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          Inside Apple's accusations against OpenAI...
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                    July 13, 2026
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                     Presented By
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                     <img alt="Sponsor Logo: State Street Investment Management" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D340%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-10%252Fimage-4d5bed901e51dd93b3bf5f984c8724ec24bf02a6-397x70-png%252FScreenshot2025-08-07115614.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDMyMzI3N30:1wjCrX:e88K0vMuJPfIKomKLDnnpC6zTAesZzBXs-tGb94Jgz8" style="display:inline;max-width:170px;vertical-align:middle;width:100%" width="170"/>
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                     <strong style="color:#000;font-weight:bold">
                      G’day.
                     </strong>
                     The noses at Bath &amp; Body Works are on the hunt for
                     <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                      the next billion-dollar scent
                     </a>
                     to follow its classic “Japanese Cherry Blossom.” Despite millions of dollars of research and development, the New York Times says, no one knows why some scents take off while others end up in the discount section.
                    </p>
                    <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                     So surely “Pancake and Petrichor” is worth a shot…
                    </p>
                    <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                     —
                     <em>
                      Brendan Cosgrove, Holly Van Leuven, Neal Freyman
                     </em>
                    </p>
                    <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                     <strong style="color:#000;font-weight:bold">
                      In today’s newsletter,
                     </strong>
                     we’ll get into:
                    </p>
                    <ul style="color:#333;margin-top:0;padding-left:30px">
                     <li style="color:#333;line-height:22px;margin-bottom:10px">
                      Apple’s accusations against OpenAI
                     </li>
                     <li style="color:#333;line-height:22px;margin-bottom:10px">
                      The death of Sen. Lindsey Graham
                     </li>
                     <li style="color:#333;line-height:22px;margin-bottom:10px">
                      “Funflation” making staying home more expensive
                     </li>
                    </ul>
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Markets: Year-to-Date
                        </p>
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                         <tbody>
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                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMyNDQzMX0:1wjCrX:WDb5RtHtOLVP-dPit8dw1P3rvc6F_hob3RiYA7ER66w" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 Nasdaq
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 26,281.61
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(40, 211, 26, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     +13.08%
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMyNjAzNn0:1wjCrX:aMF6nygwMPKX8HewVMaYmcQ1g2Eoe0X5-dpCFxgdkYI" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 S&amp;P
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 7,575.39
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(40, 211, 26, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     +10.66%
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMyNzU2fQ:1wjCrX:LXr-aFAjV1p0cjroPwhFreme2tkJHDUQ7csEIA9Tl-0" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 Dow
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 52,637.01
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(40, 211, 26, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     +9.52%
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMyOTgzNn0:1wjCrX:BRYDHpGjI_FWRRMR2iuorXIu6N0ybO9lW-h6EHJSwfU" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 10-Year
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 4.569%
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(40, 211, 26, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     +40.6 bps
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMzMTE5fQ:1wjCrX:6u20HEHgFq5HKNlMchRRSI6fngOrJpSvZHxpG47jlh0" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 Bitcoin
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 $63,401.53
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(255, 3, 3, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     -27.55%
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td class="pads10 pads6m" style="text-align:center;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0px;mso-padding-alt:0 20px 0 20px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;width:100%">
                             <tbody>
                              <tr>
                               <td class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                                <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMzMjM0fQ:1wjCrX:1ZOXtLqkeQXkXw7hHU1gtEYBYYZFi1bf-8q-r-DjfXc" style="width:22%" width="20"/>
                               </td>
                               <td class="markets-ticker-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 Meta
                                </p>
                               </td>
                               <td class="markets-value-cell" style="width:34%" valign="middle">
                                <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:left;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                 $669.21
                                </p>
                               </td>
                               <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                                <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;width:70%;margin:0 auto">
                                 <tbody>
                                  <tr>
                                   <td style="background-color:rgba(40, 211, 26, 0.3);border-radius:8px;padding:10px 8px" valign="middle">
                                    <p class="markets-table-text" style="color:#333;white-space:nowrap;vertical-align:middle;text-align:center;font-family:Helvetica, Arial, sans-serif;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                                     +1.56%
                                    </p>
                                   </td>
                                  </tr>
                                 </tbody>
                                </table>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                           </td>
                          </tr>
                          <tr>
                           <td style="padding:3px 15px 10px">
                            <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;font-size:13px">
                             <tbody>
                              <tr>
                               <td style="color:#333;padding-right:4px">
                                Data is provided by
                               </td>
                               <td style="margin:0;padding-right:5px">
                                <a rel="noopener noreferrer" style="display:block" target="_blank">
                                 <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDMzMzU2NX0:1wjCrX:mD2OsRekZAf5za6MtibDFGmfdA_NRMFwrdZKZhlYmk0" style="vertical-align:middle;height:16px;display:inline"/>
                                </a>
                               </td>
                              </tr>
                             </tbody>
                            </table>
                            <p style="color:#333;text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
                             *Stock data as of market close, cryptocurrency data as of
                             <!-- -->
                             <!-- -->
                             10:30pm
                             <!-- -->
                             <!-- -->
                             ET.
