Inboxes

Create an inbox to save and track emails. It's free!

+New inbox
Back
Back
Back 
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "//www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="//www.w3.org/1999/xhtml">
 <head>
  <title>
  </title>
  <meta content="text/html; charset=utf-8" http-equiv="Content-Type"/>
  <meta content="width=device-width, initial-scale=1, minimum-scale=1, maximum-scale=1" name="viewport"/>
  <!--[if !mso]><!-->
  <meta content="IE=Edge" http-equiv="X-UA-Compatible"/>
  <!--<![endif]-->
  <!--[if (gte mso 9)|(IE)]>
        <style type="text/css">
          table {border-collapse: collapse;}
          table, td {mso-table-lspace: 0pt;mso-table-rspace: 0pt;}
          img {-ms-interpolation-mode: bicubic;}
        </style>
      <![endif]-->
 </head>
 <body bgcolor="#FFFFFF" data-attributes="%7B%22dropped%22%3Atrue%2C%22bodybackground%22%3A%22%23FFFFFF%22%2C%22bodyfontname%22%3A%22arial%2Csans-serif%22%2C%22bodytextcolor%22%3A%22%23000000%22%2C%22bodylinkcolor%22%3A%22%231188e6%22%2C%22bodyfontsize%22%3A%2214px%22%7D" style="background: #FFFFFF; color: #000000; font-family: arial,sans-serif; font-size: 14px; margin: 0; min-width: 100%; padding: 0;" yahoofix="true">
  <center class="wrapper">
   <div class="webkit" style="font-family: arial, sans-serif;">
    <table bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="wrapper" style="-moz-text-size-adjust: 100%; -ms-text-size-adjust: 100%; -webkit-font-smoothing: antialiased; -webkit-text-size-adjust: 100%; table-layout: fixed; width: 100% !important;" width="100%">
     <tbody>
      <tr>
       <td bgcolor="#FFFFFF" valign="top" width="100%">
        <!--[if (gte mso 9)|(IE)]>
                        <table width="600" align="center" cellpadding="0" cellspacing="0" border="0">
                          <tr>
                            <td>
                              <![endif]-->
        <table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" class="module footer" data-attributes="%7B%22dropped%22%3Atrue%2C%22columns%22%3A1%2C%22padding%22%3A%2210%2C5%2C10%2C5%22%2C%22containerbackground%22%3A%22%23ffffff%22%7D" data-type="footer" role="module" style="color: #000000; max-width: 600px; padding: 10px 5px;" width="100%">
         <tbody>
          <!-- START DYNAMIC CONTENT -->
          <!-- START PREVIEW -->
          <tr>
           <td align="left" style="color: #000000; font-family: 'Courier New',courier,monospace; font-size: 18px; letter-spacing: -1px; line-height: 120%; padding: 20px 0; text-align: left;">
            Lambda School, a startup that trains software engineers for free in exchange for some of their future income, raised $30m.
           </td>
          </tr>
          <!-- END PREVIEW -->
          <!-- START MASTHEAD -->
          <tr>
           <td style="padding: 10px 0 0px;">
            <table border="0" cellpadding="0" cellspacing="0" width="100%">
             <tr>
              <td align="left" style="text-align: left;">
               <span style="color: #000000; font-family: 'Courier New',courier,monospace; font-size: 22px; font-weight: bold; letter-spacing: -1px; line-height: 100%; text-decoration: none;">
                The Hustle
               </span>
              </td>
              <td align="right" style="color: #000000; font-family: 'Courier New',courier,monospace; font-size: 10px; font-weight: bold; height: 100%; letter-spacing: -1px; line-height: 100%; padding-right: 10px; text-align: right; width: 50px;">
               Sponsored by
              </td>
              <td align="right" style="width: 100px;">
               <a style="color: #ed4d1f; text-decoration: none;">
                <img alt="Morgan Stanley" src="https://inboxflows.com/_/image/https%253A%252F%252Fthdaily.s3-us-west-1.amazonaws.com%252FAccessInvesting_MS_20190104225735.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ0aGRhaWx5LnMzLSJ9:1kXOrL:K2QJ_ri2qoWZ27A_EoT8NqfSTZUzgj4rvcpIWRqaTaY" style="width: 100px;" width="100"/>
               </a>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <!-- END MASTHEAD -->
          <!-- START HERO -->
          <tr>
           <td>
            <a style="color: #ed4d1f; text-decoration: none;">
             <img alt="The Hustle Daily Email" src="https://inboxflows.com/_/image/https%253A%252F%252Fthdaily.s3-us-west-1.amazonaws.com%252Flambda_20190108223039.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ0aGRhaWx5LnMzLSJ9:1kXOrL:K2QJ_ri2qoWZ27A_EoT8NqfSTZUzgj4rvcpIWRqaTaY" style="height: auto; width: 100%;"/>
            </a>
           </td>
          </tr>
          <!-- END HERO -->
          <!-- START SHARE ME NOW BRIEF -->
          <tr id="news1">
           <td>
            <h2 style="font-family: arial, sans-serif; font-size: 26px; font-weight: bold; line-height: 120%; margin-bottom: 16px; margin-top: 36px;">
             <strong>
              Lambda raises $30m to ‘invest’ in students... in exchange for some of their income
             </strong>
            </h2>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Lambda School, an education startup that offers tuition-free data science and coding courses for a slice of future paychecks, raised
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              $30m
             </a>
             to expand its 6-month programs into high-demand industries like nursing and cybersecurity.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             With student debt on the rise, ‘income sharing agreements’ (ISAs) that don’t require upfront loans are becoming a more popular way to finance education -- but critics disagree about their benefits.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Treating students like investments instead of customers
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Lambda students don’t pay a dime while they’re taking courses. Instead, they fork over 17% of their income for 2 years once they’ve landed jobs that pay at least $50k per year (up to a maximum of $30k).
