Inboxes List

Create an inbox to save and track emails. It's free!

+New inbox
Back
Back
Back 
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "//www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html lang="en" style="width: 100%;" xmlns="//www.w3.org/1999/xhtml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word">
 <head>
  <meta content="text/html; charset=utf-8" http-equiv="Content-Type"/>
  <meta content="IE=edge" http-equiv="X-UA-Compatible"/>
  <meta content="width=device-width, initial-scale=1" name="viewport"/>
  <meta name="x-apple-disable-message-reformatting"/>
  <title>
   AI's unequal financial advice
  </title>
  <link href="https://fonts.google.com/share?selection.family=Inter:ital,opsz,wght@0,14..32,100..900;1,14..32,100..900" rel="stylesheet" type="text/css"/>
  <!--[if gte mso 9]><style type="text/css">h1,h2,h3,div,p,td,span,em,strong,ol,ul,li,a {font-family: Arial, Helvetica, sans-serif !important;}</style><![endif]-->
  <style type="text/css">
   table.table100 { background-color: rgba(239, 239, 239, 1); max-width: 600px }
table.table100>tr>td, table.table100>tbody>tr>td { font-family: Arial, Helvetica, sans-serif; font-size: 15px }
table.table100 h1 { font-family: Arial; font-size: 24px; font-weight: bold }
table.table100 h2 { font-family: Arial; font-size: 20px; font-weight: bold }
table.table100 h3 { font-family: Arial; font-size: 18px; font-weight: bold }
.editor-email-button { font-family: Arial; font-size: 12px; background-color: rgba(16, 92, 142, 1); border-radius: 6px; color: rgba(255, 255, 255, 1); width: 100%; height: 40px; padding: 10px }
table.table100 a { color: rgba(16, 92, 142, 1) }
@media only screen and (max-width: 640px) { #pad-mobile { display: block !important } #pad-desktop { display: none !important } }
table.email-cell-group {
	border-collapse: collapse;
	width: 100%;
	table-layout: fixed;
}

table.socialButton td {
	vertical-align: middle !important;
}

table.table100 {
	margin: 0px auto;
}

img.img100 {
	vertical-align: middle;
}

table.dragndrop {
	table-layout: fixed;
}

table.dragndrop td {
	vertical-align: top;
}

a img {
	border: 0;
}

@media screen {
	img.img100 {
		max-width: 100% !important;
		height: auto !important;
		width: auto;
	}
}

@media screen and (max-width: 600px) {
	table.table100 {
		width: 100% !important;
	}
	
	body {
		margin: 0 !important;
		min-width: 100% !important;
	}
	
	body#MessageViewBody {
		margin: 0px auto !important;
	}
	body > div {
		margin: 0 !important;
	}
	
	u + * table.table100 {
		min-width: 100vw !important;
	}
	
	div > u ~ div table.table100 {
        min-width: 0px !important;
    }
}
.desktophide {
	display: none;
	mso-hide: all;
}

@media screen and (max-width: 450px) {
	ol, ul {
		margin-top: 0px !important;
		margin-bottom: 0px !important;
		padding-top: 16px !important;
		padding-bottom: 16px !important;
	}

	td.td100, table.email-cell-group.responsive > tbody > tr > td {
		display: block !important;
		width: 100% !important;
		box-sizing: border-box !important;
	}
	table.email-cell-group.desktophide {
		display: table !important;
	}
	td.td100.mobilehide, table.email-cell-group.responsive > tbody > tr > td.mobilehide, table.email-cell-group > tbody > tr > td.mobilehide {
		display: none !important;
	}
	table.dragndrop.responsive > colgroup, table.email-cell-group.responsive > colgroup, table.email-cell-group.responsive > colgroup > col {
		display: none !important;
	}

	img.img100 {		
		width: 100% !important;
		object-fit: contain !important;
	}

	table.calendar-links a {
		display: block !important;
		padding: 4px 0 !important;
	}
	table.calendar-links span {
		display: none !important;
	}
}

@media screen yahoo {
	table.table100 img,
	table.dlv-content-wrapper img {
		max-width: 100% !important;
		height: auto !important;
		box-sizing: border-box !important;
	}
	table.table100 img.img100,
	table.dlv-content-wrapper img.img100 {
		width: auto !important;
	}
	table.table100 img[width="100%"],
	table.dlv-content-wrapper img[width="100%"],
	table.table100 img[style*="width:100%"],
	table.table100 img[style*="width: 100%"],
	table.dlv-content-wrapper img[style*="width:100%"],
	table.dlv-content-wrapper img[style*="width: 100%"],
	table.table100 td.editor-cell-image[colspan="6"] > img,
	table.table100 td.editor-cell-image[colspan="6"] > a > img {
		width: 100% !important;
	}
}

/* baseline */
@media screen {
	img.imgMap100 {
		display: none !important;
	}
	img.baselineMap {
		display: block !important;
	}
}

