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   Daily 2026-06-16
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                      <div style="font-family:Trispace,monospace;font-size:12px;line-height:1.5;text-align:left;color:#7F879C;">
                       All metrics are as of the latest market close.
                      </div>
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                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
                       <tbody>
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                         <td class="s24">
                          S&amp;P 500
                         </td>
                         <td class="s25">
                          0.55% ▼
                         </td>
                         <td class="s26">
                          7,513
                         </td>
                        </tr>
                        <tr>
                         <td class="s24">
                          GOLD
                         </td>
                         <td class="s27">
                          0.07% ▲
                         </td>
                         <td class="s26">
                          $4,355
                         </td>
                        </tr>
                        <tr>
                         <td class="s24">
                          BITCOIN*
                         </td>
                         <td class="s25">
                          1.32% ▼
                         </td>
                         <td class="s26">
                          $65,671
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *24-hour change
                         </td>
                        </tr>
                       </tbody>
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                      <table border="0" cellpadding="0" cellspacing="0" style="color:#000000;font-family:Inter,sans-serif;font-size:13px;line-height:22px;table-layout:auto;width:100%;border:none;" width="100%">
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                         <td class="s24">
                          FTSE 100
                         </td>
                         <td class="s27">
                          0.71% ▲
                         </td>
                         <td class="s26">
                          10,504
                         </td>
                        </tr>
                        <tr>
                         <td class="s24">
                          BRENT OIL
                         </td>
                         <td class="s25">
                          4.48% ▼
                         </td>
                         <td class="s26">
                          $79.44
                         </td>
                        </tr>
                        <tr>
                         <td class="s24">
                          US BONDS*
                         </td>
                         <td class="s27">
                          0.04% ▼
                         </td>
                         <td class="s26">
                          4.43%
                         </td>
                        </tr>
                        <tr>
                         <td colspan="3" style="font-size:10px;font-family:Trispace,monospace;color:#7F879C;padding:0">
                          *10-year government yield
                         </td>
                        </tr>
                       </tbody>
                      </table>
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                </tr>
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                 <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:700;line-height:1.5;text-align:left;color:#181c25;">
                  WALL STREET FEAR GAUGE INDEX 
(
                  <a style="font-weight:400;font-family:Trispace,monospace">
                   VIX
                  </a>
                  )
                 </div>
                </td>
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                    <td style="width:536px;">
                     <img alt="Wall Street Fear Gauge Index" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fimages.bannerbear.com%252Fdirect%252F7Q4rjJzQn7vZo8qPOx%252Frequests%252F000%252F149%252F545%252F738%252FKlp7yZbnLzX88Zyoz3jOX9rmG%252Fe62c58bbdc05a0e786fa49b2cda766c98a12c60a.png%253Fauto%253Dformat%2526fit%253Dclip%2526h%253DNone%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253Db4b5adb0d3b6e0ea03a0f32df031fb4d/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3ODE2NDczNTQuOTA1MjA2Mn0:1wZbre:naBKiWdnuX4viE--CE2LVuQp8-yfC8kJl4KgYV46OdM" width="536"/>
                    </td>
                   </tr>
                  </tbody>
                 </table>
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                      <div class="s33">
                       <p data-block-key="10zqs">
                        💃 Nvidia waltzed into the bond market and raised $25 billion
                       </p>
                       <p data-block-key="e3lsm">
                        💰
                        <b>
                         FOR PRO MEMBERS:
                        </b>
                        The Great Wealth Transfer portfolio is ready to retire
                       </p>
                       <p data-block-key="ceoge">
                        🏦 The Bank of Japan raised interest rates to a 31-year high
                       </p>
                       <p data-block-key="f9f2n">
                        <b>
                         👇 Keep reading to find out
more
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                        <b>
                         Hey – we’re hiring.
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                        We’re looking for an ambitious, versatile
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                        </b>
                        who is excited about shipping products our community of investors will use every day. You’ll work on
                        <i>
                         this
                        </i>
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win-win?
                        <a>
                         Get in touch.
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                     Dough-See-Dough
                    </span>
                   </mj-raw>
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                   <p data-block-key="uo0fz">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="5iclf">
                    <b>
                     Nvidia
                    </b>
                    just sold $25 billion in bonds, joining a chorus line of tech heavyweights raising money that way.