                             <!-- -->
                             <a rel="noopener noreferrer" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                              Here's what these numbers mean.
                             </a>
                            </p>
                           </td>
                          </tr>
                         </tbody>
                        </table>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:0 15px;mso-padding-alt:0 15px 15px 15px">
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Markets:
                          </strong>
                          Between new inflation numbers and the start of earnings season, investors will get all of the data they can handle
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           this week
                          </a>
                          (more on that later).
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Stock spotlight:
                          </strong>
                          Despite some
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           negative headlines
                          </a>
                          , Meta closed nearly 6% higher on Friday. That capped off its best week in more than two years, erasing its year-to-date losses, as investors seemed convinced the company may still have an
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           AI story
                          </a>
                          to tell.
                         </li>
                        </ul>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:0 20px;mso-padding-alt:0 20px 15px 20px">
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
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               </td>
              </tr>
             </tbody>
            </table>
           </div>
           <div class="c6" style="margin-bottom:7px">
            <table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse" width="100%">
             <tbody>
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                <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Apple jacked?
                        </p>
                        <a style="color:#000;text-decoration:none" target="blank">
                         <p style="font-size:24px;font-weight:700;line-height:26px;margin:8px 0 0 0;padding:0 15px">
                          OpenAI denies stealing the fruits of Apple’s labor
                         </p>
                        </a>
                        <a style="border:none;text-decoration:none" target="blank">
                         <img alt="illustration featuring Apple and OpenAI logos" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-13%252Fimage-5b7616a7b0399c020ef001914f1130eddcac0314-6000x4000-jpg%252FApple-GoogleAIPartnership/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDMzNDg1NX0:1wjCrX:wWZuJefBDm4Qfuen5P0j0yPzGW_Iolfl_7FEwuQlZMo" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        </a>
                        <p style="margin:0;padding:0;line-height:22px">
                         <span style="margin-top:5px;margin-bottom:0;padding-left:10px;display:inline-block;line-height:16px">
                          <small style="color:#333">
                           <em>
                            Nurphoto/Getty Images
                           </em>
                          </small>
                         </span>
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Apple’s former employees may not be falling far enough away from the tree, at least according to the company’s new lawsuit against OpenAI.
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          The suit
                         </a>
                         , filed in federal court on Friday, accused the startup of systematically leveraging its former employees as part of a broad, coordinated effort to steal trade secrets.
                        </p>
                        <h2 style="font-size:19px;color:#000;font-weight:700;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
                         What does the lawsuit allege?
                        </h2>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Apple said “every level” of OpenAI was involved in the scheme, but a lot of the lawsuit centers on Tang Tan, a former Apple VP and OpenAI’s current chief hardware officer, who is accused of getting Apple employees to share company secrets while they interviewed for jobs at OpenAI.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Apple turnover:
                         </strong>
                         If Apple employees did leave for OpenAI, the ChatGPT maker gave them advice on how to avoid immediately being removed from the company, so they could stay on for a couple more weeks to access Apple’s internal systems and trade secrets, the suit alleged.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Apple said it has 400+ former employees now working at OpenAI, including engineer Chang Liu, who was named as a defendant in the lawsuit alongside OpenAI, Tan, and io Products, the company founded by former Apple design guru Jony Ive. According to Apple, Liu:
                        </p>
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          Stole a company laptop.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          Continued to obtain internal information from then-Apple employee Alyssa Peng (who also later joined OpenAI).
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          Messaged Peng, “LOL, I found out I can access the [network storage], so funny,” and then
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           downloaded presentations
                          </a>
                          and manufacturing details, Bloomberg reported.
                         </li>
                        </ul>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Apple is seeking damages and wants OpenAI to destroy any proprietary materials, saying the startup’s hardware business is “rotten to its core.” (Unclear whether the apple wordplay was intended.)
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          OpenAI denied the charges.
                         </strong>
                         A spokesperson for the startup said it has “no interest in other companies’ trade secrets” and that it remains “focused on building innovative technology that empowers people everywhere.”
