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   Daily Brew // Morning Brew // Update
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     Google launched a powerful image generator...
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             November 24, 2025
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              View Online
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              Sign Up
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              Shop
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              Presented By
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              <strong style="color:#000">
               Good morning.
              </strong>
              It’s the Monday before Thanksgiving, and we’re starting food prep. Feel free to copy our plan. Here’s what you can knock out today:
             </p>
             <ul style="margin-top:0;padding-left:30px">
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Dry-brine the turkey. If you haven’t thawed yours yet, no worries, start that now instead.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Make pie dough. Form into crusts.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Realize the texture of this dough is all wrong. Throw out. Make new batch.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                You’re out of flour. And butter. Also, you actually don’t have a turkey. That’s fine. Make an Instacart order. There’s still time.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Fill Instacart only to realize there are no pickup or delivery slots available until 3:35pm on Dec. 6.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Ask ChatGPT for a list of restaurants within a 30-minute radius advertising carryout Thanksgiving dinner. Call each in tears until you find one that a) is a restaurant and b) allows you to order dinner for five.
               </span>
              </li>
              <li style="margin-bottom:10px;line-height:22px">
               <span>
                Realize you are two hours late for work.
               </span>
              </li>
             </ul>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              Progress!!
             </p>
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              —
              <em>
               Brendan Cosgrove, Holly Van Leuven, Neal Freyman
              </em>
             </p>
            </td>
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         </td>
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       </table>
       <!--[if !mso]> <! -- -->
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      <!-- MARKETS -->
      <!--[if !mso ]><! -- -->
      <div class="c7">
       <div class="c6" style="margin-bottom:7px">
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           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse" width="100%">
            <tr>
             <td class="pcard pcard370" style="padding:15px">
              <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
               MARKETS: YEAR-TO-DATE
              </h3>
             </td>
            </tr>
           </table>
           <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse" width="100%">
            <tr>
             <td class="pad5m">
             </td>
            </tr>
            <!-- Nasdaq -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0MjIwM30:1vNTkD:7_HRgZVPZRqQnI0AoinUPRDuHH6lVbO1YsLErITfHEA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  22,273.08
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +15.34%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0MzI3MX0:1vNTkD:9uft7mDMzFD2NQ6YkMOhFFKgbTZ-Z4tp1iBv_i9pxzs" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,602.99
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +12.26%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0NDMxfQ:1vNTkD:2Z_63Ppu2zn_vNLTYEWYZcHWTGyaYDR1x57Ko0qCS8c" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,245.41
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +8.70%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0NTYxNX0:1vNTkD:qqCXMtR313Wk8DnlI-fuz5GRaQzAZxMxvIK1y0Lvfvg" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.063%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -51.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0NjU5N30:1vNTkD:CCDgRGY1zsq7JX4HBTTdGeQ5LsUI6IHk0hgDgxv_n0E" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $86,946.94
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -6.94%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Moderna -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0NzUzNH0:1vNTkD:BYrokodiF06Pr6PrMD2c3kueQnVPrStmIwhhGPJUWRY" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Moderna
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $23.72
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -42.95%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Moderna -->
            <!-- START REGULAR TEXT -->
            <tr>
             <td style="padding:3px 15px 10px">
              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
               <tr>
                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY0ODUyNH0:1vNTkD:j303w7tKJAArkqbGj97GrDDOxYBv20aVWKmR4mfOBBQ" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 3:00am ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
              </p>
             </td>
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            <!-- END REGULAR TEXT -->
            <tr>
             <td style="mso-padding-alt:0px 15px 15px 15px;padding:0 15px">
              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Investors are still rubbing their necks after last week’s market whiplash, so they’ll likely be thankful for the
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  shorter holiday week
                 </a>
                </span>
                <span>
                 . The US consumer will be center stage throughout it, with new retail sales figures coming out, several big retailers slated to report earnings, and Black Friday testing Americans’ willingness to spend.
                </span>
               </li>
              </ul>
              <div style="display:none">
              </div>
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             <td style="mso-padding-alt:0px 20px 15px 20px;padding:0 20px">
             </td>
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          </th>
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        </table>
        <!--[if !mso ]><! -- -->
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      <!-- STORY ARTICLE -->
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            TECH
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                 Google is putting the alpha in Alphabet
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                  Cheng Xin/Getty Images
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Investors are going gaga for Google. Shares of Alphabet, the search giant’s parent company, are up nearly 77% over the past six months. And, on Friday, Alphabet
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  passed Microsoft
                 </a>
                 to become the third-most valuable US company by market cap (take that, Mico), days after launching its newest AI model, Gemini 3, last Tuesday.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Beyond doodling
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Gemini 3
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  vaulted over its competitors
                 </a>
                 in the AI chatbot race, surpassing ChatGPT and other models in industry benchmark tests. Then, on Thursday, Google launched an updated version of its image-generation tool, Nano Banana Pro, which VP of Google Labs and Gemini Josh Woodward told CNBC is “incredible at infographics” (it also makes slide decks).