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Other programs offer similar arrangements: Traditional universities like Purdue and startup boot camps like App Academy and General Assembly
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              offer
             </a>
             similar ISA programs.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Proponents claim that since ISA schools make money only when their students succeed, ISA programs are a better business model for higher education that should be copied at all colleges and universities. But not everyone agrees...
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Good luck, theater majors
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Critics argue that since for-profit ISAs rely on high-earning alumni to make money, they aren’t a great solution for general education since they don’t work for most types of jobs.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Take Lambda’s business model: It works well for students pursuing tech jobs (83% of Lambda alums earn $70k within 6 months of graduation).
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             But the Lambda model doesn’t work in many other industries: In New York, for example, median salaries for therapists, nurses, and most teachers are
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              under $50k
             </a>
             -- below Lambda’s threshold of profitability.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Higher education still has a lot to learn
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             ISAs like Lambda are joining other alternative education enterprises (such as MOOCs — massive open online courses — and specialized boot camps) in trying to build a cheaper model for higher education.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             With investors pouring
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              $9.5B
             </a>
             into ed-tech startups, companies like Lambda will continue to grow in the short term.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             But given the unstable market, it’s still unclear whether Lambda’s business model will succeed in the long term. But for the average college student, who graduates with
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              $39k
             </a>
             in debt and takes 10 years to pay it off, it sounds like a good deal in the meantime.
            </p>
           </td>
          </tr>
          <!-- START SHARING -->
          <tr>
           <td align="center" id="link" style="font-family: 'Courier New',courier,monospace; font-size: 26px; line-height: 120%; padding: 15px 0; text-align: center;">
            It’s all Greek to me..
           </td>
          </tr>
          <tr>
           <td>
            <table style="text-align: center; width: 100%;">
             <tbody>
              <tr>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #ed4d1f; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 <img alt="Share on Facebook" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fshare_fb.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU"/>
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #ed4d1f; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 <img alt="Share on LinkedIn" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fshare_li.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU"/>
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #ed4d1f; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 <img alt="Share on Twitter" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fshare_tw.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU"/>
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #ed4d1f; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 <img alt="View in Browser" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fshare_new.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU"/>
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <!-- END SHARING -->
          <tr>
           <td id="break1" style="border-bottom-color: #dddddd; border-bottom-style: solid; border-bottom-width: 1px; height: 30px;">
           </td>
          </tr>
          <!-- END SHARE ME NOW BRIEF -->
          <!-- START BRIEF -->
          <tr id="news1">
           <td>
            <h2 style="font-family: arial, sans-serif; font-size: 26px; font-weight: bold; line-height: 120%; margin-bottom: 16px; margin-top: 36px;">
             <strong>
              Amazon will use AI to deliver free samples of products it knows you want
             </strong>
            </h2>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Amazon has a new ad strategy that could throw a monstrous haymaker to the jaws of Facebook and Google’s online ad dominance. That is... if it connects.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Per
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              <em>
               Axios
              </em>
             </a>
             <em>
              ,
             </em>
             the e-commerce giant is testing a program that partners with brands like Maybelline and Folgers to send free samples to potential buyers’ doorsteps through Amazon’s delivery service.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Makes sense. Alexa sees you when you sleep, she knows when you’re awake, and she knows what you shop for online.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              This could be a game changer
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             While most of Amazon’s $5B in ad revenue comes through targeted ads online, the company believes combining the ol’ “Avon lady” approach with customer data will provide “a
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              higher
             </a>
             conversion than display ads.”
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Analysts also predict the samples will create opportunities for Amazon to sell more of its own packaged goods and products.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Convenience always wins
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             While some test subjects were
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              perplexed
             </a>
             after wakin’ up to Folgers in their cup (or rather, their mailbox), a recent
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              survey
             </a>
             of 1.5k individuals found that only 33% were wary of their data being shared with 3rd parties.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             And with more than 100m Prime services subscribers, analysts believe this is a major breakthrough in its efforts to throw Google and Facebook from their ad-dominated hills.
