup becomes a mood board. Fall, by corporate decree, has arrived — and Starbucks, as ever, is the ministry of seasonal affairs. What started as a one-off marketing gamble in 2003 has matured into a national metronome. The joke is that it’s “basic.” The genius is that it’s bankable.
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              <br/>
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             <div>
              <span style="font-size: 16px">
               The PSL’s late-August launch now behaves like a macro event: Foot 
traffic spikes in every continental state, analysts track the caffeine surge like economists watching GDP, and copycat brewers in Dunkin’ orange and Dutch Bros. blue pray for even half of the halo. Each year’s ritual repeats with algorithmic precision — 2025 looks just like 2024, which looked just like 2023 — and that sameness is the strategy. Predictable desire breeds predictable revenue. When you can measure sentiment in syrup pumps, you’ve industrialized nostalgia.
              </span>
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              <br/>
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              <span style="font-size: 16px">
               And nostalgia 
pays. Grocers tack on “pumpkin premiums,” candle companies time entire quarters to the scent of cinnamon, and marketers sell coziness as an affordable luxury in an economy short on comfort. Even at home, creamer sales skyrocket 1,400% by November, proving the ritual has migrated from café to kitchen. Fall, once a season, is now a subscription. Pumpkin spice has outgrown irony to the point where it’s now infrastructure. Fall in America isn’t seasonal anymore; it’s scheduled.
              </span>
              <a data-linktext="Quartz’s Shannon Carroll has more on pumpkin spice and everything nice." data-linktype="Normal" style="font-size:16px;color:#168DD9;text-decoration:none;" target="_blank">
               Quartz’s Shannon Carroll has more on pumpkin spice and everything nice.
              </a>
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                 <p>
                  Tired of juggling multiple tools just to manage your PDFs? With Foxit PDF Editor, you can edit text, fill and sign forms, redact sensitive info, and collaborate in real time — all in a secure, cloud-enabled environment. Work smarter, faster, and with full 
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              <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:0 #9B9B9B;height:1px;width:100%;text-align:center;background-color:#888888;color:#9B9B9B;margin:0 auto;border-left-width:0;border-right-width:0">
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               MORE FROM QUARTZ
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               💰
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              <a data-linktext="Bitcoin hit its lowest level in months" data-linktype="Normal" style="font-size:16px;color:#168DD9;font-family:Helvetica 
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               Bitcoin hit its lowest level in months
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               🥱
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