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Familiar foe:
                         </strong>
                         Sam Altman’s longtime rival Elon Musk
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          couldn’t resist
                         </a>
                         getting a shot in after the allegations dropped, calling the OpenAI CEO “Scam Altman” on X. Altman responded by criticizing Musk’s SpaceX and calling him “homeboy” in the process, proving that tech titans are just like us, only with lamer insults.—
                         <em>
                          BC
                         </em>
                        </p>
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Sponsored By State Street Investment Management
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                        <a style="color:#000;text-decoration:none" target="blank">
                         <p style="font-size:24px;font-weight:700;line-height:26px;margin:8px 0 0 0;padding:0 15px">
                          <strong style="font-weight:bold">
                           Jumpstart investing with Trump Accounts and SPYM
                          </strong>
                         </p>
                        </a>
                        <a style="border:none;text-decoration:none" target="blank">
                         <img alt="Sponsor: State Street Investment Management" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-07%252Fimage-b22e12e91c3792cb160af7be1632a9631545a097-1000x750-jpg%252FSPYM-MorningBrew-header-v2.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM0MTA5NH0:1wjCrX:9JtGCbwEeOMU0OfgscqQcRRdygkFyIClu3yb4j3yKZg" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
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                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         By giving families a tax-advantaged way to invest for children from birth, Trump Accounts are designed to help build a foundation for disciplined, low-cost, long-term investing for the next generation.
                         <strong style="color:#000;font-weight:bold">
                         </strong>
                         And the US government will deposit $1,000 into Trump Accounts for eligible children born between 2025 and 2028.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Priced at just 0.02% and the lowest-cost US-listed S&amp;P 500®
                         <sup style="font-size:smaller;vertical-align:super">
                         </sup>
                         ETF,* the
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          State Street® SPDR® Portfolio S&amp;P 500® ETF (SPYM)
                         </a>
                         has been selected as the default investment for Trump Accounts.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Whether seeking to build long-term wealth for your child or optimizing your own portfolio,
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          SPYM
                         </a>
                         provides low-cost exposure to many of America's largest publicly traded companies in a single investment—helping investors participate in the growth potential of the US equity market.
                        </p>
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                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          Explore SPYM
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                         .
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         World
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                        <p style="padding-top:0;font-size:24px;font-weight:700;line-height:26px;color:#333;margin:8px 0 0 0;padding:0 15px">
                         Tour de headlines
                        </p>
                        <img alt="Sen. Lindsey Graham in 2022" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-13%252Fimage-9b666b1b090adf224e097940c91adaeb2f417bc2-3536x2357-jpg%252FSenateRepublicansHoldNewsConferenceOnDemocratsTaxPolicies/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM0MjY5Mn0:1wjCrX:WArF5mBZUefS3f76MVRjzZbUBGnDpRlQD6etkuOHsdk" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        <p style="margin:0;padding:0;line-height:22px">
                         <span style="margin-top:5px;margin-bottom:0;padding-left:10px;display:inline-block;line-height:16px">
                          <small style="color:#333">
                           <em>
                            Sen. Lindsey Graham in 2022. Kevin Dietsch/Getty Images
                           </em>
                          </small>
                         </span>
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          🇺🇸 Lindsey Graham, long-serving US senator from South Carolina, died at 71.
                         </strong>
                         Sen. Graham
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          died Saturday night
                         </a>
                         “from a brief and sudden illness,” according to a statement released by his office yesterday morning. He had just returned from a trip to Ukraine, where he met with President Volodymyr Zelensky, who said the senator had visited his country 10 times since Russia’s invasion in 2022. He was also a champion of the American–Israeli alliance, and a proponent of the Iran war. President Trump told
                         <em>
                          Meet the Press
                         </em>
                         on Sunday morning that he had spoken with Graham just hours before his death, and that “other than being tired, he was fine.” It was later announced that Graham had died of aortic dissection, according to a preliminary medical report.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         🚢
                         <strong style="color:#000;font-weight:bold">
                          The
                         </strong>
                         <strong style="color:#000;font-weight:bold">
                          US and Iran clashed over control of the Strait of Hormuz.
                         </strong>
                         The nations
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          exchanged missile strikes
                         </a>
                         this weekend, with the US hitting 140 military targets in strikes on Saturday and dozens more yesterday, and Iran striking US allies in the region over the weekend, including Qatar, Kuwait, Jordan, Oman, and Bahrain. The latest exchanges were sparked by Iran attacking a Cyprus-flagged container ship in the Strait of Hormuz off the coast of Oman. The Associated Press reported that Iran is angry that ships are taking a route through the strait near Oman with the support of US military vessels. Early this morning, the US Central Military Command said, “The Strait of Hormuz is a vital maritime corridor for global trade. Iran does not control it.” The Islamic Revolutionary Guards Corps responded by saying that the waterway is “our territory.”
