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   interest-bau-cross-sell-uk-2
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   While you continue to send and spend it
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                   <strong>
                    Earn a return while you send and spend
                   </strong>
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                   If you’re looking for a way to supercharge your money, Wise Interest is your answer. In just a few taps, you can start earning a variable* rate of  3.22% on GBP, 1.80% on EUR and 3.39% on USD.
                  </p>
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                   Got questions about how it all works? Our FAQ pages have everything you need to know about Interest and more.
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz2-2FMynHUsrxmNX1Hkg39OdQ-3DSpQP_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhSQztG-2Fm2tH5xCv9211ZDBo4Cf0LuknIQSvEsCEQ5NobyizoIY8lHJB8lscPC4gDLi2siUGOPwcTNj7s5XDHeODal89mVr6yXQkn3sPkpCOXVCr5bf7B506Y9pONvaam3VAgEDfJRCfpVbVm1jpnIBY3-2FXSYQB8vFm9EIN8R-2FY-2B2OhJ4TOngIuUoSZmRHn6-2Fgdh1VzzF4IcK00y0NHtZkahmywM7N1RqEfLsQWcJSeafECXfMnbbrKLxHc1uIqXqygj-2BszcM8VNvGBa5FJllKn6QPAGAbXqoXeURgA79cLysiyazzZZ0dmoJBObWLONVkJxhRc0pSYEBUZpatuy2QfiZMAhCYLAlCwmcfqsHIUa1fmru0FYDMNwfy2rPomySqQKiILctFrcYL4I7VuHF58U5dDLViy6Jpvd2307Q5677XEiNiutIVyaAWHmF2n4eCbI5znSnYaWBlMIqzYNudpnoeXMyNMOJfYpvQyOfFzfuXZBo-2BvZXvsxUeCcW8IH5E0pVrKx1DYO0Xodgi2nTkIx-2BWapPMAmmtT-2BoBVXrUleaWSB4j4TU-2FrqQETEhQLe4tUrtMwiEntd0im0asMYbiPHVdh19GYZA56k-2FzugSx2xNm6Ofa3IxPLzeo-2B4j2-2FZ-2B6h1CD8EhV7TLvkYVBHTxW6KcxDv-2BEhZC6rqK0pg3qiRk" target="_blank" hidden>
	<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://wise.com/flows/assets-deeplink/open?type=MMF&lid=zohdx9656xv0" style="height:54px; v-text-anchor:middle; width:323px" arcsize="50%" stroke="f"  fillcolor="#9fe870">
		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
	</v:roundrect></a>
<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bf msohide" style="border-style:solid;border-color:#2cb543;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide l" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="bv bu" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-top:15px">
                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9fgdnFQogzEdxqXWHw9EDJFPK3hoUBfrQRfIF4OQb2VaI1KVnpy9uDWQThHqlj2vCAdffF3aXZxiEs83th6ooS26Z-2F5r7XeEVN0RCUYVpi-2BWS8HT_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhSQztG-2Fm2tH5xCv9211ZDBo4Cf0LuknIQSvEsCEQ5NobyizoIY8lHJB8lscPC4gDLi2siUGOPwcTNj7s5XDHeODal89mVr6yXQkn3sPkpCOXVCr5bf7B506Y9pONvaam3VAgEDfJRCfpVbVm1jpnIBY3-2FXSYQB8vFm9EIN8R-2FY-2B2OhJ4TOngIuUoSZmRHn6-2Fgdh1VzzF4IcK00y0NHtZkahmywM7N1RqEfLsQWcJSeafECXfMnbbrKLxHc1uIqXqygj-2BszcM8VNvGBa5FJllKn6QPAGAbXqoXeURgA79cLysiyazzZZ0dmoJBObWLONVkJxhRc0pSYEBUZpatuy2QfiZMAhCYLAlCwmcfqsHIUa1fmru0FYDMNwfy2rPomySqQKiILctFrcYL4I7VuHF58U5dDLViy6Jpvd2307Q5677XEiNiutIVyaAWHmF2n4eCbI5znSnYaWBlMIqzYNudpnoeXMyNMOJfYpvQyOfFzfuXZBo-2BvZXvsxUeCcW8IH5E0pVrKx1DYO0Xodgi2nTkIzcWc14BKLsu313ehHQNChwqtAGHH1zK4wEJaF6J1nXjC82v0bP5ie6mMf62vTlfyOQdvp8YOimriYZrpxqzC1SOES-2BZtV5HnNJhPOCtltgz2KClLCeR7l5ijl7SCC0vnFP-2B06XTK0NmggZOtit-2FIZp" target="_blank" hidden>
	<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://wise.com/help/topics/5U80whCL1cmJnbIVNGsm3h/holding-money?lid=4p9zjui8qo17" style="height:59px; v-text-anchor:middle; width:321px" arcsize="50%" strokecolor="#163300" strokeweight="1px" fillcolor="#ffffff">
		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Read our FAQs</center>
	</v:roundrect></a>
<![endif]-->
                  <!--[if !mso]><!-- -->
                  <span class="bf msohide" style="border-style:solid;border-color:#163300;background:#ffffff;border-width:1px;display:block;border-radius:30px;width:auto;mso-hide:all">
                   <a class="h msohide k" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#ffffff;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #ffffff;mso-hide:all" target="_blank">
                    Read our FAQs
                   </a>
                  </span>
                  <!--<![endif]-->
                 </td>
                </tr>
                <tr>
                 <td align="center" class="a" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 7th May 2026. This fund has returned a 3.03% annual average on GBP, 1.57% on EUR and 3.18% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" cellpadding="0" cellspacing="0" class="v" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:100%;table-layout:fixed !important">
       <tr>
        <td align="center" style="padding:0;Margin:0">
         <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="bn" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600px">
          <tr>
