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   Daily 2026-07-28
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   Plus, Mercedes-Benz is riding low | Your Daily Brief is ready |
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               3:13 read time
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                 View in browser
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                 <img alt="Finimize Daily Brief" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F42744003-0ed7-4075-984d-49862ec6ae9b%252FDB_header_animated_2025_Updated_Transparent.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3ODUyNzYxODcuMTgwNzkzNX0:1woptD:U4qdX6GS6PkqIYxQCoxzJEEsFIQKUy1iN3oQzmKRQZY" width="568"/>
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                     👀
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                     WHAT'S GOING ON
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                       All metrics are as of the latest market close.
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                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
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                     <td align="left" class="s8">
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                       <tbody>
                        <tr>
                         <td class="s21">
                          S&amp;P 500
                         </td>
                         <td class="s22">
                          0.20% ▲
                         </td>
                         <td class="s23">
                          7,428
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          GOLD
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          1.20% ▼
                         </td>
                         <td class="s23">
                          $4,028
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          BITCOIN*
                         </td>
                         <td class="s22">
                          0.24% ▲
                         </td>
                         <td class="s23">
                          $63,862
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
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                      <div style="font-family:Inter,sans-serif;font-size:1px;line-height:1.5;text-align:left;color:#000000;">
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                         <td class="s21">
                          FTSE 100
                         </td>
                         <td class="s22">
                          0.90% ▲
                         </td>
                         <td class="s23">
                          10,879
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#EA3459;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          7.37% ▼
                         </td>
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                          $81.85
                         </td>
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                         <td class="s21">
                          US BONDS*
                         </td>
                         <td class="s22">
                          0.04% ▼
                         </td>
                         <td class="s23">
                          4.65%
                         </td>
                        </tr>
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                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
                </td>
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                     <img alt="Wall Street Fear Gauge Index" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F154%252F895%252F301%252F9e2VGL0qn6VE7bxmzEAv5mxr1%252F08a911f57d7bc78ddb3ab454a8e2189410fd119e.png%253Fauto%253Dformat%2526fit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D323ac56c9becd6c4032e70da6dd86887/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3ODUyNzYxODcuMTgxNDA0OH0:1woptD:F4P3pcg1ghgY4gmkzV24nHLzqkOXaYmhKFcXjTzfTPM" width="536"/>
                    </td>
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                      <div class="s29">
                       <p data-block-key="10zqs">
                        <b>
                         🫠
                        </b>
                        The cost of Europe’s heatwave is mounting
                       </p>
                       <p data-block-key="2214q">
                        <b>
                         🫰FOR PRO MEMBERS:
                        </b>
                        The AI race isn’t about who’s smartest – it’s about who gets paid
                       </p>
                       <p data-block-key="6das1">
                        🚘 Mercedes-Benz lowered its forecast for the year
                       </p>
                       <p data-block-key="bvg40">
                        <b>
                         👇 Keep reading to find out more
                        </b>
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
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                 </td>
                </tr>
               </tbody>
              </table>
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                     👀
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                    <span class="s18">
                     Today's headlines
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                    <span class="s32">
                     Too Hot To Handle
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                       <img alt="Too Hot To Handle" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-280726-Heatwave.original.jpg%253Fauto%253Dformat%2526fit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D51f6de963b2debcd87c512fd3715ff4f/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3ODUyNzYxODcuMTgxNjYwNH0:1woptD:mZOts87TG5_iLtl4RTbRhdcszqbjp7SwtES_aGC7knY" width="568"/>
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                   <p data-block-key="enh4o">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="9iedt">
                    The heatwave in Europe was already having catastrophic effects on the people and economy, and now it's been joined by the worst wildfires in decades.
                   </p>
                   <p data-block-key="civon">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="4676m">
                    Europe has the unenviable distinction of being the planet’s fastest-warming continent, with hot, fiery summers now the
norm, not the exception. And the economic toll is mounting – fast.
