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   Chili's Went Back to Basics. Now Sales Are Up.
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   Plus: Best cities for entrepreneurs, college dropout built $3B business, and Visa cutting 2,600 jobs. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­
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                      JULY 30, 2026
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   What's on deck today:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    Chili’s is “not all in” on AI
                   </li>
                   <li>
                    College dropout builds $3 billion business
                   </li>
                   <li>
                    Best cities for entrepreneurs right now
                   </li>
                   <li>
                    Visa is cutting 2,600 jobs
                   </li>
                  </ul>
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   Market snapshot:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    S&amp;P 500
                    <span style="color: #cc0000;">
                     ▼ 1.54%
                    </span>
                   </li>
                   <li>
                    Dow Jones
                    <span style="color: #cc0000;">
                     ▼ 2.18%
                    </span>
                   </li>
                   <li>
                    NASDAQ
                    <span style="color: #cc0000;">
                     ▼ 1.78%
                    </span>
                   </li>
                  </ul>
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                  <p style="font-weight: bold; font-size: 15px; margin-bottom: 10px; color: #0073e6;">
                   Make Smarter Business Decisions:
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                  <p style="margin-top: 0; margin-bottom: 10px; color: #333333;">
                   Join Entrepreneur+ for deep-dives, expert strategies and unlimited access serious founders count on.
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                      <a data-hs-link-id="0" data-hs-link-id-v2="waaK0ocO" rel="noopener" style="text-decoration:none; font-weight:bold; color:#000000" target="_blank">
                       Chili’s Went Back to the Basics. Now Its Stock Is Up 500% in 4 Years: ‘Nothing Short of Remarkable’
                      </a>
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                 <div style="line-height:150%">
                  <span style="font-weight: bold;">
                  </span>
                  <p style="line-height:150%">
                   <span style="font-weight: bold;">
                    In a time when companies are touting
                   </span>
                   ways they have used AI to streamline operations, one restaurant chain stands out. Instead of trying to apply AI, this chain has gone back to the basics and fixed its foundations to become more efficient — and its latest quarterly report shows that the effort is paying off.
                  </p>
                  <p style="line-height:150%">
                  </p>
                  <p style="line-height:150%">
                   According to Chris Caldwell, chief information officer of Chili’s-owner Brinker International, Chili’s is “not all in” on AI. Caldwell, who has been in the restaurant tech industry for nearly 30 years, recently told
                   <a data-hs-link-id="0" data-hs-link-id-v2="INTiaeMB" style="color:#2563eb; font-style:italic" target="_blank">
                    The Wall Street Journal
                   </a>
                   that he has instead used his budget over the past two years to fix cracks in Chili’s foundation and strengthen its basic technology.
                  </p>
                  <p style="line-height:150%">
                  </p>
                  <p style="line-height:150%">
                   The initiatives include stronger Wi-Fi access, better payment systems and new devices for staff so they can provide better service to customers.
                  </p>
                  <p style="line-height:150%">
                  </p>
                  <p style="line-height:150%">
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                         The Founders Who Refused to Buy Into the Dropout Myth
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                <!-- END TODAY'S MUST-READS -->
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                 <img align="middle" alt="Shaolee-Sen-" src="https://inboxflows.com/_/image/https%253A%252F%252Fhs-21266006.f.hubspotemail.net%252Fhub%252F21266006%252Fhubfs%252FImported%2520sitepage%2520images%252FShaolee-Sen-.jpeg%253Fwidth%253D1160%2526upscale%253Dtrue%2526name%253DShaolee-Sen-.jpeg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZocy0yMTI2NjAwNiIsInRpbWUiOjE3ODU0MDkxMTQuODQzMDk3NH0:1wpOTC:DEhtALs8j10faSMHmwzFzFjN5IMH6t_SFXFwiNuxsQg" style="outline:none; text-decoration:none; border:none; max-width:100%; font-size:16px; border-radius:2%" width="580"/>
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                  <span style="font-weight: bold;">
                   Shaolee Sen gets hit up for startup advice a lot.
                  </span>
                  She grew up watching her mom build a small business in New York City, later ran her own NYC culinary social enterprise, and now spends her days hunting for the gaps in America’s small-business ecosystem and writing checks.
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  Sen runs small-business philanthropy at JP Morgan Chase &amp; Co., working with nonprofit partners and community leaders to expand access to capital and information for entrepreneurs. One of her current programs aims to answer a big question for founders: what city should I start a company in?
                 </p>
                 <p style="line-height:150%">
                 </p>
                 <p style="line-height:150%">
                  The answer to that question lies in the
                  <a data-hs-link-id="0" data-hs-link-id-v2="RVpr3N2Q" style="color:#2563eb" target="_blank">
                   Advancing Regional Innovation Economies
                  </a>
                  report, a multi-year study from the Nasdaq Entrepreneurial Center, which JPMorganChase supported with Nasdaq. Here are the top five cities the study found:
                 </p>
                 <ol style="line-height:175%">
                  <li style="line-height: 150%;">
                   Albany–Schenectady – Troy, NY
                  </li>
                  <li style="line-height: 150%;">
                   Austin – Round Rock, TX
                  </li>
                  <li style="line-height: 150%;">
                   San Diego – Carlsbad, CA
                  </li>
                  <li style="line-height: 150%;">
                   San Francisco – Oakland – Hayward, CA
                  </li>
                  <li style="line-height: 150%;">
                   Pittsburgh, PA
                  </li>
                 </ol>
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                         . In one conversation today, paraphrase what you heard before sharing your opinion. Start with, "Let me see if I've got this right..." and reflect back the other person's main point. Leaders who regularly reflect back key points catch misalignment early and signal that they value clarity over being the smartest voice in the room. Become a better listener with
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