            </p>
           </td>
          </tr>
          <!-- START TAKE -->
          <tr id="take">
           <td style="padding-top: 10px;">
           </td>
          </tr>
          <tr>
           <td bgcolor="#f5f8fa" style="background: #f5f8fa; border: 1px solid #dedede; border-radius: 10px; color: #000000;">
            <table style="border-spacing: 0; width: 100%;" width="100%">
             <tr>
              <td bgcolor="#1da1f2" colspan="2" style="background: #1da1f2; border-top-left-radius: 10px; border-top-right-radius: 10px; color: #ffffff; font-family: arial, sans-serif; font-size: 14px; font-weight: bold; padding: 8px; vertical-align: top;" valign="top">
               <img src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ftwitter_logo.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="width: 14px;" width="14"/>
               @ Me Anything
              </td>
             </tr>
             <tr>
             </tr>
             <tr>
              <td style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding: 10px 5px; vertical-align: top;" valign="top">
               <a style="color: #ed4d1f; text-decoration: none;">
                <img src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ftwitter_wes.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="width: 60px;" width="60"/>
               </a>
              </td>
              <td style="font-family: arial, sans-serif; font-size: 15px; line-height: 130%; padding: 10px 5px; vertical-align: top;" valign="top">
               <a style="color: #ed4d1f; text-decoration: none;">
                <span style="color: #000000; font-size: 16px; font-weight: bold;">
                 Wes Schlagenhauf
                </span>
                <span style="color: #000000; font-size: 16px;">
                 , News Writer at The Hustle
                </span>
                <br/>
                <span style="color: #657786; font-size: 14px;">
                 @wesschlagenhauf
                </span>
               </a>
               <br/>
               Having a hard time seeing how far Amazon can take this. Are they prepared to mine the cold abyss of our online shopping carts? Or are we all gonna end up with a lifetime supply of Folger’s coffee and skincare samples?
               <br/>
               <a style="color: #ed4d1f; text-decoration: none;">
                Show this thread
               </a>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td style="padding-top: 10px;">
           </td>
          </tr>
          <!-- END TAKE -->
          <!-- START LINK -->
          <tr>
           <td id="link" style="border-bottom-color: #dddddd; border-bottom-style: solid; border-bottom-width: 1px; padding: 10px 0 40px;">
            <table class="emailshare" style="border-spacing: 0; font-family: 'Arial',sans-serif;">
             <tbody>
              <tr>
               <td align="center" bgcolor="#000000" style="background: #000000; border: 2px solid #000000; border-radius: 3px 0 0 3px; font-size: 14px; height: 21px; padding: 0; text-align: center; vertical-align: middle; width: 21px;" valign="middle">
                <span style="color: #ffffff; display: block; float: none; font-weight: bold; text-align: center;">
                 »
                </span>
               </td>
               <td style="border-color: #000; border-radius: 0 3px 3px 0; border-style: solid; border-width: 2px 2px 2px 0; font-size: 14px; padding: 0 8px; vertical-align: top;" valign="top">
                <a style="color: #000000; font-size: 12px; font-weight: bold; line-height: 21px; text-decoration: none;">
                 Door-to-door Amazon
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <!-- END LINK -->
          <!-- END BRIEF -->
          <!-- START BRIEF -->
          <tr id="news1">
           <td>
            <h2 style="font-family: arial, sans-serif; font-size: 26px; font-weight: bold; line-height: 120%; margin-bottom: 16px; margin-top: 36px;">
             <strong>
              SoftBank slashes its majority stake in WeWork to a modest $2B
             </strong>
            </h2>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Weeks after SoftBank’s Vision Fund planned a towering $16B investment in WeWork, it will reportedly pare down what would’ve been a majority stake in the company to just
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              $2B
             </a>
             .
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             It’s fair to assume the investment firm got cold feet over its massive investment in a wildly
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              unprofitable
             </a>
             , $20B shared office space provider. But, as
             <em>
              The Wall Street Journal
             </em>
             points out, for the first time, market turbulence has exposed a crack in SoftBank’s financial armor as well.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              The cash king isn’t as liquid as it anticipated
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             The original $16B plan would’ve been one of the largest investments ever in a private tech startup -- a risky bet for SoftBank, which weathered a
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              36%
             </a>
             drop in share price since its September peak (not to mention a
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              disappointing
             </a>
             IPO for its Japanese mobile unit).
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             That said, SoftBank’s confidence in the company formerly known as WeWork (now rebranded to
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              We Company
             </a>
             ) has long been controversial among higher-ups and investors. Many felt WeWork’s valuation was lofty for a “tech” startup focused mainly on costly real estate.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              But let’s not get our Vision Funds in a bunch
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Maybe WeWork’s valuation is… overhyped, and maybe SoftBank’s balance sheet ain’t as liquid and limber as once boasted, but $2B is still an ungodly sum of money.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             It brings SoftBank’s total investment in the company to a solid $10B, and, as
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              <em>
               Axios
              </em>
             </a>
             points out, if the tech market
             <em>
              was
             </em>
             in trouble, not even an investor as trigger-happy as Masayoshi Son would drop that kind of dough.
