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   AI debt in your 401k
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   Plus: The IRS faces its latest stress test.
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          Monday, April 20, 2026
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          Big Tech might be betting your retirement savings on AI
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          Two numbers landed regarding a single AI data center campus in Saline Township, Michigan — numbers that could turn out to be a much larger 
story.
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          The project is being built by developer Related Digital to power applications for OpenAI, with Oracle as its anchor tenant. The price tag for it all has leaped to $16 billion, up from the $10 billion estimated last fall. Also in the mix: PIMCO, one of the world's largest bond fund managers, which is in talks to provide $14 billion of that $16 billion as debt.
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          But the ballooning cost isn't the most noteworthy aspect of the deal. Nor is the "twisty" history of the financing, which, 
according to Bloomberg reporting, has involved months of "stop-and-start" negotiations amid increased scrutiny of Oracle's credit worthiness.
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          What's truly noteworthy is the light the deal shines on AI data-center debt and how it can find its way into retail investors' portfolios — specifically, their retirement savings — without their realizing it. This can also happen via bond funds, which most everyday people regard as the "safe" end of the market, a world away from risky tech bets or direct AI plays like, say, 
Nvidia.
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                  †Average potential savings based on initial quotes received by 183,234 customers seeking insurance through Insurify. Actual savings may vary depending 
on state of residence, individual circumstances, coverage selections, and insurance provider. Savings results are not guaranteed.
                 </div>
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           Today's Poll
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                           <!--[if 
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                            Account holders should have a say
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                           <!--[if mso]><a href="https://www.ne16.com/t/10646659/222404108/9613536/1/1009235/?abb9e380=NGYzZmQyODYtMmZhOS00YzdjLWFkYzktMzQyOGNhZmI3ZDBl&f5d63f87=REIlMjAwNC0yMCUyMCUyOFVTJTI5&x=becab0fe" target="_blank"
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                           <!--[if mso]><a href="https://www.ne16.com/t/10646659/222404108/9613537/1/1009235/?abb9e380=NGYzZmQyODYtMmZhOS00YzdjLWFkYzktMzQyOGNhZmI3ZDBl&f5d63f87=REIlMjAwNC0yMCUyMCUyOFVTJTI5&x=f58e4bcd" 
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                           <!--[if 
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                           <!--[if mso]><a href="https://www.ne16.com/t/10646659/222404108/9613538/1/1009235/?abb9e380=NGYzZmQyODYtMmZhOS00YzdjLWFkYzktMzQyOGNhZmI3ZDBl&f5d63f87=REIlMjAwNC0yMCUyMCUyOFVTJTI5&x=46ae393f" 
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