@media screen and (max-width: 450px) {
	img.baselineMap {
		display: none !important;
		width: 0 !important;
		max-height: 0 !important;
	}
}
@media screen and (max-width: 450px) {
	tr.trpad10 > td {
		padding-left: 10px !important;
		padding-right: 10px !important;
	}
	tr.trpad20 > td {
		padding-left: 20px !important;
		padding-right: 20px !important;
	}
}
  </style>
  <!--[if gte mso 9]><xml><o:OfficeDocumentSettings><o:AllowPNG/><o:PixelsPerInch>96</o:PixelsPerInch></o:OfficeDocumentSettings></xml><![endif]-->
 </head>
 <body>
  <div id="PreHeader" style="display: none !important; mso-hide:all;">
   Plus: Amazon's final $25 billion bond sale.
  </div>
  <img alt="" height="1" src="https://inboxflows.com/_/image/https%253A%252F%252Fwww.ne16.com%252Fdo%252F10957140%252F222404108%252F1009235%252F1.gif%253Fx%253D082108e8/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cubmUxNi5jbyIsInRpbWUiOjE3ODM1MDU1NDQuNzkzMDUzOX0:1whPGS:qSEUf8vwj519VOtHER09P9CLY3SuQz4du_7PM34VFv8" width="1"/>
  <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" style="font-family: Verdana; color: #444444; text-align:center;" width="100%">
   <tr>
    <td align="center" style="text-align:center;font-size:xx-small">
     <a aria-label="Email tracking pixel">
      ‌
     </a>
     <br/>
     <a style="font-size: xx-small; color:#336699" target="_blank">
      View as a Web page
     </a>
     <br/>
     <br/>
    </td>
   </tr>
  </table>
  <table align="center" bgcolor="#efefef" border="0" bordercolor="#FFFFFF" cellpadding="0" cellspacing="0" class="table100" style="background-color:#EFEFEF;max-width:600px;margin:0px auto" width="600">
   <tr>
    <td style="font-family:Arial,Helvetica,sans-serif;font-size:15px">
     <table border="0" cellpadding="0" cellspacing="0" class="dragndrop" data-rss-posts="undefined" height="100%" style="table-layout:fixed" width="100%">
      <tbody>
       <tr>
        <td align="left" class="editor-cell-image td100" colspan="6" style="width:100%;font-size:1px;text-align:left;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <a aria-label="Linked image" style="color:#105C8E" target="_blank">
          <img class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Feditor.ne16.com%252Fquartz-prod%252F111925-quartz-daily-brief.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlZGl0b3IubmUxNiIsInRpbWUiOjE3ODM1MDU1NDQuNzkzNzg5MX0:1whPGS:7cTOm2Z5yL3ym-gHz2bl7c0JwdHF0ByNJsm4RXhN7QM" style="width:600px;max-height:120px;vertical-align:middle;border:0" width="600"/>
         </a>
        </td>
       </tr>
       <tr class="trpad20">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px 20px;font-family:Arial,Helvetica,sans-serif;font-size:15px;vertical-align:middle;text-align:center;width:100%">
         <div>
          Wednesday, July 8, 2026
         </div>
        </td>
       </tr>
       <tr>
        <td align="left" class="editor-cell-image td100" colspan="6" style="width:100%;font-size:1px;text-align:left;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <a aria-label="Linked image" style="color:#105C8E" target="_blank">
          <img class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252Fai%2520apps.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk0MjgwNX0:1whPGS:pj2d9PIDtWHkilOXHJA7uNcvxFRtzw2PJdw4rVA2QhU" style="width:600px;max-height:338px;vertical-align:middle;border:0" width="600"/>
         </a>
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;vertical-align:middle;text-align:center;width:100%;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <div>
          <span style="color:#808080">
           Philip Dulian / Picture Alliance via 
Getty Images
           <span class="ql-cursor">
            
           </span>
          </span>
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-size:24px;font-family:Arial">
           Your race could determine the financial advice an AI chatbot gives you
           <span class="ql-cursor">
            
           </span>
          </span>
         </h1>
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;font-family:Arial,Helvetica,sans-serif;font-size:15px;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
         <div>
          Generative AI chatbots give inconsistent financial advice, 
and some vary their recommendations by the race or gender of the person writing the prompt, according to researchers from the University of Georgia and the University of Rome Tor Vergata.
         </div>
         <div>
          <br/>
         </div>
         <div>
          The researchers tested seven AI platforms, including ChatGPT, Claude, and Gemini, on three financial scenarios, and the models produced emergency savings recommendations between $19,500 and $37,500. Portfolio allocation advice also varied in the share of stocks, cash, and alternative assets suggested.
         </div>
         <div>
          <br/>
         </div>
         <div>
          Some 
platforms gave identical advice regardless of a household's race or gender. DeepSeek didn't. It recommended more stocks, cash, and alternative assets for white households than for Black equivalents. Then it reversed course on bonds, giving Black households a 75% allocation compared with 30% for white families.
         </div>
         <div>
          <br/>
         </div>
         <div>
          The authors noted that GenAI tools don't truly reason about the questions they answer, and that small changes in phrasing can shift results. That unpredictability comes without fiduciary duty, leaving users no 
legal guarantee the advice serves their interests. "GenAI-driven responses may sound confident," the authors said, "but can still be incomplete, misleading, or incorrect."
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" style="width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" style="margin: 0;" width="100%">
          <tbody>
           <tr>
            <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
              <tbody>
               <tr>
                <td height="40" style="vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                 <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 24px; font-weight: bold; border: 1px solid #105C8E; display: block; 
" target="_blank">
                 </a>
                 <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                  <tbody>
                   <tr>
                    <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                     <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                      <tbody>
                       <tr>
                        <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                         <!--[if !mso]><!-->
                         <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 24px; font-weight: bold; border: none; display: block; ">
                          Read more on Quartz
                         </a>
                         <!--<![endif]-->
                         <!--[if mso]><a 
href="https://www.ne16.com/t/10957140/222404108/10122373/2/1009235/?99a670bd=NThCOUI3QTE2Qzk0QjVFREFBMkM2MzY4QTU5NjE0NDhBM0Q1ODMyMEM4QzJENjM2NUM2N0RGRDhCMDFDMzJDRA&f5d63f87=REIlMjAwNy0wOA&x=db815dd6" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 24px; font-weight: bold; border: none; display: block; ">Read more on 
Quartz</a><![endif]-->
                        </td>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" style="width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" class="email-cell-group" style="border-collapse:collapse;width:100%;table-layout:fixed">
          <colgroup>
           <col width="100%"/>
          </colgroup>
          <tbody>
           <tr>
            <td colspan="1" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr>
            <td class="snippet" colspan="1" style="position:static;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <table border="0" cellpadding="0" cellspacing="0" class="dragndrop" data-rss-posts="undefined" height="100%" style="table-layout:fixed" width="100%">
              <tbody>
               <tr style="background-color:#E9F2F9">
                <td class="td100" colspan="6" height="24" style="width:100%;background-color:#E9F2F9;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
                 <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
                </td>
               </tr>
               <tr class="trpad20" style="background-color:#E9F2F9">
                <td class="editor-cell-text td100" colspan="6" style="padding:5px 20px;width:100%;vertical-align:middle;text-align:center;background-color:#E9F2F9;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                 <div>
                  SPONSORED
                 </div>
                </td>
               </tr>
               <tr>
                <td align="left" class="editor-cell-image td100" colspan="6" style="width:100%;font-size:1px;text-align:left;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
                 <a aria-label="Linked image" style="color:#105C8E" target="_blank">
                  <img class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Feditor.ne16.com%252Fquartz-prod%252Fbabbel_spring_26_v1-1024x576_1.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlZGl0b3IubmUxNiIsInRpbWUiOjE3ODM1MDU1NDQuNzk0NDIxfQ:1whPGS:4ERq8rLncn8I0g1mOXuUWiMxDk05RauG6rUUOF7TYSE" style="width:600px;max-height:338px;vertical-align:middle;border:0" width="600"/>
                 </a>
                </td>
               </tr>
               <tr class="trpad20" style="background-color:#E9F2F9">
                <td class="editor-cell-text td100" colspan="6" style="padding:10px 20px;font-family:Arial,Helvetica,sans-serif;color:#168DD9;line-height:1.5;width:100%;background-color:#E9F2F9;vertical-align:top;font-size:15px;mso-line-height-rule:exactly">
                 <h2 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:20px;font-weight:bold">
                  <span style="color:#000000;font-size:24px">
                   The Business Case for Learning a New Language
                   <span class="ql-cursor">
                    
