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   $1 donations could ruin you
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   The chargeback scam hitting nonprofits ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­
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                 <h1 align="center" style="margin:0; line-height:175%; font-size:28px; text-align:center">
                  The donation chargeback scam
                 </h1>
                 <h1 align="center" style="margin:0; line-height:175%; font-size:28px; text-align:center">
                  is ruining good causes
                 </h1>
                 <p style="line-height:175%">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  A few nonprofits recently noticed something strange on their donation pages.
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #625ee9; font-weight: bold;">
                   Dozens of $1 donations
                  </span>
                  are appearing overnight.
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  Then more the next day.  And the next.
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  But a few weeks later, the chargebacks started arriving.
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  According to NonProfit PRO, Each disputed donation usually carries a
                  <span style="color: #625ee9; font-weight: bold;">
                   $20–$50 bank fee.
                  </span>
                  What looked like harmless micro-donations can quickly turn into
                  <span style="color: #625ee9; font-weight: bold;">
                   thousands of dollars in losses.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
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                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  <span style="font-size: 28px;">
                   What’s
                  </span>
                  <span style="font-size: 28px;">
                   happening?
                  </span>
                 </h2>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #000000;">
                   <span style="font-size: 18px;">
                    In
                   </span>
                   <span style="font-size: 18px;">
                    many cases, this pattern comes from card-testing attacks.
                   </span>
                  </span>
                 </p>
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                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  Quick and accessible giving paths = easy targets.
                 </h2>
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                  That’s donation forms.
                 </h2>
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    <![endif]-->
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<![endif]-->
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<![endif]-->
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            <tbody>
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              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:0px 35px 0px 32px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-1-0-1" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module-1-0-1_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  <span style="color: #ffffff;">
                   Warning signs
                  </span>
                  <span style="color: #ffffff;">
                  </span>
                 </h2>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Organizations that have dealt with this say the activity usually looks like:
                  </span>
                  <span style="color: #ffffff;">
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Dozens of tiny donations in a short time window
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Transactions time &gt; filling out a form
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Multiple cards from similar IP ranges
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Spike in failed authorization attempts
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Low-value suspicious payments alongside failed transactions
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Nonsensical or random names and email addresses in submissions
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Sudden increases in payment or server log volume
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                   ✅ Chargebacks appearing days or weeks later
                  </span>
                 </p>
                 <p style="line-height:175%; padding-left:40px">
                  <span style="color: #ffffff;">
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center; padding-left:40px">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Because the individual donations are small,
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   the pattern can go unnoticed until the disputes begin.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
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          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17725327102502_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  Peer-to-peer campaigns as a trust tactic
                 </h2>
                 <p align="center" style="line-height:175%; text-align:center">
                  <em>
                   Peer-to-peer campaigns introduce a layer of trusted networks.
                  </em>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  Supporters bring in their own networks, adding context and trust instead of relying only on open, anonymous traffic.