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         🏈
                         <strong style="color:#000;font-weight:bold">
                          A group led by the Khosla family will buy the Seattle Seahawks.
                         </strong>
                         The terms of the deal have not been made public, but league sources told ESPN that the
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          price tag was $9.6 billion
                         </a>
                         , a record for an NFL franchise. In a statement he made on behalf of his family, the venture capitalist Vinod Khosla said, “We are honored to be entrusted as the next stewards of the Seattle Seahawks.” To complete the deal, he will be forced to sell his minority stake in the San Francisco 49ers. Khosla’s wife, Neeru, is expected to be the controlling owner. The team was owned by Microsoft co-founder Paul G. Allen, and his estate has owned it since he died in 2018. Allen left a directive for the trust to eventually sell the team, along with his Portland Trail Blazers NBA franchise, and donate the money to charity.—
                         <em>
                          HVL
                         </em>
                        </p>
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
           <div class="c6" style="margin-bottom:7px">
            <table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse" width="100%">
             <tbody>
              <tr>
               <td>
                <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                     <tbody>
                      <tr>
                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         sign of the times
                        </p>
                        <a style="color:#000;text-decoration:none" target="blank">
                         <p style="font-size:24px;font-weight:700;line-height:26px;margin:8px 0 0 0;padding:0 15px">
                          Even staying home is getting more expensive
                         </p>
                        </a>
                        <a style="border:none;text-decoration:none" target="blank">
                         <img alt="a woman sits on a bed staring out a window" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-13%252Fimage-64be294aaa078c3492200b6e178dab706ba2e908-6500x5048-jpg%252FAmaturewomanlooksoutofherbedroomwindowasthelatesunstreamsin-negativeemotion/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM0Mzk4NH0:1wjCrX:EtBYaLNrpwAVyQM9efuNhlTGT8D-MzGJTybt__VwQ9E" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        </a>
                        <p style="margin:0;padding:0;line-height:22px">
                         <span style="margin-top:5px;margin-bottom:0;padding-left:10px;display:inline-block;line-height:16px">
                          <small style="color:#333">
                           <em>
                            Getty Images
                           </em>
                          </small>
                         </span>
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         The funflation is coming from
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          inside the house
                         </a>
                         . Consumers have grappled with the cost of entertainment in the wider world costing more for some time now: Price hikes for concerts and sporting events, and the phenomenon known as friendflation, have been well documented. Now, people are getting priced out of amusing themselves at home.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Exclusive data analyzed by PNC Financial Services for CNBC revealed that consumers cut spending on home entertainment in June compared to a year ago, particularly in these categories:
                        </p>
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Gaming.
                          </strong>
                          Consoles used to be expensive upon release before getting cheaper over time, but tariffs and the demand for memory chips brought about by AI have kept hardware
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           prices elevated
                          </a>
                          .
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Streaming.
                          </strong>
                          Netflix, Prime Video, Spotify, Crunchyroll, Paramount+, and YouTube Premium are among the platforms that have gotten more expensive recently.
                         </li>
                        </ul>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Other at-home pastimes have become pricier:
                        </p>
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Home fitness.
                          </strong>
                          Peloton, Jazzercise On Demand, and Pvolve have raised the prices for digital subscriptions in the past year.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <strong style="color:#000;font-weight:bold">
                           Anything you plug in.
                          </strong>
                          Electricity prices in the US are expected to break a record high this summer.
                         </li>
                        </ul>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          On the bright side…
                         </strong>
                         reading books is still cheap and making a comeback, so maybe we won’t
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          enter a post-literate age
                         </a>
                         after all…—
                         <em>
                          HVL
                         </em>
                        </p>
                        <div style="padding-top:12px">
                         <a rel="noopener noreferrer" style="text-decoration:none" target="_blank">
                          <img alt="Share on Facebook" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F75fb8a70db5f5bc6b7210cdde05dfa91eeb3f0ef-96x96.png%253Fw%253D50%2526fit%253Dmax/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDM0NTA3NH0:1wjCrX:sBuI7oUs9w04_-cey5FWR7kDqy7EuRXw_TBbHfMFlR0" style="width:25px;display:inline-block"/>
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              </tr>
             </tbody>
            </table>
           </div>
           <div class="c6" style="margin-bottom:7px">
            <table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse" width="100%">
             <tbody>
              <tr>
               <td>
                <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         reader poll
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <div style="margin-bottom:15px;line-height:22px">
                         <div style="margin-bottom:5px">
                          <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                           Where have you noticed the effects of funflation most?