                   </span>
                  </span>
                 </h2>
                </td>
               </tr>
               <tr class="trpad20" style="background-color:#E9F2F9">
                <td class="editor-cell-text td100" colspan="6" style="padding:10px 20px;line-height:1.5;width:100%;background-color:#E9F2F9;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px;mso-line-height-rule:exactly">
                 <div>
                  <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
                   In a global economy, the ability to communicate across cultures isn't just a soft skill — it's a strategic advantage. Understanding how people think in their own language changes how you read a room, negotiate a deal, and build relationships that actually last.
                  </span>
                 </div>
                 <div>
                  <br/>
                 </div>
                 <div>
                  <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
                   Built by 150+ linguists, the Babbel Method focuses on real-world conversations you can actually use — just 10 
minutes a day. No fluff, no filler — just measurable progress that compounds over time. You could be speaking out loud in as little as 3 weeks.
                  </span>
                 </div>
                 <div>
                  <br/>
                 </div>
                 <div>
                  <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
                   For our 4th of July Sale, get 20% off Babbel Lifetime and invest in the one skill that pays off on both sides of the table.
                  </span>
                 </div>
                </td>
               </tr>
               <tr style="background-color:#E9F2F9">
                <td class="td100" colspan="6" style="width:100%;background-color:#E9F2F9;vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                 <table align="center" border="0" cellpadding="0" cellspacing="0" style="margin:0 auto" width="80%">
                  <tbody>
                   <tr>
                    <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                     <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
                      <tbody>
                       <tr>
                        <td height="40" style="vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                         <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 18px; font-weight: bold; border: 1px solid #105C8E; display: block; " target="_blank">
                         </a>
                         <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                          <tbody>
                           <tr>
                            <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                             <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                              <tbody>
                               <tr>
                                <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                                 <!--[if !mso]><!-->
                                 <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; 
font-size: 18px; font-weight: bold; border: none; display: block; ">
                                  Get 20% Off Lifetime Access
                                 </a>
                                 <!--<![endif]-->
                                 <!--[if mso]><a href="https://www.ne16.com/t/10957140/222404108/8255054/4/1009235/?f5d63f87=REIlMjAwNy0wOA&x=94d32abf" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 18px; font-weight: bold; border: none; display: block; ">Get 20% Off Lifetime 
Access</a><![endif]-->
                                </td>
                               </tr>
                              </tbody>
                             </table>
                            </td>
                           </tr>
                          </tbody>
                         </table>
                        </td>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
               <tr style="background-color:#E9F2F9">
                <td class="td100" colspan="6" height="24" style="background-color:#E9F2F9;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
                 <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-size:24px;font-family:Arial">
           Today's Poll
          </span>
         </h1>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" style="width:100%;vertical-align:middle;text-align:center;font-size:16px;font-family:Arial,Helvetica,sans-serif">
         <div class="editor-email-poll" data-pollid="35c4e16a-a84d-406e-9455-beb9f14a6209">
          <h2 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:20px;font-weight:bold">
           Do you use AI for financial advice?
          </h2>
          <div>
           <br/>
          </div>
          <div class="editor-poll-answers classic">
           <table border="0" cellpadding="0" cellspacing="0" style="margin: 0 auto 8px auto;" width="100%">
            <tbody>
             <tr>
              <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif">
               <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
                <tbody>
                 <tr>
                  <td height="40" style="vertical-align:middle;text-align:center;font-size:16px;font-family:Arial,Helvetica,sans-serif" valign="middle">
                   <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; 
font-size: 16px;  border: 1px solid #105C8E; display: block; " target="_blank">
                   </a>
                   <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                    <tbody>
                     <tr>
                      <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif" valign="middle">
                       <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                        <tbody>
                         <tr>
                          <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif">
                           <!--[if !mso]><!-->
                           <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 16px;  border: none; display: block; ">
                            All the time. Chatbots are research assistants
                           </a>
                           <!--<![endif]-->
                           <!--[if mso]><a 
href="https://www.ne16.com/t/10957140/222404108/10122371/1/1009235/?abb9e380=NGYzZmQyODYtMmZhOS00YzdjLWFkYzktMzQyOGNhZmI3ZDBl&f5d63f87=REIlMjAwNy0wOA&x=bc997494" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 16px;  border: none; display: block; ">All the time. Chatbots are research 
assistants</a><![endif]-->
                          </td>
                         </tr>
                        </tbody>
                       </table>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
              </td>
             </tr>
            </tbody>
           </table>
           <table border="0" cellpadding="0" cellspacing="0" style="margin: 0 auto;" width="100%">
            <tbody>
             <tr>
              <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif">