                   </p>
                   <p data-block-key="89hsk">
                    ⚠️ Insurer
                    <b>
                     Allianz
                    </b>
                    estimates that Germany – the region’s biggest economy – will face $130 billion in economic damage from climate change through 2030. France is looking at $240 billion in losses, and Spain and Italy more than $100 billion each. And that’s
                    <i>
                     before
                    </i>
                    these fires…
                   </p>
                   <p data-block-key="35jld">
                    ▶ France and Spain are the worst hit so far, with more than 300,000 people ordered to
evacuate. Last year, more than a million hectares across Europe burned – and this year could be even more.
                   </p>
                   <p data-block-key="ad77d">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="2bedl">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     Not enough air-conditioning in the world.
                    </i>
                   </p>
                   <p data-block-key="1g3vm">
                    The heat settling over Europe isn’t the kind that a fan can fix, so demand for air conditioners is skyrocketing. Chinese AC maker
                    <b>
                     Midea
                    </b>
                    said shipments to Spain and France more than doubled compared
to last year – and with only 20% of European households currently equipped with AC, there’s a lot of room to grow.
                   </p>
                   <p data-block-key="ash87">
                    🔺 Unsurprisingly, demand for power is increasing.
                   </p>
                   <p data-block-key="boq8v">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Economic heat.
                    </i>
                   </p>
                   <p data-block-key="6qv9v">
                    Higher energy demand means higher energy costs – but that’s not the only way Europe’s heatwave is feeding inflation. Extreme temperatures are damaging roads and rail lines, and lower river water
levels mean fewer goods can be shipped on each boat, all contributing to rising freight prices.
                   </p>
                   <p data-block-key="eg78v">
                    ⚠️ At the same time, crop failures are mounting: heatwaves in June saw more than $2.3 billion in grain losses (think wheat, barley, maize). Those temperatures haven’t come down – and with wildfires now scorching more than 270,000 hectares in Spain and France, iconic cash crops like olives and grapes have suffered.
                   </p>
                  </div>
                 </td>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    Daikin’s
Results Have It Looking Like A Cool Turnaround Firm
                   </a>
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                    The
                    <a>
                     AI race
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                    between the US and China is already pretty intense.
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                    But for investors,
the more important question isn’t where the smartest model is being built – it’s about who keeps
                    <a>
                     getting paid
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                    after the industry-leading model changes.
                   </p>
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                    As AI gets cheaper and easier to switch between, that answer will matter a lot. It will determine where the
industry’s long-term profits end up. And it might not be
                    <a>
                     where you think
                    </a>
                    .
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                    That’s today’s Research:
                    <a>
                     the AI race isn’t about being smartest; it’s about getting paid
                    </a>
                    .
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                     Low Rider
                    </span>
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                   <p data-block-key="t26pl">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="9dcf7">
                    <b>
                     Mercedes-Benz
                    </b>
                    beat expectations last quarter – but weak demand in China had the luxury carmaker lowering its forecast.
                   </p>
                   <p data-block-key="8ld6k">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="5jpm3">
                    Mercedes rolled up with better-than-expected operating profit – but there’s a nail in the tire. Like compatriots
                    <b>
                     Volkswagen
                    </b>
                    and
                    <b>
                     BMW
                    </b>
                    , the German automaker said that its revenue for this year will be lower than last.
                   </p>
                   <p data-block-key="vm7q">
                    🔻 The problem is in China – the world’s biggest car market. Mercedes’s sales there fell 30% last quarter, enough to
                    <i>
                     cancel out
                    </i>
                    its growth in every other region, and it expects that trend to continue.
                   </p>
                   <p data-block-key="4k3us">
                    🔻 The carmaker’s stock had fallen by about 25% this year – but it rose slightly on the news, which could be the market shrugging off its
downgraded forecast.
                   </p>
                   <p data-block-key="9870g">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="c8fe7">
                    <b>
                     <i>
                      Zooming in:
                     </i>
                    </b>
                    <i>
                     You don’t get a car.
                    </i>
                   </p>
                   <p data-block-key="7ebhp">
                    China’s consumers just aren’t buying cars these days: auto sales there are on track for their worst year since 2021, having plunged 20% in the first half. The country’s domestic economy has been in the doldrums for years, and rising fuel costs linked to the war in Iran haven’t helped.