            </p>
           </td>
          </tr>
          <!-- START LINK -->
          <tr>
           <td id="link" style="border-bottom-color: #dddddd; border-bottom-style: solid; border-bottom-width: 1px; padding: 10px 0 40px;">
            <table class="emailshare" style="border-spacing: 0; font-family: 'Arial',sans-serif;">
             <tbody>
              <tr>
               <td align="center" bgcolor="#000000" style="background: #000000; border: 2px solid #000000; border-radius: 3px 0 0 3px; font-size: 14px; height: 21px; padding: 0; text-align: center; vertical-align: middle; width: 21px;" valign="middle">
                <span style="color: #ffffff; display: block; float: none; font-weight: bold; text-align: center;">
                 »
                </span>
               </td>
               <td style="border-color: #000; border-radius: 0 3px 3px 0; border-style: solid; border-width: 2px 2px 2px 0; font-size: 14px; padding: 0 8px; vertical-align: top;" valign="top">
                <a style="color: #000000; font-size: 12px; font-weight: bold; line-height: 21px; text-decoration: none;">
                 Good lawd that’s a lot of money
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <!-- END LINK -->
          <!-- END BRIEF -->
          <!-- START BRIEF -->
          <tr id="news1">
           <td>
            <h2 style="font-family: arial, sans-serif; font-size: 26px; font-weight: bold; line-height: 120%; margin-bottom: 16px; margin-top: 36px;">
             <strong>
              Overtired workers cost Japan $138B, and businesses are desperate to encourage naps
             </strong>
            </h2>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             In a world full of night owls and overachievers, Japanese employees are the
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              most sleep deprived
             </a>
             of all, according to research reported by
             <em>
              The Guardian
             </em>
             .
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             This doesn’t just make Japanese employees cranky, it also makes them unproductive, allegedly costing the economy $138B per year. Now, to keep workers chipper, businesses are practically begging workers to hit the hay.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Sleeping on the job
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             On average, Japanese workers get 6 hours and 35 minutes of sleep per night (and executives even less), making Japan the most
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              sleep deprived
             </a>
             country in the world.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             But, just because workers don’t sleep in bed doesn’t mean they don’t sleep elsewhere: Many Japanese proudly practice ‘inemuri’ -- the act of ‘sleeping while present’ in meetings or presentations, sometimes while standing up.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             So, since workers won’t go to bed on their own (92.6% of Japanese adults acknowledge they don’t get enough sleep), desperate employers are starting to mandate nap time.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              Rise of the ‘nap economy’
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Many Japanese companies discourage overtime and insist their employees leave by 9 pm to ensure they get enough sleep.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Some companies are also building ‘strategic nap rooms,’ complete with aromatherapy machines and noise blockers, to reduce in-meeting naps.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Another Japanese company called Crazy created a sleep-monitoring app that rewards employees up to $580 per year for getting more than 6 hours of sleep per night (which, for the record, is still 1 hour less than recommended).
            </p>
           </td>
          </tr>
          <!-- START LINK -->
          <tr>
           <td id="link" style="border-bottom-color: #dddddd; border-bottom-style: solid; border-bottom-width: 1px; padding: 10px 0 40px;">
            <table class="emailshare" style="border-spacing: 0; font-family: 'Arial',sans-serif;">
             <tbody>
              <tr>
               <td align="center" bgcolor="#000000" style="background: #000000; border: 2px solid #000000; border-radius: 3px 0 0 3px; font-size: 14px; height: 21px; padding: 0; text-align: center; vertical-align: middle; width: 21px;" valign="middle">
                <span style="color: #ffffff; display: block; float: none; font-weight: bold; text-align: center;">
                 »
                </span>
               </td>
               <td style="border-color: #000; border-radius: 0 3px 3px 0; border-style: solid; border-width: 2px 2px 2px 0; font-size: 14px; padding: 0 8px; vertical-align: top;" valign="top">
                <a style="color: #000000; font-size: 12px; font-weight: bold; line-height: 21px; text-decoration: none;">
                 It’s a siesta fiesta
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <!-- END LINK -->
          <!-- END BRIEF -->
          <!-- START EXTRA HTML -->
          <tr>
           <td>
            <table style="border-spacing: 0px;">
             <tr>
              <td align="center" bgcolor="#dedede" style="background: #dedede; color: #5c5c5c; font-family: 'Arial',sans-serif; font-size: 10px; font-weight: bold; letter-spacing: 1.5px; padding: 5px 0; text-align: center; width: 100px;">
               SPONSORED
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr id="sponsored">
           <td>
            <h2 style="font-family: arial, sans-serif; font-size: 26px; font-weight: bold; line-height: 120%; margin-bottom: 16px; margin-top: 36px;">
             <strong>
              Reason #77943 to start investing: Put a roof over your head
             </strong>
            </h2>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             And not 30 years from now. We’re talking about a strategy to help put you in your first home before your hair goes gray.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             A sizeable down payment seems daunting, but you’re lucky. You’ve got
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              Access Investing
              <sup>
               SM
              </sup>
             </a>
             from Morgan Stanley -- the simple way to save for your 2-bed rambler.