               <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
                <tbody>
                 <tr>
                  <td height="40" style="vertical-align:middle;text-align:center;font-size:16px;font-family:Arial,Helvetica,sans-serif" valign="middle">
                   <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 16px;  border: 1px solid #105C8E; display: block; " target="_blank">
                   </a>
                   <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                    <tbody>
                     <tr>
                      <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif" valign="middle">
                       <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                        <tbody>
                         <tr>
                          <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-size:16px;font-family:Arial,Helvetica,sans-serif">
                           <!--[if !mso]><!-->
                           <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 16px;  border: none; display: block; ">
                            No. AI is too error-prone to give actionable advice
                           </a>
                           <!--<![endif]-->
                           <!--[if mso]><a 
href="https://www.ne16.com/t/10957140/222404108/10122372/1/1009235/?abb9e380=NGYzZmQyODYtMmZhOS00YzdjLWFkYzktMzQyOGNhZmI3ZDBl&f5d63f87=REIlMjAwNy0wOA&x=08701a57" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 16px;  border: none; display: block; ">No. AI is too error-prone to give actionable 
advice</a><![endif]-->
                          </td>
                         </tr>
                        </tbody>
                       </table>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
              </td>
             </tr>
            </tbody>
           </table>
          </div>
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-family:Arial;font-size:24px">
           Here's what you need to know
          </span>
         </h1>
        </td>
       </tr>
       <tr>
        <td class="snippet td100" colspan="6" style="width:100%;position:static;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" class="dragndrop" data-rss-posts="undefined" height="100%" style="table-layout:fixed" width="100%">
          <tbody>
           <tr class="trpad10" style="background-color:#EFEFEF">
            <td align="left" class="editor-cell-image td100" colspan="2" style="background-color:#EFEFEF;width:33.3333%;vertical-align:middle;text-align:left;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a aria-label="Anadolu / Getty Images" style="color:#105C8E" target="_blank" title="Anadolu / Getty Images">
              <img alt="Anadolu / Getty Images" class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2282099748.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk0NTUxNH0:1whPGS:Q145m2Rqb0YVq9dx1KVa0p9DHw3sPvfakhmDohx1mV4" style="width:200px;max-height:338px;vertical-align:middle;border:0" width="200"/>
             </a>
            </td>
            <td class="editor-cell-text td100" colspan="4" style="background-color:#EFEFEF;padding:10px;font-size:15px;font-family:Arial,Helvetica,sans-serif;width:66.6667%;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
             <div>
              <strong style="color: var(--blue-cta-default)">
               <a data-linktext="Iran strikes tankers and threatens the Hormuz ceasefire." data-linktype="Normal" style="color:#105C8E" target="_blank">
                Iran strikes tankers and threatens the Hormuz ceasefire.
               </a>
              </strong>
              The Revolutionary Guard reportedly damaged a Qatari LNG carrier and a Saudi oil ship as they left the strait. The attacks came less
than three weeks after the ceasefire took hold. Tanker operators were already reluctant to resume normal transit.
             </div>
            </td>
           </tr>
           <tr style="background-color:#EFEFEF">
            <td class="td100" colspan="6" height="24" style="background-color:#EFEFEF;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr class="trpad10" style="background-color:#EFEFEF">
            <td align="left" class="editor-cell-image td100" colspan="2" style="background-color:#EFEFEF;background-repeat:no-repeat;background-size:auto;vertical-align:middle;width:33.3333%;text-align:left;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a aria-label="Bloomberg / 
Getty Images" style="color:#105C8E" target="_blank" title="Bloomberg / Getty Images">
              <img alt="Bloomberg / Getty Images" class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2270257429.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk0Njc3M30:1whPGS:3as_ZwCVzpPavDNzB9AH1hp_v6LWjv8ajIq9wHwc7SU" style="width:200px;max-height:338px;vertical-align:middle;border:0" width="200"/>
             </a>
            </td>
            <td class="editor-cell-text td100" colspan="4" style="background-color:#EFEFEF;padding:10px;font-size:15px;font-family:Arial,Helvetica,sans-serif;width:66.6667%;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
             <div>
              <strong style="color: var(--blue-cta-default)">
               <a data-linktext="SpaceX's two 
IPO banks can't agree on what the stock is worth." data-linktype="Normal" style="color:#105C8E" target="_blank">
                SpaceX's two IPO banks can't agree on what the stock is worth.
               </a>
              </strong>
              Goldman Sachs set a $205 price target against Morgan Stanley's call for $300, leaving the gap in implied value at more than $1 trillion. Most Wall Street analysts still rate the stock a buy, though Raymond James set the boldest call at $800.
             </div>
            </td>
           </tr>
           <tr style="background-color:#EFEFEF">
            <td class="td100" colspan="6" height="24" style="background-color:#EFEFEF;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr class="trpad10" style="background-color:#EFEFEF">
            <td align="left" class="editor-cell-image td100" colspan="2" style="background-color:#EFEFEF;background-repeat:no-repeat;background-size:auto;vertical-align:middle;width:33.3333%;text-align:left;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a aria-label="David Paul Morris / Bloomberg via Getty Images" style="color:#105C8E" target="_blank" title="David Paul Morris / Bloomberg via Getty Images">
              <img alt="David Paul Morris / Bloomberg via Getty Images" class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2217856970.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk0Nzk2Mn0:1whPGS:CFfT7fbEqXeA_CwnywOCbutfP2RPLPkZ2dMOp0gjFzM" style="width:200px;max-height:338px;vertical-align:middle;border:0" width="200"/>
             </a>
            </td>
            <td class="editor-cell-text td100" colspan="4" style="background-color:#EFEFEF;padding:10px;font-size:15px;font-family:Arial,Helvetica,sans-serif;width:66.6667%;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
             <div>
              <strong style="color: 
var(--blue-cta-default)">