                   </p>
                   <p data-block-key="1mric">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="a90gd">
                    The chipmaking Casanova had originally planned to raise just $20 billion – but when investor orders came in above
                    <i>
                     $85 billion
                    </i>
                    , it went a little
further. Now, Nvidia doesn't strictly need the cash: it's expected to generate over $200 billion this year, after all. But borrowing is surprisingly easy right now, with a tentative US-Iran deal pushing costs to multi-month lows. So instead of dipping into its profits, the AI darling can borrow cheap – and keep that pile of money free for other things.
                   </p>
                   <p data-block-key="5sahl">
                    ▶ It seems like everybody’s dancing to the same tune, but there are key differences. Tech giants
                    <b>
                     Alphabet
                    </b>
                    ,
                    <b>
                     Amazon
                    </b>
                    , and
                    <b>
                     Meta
                    </b>
                    have all tapped into bond markets to fund their massive data center projects, while smaller AI players like
                    <b>
                     Anthropic
                    </b>
                    are
                    <a>
                     resorting
                    </a>
                    to trickier loans because they don’t have the revenue to manage regular debt. But Nvidia – swimming in dollar
bills – is borrowing simply because it can.
                   </p>
                   <p data-block-key="9mglf">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="3jhr3">
                    <b>
                     <i>
                      For markets:
                     </i>
                    </b>
                    <i>
                     Nvidia loves a spotlight.
                    </i>
                   </p>
                   <p data-block-key="551gs">
                    The cash will help Nvidia make a splash beyond data centers. This month, it unveiled a superchip for
                    <b>
                     Dell
                    </b>
                    and
                    <b>
                     Lenovo
                    </b>
                    laptops, looking to loosen
                    <b>
                     Intel
                    </b>
                    and
                    <b>
                     AMD's
                    </b>
                    grip on that tech. And the chipmaker’s been cozying up with
                    <b>
                     Hyundai
                    </b>
                    more: the pair are
aiming to bring humanoid robots to factory floors together.
                   </p>
                   <p data-block-key="2tvj1">
                    🔺 Still, Nvidia stock is up just 16% this year – less than half the tech sector's 34% gain.
                   </p>
                   <p data-block-key="2h5vr">
                    <b>
                     <i>
                      Zooming out:
                     </i>
                    </b>
                    <i>
                     Five, six, seven, eight…
                    </i>
                   </p>
                   <p data-block-key="83anc">
                    On Monday alone,
                    <i>
                     eight
                    </i>
                    companies raised more than $40 billion in cash. That’s several times what you see on a typical day. And the worry is concentration: huge bond deals, complex tech loans,
and trillion-dollar IPO plans are pouring money into one AI-shaped theme. Spoiler alert: that’s what often happens near a trend’s peak…
                   </p>
                  </div>
                 </td>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
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                     This Trade Was Built For A Megatrend. It’s Time To Shut It Down.
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                   <p data-block-key="pr7ai">
                    When I first laid out how to invest in the
                    <a>
                     Great Wealth Transfer
                    </a>
                    , the idea was simple: tens of trillions of dollars are moving from boomers to their children, but the inheriting generation has a
                    <a>
                     different appetite
                    </a>
                    for risk.
                   </p>
                   <p data-block-key="6gmqk">
                    That points to more money flowing into digital assets, fintech, property and development tech, and niche alternatives like art and vintage cars – basically, assets that better match
                    <a>
                     younger tastes
                    </a>
                    .
                   </p>
                   <p data-block-key="23d2h">
                    So in March 2025, I built a
                    <a>
                     two-part portfolio
                    </a>
                    around it: high growth names on one side, and steadier demographic plays, leaning into businesses that benefit as people live longer and need more care, on the other.
                   </p>
                   <p data-block-key="2vsmh">
                    This March, I shuffled the deck – sticking to the thesis
                    <a>
                     but changing
                    </a>
                    how I expressed it. Now, though, I’m going a step further.
                   </p>
                   <p data-block-key="5n1au">
                    That’s today’s Insight:
                    <a>
                     why it’s time to retire the Great Wealth Transfer portfolio
                    </a>
                    .