            </p>
            <h4 style="font-family: arial, sans-serif; font-size: 18px; font-weight: bold; margin-bottom: 8px; margin-top: 16px;">
             <strong>
              The difference is in the “mix”
             </strong>
            </h4>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              Access Investing
             </a>
             is more than a robo-advisor. Behind their advanced forecasting and analysis, there are investing experts with 80+ years’ experience guiding your investments to help you meet your goal.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Access Investing, and the finance aces behind it, actively look out for your investment using cutting-edge algorithms to adjust your portfolio as market conditions change.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             Meanwhile, you have the tools to monitor your portfolio. So if your goals or expectations change -- like needing an extra “surprise” bedroom -- you can take action immediately.
            </p>
            <p style="font-family: arial, sans-serif; font-size: 15px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             It’s simple, clear, and transparent investing with a minimum of just
             <a style="-webkit-text-fill-color: #ed4d1f; color: #ed4d1f; text-decoration: none;">
              $5000
             </a>
             and a flat 0.35% annual advisory fee. You know what we call that?**
            </p>
           </td>
          </tr>
          <tr id="cta">
           <td align="center" style="padding: 20px 0 40px; text-align: center; width: 100%;">
            <a style="background: #ffffff; border: 2px solid #000000; border-radius: 3px; color: #000000; font-family: 'Courier New',courier,monospace; font-size: 14px; font-weight: bold; letter-spacing: -0.5px; padding: 10px 15px; text-decoration: none;">
             Being financially woke →
            </a>
           </td>
          </tr>
          <tr id="disclaimer">
           <td style="color: #717171 !important; font-size: 10px !important; font-style: italic; line-height: 120%;">
            <p style="font-family: arial, sans-serif; font-size: 10px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             <em>
              <strong>
               FINE-ISH PRINT:
              </strong>
              For additional important information regarding Morgan Stanley Access Investing,
              <a style="color: #ed4d1f; text-decoration: none;">
               click here.
              </a>
             </em>
            </p>
           </td>
          </tr>
          <tr id="tracking">
           <td>
            <img alt="Advertisement" border="0" height="1" src="https://inboxflows.com/_/image/https%253A%252F%252Fad.doubleclick.net%252Fddm%252Ftrackimp%252FN960840.2768207THEHUSTLE%252FB22119497.236359994%253Bdc_trk_aid%253D433886442%253Bdc_trk_cid%253D110247872%253Bord%253D%255Btimestamp%255D%253Bdc_lat%253D%253Bdc_rdid%253D%253Btag_for_child_directed_treatment%253D%253Btfua%253D%253F/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhZC5kb3VibGVjbCJ9:1kXOrL:njow_8iG0dHEsHYhTkzEWwMLAFrS5uY-kX9Ti_8Io0E" width="1"/>
           </td>
          </tr>
          <tr>
           <td style="padding-bottom: 60px;">
           </td>
          </tr>
          <!-- END EXTRA HTML -->
          <!-- START EXTRA HTML -->
          <tr>
           <td>
            <table style="border-spacing: 0px;">
             <tr>
              <td align="center" bgcolor="#dedede" style="background: #dedede; color: #5c5c5c; font-family: 'Arial',sans-serif; font-size: 10px; font-weight: bold; letter-spacing: 1.5px; padding: 5px 0; text-align: center; width: 100px;">
               SPONSORED
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" bgcolor="#000000" style="background: #000000; color: #ffffff; font-family: 'Courier',monospace; font-size: 16px; font-weight: bold; letter-spacing: 1px; padding: 8px 10px; text-align: left; width: 100%;">
            if this, then...
           </td>
          </tr>
          <tr id="ifttt">
           <td>
            <h4 dir="ltr" style="font-family: arial, sans-serif; font-size: 20px; font-weight: bold; margin-bottom: 14px; margin-top: 18px;">
             If you need
             <span style="font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              a pillow
             </span>
             , then try
             <span style="color: #ed4d1f; font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              <a style="color: #ed4d1f; text-decoration: none;">
               Doris
              </a>
             </span>
             .
            </h4>
            <h4 dir="ltr" style="font-family: arial, sans-serif; font-size: 20px; font-weight: bold; margin-bottom: 8px; margin-top: 18px;">
             If you need
             <span style="font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              life insurance
             </span>
             , then try
             <span style="color: #ed4d1f; font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              <a style="color: #ed4d1f; text-decoration: none;">
               Policygenius
              </a>
             </span>
             .