                          </p>
                         </div>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Video game software.
                          <br/>
                         </a>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Video game hardware.
                          <br/>
                         </a>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Jazzercise.
                          <br/>
                         </a>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Other streaming subscriptions.
                          <br/>
                         </a>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Somewhere else.
                          <br/>
                         </a>
                         <a rel="noopener noreferrer" style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2" target="_blank">
                          Nowhere.
                          <br/>
                         </a>
                        </div>
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
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                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Sponsored By Chase
                        </p>
                        <a style="border:none;text-decoration:none" target="blank">
                         <img alt="Sponsor: Chase" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-06-30%252Fimage-1ba339b53640e5067be1d22919404303195dce4a-8129x5422-jpg%252FCCB_HL_NewHome2_FrontHouse_ChristaRenee_04112025_7212-v21.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM0OTI3N30:1wjCrX:rFF2Y7ApKymB3bgQw693_y0-RzvBYRQfhnCJ6bAATLQ" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
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                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Home is where the value is
                         </strong>
                         . Owning a home can still make sense, even when markets wobble. It’s about stability and an asset you can pass down.
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          Ready for your very own home
                         </a>
                         , sweet home? Chase Home Lending can help make the process more affordable and attainable.
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          See what you could afford
                         </a>
                         .
                        </p>
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                 <tbody>
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                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         calendar
                        </p>
                        <p style="padding-top:0;font-size:24px;font-weight:700;line-height:26px;color:#333;margin:8px 0 0 0;padding:0 15px">
                         The week ahead
                        </p>
                        <img alt="a hydration break banner on screen during a world cup game" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-13%252Fimage-b3b20c31073dad0ea05db32c2d4d69a3385bf66f-5237x3642-jpg%252FEnglandvCongoDRRoundOf32-FIFAWorldCup2026/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1MTA2fQ:1wjCrX:NPHjqdGFxx73OGH32_4Qy-RvcU5YpLBjEI5Sf9Z9FPc" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        <p style="margin:0;padding:0;line-height:22px">
                         <span style="margin-top:5px;margin-bottom:0;padding-left:10px;display:inline-block;line-height:16px">
                          <small style="color:#333">
                           <em>
                            Eddie Keogh–The FA/Getty Images
                           </em>
                          </small>
                         </span>
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Earnings season is coming:
                         </strong>
                         The big banks kick things off tomorrow, with JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, and Goldman Sachs all set to deliver results. Morgan Stanley, BlackRock, Johnson &amp; Johnson, and United Airlines report on Wednesday. Then, Netflix, UnitedHealth, and Taiwan Semiconductor Manufacturing Company (TSMC) take their turns on Thursday.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Drink in your last hydration breaks:
                         </strong>
                         Just when we were all finally starting to understand the offside rule, the World Cup is winding it up. In the semifinals, France will play Spain tomorrow, and England will play Argentina on Wednesday. Then, the winners will square off on Sunday in the final. If that’s not enough to fill the sports-sized hole in your life, the MLB’s Home Run Derby is tonight, and the All-Star Game is tomorrow. Plus, golf’s Bri’ish Open will run Thursday through Sunday.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          An epic Friday:
                         </strong>
                         Filmmaker Christopher Nolan’s adaptation of
                         <em>
                          The Odyssey
                         </em>
                         sails into theaters later this week with a star-studded cast and sky-high expectations. The movie is the first one shot entirely with Imax cameras, just as Homer always intended.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          But wait, there’s more:
                         </strong>
                        </p>
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          Inflation data incoming: the consumer price index will be released tomorrow, and the producer price index report will be out on Wednesday.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          For the first time as chairman of the Federal Reserve, Kevin Warsh will appear before Congress this week, taking questions as part of the Fed’s semiannual report in the House tomorrow, and in the Senate on Wednesday.