                   </p>
                   <p data-block-key="d6947">
                    <a>
                     <b>
                      Read or listen to the Insight
                     </b>
                    </a>
                   </p>
                   <p data-block-key="b12o0">
                    <a>
                     Or start your free Pro trial
                    </a>
                   </p>
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                         Theodora Lee Joseph, CFA
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                    <span class="s20">
                     👀
                    </span>
                    <span class="s21">
                     Today's headlines
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                   <mj-raw>
                    <span class="s36">
                     Things Are Getting… Interesting
                    </span>
                   </mj-raw>
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                       <img alt="Things Are Getting… Interesting" class="s11" height="auto" src="https://inboxflows.com/_/image/https%253A%252F%252Ffinimize-img.imgix.net%252Fhttps%253A%252F%252Fchivas-assets.s3-eu-west-1.amazonaws.com%252Fstatic%252Fimages%252FEditorial-160626-BoJRates.original.jpg%253Fauto%253Dformat%2526fit%253Dcrop%2526h%253D600%2526ixlib%253Dpython-3.1.2%2526w%253D1200%2526s%253D632898c3f282c6f22ad01887d5f8e2c6/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZmaW5pbWl6ZS1pbSIsInRpbWUiOjE3ODE2NDczNTQuOTA2MDg4fQ:1wZbre:PhbZ-pAwcXpmhvxP4JmjgvNmLLqb24ohUcc7tz0qeBg" width="568"/>
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                   <p data-block-key="giimy">
                    <b>
                     What’s going on here?
                    </b>
                   </p>
                   <p data-block-key="di2s8">
                    The Bank of Japan (BoJ) raised its key interest rate to a 31-year high on Tuesday – making the anticipated global return to lower borrowing costs sure seem a bit less certain.
                   </p>
                   <p data-block-key="9s4ga">
                    <b>
                     What does this mean?
                    </b>
                   </p>
                   <p data-block-key="dvl2i">
                    That rate is now sitting at 1% – up from 0.75% – as Japan continues to adapt to a world of
persistent inflation. And it’s no small adjustment: ultra-low interest rates and
                    <i>
                     deflation
                    </i>
                    have defined the country’s economy for decades. Now, though, Japanese rates seem headed more toward – dare we say – something of a middle ground.
                   </p>
                   <p data-block-key="dgss3">
                    The BoJ hinted that more hikes could follow, too. See, it’s long described the country’s borrowing costs as “significantly low” – but this week, it left that phrase out. Policymakers love a tiny text signal, and this one’s
worth noting: it suggests rates may be getting closer to the lower end of the normal or “neutral” territory, where they’re no longer actively stimulating the economy
                    <i>
                     or
                    </i>
                    weighing it down. And that tells you that it’s on firmer footing.
                   </p>
                   <p data-block-key="444u2">
                    <b>
                     Why should I care?
                    </b>
                   </p>
                   <p data-block-key="6besk">
                    <b>
                     <i>
                      The bigger picture:
                     </i>
                    </b>
                    <i>
                     Hiking with friends.
                    </i>
                   </p>
                   <p data-block-key="460ag">
                    The BoJ’s hike came just a week after the European Central Bank
                    <a>
                     delivered
                    </a>
                    its first since 2023. Now the spotlight will shift to the Bank of England and the Federal Reserve, both of which are expected to hold rates steady this week. Still, traders are betting each will squeeze in one hike by year-end.
                   </p>
                   <p data-block-key="5ps56">
                    ▶ All in all, it looks like the
rate-cutting era – that started back in 2024 – is now fully out of fashion.
                   </p>
                   <p data-block-key="dh9hh">
                    🔺 Gold, on the other hand, is firmly in: a survey of 74 central banks found that a record 45% plan to add to their reserves over the next year. That could help steady the precious metal after its recent stumble.
                   </p>
                  </div>
                 </td>
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                  <div style="font-family:Inter,sans-serif;font-size:14px;font-weight:bold;line-height:1.5;text-align:left;color:#000000;">
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                     ✨
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                    <span class="s21">
                     ​​​​​​​​​​​​​​​​​​​​​​​​​Sarah's Digest
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                   <h3 data-block-key="1xdoe">
                    <b>
                     A few years back, you might’ve shrugged off a Reddit-literate teen telling you about
                    </b>
                    <a>
                     <b>
                      the wonders
of digital assets.
                     </b>
                    </a>
                   </h3>
                   <p data-block-key="19qek">
                    Well, we bet you wish you’d listened to that kid in baggy jeans – because nowadays, the pros in suits are waxing lyrical about
                    <a>
                     <b>
                      crypto
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                    , too.
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                   <p data-block-key="bkl0t">
                    But it’s not too late. The likes
of
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                    have matured into assets worth taking seriously, not least for their
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                    </a>
                    benefits. And with prices trending lower right now, we could be headed for a
                    <a>
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                      better entry point
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                    .