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  RallyUp makes it easy for supporters to launch personal fundraising pages and bring in their networks.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
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            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
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                <a data-hs-link-id="0" data-hs-link-id-v2="ks48Uug2" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="1000028153-1" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028153-1.jpg%253Fupsize%253Dtrue%2526t%253D1775273842066%2526width%253D500%2526composeType%253Dplay_button%2526overlayColor%253D%25232f4254%2526overlayScale%253D0.3%2526name%253D1000028153-1.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExNDMyfQ:1w930x:shkvghN3RzxFCfxIASDNw_xJYIQroVcZqTloiGkjqeQ" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="500"/>
                </a>
               </td>
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          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
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          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#272756">
      <tr style="background-color:#272756;">
    <![endif]-->
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<![endif]-->
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<![endif]-->
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17703803332553_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  <span style="color: #ffffff;">
                   What nonprofits can do to reduce the risk
                  </span>
                 </h2>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Teams that have experienced this have added
                   <span style="color: #cdf378; font-weight: bold;">
                    a few
                   </span>
                  </span>
                  <span style="color: #cdf378; font-weight: bold;">
                  </span>
                  <span style="color: #fafafa;">
                   <span style="color: #cdf378; font-weight: bold;">
                    practical safeguards
                   </span>
                   :
                  </span>
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17748758759212_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    1. Honeypot fields
                   </strong>
                  </span>
                  that bots fill automatically but people never see.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774875944502" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#FFFFFF" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#FFFFFF">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:600px;">
<![endif]-->
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<![endif]-->
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                 <p align="left" style="line-height:175%; text-align:left">
                  <span style="color: #625ee9;">
                   <strong>
                    2. Form timing limits
                   </strong>
                  </span>
                  that block submissions completed in seconds.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
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          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#EBF9FE">
      <tr style="background-color:#EBF9FE;">
    <![endif]-->
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<![endif]-->
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<![endif]-->
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            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17748760467886" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    3. reCAPTCHA thresholds
                   </strong>
                  </span>
                  to filter automated traffic.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
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          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
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<![endif]-->
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<![endif]-->
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              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17748761348567" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17748761348567_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p align="left" style="line-height:175%; text-align:left">
                  <span style="color: #625ee9;">
                   <strong>
                    4. Monitoring transactions
                   </strong>
                  </span>
                  so suspicious donations can be voided before settlement.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
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          <!--[if (mso)|(IE)]>
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      <tr style="background-color:#272756;">
    <![endif]-->
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<![endif]-->
          <!--[if gte mso 9]>
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<![endif]-->
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            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:16px 20px 0px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17725349812729" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17725349812729_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   See how most fraud controls sit at the payment layer?
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Configure them with your provider.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Eg. RallyUp
                   <span style="color: #cdf378; font-weight: bold;">
                    processes payments through Stripe or PayPal.
                   </span>
                   So work with your processor or platform vendor to manage these controls.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #cdf378;">
                   <strong>
                    Note: None of these eliminate fraud completely,
                   </strong>
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #cdf378;">
                   <strong>
                    but they significantly reduce the volume.
                   </strong>
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774349020261" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#CDF378" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#CDF378">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#CDF378">
      <tr style="background-color:#CDF378;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:600px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="600" cellpadding="0" cellspacing="0" style="width:600px">
<![endif]-->
          <div class="hse-column hse-size-12" id="column_1774349020261_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743490201574" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743490201574_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  Example of what teams did in the wild
                 </h2>
                 <p align="center" style="line-height:175%; text-align:center">
                  A nonprofit tech team we work with said these attacks can involve
                  <strong>
                   thousands of card attempts in a short period of time
                  </strong>
                  .
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774353028270" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#EBF9FE" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#EBF9FE">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#EBF9FE">
      <tr style="background-color:#EBF9FE;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:600px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="600" cellpadding="0" cellspacing="0" style="width:600px">
<![endif]-->
          <div class="hse-column hse-size-12" id="column_1774353028270_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:14px 20px 17px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743530282031" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743530282031_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  They shared a few operational lessons
                 </h2>
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  from those incidents
                 </h2>
                 <p align="center" style="text-align:center; line-height:200%">
                  Instead of running separate efforts, combine them into a single experience:
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774353116292" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#FFFFFF" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#FFFFFF">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353127626_0">
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743531633344" style="color: inherit; font-size: inherit; line-height: inherit;">
            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
             <tbody>
              <tr>
