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  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   Find your ideal mortgage option.
  </div>
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
  </div>
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  <title style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
   Zillow
  </title>
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              Mortgage basics:
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             <span class="dmcblack" style="font-weight: 400; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              Types of interest rates
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              Which rate is best for you?
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                 When you’re applying for a mortgage, you’ll likely need to choose between fixed-rate and ARM. Let’s take a look at their differences:
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                   <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    Fixed rate
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                   <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    Steady and predictable
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                      <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                       •
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                      <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                       A fixed rate over 15 or 30 years means stable principal and interest payments each month.
                      </span>
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                   <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    Adjustable rate (ARM)
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                   <span class="dmcwhite" style="color: #111116; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    Lower initial payments
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                       •
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                       You’ll have a lower interest rate for the first 5 or 7 years, and after that it will adjust to the latest market conditions.
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                  How to choose your mortgage type
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                  30-year fixed
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                  If you plan on staying in your home for many years and want a more stable monthly payment, this one’s for you.
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                  7/6 ARM
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                  If you plan on moving or refinancing within the first seven years, you could come out ahead with this mortgage’s lower initial payments.
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                  Wondering what you can afford?
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                     You can get pre-approved with Zillow Home Loans online and see a full breakdown of how much you qualify for. There’s no credit impact.
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