                         </li>
                        </ul>
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
           <div class="c6" style="margin-bottom:7px">
            <table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse" width="100%">
             <tbody>
              <tr>
               <td>
                <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         BRENDAN’S GOT GOOD NEWS
                        </p>
                        <p style="padding-top:0;font-size:24px;font-weight:700;line-height:26px;color:#333;margin:8px 0 0 0;padding:0 15px">
                         Fútbol is life…and sometimes, it imitates art
                        </p>
                        <img alt="Cristo Fernández walking on the street in Manhattan" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-13%252Fimage-9052cc1b3713dcf54e78fced0d5150f783ba0ec2-3000x2821-jpg%252FCelebritySightingsInNewYorkCity-July062026/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1MjM5fQ:1wjCrX:-89La2CGAcSCPkpttaEkr3hQZplEjDiCNJHZrn83tdE" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        <p style="margin:0;padding:0;line-height:22px">
                         <span style="margin-top:5px;margin-bottom:0;padding-left:10px;display:inline-block;line-height:16px">
                          <small style="color:#333">
                           <em>
                            Cristo Fernández in NYC last week. Raymond Hall/Getty Images
                           </em>
                          </small>
                         </span>
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Cristo Fernández may play forward, but he’s also a goal keeper. After injuries derailed his soccer dreams in his 20s, he kept the goal of playing professionally in the back of his mind for years, even after a turn to acting.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Now, after his memorable run as fictional soccer player Dani Rojas on
                         <em>
                          Ted Lasso
                         </em>
                         , he’s back on the pitch for real. He made his
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          professional soccer debut
                         </a>
                         on Saturday night for the United Soccer League Championship’s El Paso Locomotive Football Club,
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          entering the match
                         </a>
                         in the 79th minute of a 2–0 loss to New Mexico United.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Fernández, a native of Mexico, also recently released a bilingual
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          children’s book
                         </a>
                         titled
                         <em>
                          Fútbol Is Life!
                         </em>
                         , a nod to his
                         <em>
                          Ted Lasso
                         </em>
                         character’s signature catchphrase, which tested a lot better with kids than
                         <em>
                          Fútbol Will Disappoint You Unless You Support Messi!
                         </em>
                         —
                         <em>
                          BC
                         </em>
                        </p>
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
                </table>
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                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Sponsored By EnergyX
                        </p>
                        <a style="border:none;text-decoration:none" target="blank">
                         <img alt="Sponsor: EnergyX" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2026-07-10%252Fimage-7b84a6665331fcf5fbb19ad1a2f486ff689cd4fd-1200x800-png%252F7b84a6665331fcf5fbb19ad1a2f486ff689cd4fd-1200x800.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1MzYxNH0:1wjCrX:Qfk9Jv0EZUAv24Q2Pqw-_xO_wIchBoCfmoU_NIyApyY" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                        </a>
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                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          What do General Motors and 50,000 strangers know?
                         </strong>
                         That EnergyX has the inside track on lithium: GM signed
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          a strategic partnership, and 50,000+ people invested
                         </a>
                         . The US Army even picked them to run a commercial lithium facility on military land. With tech that recovers lithium 500x faster, they’re preparing to unlock ~15m+ tons.
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          Invest in EnergyX by 7/16
                         </a>
                         .
                        </p>
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                 <tbody>
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         News
                        </p>
                        <p style="padding-top:0;font-size:24px;font-weight:700;line-height:26px;color:#333;margin:8px 0 0 0;padding:0 15px">
                         What else is brewing
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           Sen. Mitch McConnell
                          </a>
                          broke weeks of silence and issued a statement saying his hospitalization is due to a fall and pneumonia.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           The Keystone Pipeline
                          </a>
                          system’s operator announced it would pay a $26.9 million penalty to the US government over a 2022 Kansas oil spill.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           A heat dome
                          </a>
                          over the western United States placed 58 million Americans under severe weather alerts yesterday.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           A bison
                          </a>
                          hooked and tossed a tourist, seriously injuring him, at Yellowstone National Park on Friday.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           Jannik Sinner
                          </a>
                          of Italy defeated Alexander Zverev of Germany in the Wimbledon men’s final yesterday, a day after
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           Linda Nosková
                          </a>
                          beat Karolína Muchová in the all-Czech Wimbledon women’s final.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           Forever Stamps
                          </a>
                          went up in price yesterday. They are now 82 cents each. Perhaps to soften the blow, the USPS released fun new Barbie commemorative Forever Stamps on Saturday.
                         </li>
                        </ul>
                       </td>
                      </tr>
                     </tbody>
                    </table>
                   </td>
                  </tr>
                 </tbody>
                </table>
               </td>
              </tr>
             </tbody>
            </table>
           </div>
           <div class="c6" style="margin-bottom:7px">
            <table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse" width="100%">
             <tbody>
              <tr>
               <td>
                <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                     <tbody>
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         recs
                        </p>
                        <img alt="To-Do List" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-24%252Fimage-ff42f96869558a4ad4ab4f10936a3830dbf1d044-1350x330-png%252FMB_newsletter_banner_new.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1NDc5fQ:1wjCrX:U9H-bjrQ1Hkyg41MqNGwn1Jzddow-97cK1IlcMlOIug" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <ul style="color:#333;margin-top:0;padding-left:30px">
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          There’s a scientific explanation for why kids are
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           obsessed with
                           <em>
                            Moana
                           </em>
                          </a>
                          .