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 It’s a long way from 2022, when investors were concerned that Google was falling behind in the AI race.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 This Alphabet is bigger than A and I
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Last quarter, Alphabet’s cloud revenue jumped 32%, and its search revenue grew 15% year over year. As if that weren’t enough, its video-sharing platform, YouTube, has cemented itself as part of the bedrock of the internet. According to a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  new report from the Pew Research Center
                 </a>
                 on Americans’ social media usage this year:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   YouTube is the most widely used online platform among both US adults and teens.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   84% of US adults say they’ve used YouTube. Facebook came in second at 71%.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Nearly half of adults get on YouTube daily.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Google drive:
                 </strong>
                 Google subsidiary Waymo has also been firing on all cylinders...figuratively (they’re electric). Waymo is up and running in five cities around the country, with plans to expand into 12 more. The company also announced last week that it cleared the red tape necessary to expand its territory across the Bay Area and SoCal.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Potential speed bump:
                 </strong>
                 A federal judge ruled earlier this year that Google broke antitrust laws to boost its ad business, but the remedy likely won’t be known until next year. The government is asking that Google be forced to ditch its ad exchange, which would
                 <em>
                  literally
                 </em>
                 decimate the company. It made
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  $31 billion
                 </a>
                 in 2023—about 10% of Alphabet’s overall revenue, per the New York Times.—
                 <em>
                  BC
                 </em>
                </p>
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            Presented By West Capital Lending
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              The clock’s running out.
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              Between holiday expenses, last-minute travel, and year-end opportunities, this is the busiest stretch of the year, and waiting on a bank is the last thing you can afford.
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               West Capital Lending moves faster
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              . Step into December with cash in hand, not paperwork on your desk.
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-ukraine_1f1fa-1f1e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY1NTgxMn0:1vNTkD:ESOeq4TZpT2wlrAWhW2qbTiQsgaNwkd9ysIqcohO-mk" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Ukraine peace talks yield progress after leaked plan draft raised doubts.
                 </strong>
                 Secretary of State Marco Rubio provided the update yesterday after he attended high-stakes talks with a
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Ukrainian delegation in Geneva
                 </a>
                 , though he declined to offer specifics. After a 28-point peace plan to end the war between Russia and Ukraine that seemed to favor the former leaked late last week, politicians from Europe, the US, and the UK mostly criticized the plan as unworkable. In a statement on Sunday night, the White House said Ukraine’s delegation in Switzerland “affirmed that all of their principal concerns—security guarantees, long-term economic development, infrastructure protection, freedom of navigation, and political sovereignty—were thoroughly addressed during the meeting.”
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fcut-of-meat_1f969.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY1NjY5fQ:1vNTkD:HCg57QVy6dkwE-D8UMFtiYfkxWzwNGOHvvcBTlz_9a0" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  Tyson to close Nebraska beef plant amid industry struggles.
                 </strong>
                 Tyson Foods, the largest meat producer in North America, announced on Friday that it will
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  close its beef processing plant
                 </a>
                 in Lexington, Nebraska, on or around January 20. The facility employs approximately 3,200 people. On its earnings call earlier this month, before the closure was announced, Tyson CEO Donnie King told investors that cattle supplies were at record lows, and that its beef business would lose $600 million in the current fiscal year. Around the same time, President Trump said that he instructed the Department of Justice to investigate “the Meat Packing Companies who are driving up the price of Beef through Illicit Collusion, Price Fixing, and Price Manipulation.”
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fround-pushpin_1f4cd.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY1NzYwOH0:1vNTkD:3b5MlIG-Z1GkWZ0UsogRFL_ShqU3_lE7AmefspuVbT8" style="max-width:18px" width="18"/>
                 <strong style="color:#000">
                  X’s new location feature roiled the internet.