               <a data-linktext="Rivian's $1.5 billion share sale announcement sparks a selloff." data-linktype="Normal" style="color:#105C8E" target="_blank">
                Rivian's $1.5 billion share sale announcement sparks a selloff.
               </a>
              </strong>
              The automaker plans to sell 75 million shares at Monday's $20.14 close, with the estimated $1.51 billion
in proceeds going toward general corporate expenses. The stock rose 19% over the past week on strong delivery results.
             </div>
            </td>
           </tr>
           <tr style="background-color:#EFEFEF">
            <td class="td100" colspan="6" height="24" style="background-color:#EFEFEF;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr class="trpad10" style="background-color:#EFEFEF">
            <td align="left" class="editor-cell-image td100" colspan="2" style="background-color:#EFEFEF;background-repeat:no-repeat;background-size:auto;vertical-align:middle;width:33.3333%;text-align:left;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a aria-label="NurPhoto / Getty Images" style="color:#105C8E" target="_blank" title="NurPhoto / Getty Images">
              <img alt="NurPhoto / Getty Images" class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2194263293.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk0OTE1fQ:1whPGS:9BEmXe1hR9llZNix2l3fVD0P5BJq_PTROmeNHp0bj4c" style="width:200px;max-height:338px;vertical-align:middle;border:0" width="200"/>
             </a>
            </td>
            <td class="editor-cell-text td100" colspan="4" style="background-color:#EFEFEF;padding:10px;font-size:15px;font-family:Arial,Helvetica,sans-serif;width:66.6667%;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
             <div>
              <strong style="color: var(--blue-cta-default)">
               <a data-linktext="China considers 
limiting foreign access to its top AI models." data-linktype="Normal" style="color:#105C8E" target="_blank">
                China considers limiting foreign access to its top AI models.
               </a>
              </strong>
              China's Ministry of Commerce met this month with Alibaba, ByteDance, and Z.ai to discuss making unauthorized AI disclosures a national security violation. New limits could raise prices abroad for Chinese models such as Alibaba's Qwen.
             </div>
            </td>
           </tr>
           <tr style="background-color:#EFEFEF">
            <td class="td100" colspan="6" height="24" style="background-color:#EFEFEF;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr class="trpad10" style="background-color:#EFEFEF">
            <td align="left" class="editor-cell-image td100" colspan="2" style="background-color:#EFEFEF;background-repeat:no-repeat;background-size:auto;vertical-align:middle;width:33.3333%;text-align:left;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a aria-label="Jung Yeon-Je / Getty Images" style="color:#105C8E" target="_blank" title="Jung Yeon-Je / Getty Images">
              <img alt="Jung Yeon-Je / Getty Images" class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2269591900-1920x1290.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk1MDMxOH0:1whPGS:VuQA7lM0kNFcZQsMCkl7h9WPWoY_uwJg1lkliK4j_EE" style="width:200px;max-height:338px;vertical-align:middle;border:0" width="200"/>
             </a>
            </td>
            <td class="editor-cell-text td100" colspan="4" style="background-color:#EFEFEF;padding:10px;font-size:15px;font-family:Arial,Helvetica,sans-serif;width:66.6667%;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
             <div>
              <strong style="color: var(--blue-cta-default)">
               <a data-linktext="Samsung stock falls despite a record quarterly profit." data-linktype="Normal" style="color:#105C8E" target="_blank">
                Samsung stock falls despite a record quarterly profit.
               </a>
              </strong>
              Operating profit hit 89.4 trillion won, 19 times last year's total, while shares slid 6.9% in Seoul. Investors had already 
priced in the earnings beat after a 150% rally this year. AI spending fears also weighed on the stock.
             </div>
            </td>
           </tr>
           <tr style="background-color:#EFEFEF">
            <td class="td100" colspan="6" height="24" style="background-color:#EFEFEF;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-size:24px;font-family:Arial">
           Recommended
          </span>
         </h1>
        </td>
       </tr>
       <tr>
        <td class="snippet td100" colspan="6" style="width:100%;position:static;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" class="dragndrop" height="100%" style="table-layout:fixed" width="100%">
          <tbody>
           <tr class="trpad20" style="background-color:#E9F2F9">
            <td class="mobilehide editor-cell-text td100" colspan="6" style="background-color:#E9F2F9;padding:20px;font-size:14px;line-height:1.5;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;mso-line-height-rule:exactly">
             <h2 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:20px;font-weight:bold">
              Entrepreneurial Inspiration and its free
             </h2>
             <div>
              <br/>
             </div>
             <div>
              Stories, insights and what's working right now from Adam Wagner - an investor and advisor to Grüns, owner of Raindrop (the agency behind Dr. Squatch) and operator of 
VitaWild.
             </div>
             <div>
              <br/>
             </div>
             <div>
              <strong style="color: var(--blue-cta-default)">
               <a data-linktext="Subscribe To Adam Wagner's Newsletter" data-linktype="Normal" style="color:#105C8E" target="_blank">
                Subscribe To Adam Wagner's Newsletter
               </a>
              </strong>
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr>
        <td align="left" class="editor-cell-image td100" colspan="6" style="width:100%;font-size:1px;text-align:left;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <a aria-label="Linked image" style="color:#105C8E" target="_blank">
          <img class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fqz.com%252Fcdn-cgi%252Fimage%252Fwidth%253D640%252Cheight%253D360%252Cfit%253Dcover%252Cquality%253D85%252Cformat%253Dauto%252Fhttps%253A%252F%252Fassets.qz.com%252Fmedia%252FGettyImages-2243562968.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZxei5jb20lMkZjZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk1MTQ4MX0:1whPGS:NJRUnUdqo6b-1FLuzvMpA2GMHMOAxpDfx8uxb8vxuA0" style="width:600px;max-height:338px;vertical-align:middle;border:0" width="600"/>
         </a>
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;vertical-align:middle;text-align:center;width:100%;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <div>
          <span style="color:#808080">
           Matthias Balk / Picture 
Alliance via Getty Images
          </span>
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-size:24px;font-family:Arial">
           Amazon is raising another $25 billion in bonds. It promises that's it
           <span class="ql-cursor">
            