            </h4>
            <h4 dir="ltr" style="font-family: arial, sans-serif; font-size: 20px; font-weight: bold; margin-bottom: 8px; margin-top: 18px;">
             If you need
             <span style="font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              a zoodler
             </span>
             , then buy
             <span style="color: #ed4d1f; font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              <a style="color: #ed4d1f; text-decoration: none;">
               Brieftons
              </a>
             </span>
             .
            </h4>
            <h4 dir="ltr" style="font-family: arial, sans-serif; font-size: 20px; font-weight: bold; margin-bottom: 8px; margin-top: 18px;">
             If you need
             <span style="font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              a kick-ass domain
             </span>
             , then try
             <span style="color: #ed4d1f; font-family: 'Courier',monospace; font-size: 24px; text-decoration: underline;">
              <a style="color: #ed4d1f; text-decoration: none;">
               .SUCKS
              </a>
             </span>
             .
            </h4>
           </td>
          </tr>
          <tr>
           <td style="padding-bottom: 60px;">
           </td>
          </tr>
          <!-- END EXTRA HTML -->
          <!-- START SONG -->
          <tr>
           <td style="padding-bottom: 20px;">
            <table>
             <tr>
              <td rowspan="3" style="vertical-align: middle;" valign="middle">
               <img alt="Now Playing" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fmusic_bars.gif/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="height: auto; width: 20px;" width="20"/>
              </td>
              <td rowspan="3" style="font-family: 'Courier New',courier,monospace; font-size: 14px; font-weight: bold; line-height: 120%; padding-left: 10px; padding-right: 10px; padding-top: 3px; vertical-align: middle; width: 64px;" valign="middle">
               Now Playing:
              </td>
             </tr>
             <tr>
              <td style="font-size: 14px;">
               <a style="color: #ed4d1f; text-decoration: none;">
                <strong>
                 Balance, Future Islands
                </strong>
               </a>
               . Good things take time.
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <!-- END SONG -->
          <tr class="hidethis">
           <td>
            <table style="border-spacing: 0;">
             <tr>
              <td align="center" bgcolor="#000000" style="background: #000000; color: #ffffff; font-size: 32px; font-weight: bold; line-height: 100%; max-width: 100px; padding: 10px 10px 0px; text-align: center;">
               0
              </td>
              <td align="right" bgcolor="#000000" rowspan="2" style="background: #000000; font-family: 'Arial',sans-serif; font-size: 14px; font-weight: bold; padding: 5px 10px; text-align: right; width: 100%;">
               <a style="background: #ff5938; border-radius: 3px; color: #ffffff; font-size: 12px; padding: 12px 10px; text-decoration: none;">
                SHARE THE HUSTLE
               </a>
              </td>
             </tr>
             <tr>
              <td align="center " bgcolor="#000000 " style="background: #000000; color: #ffffff; font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px; line-height: 100%; padding: 4px 20px 10px; text-align: center;">
               REFERRALS
              </td>
             </tr>
             <tr>
              <td align="center" bgcolor="#ffffff" colspan="2" style="background: #ffffff; color: #000000; padding-bottom: 5px; padding-top: 10px; text-align: center; width: 100%;">
               <a style="color: #000000; font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 120%; text-decoration: none;">
                //ambassadors.thehustle.co/?ref=950fce10a7
               </a>
              </td>
             </tr>
             <tr>
              <td align="center" bgcolor="#ffffff" colspan="2" style="background: #ffffff; border-bottom-color: #000000; border-bottom-style: solid; border-bottom-width: 3px; color: #000000; padding-bottom: 10px; text-align: center; width: 100%;">
               <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px; line-height: 100%;">
                YOUR UNIQUE URL
               </span>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr id="credits">
           <td class="credits">
            <table style="width: 100%;">
             <tbody>
              <tr>
               <td colspan="2" style="padding-top: 20px;">
                <table style="text-align: center; width: 100%;">
                 <tr>
                  <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 13px; font-weight: bold; line-height: 120%; min-width: 130px; padding: 5px; text-align: center;">
                   <a style="color: #ed4d1f; text-decoration: none;">
                    <img alt="Zack Crockett" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ffooter_zack.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px; width: 60px;"/>
                   </a>
                   <br/>
                   Zack Crockett
                   <br/>
                   <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px;">
                    NEWS WRITER
                   </span>
                  </td>
                  <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 13px; font-weight: bold; line-height: 120%; min-width: 130px; padding: 5px; text-align: center;">
                   <a style="color: #ed4d1f; text-decoration: none;">
                    <img alt="Wes Schlagenhauf" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ffooter_wes.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px; width: 60px;"/>
                   </a>
                   <br/>
                   Wes Schlagenhauf
                   <br/>