           <td align="left" bgcolor="#ffffff" class="bz bx bt" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-bottom:30px;background-color:#ffffff">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="center" style="padding:0;Margin:0">
                  <h1 class="bi" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:30px;font-style:normal;font-weight:normal;line-height:36px;color:#0e0f0c">
                   <strong>
                    What makes Wise Interest different
                   </strong>
                  </h1>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="padding:0;Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 1" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252Favatar_medium1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA5NDg4MDguNTQ5NjgyNn0:1wWg8m:cqKhMNDWRdvaCj8q6p5PEvvKjpmYB0TWtcIDW1ukO3s" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 1" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq g" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Send and spend your money while helping it grow
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 2" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F2_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA5NDg4MDguNTQ5ODcxNH0:1wWg8m:LCKMBsJhFsB0eKrjuQi_ld71FEm6fKd829rtadJYm_M" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 2" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq f" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Returns added to your account daily
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 3" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F4_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA5NDg4MDguNTUwMDYzNn0:1wWg8m:cUoz6DA-BBjDJ615qkXkELdYlqyaNin-y_jmm7vvYOY" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 3" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq e" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    Start with as little as 1 GBP
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" class="bs bz bx" style="Margin:0;padding-right:40px;padding-left:40px;padding-bottom:15px;padding-top:10px">
            <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
            <table align="left" cellpadding="0" cellspacing="0" class="z" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:75px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separate;border-spacing:0px;border-radius:15px" width="100%">
                <tr>
                 <td align="right" class="bi" style="padding:0;Margin:0;padding-right:15px;font-size:0px">
                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="Card 4" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_d98aac12816949e40fdc3c7baded291fcbeac156d9b084745cebc47984af1989%252Fimages%252F3_1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA5NDg4MDguNTUwMjUzNn0:1wWg8m:1eQ9FAifRL74GNPFz_VViqDbyFr4nh_s9R5IBYu3EDY" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" title="Card 4" width="50"/>
                  </a>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
            <table align="right" cellpadding="0" cellspacing="0" class="ba" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right">
             <tr>
              <td align="left" style="padding:0;Margin:0;width:445px">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
                 <td align="left" class="br bq c" style="padding:0;Margin:0;padding-top:15px">
                  <p class="bi b d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;color:#0e0f0c;font-size:16px">
                   <strong>
                    You may be eligible for FSCS protection up to 85,000 GBP
                   </strong>
                  </p>
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
            <!--[if mso]></td></tr></table><![endif]-->
           </td>
          </tr>
          <tr>
           <td align="left" bgcolor="#ffffff" class="bz bx" style="Margin:0;padding-top:20px;padding-right:40px;padding-bottom:60px;padding-left:40px;background-color:#ffffff">
            <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
             <tr>
              <td align="center" style="padding:0;Margin:0;width:520px" valign="top">
               <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" width="100%">
                <tr>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                    Turn on Interest
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                   <b>
                    Interest fees explained
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                   When you make a return using Interest, you’ll pay 2 fees — a small Wise fee and a fund manager fee. The Wise fee is charged on the first day of each month, whereas the fund manager fee is already factored in to the variable* rate you receive.
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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1 week, 3 days ago - noreply@info.wise.com
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