           </span>
          </span>
         </h1>
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;font-family:Arial,Helvetica,sans-serif;font-size:15px;line-height:1.4;vertical-align:top;mso-line-height-rule:exactly">
         <div>
          Amazon has filed plans for an eight-part bond sale to raise at
least $25 billion for its AI infrastructure buildout. Bloomberg reported that investor demand could push the final total above that minimum.
         </div>
         <div>
          <br/>
         </div>
         <div>
          The company told underwriters it doesn't plan to raise additional debt this year. A spokesperson said the funds are earmarked for broad corporate needs, including new investments and debt repayment. Amazon's SEC filing shows underwriting duties are split among Barclays, Goldman Sachs, J.P. Morgan, and Morgan Stanley.
         </div>
         <div>
          <br/>
         </div>
         <div>
          Amazon has raised $54 billion in bonds 
across the U.S. and Europe this year, plus $10 billion in Canada in June. An 11-part sale in March drew such demand that the offering grew to $37 billion. The company's 2026 capital expenditure budget is set at $200 billion, up from $131 billion in 2025. CEO Andy Jassy has defended the buildout to skeptical investors as a "once-in-a-lifetime opportunity."
         </div>
         <div>
          <br/>
         </div>
         <div>
          The bond sale reflects a broader shift by tech companies toward debt and equity markets to fund AI spending. Combined AI outlays from Amazon, Alphabet, Microsoft, and 
Meta are on pace to top $700 billion this year, according to Reuters. Alphabet raised roughly $85 billion last month by expanding an equity offering.
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" style="width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" style="margin: 0;" width="100%">
          <tbody>
           <tr>
            <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
              <tbody>
               <tr>
                <td height="40" style="vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                 <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 24px; font-weight: bold; border: 1px solid #105C8E; display: block; " target="_blank">
                 </a>
                 <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                  <tbody>
                   <tr>
                    <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                     <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                      <tbody>
                       <tr>
                        <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                         <!--[if !mso]><!-->
                         <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; 
font-size: 24px; font-weight: bold; border: none; display: block; ">
                          Read more on Quartz
                         </a>
                         <!--<![endif]-->
                         <!--[if mso]><a href="https://www.ne16.com/t/10957140/222404108/10122374/2/1009235/?99a670bd=NThCOUI3QTE2Qzk0QjVFREFBMkM2MzY4QTU5NjE0NDhBM0Q1ODMyMEM4QzJENjM2NUM2N0RGRDhCMDFDMzJDRA&f5d63f87=REIlMjAwNy0wOA&x=3d64c94b" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 24px; font-weight: bold; border: none; display: 
block; ">Read more on Quartz</a><![endif]-->
                        </td>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr>
        <td class="snippet td100" colspan="6" style="width:100%;position:static;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table border="0" cellpadding="0" cellspacing="0" class="dragndrop" data-rss-posts="undefined" height="100%" style="table-layout:fixed" width="100%">
          <tbody>
           <tr style="background-color:#E9F2F9">
            <td class="td100" colspan="6" height="24" style="width:100%;background-color:#E9F2F9;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
           <tr class="trpad20" style="background-color:#E9F2F9">
            <td class="editor-cell-text td100" colspan="6" style="padding:5px 20px;width:100%;vertical-align:middle;text-align:center;background-color:#E9F2F9;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <div>
              SPONSORED
             </div>
            </td>
           </tr>
           <tr>
            <td align="left" class="editor-cell-image td100" colspan="6" style="width:100%;font-size:1px;text-align:left;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <a aria-label="Linked image" style="color:#105C8E" target="_blank">
              <img class="img100" data-linktype="Normal" data-target="_blank" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Feditor.ne16.com%252Fquartz-prod%252Fbabbel_spring_26_v1-1024x576_1.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlZGl0b3IubmUxNiIsInRpbWUiOjE3ODM1MDU1NDQuNzk1MjUzfQ:1whPGS:f6-Spo_RdkY6I5Sy-oNhojwpwMrjVN_Fqu1cZ77sL9w" style="width:600px;max-height:338px;vertical-align:middle;border:0" width="600"/>
             </a>
            </td>
           </tr>
           <tr class="trpad20" style="background-color:#E9F2F9">
            <td class="editor-cell-text td100" colspan="6" style="padding:10px 20px;font-family:Arial,Helvetica,sans-serif;color:#168DD9;line-height:1.5;width:100%;background-color:#E9F2F9;vertical-align:top;font-size:15px;mso-line-height-rule:exactly">
             <h2 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:20px;font-weight:bold">
              <span style="color:#000000;font-size:24px">
               The Business Case for Learning a New Language
               <span class="ql-cursor">
                