                   <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px;">
                    NEWS WRITER
                   </span>
                  </td>
                  <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 13px; font-weight: bold; line-height: 120%; min-width: 130px; padding: 5px; text-align: center;">
                   <img alt="Conor Grant" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fconor_grant.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px; width: 60px;"/>
                   <br/>
                   Conor Grant
                   <br/>
                   <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px;">
                    NEWS WRITER
                   </span>
                  </td>
                  <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 13px; font-weight: bold; line-height: 120%; min-width: 130px; padding: 5px; text-align: center;">
                   <a style="color: #ed4d1f; text-decoration: none;">
                    <img alt="Kolby Hatch" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fkolby_footer.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px; width: 60px;"/>
                   </a>
                   <br/>
                   Kolby Hatch
                   <br/>
                   <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px;">
                    AD WRITER
                   </span>
                  </td>
                 </tr>
                </table>
               </td>
              </tr>
              <tr style="line-height: 120%;">
               <td align="center" style="font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 120%; padding: 20px 0; text-align: center; width: 50%;">
                <a style="color: #000000; text-decoration: none;">
                 Lindsey “Free samples are my rock” Quinn
                </a>
                <br/>
                <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px;">
                 MANAGING EDITOR
                </span>
               </td>
               <td align="center" style="font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 100%; padding: 20px 0; text-align: center; width: 50%;">
                Preston Creases
                <br/>
                <span style="font-family: 'Arial',sans-serif; font-size: 8px; font-weight: normal; letter-spacing: 1px; text-transform: uppercase;">
                 VP of Dry Cleaning
                </span>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <tr id="classifieds">
           <td align="center" style="border-top-color: #000000; border-top-style: solid; border-top-width: 3px; font-family: 'Arial',sans-serif; padding: 12px 0; text-align: center;">
            <table style="width: 100%;">
             <tbody>
              <tr>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #000000; font-size: 16px; font-weight: bold; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 SUBSCRIBE
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #000000; font-size: 16px; font-weight: bold; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 JOBS
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #000000; font-size: 16px; font-weight: bold; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 ADVERTISE
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #000000; font-size: 16px; font-weight: bold; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 EVENTS
                </a>
               </td>
               <td align="center" style="display: inline-block; padding: 5px 0; text-align: center;">
                <a style="color: #000000; font-size: 16px; font-weight: bold; padding: 0 8px; text-decoration: none; white-space: nowrap;">
                 SHOP
                </a>
               </td>
              </tr>
              <tr>
               <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 120%; padding: 20px; text-align: center;">
                <a style="color: #ed4d1f; text-decoration: none;">
                 <img alt="Facebook" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ffooter_facebook.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px;"/>
                </a>
               </td>
               <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 120%; padding: 5px 20px; text-align: center;">
                <a style="color: #ed4d1f; text-decoration: none;">
                 <img alt="Instagram" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ffooter_instagram.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px;"/>
                </a>
               </td>
               <td align="center" style="display: inline-block; font-family: 'Courier New',courier,monospace; font-size: 16px; font-weight: bold; line-height: 120%; padding: 5px 20px; text-align: center;">
                <a style="color: #ed4d1f; text-decoration: none;">
                 <img alt="YouTube" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Ffooter_youtube.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="padding-bottom: 10px;"/>
                </a>
               </td>
              </tr>
              <tr>
               <td style="padding-bottom: 20px; padding-top: 10px;">
                <a style="background: #ffffff; border: 2px solid #000000; border-radius: 3px; color: #000000; font-family: 'Courier New',courier,monospace; font-size: 14px; font-weight: bold; letter-spacing: -0.5px; padding: 10px 15px; text-decoration: none;">
                 Join our Instagram community →
                </a>
               </td>
              </tr>
             </tbody>
            </table>
           </td>
          </tr>
          <tr>
           <td align="center" bgcolor="#000000" style="background: #000000; border: 0; color: #ffffff; font-family: 'Courier New',courier,monospace; font-size: 11px; font-weight: bold; line-height: 120%; padding: 8px 5px; text-align: center;">
            You opted in by signing up, attending an event, or through divine intervention.