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          The best cleaner for your mattress may be
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           shaving cream
                          </a>
                          .
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           HyperTexting
                          </a>
                          is a new app that makes the open web into a scrollable, Twitter-like feed.
                         </li>
                         <li style="color:#333;line-height:22px;margin-bottom:10px">
                          <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                           A memoir
                          </a>
                          from the legendary New York restaurateur behind Balthazar.**
                         </li>
                        </ul>
                        <div>
                         <ul style="color:#333;margin-top:0;padding-left:30px">
                          <li style="color:#333;line-height:22px;margin-bottom:10px">
                           309 lbs → 190 lbs in 7 months.
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            No Meds. No calorie counting
                           </a>
                           . That’s just one person’s story with the Simple app. So far it's helped people
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            lose millions of pounds
                           </a>
                           .*
                          </li>
                         </ul>
                        </div>
                        <div>
                         <ul style="color:#333;margin-top:0;padding-left:30px">
                          <li style="color:#333;line-height:22px;margin-bottom:10px">
                           Right data, right moment: PwC sat down with AT&amp;T at
                           <em>
                            Mobile World Congress
                           </em>
                           to understand their
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            story and success with AI
                           </a>
                           , and we’re recapping the learnings and discussion.
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            Read on
                           </a>
                           .*
                          </li>
                         </ul>
                        </div>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <sup style="font-size:smaller;vertical-align:super">
                          <em>
                           *A message from our sponsor. **This is a product recommendation from our writers. When you buy through this link, Morning Brew may earn a commission.
                          </em>
                         </sup>
                        </p>
                       </td>
                      </tr>
                     </tbody>
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               </td>
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             </tbody>
            </table>
           </div>
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                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
                     <tbody>
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Play
                        </p>
                        <img alt="Games available from Morning Brew" class="img-responsive" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-3524949da8d220051120175f97246671d52e0b38-2700x660-png%252FIMG_9052.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1NTk0fQ:1wjCrX:bbSx8X-o5NwibODrgmAZvMVPbSm3gNadtBBPUWrOhCk" style="padding-top:15px;width:100%;max-width:670px;display:block" width="670"/>
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                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <strong style="color:#000;font-weight:bold">
                          Turntable:
                         </strong>
                         Your center letter is F, surrounded by Y, N, D, I, E, and G. Feels like a big week for verbs. Can you find 40 words?
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          Play Turntable here
                         </a>
                         .
                        </p>
                        <h2 style="font-size:19px;color:#000;font-weight:700;margin-top:0;margin-bottom:15px;margin-right:0;margin-left:0">
                         Airport trivia
                        </h2>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Last week, Palm Beach International Airport officially changed its name to President Donald J. Trump International Airport. Trump is the first sitting president to get an airport named after him, but eight other commercial airports are named after former presidents. How many can you name? (Neal says four is a good score.)
                        </p>
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                    <table cellpadding="0" cellspacing="0" role="presentation" style="width:100%;border-collapse:collapse">
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                       <td>
                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Share the Brew
                        </p>
                        <div style="color:#333;padding:15px">
                         <a>
                          <img alt="Referrals Get Rewarded" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F186d427b237afa331a96448ae17d5a27b6d8ca2a-1350x330.png%253Fw%253D1340%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3ODM5MzQ1MjcuNDM1NzAzOH0:1wjCrX:zbS0iNUb6T8_hIiZJcAYJBlY_eLbccYSodhvXULFlZU" style="width:100%;max-width:670px;display:block;margin-bottom:15px;" width="670"/>
                         </a>
                         <p style="margin-bottom:15px;line-height:22px;">
                          Share the Brew, watch your referral count climb, and unlock brag-worthy swag.
                         </p>
                         <p style="margin-bottom:15px;line-height:22px;">
                          Your friends get smarter. You get rewarded. Win-win.
