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   ChatGPT Is Giving Advice Experts Say to Be Careful With
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   Plus: Instagram's new logo getting heat, why top performers quit after big wins, and which fast food chain beat expectations. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­
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                      AUGUST 17, 2026
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   What's on deck today:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    Experts say be careful with financial advice from AI
                   </li>
                   <li>
                    Instagram's new logo is getting some heat
                   </li>
                   <li>
                    Why top performers quit right after a big win
                   </li>
                   <li>
                    The fast food chain beating Wall Street’s expectations
                   </li>
                  </ul>
                  <hr style="border: 0; border-top: 1px solid #e0e0e0; margin: 18px 0;"/>
                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   Market snapshot:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    S&amp;P 500
                    <span style="color: #cc0000;">
                     ▼ 0.2%
                    </span>
                   </li>
                   <li>
                    Dow Jones
                    <span style="color: #cc0000;">
                     ▼ 0.21%
                    </span>
                   </li>
                   <li>
                    NASDAQ
                    <span style="color: #cc0000;">
                     ▼ 0.29%
                    </span>
                   </li>
                  </ul>
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   Launch Your Business Faster:
                  </p>
                  <p style="margin-top: 0; margin-bottom: 10px; color: #333333;">
                   Form your business with ease. We handle the paperwork, filings and compliance so you can focus on building and growing your vision.
                  </p>
                  <p style="margin-top: 4px; margin-bottom: 0;">
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                    Get started today
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                      <a data-hs-link-id="0" data-hs-link-id-v2="2FpDMoMi" rel="noopener" style="text-decoration:none; font-weight:bold; color:#000000" target="_blank">
                       ChatGPT Is Now Giving Out Personal Finance Advice. Here’s Where It Can Go Really Wrong.
                      </a>
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                 <img align="middle" alt="ChatGPT-0826-g-2234202465" src="https://inboxflows.com/_/image/https%253A%252F%252Fhs-21266006.f.hubspotemail.net%252Fhub%252F21266006%252Fhubfs%252FImported%2520sitepage%2520images%252FChatGPT-0826-g-2234202465.jpg%253Fwidth%253D1160%2526upscale%253Dtrue%2526name%253DChatGPT-0826-g-2234202465.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZocy0yMTI2NjAwNiIsInRpbWUiOjE3ODY5NjQ2MDcuMzYyMjY3NX0:1wvv7n:ViOcZVxKHRwvrbe_RyFg_L2v0zjzMzxuH_7-7SynSJU" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px; border-radius:2%" width="580"/>
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                 <p style="line-height:150%">
                  <span style="font-weight: bold;">
                   Turning to AI for financial advice?
                  </span>
                  You’re not alone. However, experts urge caution when tapping into the technology for consequential decisions.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Finance experts recently told
                  <a data-hs-link-id="0" data-hs-link-id-v2="2EMwvu8y" style="color:#2563eb" target="_blank">
                   NPR
                  </a>
                  that AI tends to be useful at two extremes. On the one hand, it can handle basic finance questions reasonably well. On the other hand, it can be helpful for experienced users who know how to provide detailed personal information and write highly specific prompts.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  The problem is that many real-life financial questions fall within a gray area somewhere in the middle.
                  <span style="font-weight: bold; background-color: #ffff04;">
                   Those situations can be more nuanced, and that’s where AI can get things wrong.
                  </span>
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Danielle Harrison, founder of
                  <a data-hs-link-id="0" data-hs-link-id-v2="PoGuOZow" style="color:#2563eb" target="_blank">
                   Harrison Financial Planning
                  </a>
                  in Columbia, Missouri, put an AI model to the test after her husband joined her firm. She asked how the two should structure the business. At first, the tool was emphatic: “You need to be an S corporation,” it told her, referring to a business structure that can offer certain tax advantages.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
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                 </p>
                 <p style="line-height:150%">
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                  <a data-hs-link-id="0" data-hs-link-id-v2="CR2xYSgr" style="color:#2563eb" target="_blank">
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                  has every right to go a
                  <span style="font-weight: bold;">
                   little loco over its second-quarter numbers.
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                  Liz Williams became CEO in March 2024 with a three-year turnaround plan focused on brand awareness and unit-level economics. Heading into year three,
                  <a data-hs-link-id="0" data-hs-link-id-v2="FTACj5HH" style="color:#2563eb" target="_blank">
                   the chain
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                  is running ahead of pace, according to
                  <a data-hs-link-id="0" data-hs-link-id-v2="fUGMsG7F" style="color:#2563eb" target="_blank">
                   Nation’s Restaurant News
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                  .
                 </p>
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                  Second-quarter same-store sales rose 3.9%,
                  <span style="font-weight: bold; background-color: #ffff04;">
                   beating Wall Street’s expectations.
                  </span>
                  Restaurant contribution margin hit 19.5%, up from 18.6% a year earlier and near the top of Williams’ original 18% to 20% target range, even with rising produce costs working against her.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  A lot of that comes down to new menu items. Loco Tenders got new, younger customers to try the brand for the first time, and performed especially well in snacking and late-night orders. Loaded Quesadillas, launched in June, added a value-priced option under $10. A new lineup of coffee drinks, including horchata, iced coffee and cold foam, is aimed at filling an afternoon slot Williams says the brand has been missing.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  The chain is also expanding faster than planned, with 18 to 20 new restaurants expected this year, nearly double last year’s pace. In June, Idaho became the 10th state to go Loco.
                 </p>
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                    Former Microsoft Exec
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                          Don't ignore the question customers are actually asking:
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                         Keyword research tools still output lists of search phrases, but those phrases were tuned for a different era. People used to type “plumber Birmingham” into Google. They now type, or say, “who is the best emergency plumber near me that is open on Sundays and takes Apple Pay” into an AI assistant.
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                         That longer phrasing is not a quirk. It is how the tools invite people to talk to them, and it is what gets rewarded when the model picks a source. A Pew study found that searches of 10 or more words trigger AI summaries roughly 53% of the time, compared with just 8% for short queries. Small businesses that still optimize for three-word keywords miss the entire question their customers are asking.
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