                   </p>
                   <p data-block-key="fiing">
                    ▶ Thing is, when consumers
                    <i>
                     do
                    </i>
                    buy, they’re not buying foreign. Domestic automakers have been cutting prices and upping specs, and foreign rivals just can’t compete. In fact, since 2020, foreign car brands have seen their market share fall from 64% to 32%.
                   </p>
                   <p data-block-key="bsodd">
                    ⚠️ For high-end carmakers like Mercedes, which rely on China for some of their fattest profit margins, that’s a big hit.
                   </p>
                   <p data-block-key="fhm4g">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Best-case scenario…
                    </i>
                   </p>
                   <p data-block-key="937uu">
                    Even with its gloomier outlook, Mercedes is assuming that the Iran war won’t fully re-escalate this year – a factor it obviously can’t control. Instead, the automaker is focusing on what it can: cutting costs, including voluntary redundancies in Germany, shifting some production to lower-cost countries, and increasing automation.
                   </p>
                   <p data-block-key="ep2jr">
                    ⚠️ Of course, that won't help much if buyers – in China or anywhere else – steer
clear.
                   </p>
                  </div>
                 </td>
                </tr>
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-left:0;word-break:break-word;">
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                   <mj-raw>
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                     The Modern Investor Podcast
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                 <td align="left" class="s28">
                  <div class="s29">
                   <h3 data-block-key="7eos8">
                    <b>
                     Become the modern investor you're meant to be
                    </b>
                   </h3>
                   <p data-block-key="d4i92">
                    You're a modern investor – smart, time-poor, and looking for real, actionable insights.
                   </p>
                   <p data-block-key="1isn2">
                    The Modern Investor Podcast is your perfect listen. Each week, the investing pros at Finimize make sense of what’s happening in the markets and give you the straight scoop on the opportunities that others are
missing. They even invite some special guests and experts to join in.
                   </p>
                   <p data-block-key="245k7">
                    So give it a listen on
                    <a>
                     Apple
                    </a>
                    ,
                    <a>
                     Spotify
                    </a>
                    , or wherever you get your podcasts.
                   </p>
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                     ✨
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                    <span class="s18">
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                     London Modern Investor Summit
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                         London calling. And for once, it’s not to tell you your train’s been canceled.
                        </b>
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                       <p data-block-key="ejnrl">
                        On October 1st, we’re bringing together 400 retail investors and some of the smartest investing pros for
                        <a>
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                       </p>
                       <p data-block-key="71d5j">
                        We’ll talk about where money is moving,
what might move it next, and which opportunities are worth paying attention to
                        <a>
                         before everyone else
                        </a>
                        starts talking about them.
                       </p>
                       <p data-block-key="etc58">
                        There’ll be food, drinks, prizes, and time to meet the speakers and other guests –
                        <a>
                         glass in hand
                        </a>
                        , ideally.
                       </p>
                       <p data-block-key="7vksg">
                        Come for the
                        <a>
                         investing ideas
                        </a>
                        . Stay because you’ve missed the sensible train home anyway.
                       </p>
                       <p data-block-key="10btc">
                        And don't miss out on that first-mover advantage:
                        <a>
                         early bird pricing
                        </a>
                        ends on July 31st.
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                   <strong>
                    "You win some, you lose some, you wreck some."
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                   – Dale Earnhardt (an American NASCAR driver)
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        <!--[if mso | IE]>
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        <!--[if mso | IE]>
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<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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               <tbody>
                <tr>
                 <td align="left" class="s30">
                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     🎯
                    </span>
                    <span class="s18">
                     On Our Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
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</td></tr><tr><td class="" width="600px">
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<![endif]-->
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                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" class="s28">
                      <div class="s29">
                       <p data-block-key="aaghi">
                        <b>
                         1. Lethal pants.
                        </b>
                        Zara’s death trousers are the latest in
                        <a>
                         clothing that kills
                        </a>
                        .