               <td align="center" class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; color:#272756; word-break:break-word; text-align:center; padding:10px 20px; font-size:0px" valign="top">
                <a data-hs-link-id="0" data-hs-link-id-v2="XFuoLAa9" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="1000028165" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028165.webp%253Fwidth%253D400%2526upscale%253Dtrue%2526name%253D1000028165.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExNTMyOH0:1w930x:5OdY5q9NAaiBS3o3A_2dwjLkeIKZ7kDn0HMRpfyijaI" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="200"/>
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353116292_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:0px 20px 10px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743531162303" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743531162303_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    Payment processors often have fraud filters
                   </strong>
                  </span>
                  (Stripe, Authorize.net, CardPointe, etc.) that can block suspicious transaction patterns automatically.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774353295801" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#EBF9FE" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#EBF9FE">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#EBF9FE">
      <tr style="background-color:#EBF9FE;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353295801_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px 10px 35px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743532957375" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743532957375_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    Velocity limits and rate limits
                   </strong>
                  </span>
                  to control how many transactions are allowed in a short time window.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353305736_1">
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743534395137" style="color: inherit; font-size: inherit; line-height: inherit;">
            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
             <tbody>
              <tr>
               <td align="center" class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; color:#272756; word-break:break-word; text-align:center; padding:10px 20px 7px; font-size:0px" valign="top">
                <a data-hs-link-id="0" data-hs-link-id-v2="KMr7g5V9" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="1000028159" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028159.webp%253Fwidth%253D520%2526upscale%253Dtrue%2526name%253D1000028159.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExNjM1M30:1w930x:vw9Q_X7_Eb2zOXzUhphP75mx2BXGA4_sqdMidr5rJSc" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="260"/>
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774353420441" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#FFFFFF" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#FFFFFF">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353433804_0">
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743534503978" style="color: inherit; font-size: inherit; line-height: inherit;">
            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
             <tbody>
              <tr>
               <td align="center" class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; color:#272756; word-break:break-word; text-align:center; padding:10px 20px; font-size:0px" valign="top">
                <img align="middle" alt="1000028162" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028162.webp%253Fwidth%253D514%2526upscale%253Dtrue%2526name%253D1000028162.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExNzMyOH0:1w930x:T7auKej0y6qv0xp8Y5XnlTpQ3kgV2m3M2TDl4hk15RI" style="outline:none; text-decoration:none; max-width:100%; font-size:16px" width="257"/>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774353420441_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743534203706" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743534203706_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    Collecting CVC, postal code, and billing address
                   </strong>
                  </span>
                  , with AVS and CVC checks enabled.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774876714186" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#EBF9FE" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#EBF9FE">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#EBF9FE">
      <tr style="background-color:#EBF9FE;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774876714186_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px 10px 35px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_177487671418610" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_177487671418610_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    Server-side CAPTCHA
                   </strong>
                  </span>
                  to filter automated traffic.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774876714186_1">
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_177487671418611" style="color: inherit; font-size: inherit; line-height: inherit;">
            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
             <tbody>
              <tr>
               <td align="center" class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; color:#272756; word-break:break-word; text-align:center; padding:10px 20px 7px; font-size:0px" valign="top">
                <a data-hs-link-id="1" data-hs-link-id-v2="AwNDEB4O" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="1000028163" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028163.webp%253Fwidth%253D510%2526upscale%253Dtrue%2526name%253D1000028163.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExODMxfQ:1w930x:rUd_E9DTaBg8htMkzNLL6TJ0V9TXa4Ti0lTXN9mWJtE" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="255"/>
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774876986578" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#FFFFFF" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#FFFFFF">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:300px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="300" cellpadding="0" cellspacing="0" style="width:300px">
<![endif]-->
          <div class="hse-column hse-size-6" id="column_1774876986578_0">
           <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_177487698657814" style="color: inherit; font-size: inherit; line-height: inherit;">
            <table cellpadding="0" cellspacing="0" class="hse-image-wrapper" role="presentation" width="100%">
             <tbody>
              <tr>
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                <img align="middle" alt="1000028164" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028164.webp%253Fwidth%253D520%2526upscale%253Dtrue%2526name%253D1000028164.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTExOTI5OH0:1w930x:u7M5n-md8UuVDSfo8iPu02HWpNfJPl335fmS3dhK2Gc" style="outline:none; text-decoration:none; max-width:100%; font-size:16px" width="260"/>
               </td>
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          <!--[if gte mso 9]></table><![endif]-->
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          <!--[if (mso)|(IE)]>
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<![endif]-->
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<![endif]-->
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               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_177487698657815" style="color: inherit; font-size: inherit; line-height: inherit;">
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                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <strong>
                   <span style="color: #625ee9;">
                    Geographic blocking
                   </span>
                  </strong>
                  when donor regions are predictable.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774877034037" style="padding-left:10px; padding-right:10px">
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          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#EBF9FE">
      <tr style="background-color:#EBF9FE;">
    <![endif]-->
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  <td valign="top" style="width:300px;">
<![endif]-->
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<![endif]-->
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            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px 10px 35px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_177487703403716" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_177487703403716_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:175%">
                 </p>
                 <p style="line-height:175%">
                  <span style="color: #625ee9;">
                   <strong>
                    Catching suspicious donations
                   </strong>
                  </span>
                  early and refunding them before a dispute.