                 </strong>
                 Over the weekend, the company formerly known as Twitter started showing
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  the country or region
                 </a>
                 in which an account is located. Screenshots proliferated across the platform, with users alleging they had uncovered the origins of several prominent MAGA accounts, which had claimed to be based in the United States, as being based out of Africa, Macedonia, and South Asia. On Friday morning, posts claiming to show that the US Dept. of Homeland Security (DHS) account was based in Tel Aviv, Israel, went viral, before the feature disappeared from X temporarily. A global rollout officially took place on Saturday. Nikita Bier, X’s head of product, responded to some of the outraged tweets, saying that the rumor of the DHS account’s origins showing up as Israel was “fake news.” On Sunday, DHS released an
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  official denial
                 </a>
                 of its account having been operated in Israel.—
                 <em>
                  HVL
                 </em>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            ENTERTAINMENT
           </h3>
          </div>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 ‘Wicked Part 2’ paints box office green, green, green
                </a>
               </h1>
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               <img alt="Cynthia Erivo and Ariana Grande " src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-24%252Fimage-5667c3b1b89a85347edfcb4bb6fda1b271e2d425-5850x3900-jpg%252FTOPSHOT-BRITAIN-ENTERTAINMENT-CINEMA-WICKED%253AFORGOOD/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM5Nzk4NjkuMTY1ODc0NX0:1vNTkD:SyoI5LuwS7MFDzlzxHqTw-56-vbD_YpFC1hsGW5CSk4" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Cynthia Erivo and Ariana Grande, stars of ‘Wicked: For Good.’ Henry Nicholls/Getty Images
                 </em>
                </small>
               </span>
              </p>
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                 <em>
                  Wicked: For Good
                 </em>
                 , the follow-up installment to the stage show’s big-screen adaptation, brought in $150 million domestically for its opening weekend. That’s
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  a new record
                 </a>
                 for a Broadway adaptation after breaking the $112.5 million benchmark set by last year’s hit…
                 <em>
                  Wicked
                 </em>
                 .
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 It’s the second-biggest US opening this year, behind
                 <em>
                  A Minecraft Movie
                 </em>
                 ’s $162 million opening weekend, but ahead of the
                 <em>
                  Lilo &amp; Stitch
                 </em>
                 remake ($146 million). Are you sensing a theme here?
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  There’s a reason it’s pronounced Wic-
                  <em>
                   kid
                  </em>
                  .
                 </strong>
                 The movie is rated PG, which remains the most lucrative rating for films these days, and the children want to go see it. Last year, PG movies accounted for 36.3% of box-office receipts, according to Comscore, an amount expected to be matched or exceeded this year.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 The box office likes this bubble
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The film earned generally positive reviews, but it’s nabbing particular attention for being Ariana Grande’s vehicle:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The events of this second act of the musical follow Glinda’s rise from mouthpiece of the Ozian government to rebel, giving Grande more opportunities to display her range.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Big picture:
                 </strong>
                 Variety reckons that Grande’s officially made it over the rainbow,
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  from pop star to movie star
                 </a>
                 . Her experience selling out stadiums is definitely coming in clutch for struggling cinemas.—
                 <em>
                  HVL
                 </em>
                </p>
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            Together With Merit Beauty
           </h3>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="Merit Beauty" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-21%252Fimage-e35db79210a3ffedca2949fc6a4a4e13b2587248-1752x1302-png%252FScreenshot2025-11-21at5.16.15PM.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM5Nzk4NjkuMTY2MzQ0Mn0:1vNTkD:wB17ucHEIa_bwUq-nRull3HXoRDS43zqNNmlVOndZjE" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
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             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               A once-a-year beauty event.
              </strong>
              MERIT’s only sale of the year is here:
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               20% off sitewide + a free gift with purchase
              </a>
              . Even better, select sets get an extra 20% off. The Five Minute Morning, The Complexion Set, The Prep Set, The Eye Set…your routine just got effortlessly elevated.
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               Shop before they’re gone
              </a>
              .