                       </p>
                       <p data-block-key="a5u7p">
                        <b>
                         2. Saudi Arabia’s not playing games.
                        </b>
                        Inside the spectacle of the
                        <a>
                         Esports World Cup
                        </a>
                        .
                       </p>
                       <p data-block-key="ao41v">
                        <b>
                         3. XOXO.
                        </b>
                        The evolutionary origins of
                        <a>
                         hugs
and kisses
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
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        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
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     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="left" class="s5">
             <div class="s29">
              Stay classy, Sarah 😉 This issue of the Daily Brief was curated by
              <a class="s37">
               Charlie
              </a>
              ,
              <a class="s37">
               Reda
              </a>
              , and
              <a class="s37">
               Russell
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div class="s24">
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          <tbody>
           <tr>
            <td class="s14">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix s6">
              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s30">
                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     💌
                    </span>
                    <span class="s18">
                     THAT WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
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        </div>
        <!--[if mso | IE]>
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</td></tr></table>
<![endif]-->
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      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s33">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s38">
             <table border="0" cellpadding="0" cellspacing="0" class="s39" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s40" role="presentation" valign="middle">
                 <a class="s41" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s38">
             <table border="0" cellpadding="0" cellspacing="0" class="s39" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s40" role="presentation" valign="middle">
                 <a class="s41" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s38">
             <table border="0" cellpadding="0" cellspacing="0" class="s39" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s40" role="presentation" valign="middle">
                 <a class="s41" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s42">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s13" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0px;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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          <tbody>
           <tr>
            <td align="center" style="font-size:0px;padding:10px 25px;word-break:break-word;">
             <table border="0" cellpadding="0" cellspacing="0" class="s9" role="presentation">
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                <td style="width:140px;">
                 <a target="_blank">
                  <img alt="Finimize logo" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F97086975-4589-4b6b-9051-d924d20ed82c%252Fdaily-email-finimize-logo-outline.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3ODUyNzYxODcuMTgzNzUxOH0:1woptD:mjhrW5tp5GO-FvpQCLOtv7_LSp9DB88_OqBt6JCzJhs" width="140"/>
                 </a>
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        <!--[if mso | IE]>
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<![endif]-->
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s13" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-left:16px;padding-right:16px;padding-top:2px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s8">
             <!--[if mso | IE]>
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td>
<![endif]-->
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              <tbody>
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                <td class="s44">
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                     <a target="_blank">
                      <img alt="Instagram logo" class="s47" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F8255c6af-9db5-4be4-9b6b-471e1884044d%252Fdaily-email-instagram-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3ODUyNzYxODcuMTgzOTM1fQ:1woptD:RSa21K_fHbV4lMhZcCZMkveV6i2g1XkitroAGRf3y4Q" width="24"/>
                     </a>
                    </td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s43" role="presentation">
              <tbody>
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                  </tbody>
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             <!--[if mso | IE]>
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             <!--[if mso | IE]>
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                      <img alt="Tiktok logo" class="s47" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fmedia.sailthru.com%252Ffss%252Fflbsxd%252F03f325b1-2f85-4c7e-b7de-0b56e583a362%252Fdaily-email-tiktok-logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtZWRpYS5zYWlsdCIsInRpbWUiOjE3ODUyNzYxODcuMTg0NzEyNn0:1woptD:gJuglPUZci_jUhHyiJSrF_tUmWXCA96pVgsMEMNCutY" width="24"/>
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<![endif]-->
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        <!--[if mso | IE]>
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<![endif]-->
       </td>
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   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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            <td align="left" class="s48">
             <div class="s29">
              See your name in
              <s>
               lights
              </s>
              newsletter pixels:
              <a>
               partner with us
              </a>
              .
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            </td>
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             <div class="s29">
              If someone sent you this,
              <a>
               subscribe to get your own Daily Brief
              </a>
              – then take that pal out for dinner.
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             </p>
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</td></tr></table>
<![endif]-->
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             <div class="s49">
              Image credits: Midjourney | Midjourney
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              Crafted with passion by Finimize Ltd. | 23 Goswell Road, Barbican, London, EC1M 7AJ, UK.
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