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   Daily 2026-05-13
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                       All metrics are as of the latest market close.
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                         <td class="s21">
                          S&amp;P 500
                         </td>
                         <td class="s22">
                          0.15% ▼
                         </td>
                         <td class="s23">
                          7,402
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          GOLD
                         </td>
                         <td class="s22">
                          0.15% ▼
                         </td>
                         <td class="s23">
                          $4,721
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          BITCOIN*
                         </td>
                         <td class="s22">
                          1.13% ▼
                         </td>
                         <td class="s23">
                          $80,797
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
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                      </div>
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                         <td class="s21">
                          FTSE 100
                         </td>
                         <td class="s22">
                          0.15% ▼
                         </td>
                         <td class="s23">
                          10,254
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          BRENT OIL
                         </td>
                         <td style="font-size:12px;color:#16B166;font-weight:500;font-family:Trispace,monospace;width:30%;vertical-align:baseline;padding:10px 0 0 0">
                          3.36% ▲
                         </td>
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                          $107.71
                         </td>
                        </tr>
                        <tr>
                         <td class="s21">
                          US BONDS*
                         </td>
                         <td class="s22">
                          0.04% ▲
                         </td>
                         <td class="s23">
                          4.46%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
                </td>
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                     <img alt="Wall Street Fear Gauge Index" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F145%252F251%252F581%252FZwVbKlDe9Y8vGaK168moa3jPM%252Fa1ce49f35a61e8b2ec9d4b5c43c50b52890aab35.png%253Fauto%253Dformat%2526fit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D46ed8d563941906370ed28f33a246ad9/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Nzg2MjMzMzguNDc3OTE2NX0:1wMvBC:oixabkTouQe1_Ri0g4X8hfObE_fttSDu98l8kBUmQNE" width="536"/>
                    </td>
                   </tr>
                  </tbody>
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                     <td align="left" class="s28">
                      <div class="s29">
                       <p data-block-key="10zqs">
                        <b>
                         👛
                        </b>
                        With inflation rising, Americans are putting their wallets away
                       </p>
                       <p data-block-key="2pfuc">
                        <b>
                         👁️
                        </b>
                        Why AI investors can’t stop gazing at optical networking
                        <b>
                         PRO
                        </b>
                       </p>
                       <p data-block-key="9ji4k">
                        🚲 Uber-backed Lime filed for a stock market debut
                       </p>
                       <p data-block-key="bvg40">
                        <b>
                         👇 Keep reading to find out
more
                        </b>
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
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                 </td>
                </tr>
               </tbody>
              </table>
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             <!--[if mso | IE]>
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                   <mj-raw>
                    <span class="s17">
                     👀
                    </span>
                    <span class="s18">
                     Today's headlines
                    </span>
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                  <div class="s31">
                   <mj-raw>
                    <span class="s32">
                     Sticker Shock
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                <tr>
                 <td align="center" class="s5">
                  <table border="0" cellpadding="0" cellspacing="0" class="s9" role="presentation">
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                      <a target="_blank">
                       <img alt="Sticker Shock" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252F120526-Editorial-USInflation.original.png%253Fauto%253Dformat%2526fit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Df4e657f791c867aa9070092ad9fbb54c/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Nzg2MjMzMzguNDc4MDU4OH0:1wMvBC:HZuMx3dSYi5g3TBUZWeQRlXX3Y3ZxVeu9zJasu0OSXI" width="568"/>
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                  <div class="s29">
                   <p data-block-key="2gjz9">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="7i2uo">
                    Pricier energy pushed US consumer prices to a near three-year high – and the effects are starting to show.
                   </p>
                   <p data-block-key="9tqn6">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="c5s4e">
                    Inflation came in above expectations at 3.8% in April – a sharp rise from March’s 3.3%. Now, almost half of that can be blamed on surging energy costs. But even if
you strip out volatile energy
                    <i>
                     and
                    </i>
                    food prices, “core” inflation still rose a more-than-expected 2.8%.
                   </p>
                   <p data-block-key="734rq">
                    ▶ The US buys less energy from the Middle East than a lot of other countries, giving it some insulation from soaring oil prices. But this data is a sign that the war in Iran and the ongoing disruption in the Strait of Hormuz are taking a toll worldwide.
                   </p>
                   <p data-block-key="174sd">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="9k8rc">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Confidence – and retail – are down.
                    </i>
                   </p>
                   <p data-block-key="biglv">
                    Unsurprisingly, Americans’ consumer confidence slumped to a
                    <a>
                     record
                    </a>
                    low this month – and seeing as their spending drives two-thirds of the US economy, that’s a problem. Last week,
                    <b>
                     McDonald’s
                    </b>
                    ,
                    <b>
                     Kraft Heinz
                    </b>
                    ,
                    <b>
                     Whirlpool
                    </b>
                    , and a clutch of others
                    <a>
                     painted
                    </a>
                    bleak outlooks, warning that customers are running out of spending money. Sportswear retailer
                    <b>
                     Under Armour
                    </b>
                    joined the club on Tuesday, reporting lower-than-expected sales last quarter and a gloomy forecast for next year.