               </span>
              </span>
             </h2>
            </td>
           </tr>
           <tr class="trpad20" style="background-color:#E9F2F9">
            <td class="editor-cell-text td100" colspan="6" style="padding:10px 20px;line-height:1.5;width:100%;background-color:#E9F2F9;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px;mso-line-height-rule:exactly">
             <div>
              <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
               In a global economy, the ability to communicate across cultures isn't just a soft skill — it's a strategic advantage. Understanding how people think in their own language changes how you read a room, negotiate a deal, and build relationships that actually 
last.
              </span>
             </div>
             <div>
              <br/>
             </div>
             <div>
              <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
               Built by 150+ linguists, the Babbel Method focuses on real-world conversations you can actually use — just 10 minutes a day. No fluff, no filler — just measurable progress that compounds over time. You could be speaking out loud in as little as 3 weeks.
              </span>
             </div>
             <div>
              <br/>
             </div>
             <div>
              <span style="font-size:14px;background-color:rgba(0,0,0,0);color:#000000">
               For our 4th of July Sale, get 20% off Babbel Lifetime and invest in the one 
skill that pays off on both sides of the table.
              </span>
             </div>
            </td>
           </tr>
           <tr style="background-color:#E9F2F9">
            <td class="td100" colspan="6" style="width:100%;background-color:#E9F2F9;vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <table align="center" border="0" cellpadding="0" cellspacing="0" style="margin:0 auto" width="80%">
              <tbody>
               <tr>
                <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                 <table align="center" border="0" cellpadding="0" cellspacing="0" style="border:none;border-spacing:0;border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0;mso-margin-top-alt:0px;mso-margin-bottom-alt:0px;mso-padding-alt:0px 0px 0px 0px;margin-left:auto;margin-right:auto" width="100%">
                  <tbody>
                   <tr>
                    <td height="40" style="vertical-align:middle;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                     <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 18px; font-weight: bold; border: 1px solid #105C8E; display: block; " target="_blank">
                     </a>
                     <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" class="newButton" height="40" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;padding-right:10px;mso-padding-right-alt:10px;padding-left:10px;mso-padding-left-alt:10px;padding-top:10px;mso-padding-top-alt:10px;padding-bottom:10px;mso-padding-bottom-alt:10px;margin-left:auto;margin-right:auto" width="100%">
                      <tbody>
                       <tr>
                        <td align="center" bgcolor="#105C8E" style="text-align:center;vertical-align:middle;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px" valign="middle">
                         <table align="center" bgcolor="#105C8E" cellpadding="0" cellspacing="0" style="-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;margin-left:auto;margin-right:auto" width="100%">
                          <tbody>
                           <tr>
                            <td align="center" bgcolor="#105C8E" style="text-align:center;-webkit-border-radius:6px;-moz-border-radius:6px;border-radius:6px;font-family:Arial,Helvetica,sans-serif;font-size:15px">
                             <!--[if !mso]><!-->
                             <a style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; 
font-size: 18px; font-weight: bold; border: none; display: block; ">
                              Get 20% Off Lifetime Access
                             </a>
                             <!--<![endif]-->
                             <!--[if mso]><a href="https://www.ne16.com/t/10957140/222404108/8255054/5/1009235/?f5d63f87=REIlMjAwNy0wOA&x=8a06d17f" target="_blank" style="-webkit-border-radius: 6px; -moz-border-radius: 6px; border-radius: 6px; color: #FFFFFF; text-decoration: none; font-family: Arial; font-size: 18px; font-weight: bold; border: none; display: block; ">Get 20% Off Lifetime 
Access</a><![endif]-->
                            </td>
                           </tr>
                          </tbody>
                         </table>
                        </td>
                       </tr>
                      </tbody>
                     </table>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
           <tr style="background-color:#E9F2F9">
            <td class="td100" colspan="6" height="24" style="background-color:#E9F2F9;width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
             <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <h1 style="mso-line-height-rule:exactly;Margin:0;font-family:Arial;font-size:24px;font-weight:bold">
          <span style="font-family:Arial;font-size:24px">
           More from Quartz
          </span>
         </h1>
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;font-family:Arial,Helvetica,sans-serif;vertical-align:top;font-size:15px">
         <ul>
          <li>
           <span class="ql-ui">
           </span>
           <span style="line-height: 1.4">
            ​
           </span>
           <a data-linktext="Index funds must now buy SpaceX stock" data-linktype="Normal" style="color:#105C8E;line-height:1.4" target="_blank">
            Index funds must now buy SpaceX stock
           </a>
          </li>
          <li>
           <span class="ql-ui">
           </span>
           <span style="line-height: 1.4">