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            CALENDAR
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 The week ahead
                </a>
               </h1>
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              <img alt="A family eating Thanksgiving dinner." src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-24%252Fimage-c53fce097ead78ef6763205097d19dc35fa049e7-4942x3792-jpg%252FThanksgivingDinner/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM5Nzk4NjkuMTY2NDU3Mn0:1vNTkD:ESsToib-WPceLvwc2om7FFmPzSSuyuRHtxtCsRrUNkA" style="width:100%;max-width:670px;display:block" width="670"/>
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               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
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                 <em>
                  Harold M. Lambert/Getty Images
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                </small>
               </span>
              </p>
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                 <strong style="color:#000">
                  This Thursday is giving thanks:
                 </strong>
                 Americans will be celebrating by eating, watching TV, and sitting in traffic. A record 81.8 million are expected to travel at least 50 miles from home in the coming days, and nearly 90% of them will drive rather than fly, according to AAA. Once they get to their destinations, they’ll have plenty to watch, between the Macy’s Thanksgiving Day Parade, the National Dog Show, and three NFL games: Detroit vs. Green Bay, Dallas vs. Kansas City, and Baltimore vs. Cincinnati. The Lions and Cowboys are both playing on Thanksgiving Day for the 48th year in a row.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Holiday shopping season officially arrives:
                 </strong>
                 Retailers are in store for a record number of shoppers this holiday weekend, according to the National Retail Federation (NRF). Nearly 187 million consumers are expected to shop this year from Thanksgiving through Cyber Monday, formally kicking off what’s projected to be a gargantuan retail sales season. The NRF expects holiday sales to top $1 trillion for the first time this year, even as consumers have an increasingly gloomy opinion of the overall economy.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Turn things up to Eleven:
                 </strong>
                 Wave goodbye to the end of beginning. The final season of
                 <em>
                  Stranger Things
                 </em>
                 premieres on Netflix this Wednesday. The season will be spread out over three release dates. The first four episodes will be out on Wednesday, three more will be released on Christmas Day, and the series finale will drop on New Year’s Eve, wrapping up the sci-fi show’s nine-and-a-half-year run.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Everything else:
                 </strong>
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The US retail sales report and the producer price index report for September will be released tomorrow, after both were delayed by the government shutdown.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The Conference Board will release November consumer confidence data tomorrow. (This report’s on time.)
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Alibaba Group, Best Buy, Kohl’s, Dick’s Sporting Goods, HP, and Dell report earnings tomorrow.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <em>
                    Zootopia 2
                   </em>
                  </span>
                  <span>
                   hits theaters on Wednesday.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <em>
                    Wake Up Dead Man
                   </em>
                  </span>
                  <span>
                   , the third
                  </span>
                  <span>
                   <em>
                    Knives Out
                   </em>
                  </span>
                  <span>
                   movie, will get a limited theatrical release starting on Wednesday, before hitting Netflix next month.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Deere &amp; Company reports results on Wednesday.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Weekly jobless claims data will be released on Wednesday.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Markets are closed on Thanksgiving Day. They’ll be open—but just until 1pm—on Black Friday.
                  </span>
                 </li>
                </ul>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            STAT
           </h3>
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Prime number: $2.3m watch stuck on 2:21 forever
                </a>
               </h1>
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              <img alt="Straus pocketwatch" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-24%252Fimage-c9d4af797c025221e93c7d2195efc4f4becdfe67-478x293-png%252FStrausWatch.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjM5Nzk4NjkuMTY2NTYzfQ:1vNTkD:O9W8CvKF8RUg7SFrQYhubqpwCpOhgngupmpT7Q4RWz4" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Handouts/Henry Aldridge &amp; Son Auctioneers
                 </em>
                </small>
               </span>
              </p>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 An 18-karat gold pocketwatch that stopped ticking at 2:21am on April 15, 1912, sold for $2.3 million on Saturday and set a record for the
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  most expensive piece of Titanic memorabilia
                 </a>
                 , according to Henry Aldridge &amp; Son, the auction house that managed the sale.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Backstory:
                 </strong>
                 The watch belonged to Isidor Straus, 67, a co-founder of the Macy’s department store chain who was traveling first class on the doomed ship with his wife, Ida, 63.
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   According to contemporary witnesses, Isidor refused to board a lifeboat because there was not enough space for all passengers, and Ida remained at his side.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   They held each other on the ship’s deck until they perished.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Isidor’s body, along with the watch, was recovered, while Ida was never found.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Another twist:
                 </strong>
                 Wendy Rush, the great-great-granddaughter of Isidor and Ida Straus, was married to Stockton Rush, the co-founder and CEO of OceanGate. Stockton died in 2023, when his experimental research vehicle the OceanGate Titan imploded during an attempt to visit the Titanic wreckage site. Four passengers also died aboard the Titan.—
                 <em>
                  HVL
                 </em>
                </p>
               </td>
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            Together With You.com
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               Stop guessing. Prove AI ROI.