                   </p>
                   <p data-block-key="5lusq">
                    🔻 In fact, the S&amp;P
retail index is one of the worst-performing in the US this year, down nearly 6% so far.
                   </p>
                   <p data-block-key="c72vs">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     But tech is still up.
                    </i>
                   </p>
                   <p data-block-key="25h09">
                    Despite all of that, the broader S&amp;P 500 index is still hovering near record highs – largely powered by AI and tech investment. That’s great – while it lasts. With so much enthusiasm crammed into one sector, even a little wobble can trigger a big selloff.
                   </p>
                   <p data-block-key="5ubta">
                    ⚠️
Speaking of, talk in South Korea of a proposed special tax on tech profits briefly sent investors running for the hills. The idea was quickly walked back, and stocks recovered the same day, but it's a good reminder of how skittish markets can be.
                   </p>
                  </div>
                 </td>
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                <tr>
                 <td align="left" class="s5">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
                   You might also like ⇢
                   <a>
                    The Global Grid Upgrade And How To Invest In It
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                   <mj-raw>
                    <span class="s17">
                     📈
                    </span>
                    <span class="s18">
                     Chart Of The Day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                     AI Investors Have Their Eyes On Optical Networking
                    </span>
                   </mj-raw>
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                  <div class="s29">
                   <p data-block-key="pr7ai">
                    Tech’s cloud giants keep throwing piles of money at
                    <a>
                     data centers
                    </a>
                    , and investors have been making very real returns by following that spending trail.
                   </p>
                   <p data-block-key="e3i9q">
                    First, it was
                    <b>
                     Nvidia
                    </b>
                    with its
specialized graphics processing units (GPUs). Then, it was the big memory-chip makers. Now, another part of the AI machine is starting to light up:
                    <a>
                     optical networking
                    </a>
                    .
                   </p>
                   <p data-block-key="9ddfp">
                    It’s a technology that solves a very specific problem, and it’s about to become
                    <a>
                     very in-demand
                    </a>
                    .
                   </p>
                   <p data-block-key="dm6pq">
                    That’s today’s Insight:
                    <a>
                     why AI investors can’t stop gazing at
optical networking
                    </a>
                    .
                   </p>
                   <p data-block-key="7t8da">
                    <a>
                     <b>
                      Read or listen to the Insight here
                     </b>
                    </a>
                   </p>
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                         Russell Burns
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                     👀
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                    <span class="s18">
                     Today's headlines
                    </span>
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                  <div class="s31">
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                    <span class="s32">
                     Slice Of Lime
                    </span>
                   </mj-raw>
                  </div>
                 </td>
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                 <td align="center" class="s5">
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                       <img alt="Slice Of Lime" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252F120526-Editorial-IPO.original.png%253Fauto%253Dformat%2526fit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Db19f0e1a6a7d3574d54d32c268cf2cb2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3Nzg2MjMzMzguNDc4NjY0Mn0:1wMvBC:1ALBq8gPynCXbMXNhRd8NnrwZnjM9VbiD9ddH5MzwIE" width="568"/>
                      </a>
                     </td>
                    </tr>
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                 </td>
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                <tr>
                 <td align="left" class="s5">
                  <div class="s29">
                   <p data-block-key="4fjdm">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="7to4f">
                    <b>
                     Lime
                    </b>
                    – the scooter and e-bike rental startup backed by
                    <b>
                     Uber
                    </b>
                    – just filed for a US stock market debut.
                   </p>
                   <p data-block-key="9f6qn">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="6gu6k">
                    Walk the streets of any major city, and chances are you've had to dodge a commuter on a Lime scooter. Since launching in 2017, the micromobility company’s
green-and-white scooters and e-bikes have become a fixture of urban life, offering short-term rentals across roughly 230 cities in 29 countries.
                   </p>
                   <p data-block-key="bm291">
                    ▶ Now, with both its revenue and user base climbing, the San Francisco-based company thinks it’s ready to scoot onto the Nasdaq. Last week, it filed for an initial public offering (IPO) that could value Lime at around $2 billion. That’s above the roughly $500 million it was worth in 2020 when Uber took a stake, but below its
pre-pandemic peak of $2.4 billion. And Lime has lost money every year – so it’ll need to convince investors that growth will one day translate into profit.
                   </p>
                   <p data-block-key="cpjc3">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="20pik">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Joyride to the big leagues.
                    </i>
                   </p>
                   <p data-block-key="e2u03">
                    Local governments like Lime’s promise of cutting traffic and pollution, but they don’t love the reckless riding, cluttered sidewalks, and accidents that come with
it. And those regulatory and legal headaches weigh on the firm’s books.
                   </p>
                   <p data-block-key="9q3d5">
                    ▶ That’s why this IPO could be a real turning point for Lime and other micromobility companies. If investors buy in, it could show that the industry’s maturing from a loss-making experiment into a viable urban transport business.