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
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                <a data-hs-link-id="2" data-hs-link-id-v2="f0EJ+gNQ" style="color:#00a4bd" target="_blank">
                 <img align="middle" alt="1000028160" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252F1000028160.webp%253Fwidth%253D520%2526upscale%253Dtrue%2526name%253D1000028160.webp/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTEyMDI2NX0:1w930x:95fa-UukACfaDttmzAQFfJjWYJuEpsO7J-4SxDktZB8" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px" width="260"/>
                </a>
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             </tbody>
            </table>
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          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section_1774349162330" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#FFFFFF" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#FFFFFF">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#FFFFFF">
      <tr style="background-color:#FFFFFF;">
    <![endif]-->
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  <td valign="top" style="width:600px;">
<![endif]-->
          <!--[if gte mso 9]>
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<![endif]-->
          <div class="hse-column hse-size-12" id="column_1774349162330_0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:20px 20px 19px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17743491621395" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17743491621395_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #625ee9; font-weight: bold;">
                   Another supporting step:
                  </span>
                  Setting a
                  <span style="color: #625ee9;">
                   <strong>
                    minimum donation amount
                   </strong>
                  </span>
                  (for example $5)
                 </p>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section-3" style="padding-left:10px; padding-right:10px">
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    <![endif]-->
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<![endif]-->
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<![endif]-->
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           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-3-0-0" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module-3-0-0_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 align="center" style="margin:0; line-height:175%; font-size:22px; text-align:center">
                  <span style="color: #cdf378;">
                   A few thoughts  from our CEO
                  </span>
                 </h2>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 30px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-3-0-1" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module-3-0-1_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   Granted, online giving should feel simple for genuine donors. At the same time, payment workflows deserve the same attention as campaigns.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   A few small safeguards today can prevent a very expensive surprise later.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                  <span style="color: #ffffff;">
                   We’ll keep sharing practical ways to protect your fundraising.