              </strong>
              AI spend is rising, but are you measuring return on investment? Don’t miss
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               this guide from You.com
              </a>
              , which gives leaders a step-by-step framework to measure, model, and maximize AI impact. You’ll get a practical framework for measuring and proving AI’s business value, helpful ways to calculate ROI, and a
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               You.com
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              -tested LLM prompt to build your own interactive ROI calculator. Turn “we think” into “we know.”
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               Download the
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              .
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                 What else is brewing
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                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    International flights to Venezuela
                   </a>
                  </span>
                  <span>
                   were increasingly canceled yesterday as geopolitical tensions mount. The US FAA warned pilots to be cautious when flying into the country’s airspace.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    John F. Kennedy’s granddaughter
                   </a>
                  </span>
                  <span>
                   Tatiana Schlossberg, a 35-year-old journalist, announced she had terminal cancer in a New Yorker essay published on the anniversary of JFK’s assassination.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Marjorie Taylor Greene
                   </a>
                  </span>
                  <span>
                   , the congresswoman from Georgia who resigned on Friday night, said she has no intentions of running for president.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    OpenAI
                   </a>
                  </span>
                  <span>
                   launched group chats with ChatGPT, so friends and colleagues can gather together and talk with the bot.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Moderna
                   </a>
                  </span>
                  <span>
                   has been the most shorted stock in the S&amp;P 500 since September. A Jeffries report released on Friday said Covid vaccinations in the US are down 24% from last year.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    McLaren
                   </a>
                  </span>
                  <span>
                   endured a rare double disqualification after the Formula 1 Las Vegas Grand Prix this weekend, ratcheting up the drama as the season nears its end.
                  </span>
                 </li>
                </ul>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
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              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
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               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY2ODUyMn0:1vNTkD:e_FxQpCFVxntvozmuyycYyKOSKyIftZFzz5Xq3YDjBM" style="max-width:18px" width="18"/>
                   Clean:
                  </strong>
                  Get
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   this Dyson vacuum
                  </a>
                  for nearly 30% off.**
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY2OTYyfQ:1vNTkD:n3xgr6KP7PCF0JkQFZL8LYAa6Rd6C5GDH04K-CxGh_w" style="max-width:18px" width="18"/>
                   Better watch out:
                  </strong>
                  Not for Santa—people behave better
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   when Batman is watching them
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY3MDkyNn0:1vNTkD:ZDWOZkjJpKIG5D8TvfISWo7BWkigyWTKWHjWkX01wNg" style="max-width:18px" width="18"/>
                   Speak now:
                  </strong>
                  Deepak Chopra says if you have six
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   one-on-one convos
                  </a>
                  per day, “everything improves in your life.”
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <strong style="color:#000">
                   <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY3MTgyN30:1vNTkD:BjD23a-pvPjQtvdJpQLduR_a7F7kUzhvFb1Cfrt3ADE" style="max-width:18px" width="18"/>
                   Fellow Ozians:
                  </strong>
                  Did you know Holly wrote a book about the guy who played
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   the Scarecrow in
                   <em>
                    The Wizard of Oz
                   </em>
                  </a>
                  ?
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjM5Nzk4NjkuMTY3MjY4NX0:1vNTkD:lLN5GaJSUh8Hs_rsel7pfNdpp48wj8hwuot9RMHvD8Q" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Start building for 2026:
                  </strong>
                  Get
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   12 months of Webflow
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                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
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                  . Deal ends Dec. 1.*
                 </p>
                 <placementslot data-id="3ced9cfe93a2">
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                  <sup>
                   <em>
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            PLAY
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                  Turntable:
                 </strong>
                 Your letters this week are A, I, H, N, C, D, and center letter R. We can tell you that “ACIDRAIN” and “RANCHHAND” are indeed not solutions.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play Turntable here
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                 .
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                 Friendsgiving trivia
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 According to Merriam-Webster, the term “Friendsgiving” rose to prominence in 2011 when it was used in an ad campaign for Bailey’s Irish Cream and was featured as a plot point on what reality TV show?
                </p>
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            SHARE THE BREW
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                 Today’s Word of the Day is: decimate, meaning “reduce by a tenth.” Thanks to Shelley from New Bern, NC, who wanted to spotlight a word that “is misused at least 10% of the time.” Submit another Word of the Day
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               NMLS #1566096:
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                NMLS consumer access
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               .
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              <p style="margin-top:0;margin-bottom:15px;line-height:22px">
               This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
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                 A WCL HELOC is secured with your home as collateral, whereas personal loans and credit cards are not.
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                 To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
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                 Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.
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                 The West Capital Lending Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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