                   </p>
                   <p data-block-key="6dtbn">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Ignore the first day fireworks.
                    </i>
                   </p>
                   <p data-block-key="cpv1k">
                    Research shows that IPOs tend to have a poor
long-term track record for investors. But your odds improve if you buy at the initial offer price, focus on venture-capital-backed names with higher revenue (especially if they’re profitable), and remember that bigger businesses typically fare better than smaller ones. On paper, Lime ticks some of those boxes – just not the profitability one… yet.
                   </p>
                  </div>
                 </td>
                </tr>
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                 <td align="left" class="s5">
                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
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                 <td align="left" class="s15">
                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     ✨
                    </span>
                    <span class="s18">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
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            <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:32px;padding-left:16px;padding-right:16px;padding-top:8px;text-align:center;">
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                 <td align="left" style="font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-left:0;word-break:break-word;">
                  <div style="font-family:Trispace,monospace;font-size:12px;line-height:1.5;text-align:left;color:#5E6984;">
                   What others like you are reading today...
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s34">
                  <div class="s29">
                   🚀
                   <a>
                    Google And SpaceX Talk Launches For An Orbital AI Cloud
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s5">
                  <div class="s35">
                   Project Suncatcher aims to link solar-powered satellites into a space-based data center – and any deal would add context as SpaceX’s IPO gets closer.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s34">
                  <div class="s29">
                   🤖
                   <a>
                    ZoomInfo Cuts 20% Of Staff As Customers Pause Spend
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s5">
                  <div class="s35">
                   RBC said “AI and agentic confusion” is slowing growth and weighing on guidance, even as ZoomInfo targets nearly 40% margins through a shift to consumption pricing.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s34">
                  <div class="s29">
                   🎮
                   <a>
                    EBay Turned Down GameStop’s $55 Billion Takeover Pitch
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s5">
                  <div class="s35">
                   eBay’s board said GameStop’s $125-a-share cash-and-stock offer wasn’t credible, pointing to financing questions and integration risks as it sticks with its standalone plan.
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s34">
                  <div class="s29">
                   ⚖️
                   <a>
                    Altman Says Musk Wanted Control, Not OpenAI’s Mission
                   </a>
                  </div>
                 </td>
                </tr>
                <tr>
                 <td align="left" class="s5">
                  <div class="s35">
                   In a high-stakes federal trial, Sam Altman pushed back on Elon Musk’s claims and framed the fight as a power struggle that could reshape OpenAI’s ties to Microsoft and its for-profit plans.
                  </div>
                 </td>
                </tr>
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                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     🖋️
                    </span>
                    <span class="s18">
                     Quote of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
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              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s5">
                  <div class="s29">
                   <strong>
                    "And the trouble is, if you don’t risk anything, you risk more."
                   </strong>
                   – Erica Jong (an American writer)
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
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             <!--[if mso | IE]>
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               <tbody>
                <tr>
                 <td align="left" class="s30">
                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     🎯
                    </span>
                    <span class="s18">
                     On Our Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" class="s28">
                      <div class="s29">
                       <p data-block-key="aaghi">
                        <b>
                         1. Meet your interstitium.
                        </b>
                        How tattoos revealed our
                        <a>
                         secret circulatory system
                        </a>
                        .
                       </p>
                       <p data-block-key="g7q9">
                        <b>
                         2. Birders unite.
                        </b>
                        They’re pushing back on the claim that birdwatching is to
                        <a>
                         blame for the deadly hantavirus outbreak
                        </a>
                        .
                       </p>
                       <p data-block-key="f0dlc">
                        <b>
                         3. Just a little prick.
                        </b>
                        Why some men are having
                        <a>
                         Botox and fillers injected
                         <i>
                          there
                         </i>
                        </a>
                        .
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
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<![endif]-->
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    </table>
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        <!--[if mso | IE]>
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         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="left" class="s5">
             <div class="s29">
              Stay classy, Sarah 😉 This issue of the Daily Brief was curated by
              <a class="s36">
               Reda
              </a>
              ,
              <a class="s36">
               Russell
              </a>
              ,
and
              <a class="s36">
               Linda
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
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<![endif]-->
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       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
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             <!--[if mso | IE]>
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              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s30">
                  <div class="s16">
                   <mj-raw>
                    <span class="s17">
                     💌
                    </span>
                    <span class="s18">
                     THAT WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
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        <!--[if mso | IE]>
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<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s37">
             <table border="0" cellpadding="0" cellspacing="0" class="s38" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s39" role="presentation" valign="middle">
                 <a class="s40" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s37">
             <table border="0" cellpadding="0" cellspacing="0" class="s38" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s39" role="presentation" valign="middle">
                 <a class="s40" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s37">
             <table border="0" cellpadding="0" cellspacing="0" class="s38" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s39" role="presentation" valign="middle">
                 <a class="s40" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
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<![endif]-->
       </td>
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     </tbody>
    </table>
   </div>
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<![endif]-->
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    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s13" role="presentation">
     <tbody>
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