           </td>
          </tr>
          <tr>
           <td align="center" style="border-bottom-color: #000000; border-bottom-style: solid; border-bottom-width: 3px; font-family: 'Arial',sans-serif; font-size: 10px; font-weight: bold; letter-spacing: 0.5px; line-height: 120%; padding: 4px; text-align: center;">
            <a style="color: #000000; text-decoration: none;">
             251 KEARNY STREET, FLOOR 3, SAN FRANCISCO, CA 94108, UNITED STATES
            </a>
            •
            <a style="color: #000000; text-decoration: none;">
             415.506.7210
            </a>
           </td>
          </tr>
          <tr class="hidethis">
           <td align="center" bgcolor="#ffffff" role="module-content" style="color: #a9a9a9; font-size: 12px; line-height: 120%; margin: 0; padding: 10px 0px; text-align: center;" valign="top">
            Never want to hear from us again? Break our hearts and
            <a style="color: #a9a9a9; text-decoration: underline;">
             unsubscribe
            </a>
           </td>
          </tr>
          <tr>
           <td align="center" style="padding-bottom: 20px; padding-top: 20px; text-align: center;">
            <center>
             <span style="display: block; float: none; text-align: center;">
              <a style="color: #ed4d1f; text-decoration: none;">
               <img alt="The Hustle" height="22" src="https://inboxflows.com/_/image/https%253A%252F%252Fs3-us-west-1.amazonaws.com%252Fthdaily%252Fth_daily_email_logo.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZzMy11cy13ZXN0LSJ9:1kXOrL:fzlPZ0mHtP7NHTu_CeqsXechTOaBJFi1wPVU1Rl51tU" style="height: 22px; width: 100px;" width="100"/>
              </a>
             </span>
            </center>
           </td>
          </tr>
          <!-- START PADDING -->
          <tr>
           <td style="padding-bottom: 15px;">
           </td>
          </tr>
          <!-- END PADDING -->
          <!-- START EXTRA HTML -->
          <tr id="disclaimer">
           <td style="color: #717171 !important; font-size: 10px !important; font-style: italic; line-height: 120%;">
            <p style="font-family: arial, sans-serif; font-size: 10px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             <em>
              **This is a Morgan Stanley sponsored post.  Articles provided for this newsletter are for informational purposes only and their accuracy and completeness are not guaranteed by Morgan Stanley Smith Barney LLC ("Morgan Stanley"). The Hustle is neither employed by nor affiliated with Morgan Stanley and their opinions do not necessarily reflect those of Morgan Stanley. By providing this third party publication, link to a third party web site or online publication or article, Morgan Stanley is not implying an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Morgan Stanley of any information contained in the publication. Morgan Stanley is not responsible for the information contained on any third party web site or your use of or inability to use such site. You should also be aware of the terms and conditions of the third party web site and the site's privacy policy. This information is not a solicitation on our part with respect to the purchase or sale of any securities, investments, strategies or products that may be mentioned. In addition, the information and data used in the publication or article are as of the date of the article when it was written and are subject to change without notice.
             </em>
            </p>
            <p style="font-family: arial, sans-serif; font-size: 10px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             <em>
              The 0.35% annual advisory fee does not include, and is in addition to, the fees related to owning shares of exchange-traded funds and mutual funds.
             </em>
            </p>
            <p style="font-family: arial, sans-serif; font-size: 10px; line-height: 120%; margin: 0; padding-bottom: 12px;">
             <em>
              Morgan Stanley Access Investing
              <sup>
               SM
              </sup>
              is a service mark of Morgan Stanley Smith Barney LLC. ©2019 Morgan Stanley Smith Barney LLC. Member SIPC.
             </em>
            </p>
           </td>
          </tr>
          <!-- END EXTRA HTML -->
          <!-- END DYNAMIC CONTENT -->
         </tbody>
        </table>
        <!--[if (gte mso 9)|(IE)]>
                            </td>
                          </tr>
                        </table>
                      <![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
  </center>
  <img alt="" border="0" height="1" src="https://inboxflows.com/_/image/http%253A%252F%252Fclick.thehustle.co%252Fwf%252Fopen%253Fupn%253DEbKgGdJ-2FyaBjZnYkL-2Fp0p-2FUYy8lG93ajcqsz7HMox3LAz9p-2BDw08m4nPbBpkCfn0K6dTvyQQ-2BOWIAnS5vMSEsvyMeSyi9q8XqjQtmmydP2SxteoknkfBxxrvrqeY7r-2BItxJYgJo5JG8pyPWfIe6iD4m916JM6UJfXMAF3BKP-2FDFIAiUnPVi7olQShA28vz1-2BFPx5Msq4vhrvH6z05Djkv4eX61jXRc-2FR9mcfcP9gcs8F77SINHb5-2FHSDV4yCzAUt-2BMO-2FIU4RyqCm42VvQsHUjNPHP9-2FjDwFFB-2BJbbKdCUFWoKak4jVZj4HErg-2FRC4NTBcQ10P9U7hIJyVTGLdGqISxk29DpauryHuGqp7hR6BlpUMrUCWr6oDSEK4BVTjdyjbB2o8ff70FqIbsl6rrU2Gw-3D-3D/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRmNsaWNrLnRoZWh1cyJ9:1kXOrL:d6AZimjzOHD0ZHjjqLS4iMAwlwNuWUuazUKBxH8NyOQ" style="height:1px !important;width:1px !important;border-width:0 !important;margin-top:0 !important;margin-bottom:0 !important;margin-right:0 !important;margin-left:0 !important;padding-top:0 !important;padding-bottom:0 !important;padding-right:0 !important;padding-left:0 !important;" width="1"/>
 </body>
</html>