            ​
           </span>
           <a data-linktext="Meta quietly enables AI photo 
tagging" data-linktype="Normal" style="color:#105C8E;line-height:1.4" target="_blank">
            Meta quietly enables AI photo tagging
           </a>
          </li>
          <li>
           <span class="ql-ui">
           </span>
           <span style="line-height: 1.4">
            ​
           </span>
           <a data-linktext="Nestlé is switching up some recipes" data-linktype="Normal" style="color:#105C8E;line-height:1.4" target="_blank">
            Nestlé is switching up some 
recipes
           </a>
          </li>
          <li>
           <span class="ql-ui">
           </span>
           <span style="line-height: 1.4">
            ​
           </span>
           <a data-linktext="United's window seats have no window" data-linktype="Normal" style="color:#105C8E;line-height:1.4" target="_blank">
            United's window seats have no window
           </a>
          </li>
         </ul>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" height="24" style="width:100%;height:24px;font-size:1px;vertical-align:top;font-family:Arial,Helvetica,sans-serif">
         <!--[if mso]><img src="//editor.ne16.com/spacer.gif" style="mso-hide:all;border:0;"><![endif]-->
        </td>
       </tr>
       <tr class="trpad10">
        <td class="editor-cell-text td100" colspan="6" style="padding:10px;width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <div>
          Our best wishes on a safe start to the day. Send any news, comments, and more to
          <a data-linktext="talk@qz.com" data-linktype="Email" style="color:var(=-blue-cta-default)" target="_blank">
           talk@qz.com
          </a>
          .
         </div>
        </td>
       </tr>
       <tr>
        <td class="td100" colspan="6" style="width:100%;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
         <table style="width: 100%; border-collapse: collapse">
          <tbody style="padding:0;margin:0;touch-action:auto">
           <tr style="margin:0">
            <td align="center" style="padding:0;margin:0;vertical-align:top;font-family:Arial,Helvetica,sans-serif;font-size:15px">
             <a id="pad-desktop" style="display:block;color:#105C8E">
              <img src="https://inboxflows.com/_/image/https%253A%252F%252Fpa-cdn1.pvd.to%252Fs%252Fek7luf%253Femail%253D947418d3%2540uifeed.com%2526campaign_id%253D10957140%2526device%253Ddesktop%2526v%253D0.14%2526color_scheme%253Dlight/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZwYS1jZG4xLnB2ZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk1MzcyN30:1whPGS:GVOt__LaD4DnFzDXEH7wk94ZYpVgY7HArNQCGxOIWzo" style="width:100%;max-width:650px;border:0" width="650"/>
             </a>
             <a id="pad-mobile" style="display:none;color:#105C8E">
              <img src="https://inboxflows.com/_/image/https%253A%252F%252Fpa-cdn2.pvd.to%252Fs%252Fek7luf%253Femail%253D947418d3%2540uifeed.com%2526campaign_id%253D10957140%2526device%253Dmobile%2526v%253D0.14%2526color_scheme%253Dlight/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZwYS1jZG4yLnB2ZCIsInRpbWUiOjE3ODM1MDU1NDQuNzk1NDg2N30:1whPGS:AnRY7iLahJmMQIhqvOIW69co5i6UingbDok-T03StpM" style="width:100%;max-width:400px;border:0" width="400"/>
             </a>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
      </tbody>
     </table>
    </td>
   </tr>
  </table>
  <table cellpadding="0" cellspacing="0" width="100%">
   <tbody>
    <tr>
     <td align="center">
      <table align="center" border="0" bordercolor="#FFFFFF" cellpadding="0" cellspacing="0" class="footerTable100" style="max-width:600px;width:100%;border:0;margin-left:auto;margin-right:auto">
       <tr>
        <td style="font-family:Arial;font-size:12px;color:#000000">
         <table align="center" class="footerTable100 dragndrop" style="max-width:600px;width:100%;border:0;table-layout:fixed;margin-left:auto;margin-right:auto">
          <tbody>
           <tr>
            <td align="center" style="text-align:center;font-size:xx-small;font-family:Arial;color:#000000;vertical-align:top">
             <br/>
             <span style="display:inline-block;padding-bottom:10px;font-size:xx-small;color:#336699">
              <a>
               Forward to a Friend
              </a>
             </span>
             |
             <span style="display:inline-block;padding-bottom:10px;font-size:xx-small;color:#336699">
              <a>
               Unsubscribe
              </a>
             </span>
             |
             <span style="display:inline-block;padding-bottom:10px;font-size:xx-small;color:#336699">
              <a>
               Privacy Policy
              </a>
             </span>
             <br/>
             This email was sent to:
             <strong>
              <span style="font-size:xx-small;color:#336699">
               <a target="_blank">
                947418d3@uifeed.com
               </a>
              </span>
             </strong>
             <br/>
             <br/>
             This email was sent by:
             <strong>
              Quartz Media Network (US), Inc.
             </strong>
             <br/>
             848 N. Rainbow Blvd. 3017
             <br/>
             Las Vegas, NV 89107
             <br/>
             United States
             <br/>
             <br/>
             <br/>
             <a aria-label="footer-logo">
              <img alt="" border="0" src="https://inboxflows.com/_/image/http%253A%252F%252Feditor.ne16.com%252FShared%252FPoweredByDelivra_3x.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmVkaXRvci5uZTE2LiIsInRpbWUiOjE3ODM1MDU1NDQuNzk1NTk0NX0:1whPGS:ACPG9Gh2JPyzCS4cXJ_mxId1nzfhyQ_5V2ufmBJkS1c" style="width:100px;border:0" width="100"/>
             </a>
             <br/>
             <br/>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
      </table>
     </td>
    </tr>
   </tbody>
  </table>
 </body>
</html>