                  </span>
                 </p>
                 <p align="center" style="line-height:175%; text-align:center">
                 </p>
                 <ul style="line-height:175%">
                  <li aria-level="1">
                   <em>
                    <span style="color: #ffffff;">
                     — Steve Bernat
                    </span>
                   </em>
                  </li>
                  <li aria-level="1">
                   <em>
                    <span style="color: #ffffff;">
                     Founder and CEO, RallyUp
                    </span>
                   </em>
                  </li>
                 </ul>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
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               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module_17677818951751" style="color: inherit; font-size: inherit; line-height: inherit;">
                <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate!important">
                 <tbody>
                  <tr>
                   <td align="center" bgcolor="#CDF378" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; border-radius:25px; cursor:auto; background-color:#CDF378; mso-padding-alt:12px 18px" valign="middle">
                    <a data-hs-link-id="0" data-hs-link-id-v2="CbLZXEvf" style="color:#00a4bd; font-size:16px; font-family:Lato,Tahoma,sans-serif; Margin:0; text-transform:none; text-decoration:none; padding:12px 18px; display:block" target="_blank">
                     <strong style="color:#272756;font-weight:bold;text-decoration:none;font-style:normal;">
                      Protect your donation flows with RallyUp
                     </strong>
                    </a>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
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                <p style="font-size:1px;border-top:8px solid #ECEBFF;width:100%;margin:0 auto;">
                </p>
                <!--[if mso]>
        <table role="none" align="center" border="0" cellpadding="0" cellspacing="0" style="font-size:1px;border-top:8px solid #ECEBFF;width:600px;">
          <tr>
            <td style="height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
               </td>
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             </tbody>
            </table>
           </div>
          </div>
          <!--[if gte mso 9]></table><![endif]-->
          <!--[if (mso)|(IE)]></td><![endif]-->
          <!--[if (mso)|(IE)]></tr></table><![endif]-->
         </div>
        </div>
        <div class="hse-section" id="section-7" style="padding-left:10px; padding-right:10px">
         <div bgcolor="#625ee9" class="hse-column-container" style="min-width:280px; max-width:600px; margin:0 auto; background-color:#625ee9; padding-bottom:30px; padding-top:30px">
          <!--[if (mso)|(IE)]>
      <table align="center" style="width:600px;" cellpadding="0" cellspacing="0" role="presentation" width="600" bgcolor="#625ee9">
      <tr style="background-color:#625ee9;">
    <![endif]-->
          <!--[if (mso)|(IE)]>
  <td valign="top" style="width:400px;padding-bottom:30px; padding-top:30px;">
<![endif]-->
          <!--[if gte mso 9]>
  <table role="presentation" width="400" cellpadding="0" cellspacing="0" style="width:400px">
<![endif]-->
          <div class="hse-column hse-size-8" id="column-7-0">
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-7-0-0" style="color: inherit; font-size: inherit; line-height: inherit;">
                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module-7-0-0_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <h2 style="margin:0; font-size:22px; line-height:125%">
                  <span style="color: #ffffff;">
                   With the right information, there’s no stopping your organization. You can go right to the top.
                  </span>
                 </h2>
                </div>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
            <tbody>
             <tr>
              <td class="hs_padded" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; padding:10px 20px">
               <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" data-hs-cos-general-type="widget" data-hs-cos-type="module" id="hs_cos_wrapper_module-7-0-1" style="color: inherit; font-size: inherit; line-height: inherit;">
                <table align="left" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:separate!important">
                 <tbody>
                  <tr>
                   <td align="center" bgcolor="#FFFFFF" style="font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#272756; word-break:break-word; border-radius:25px; cursor:auto; background-color:#FFFFFF; border:2px solid #272756; box-sizing:border-box; mso-padding-alt:12px 18px" valign="middle">
                    <a data-hs-link-id="0" data-hs-link-id-v2="tOAz14JK" style="color:#00a4bd; font-size:16px; font-family:Lato,Tahoma,sans-serif; Margin:0; text-transform:none; text-decoration:none; padding:12px 18px; display:block" target="_blank">
                     <strong style="color:#272756;font-weight:bold;text-decoration:none;font-style:normal;">
                      Start fundraising
                     </strong>
                    </a>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </div>
              </td>
             </tr>
            </tbody>
           </table>
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<![endif]-->
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                <img align="middle" alt="wand - thistle" src="https://inboxflows.com/_/image/https%253A%252F%252Fconnect.rallyup.com%252Fhs-fs%252Fhubfs%252Fwand%2520-%2520thistle.png%253Fwidth%253D212%2526upscale%253Dtrue%2526name%253Dwand%2520-%2520thistle.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjb25uZWN0LnJhbCIsInRpbWUiOjE3NzUzMTY4NjMuNTEyMTM1fQ:1w930x:IhtkkQVnDd7m6GbylD_6eETOR0z8oshblDd4Wyo5zes" style="outline:none; text-decoration:none; max-width:100%; font-size:16px" width="106"/>
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