                         </p>
                         <p style="margin-bottom:15px;line-height:22px;">
                          <b>
                           Your referral count:
                          </b>
                          0
                         </p>
                         <a class="stb-btn" style="margin-top:inherit !important;margin-bottom:inherit !important;margin-right:inherit !important;margin-left:inherit !important;width:100%;max-width:150px;font-family:Helvetica, Arial, sans-serif;font-size:16px;color:#ffffff;font-weight:900;text-decoration:none;text-align:center;background-color:#1c7ff2;padding-top:15px;padding-bottom:15px;padding-right:15px;padding-left:15px;border-radius:4px;display:block;">
                          Click to Share
                         </a>
                         <p style="margin-top:15px;margin-bottom:15px;line-height:22px;">
                          Or copy &amp; paste your referral link to others:
                          <br/>
                          <a class="link" style="border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#1c7ff2;text-decoration:none;color:#252525;" target="_blank">
                           morningbrew.com/r/?kid=979c4554
                          </a>
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                        <p style="font-size:16px;font-weight:700;text-transform:uppercase;margin-bottom:0;margin-top:0;padding:15px 15px 0px 15px;color:#1c7ff2">
                         Answer
                        </p>
                       </td>
                      </tr>
                      <tr>
                       <td style="padding:15px 15px">
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Kennedy in NYC; Bush in Houston; Reagan National (DCA); Ford in Grand Rapids, MI; Lincoln in Springfield, IL; Teddy Roosevelt in Dickinson, ND; Bill Clinton in Little Rock, AR; and Eisenhower in Wichita, KS.
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         <span style="text-decoration:underline">
                          Word of the Day
                         </span>
                        </p>
                        <p style="color:#333;font-size:16px;line-height:22px;margin-top:0;margin-bottom:15px">
                         Today’s Word of the Day is: petrichor, meaning “the smell of rainfall.” Thanks to Bud Bond from Gilbert, IL, and Charly from the UK, along with the hundreds of other readers who made it rain with this suggestion.
                         <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                          Submit another Word of the Day here
                         </a>
                         .
                        </p>
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                 <tbody>
                  <tr>
                   <td style="display:block;background-color:#fff;border-radius:15px;border:1px solid #e6e6e6;box-shadow:none;margin-bottom:0px;font-size:16px">
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                        <span>
                         <p style="margin-top:0;margin-bottom:15px;font-size:16px;line-height:10px">
                          <strong style="color:#000">
                           ✢
                           <!-- -->
                           A Note From
                           <!-- -->
                           State Street Investment Management
                          </strong>
                         </p>
                         <p style="font-size:16px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          *Bloomberg Finance L.P. as of June 26, 2026. In the US there are four ETFs that passively track the S&amp;P 500 with no leverage. Within this group SPYM’s expense ratio of 0.02% per year is the lowest. Peer group consists of SPYM, SPY, IVV, and VOO.
                         </p>
                         <p style="font-size:16px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <strong style="font-weight:bold">
                           Important Risk Information
                          </strong>
                         </p>
                         <p style="font-size:16px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <strong style="font-weight:bold">
                           Investing involves risk including the risk of loss of principal.
                          </strong>
                         </p>
                         <p style="font-size:16px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <strong style="font-weight:bold">
                           Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus which contains this and other information, call 866.787.2257 or visit
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            statestreet.com/im.
                           </a>
                           Read it carefully.
                          </strong>
                         </p>
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                         <p style="margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px">
                          <strong style="color:#000">
                           ✳︎
                           <!-- -->
                           A Note From
                           <!-- -->
                           Chase
                          </strong>
                         </p>
                         <p style="font-size:10px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <em>
                           Disclosures:
                          </em>
                         </p>
                         <p style="font-size:10px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <em>
                           Home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Housing Opportunity.
                          </em>
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                         <p style="margin-top:0;margin-bottom:15px;font-size:10px;line-height:10px">
                          <strong style="color:#000">
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                           <!-- -->
                           A Note From
                           <!-- -->
                           EnergyX
                          </strong>
                         </p>
                         <p style="font-size:10px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <em>
                           Energy Exploration Technologies, Inc. (“EnergyX”) has engaged Morning Brew to publish this communication in connection with EnergyX’s ongoing Regulation A offering. Morning Brew has been paid in cash and may receive additional compensation. Morning Brew and/or its affiliates do not currently hold securities of EnergyX.
                          </em>
                         </p>
                         <p style="font-size:10px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <em>
                           This compensation and any current or future ownership interest could create a conflict of interest. Please consider this disclosure alongside EnergyX’s offering materials. EnergyX’s Regulation A offering has been qualified by the SEC. Offers and sales may be made only by means of the qualified offering circular. Before investing, carefully review the offering circular, including the risk factors. The offering circular is available at
                           <a style="color:#333;text-decoration:none;border-bottom:2px solid #1c7ff2">
                            invest.energyx.com
                           </a>
                           .
                          </em>
                         </p>
                         <p style="font-size:10px;line-height:22px;color:#333;margin-top:0;margin-bottom:15px">
                          <em>
                           Comparisons to other companies are for informational purposes only and should not imply similar results. Past performance is not indicative of future results. Market shortfall are forward‑looking estimates and are subject to substantial uncertainty.
                          </em>
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