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                   <p data-block-key="59hvf">
                    <a>
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                      Our free guide
walks you through the need-to-knows
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix s6">
              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s34">
                  <div class="s19">
                   <mj-raw>
                    <span class="s20">
                     🖋️
                    </span>
                    <span class="s21">
                     Quote of the day
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
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        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div class="s28">
         <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
          <tbody>
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            <td class="s31">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s5">
                  <div class="s33">
                   <strong>
                    "I tell you, in this world, being a little crazy helps to keep you sane."
                   </strong>
                   – Zsa Zsa Gabor (a Hungarian-American actress)
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s30">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div class="s28">
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          <tbody>
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             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s34">
                  <div class="s19">
                   <mj-raw>
                    <span class="s20">
                     🎯
                    </span>
                    <span class="s21">
                     On Our Radar
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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         <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
          <tbody>
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            <td class="s31">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
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              <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
               <tbody>
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                 <td class="s22">
                  <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="" width="100%">
                   <tbody>
                    <tr>
                     <td align="left" class="s32">
                      <div class="s33">
                       <p data-block-key="aaghi">
                        <b>
                         1. Left to your own devices.
                        </b>
                        Nearly everyone
                        <a>
                         veers in the same direction
                        </a>
                        when walking.
                       </p>
                       <p data-block-key="7khcm">
                        <b>
                         2. Mon ami, maybe not.
                        </b>
                        Only 11% of Europeans
                        <a>
                         view the US
                        </a>
                        as an ally.
                       </p>
                       <p data-block-key="5bfqb">
                        <b>
                         3. A moose and a bald eagle walk into a bar.
                        </b>
                        Peruvian cops donned
                        <a>
                         World Cup mascot costumes
                        </a>
                        to carry out a drug raid.
                       </p>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s2">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
        <div class="mj-column-per-100 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="left" class="s5">
             <div class="s33">
              Stay classy, Sarah 😉 This issue of the Daily Brief was curated by
              <a class="s40">
               Reda
              </a>
              ,
              <a class="s40">
               Russell
              </a>
              , and
              <a class="s40">
               Linda
              </a>
              . Got an idea? A question?
              <a>
               Get in touch
              </a>
              .
             </div>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:0 16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" width="600px">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:568px;" width="568"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
        <div class="s28">
         <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
          <tbody>
           <tr>
            <td class="s17">
             <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
<![endif]-->
             <div class="mj-column-per-100 mj-outlook-group-fix s6">
              <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
               <tbody>
                <tr>
                 <td align="left" class="s34">
                  <div class="s19">
                   <mj-raw>
                    <span class="s20">
                     💌
                    </span>
                    <span class="s21">
                     THAT WAS GREAT FOR US... HOW WAS IT FOR YOU?
                    </span>
                   </mj-raw>
                  </div>
                 </td>
                </tr>
               </tbody>
              </table>
             </div>
             <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s0">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s1" role="presentation">
     <tbody>
      <tr>
       <td class="s37">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s41">
             <table border="0" cellpadding="0" cellspacing="0" class="s42" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s43" role="presentation" valign="middle">
                 <a class="s44" target="_blank">
                  <span aria-hidden="true" role="img">
                   🔥
                  </span>
                  Hot stuff
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s41">
             <table border="0" cellpadding="0" cellspacing="0" class="s42" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s43" role="presentation" valign="middle">
                 <a class="s44" target="_blank">
                  <span aria-hidden="true" role="img">
                   👍
                  </span>
                  Just alright
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td><td class="" style="vertical-align:top;width:189.33333333333337px;">
<![endif]-->
        <div class="mj-column-per-33-333333333333336 mj-outlook-group-fix s6">
         <table border="0" cellpadding="0" cellspacing="0" class="s4" role="presentation" width="100%">
          <tbody>
           <tr>
            <td align="center" class="s41">
             <table border="0" cellpadding="0" cellspacing="0" class="s42" role="presentation">
              <tbody>
               <tr>
                <td align="center" bgcolor="#f8f9ff" class="s43" role="presentation" valign="middle">
                 <a class="s44" target="_blank">
                  <span aria-hidden="true" role="img">
                   😒
                  </span>
                  ...Meh
                 </a>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
   <div class="s45">
    <table align="center" border="0" cellpadding="0" cellspacing="0" class="s16" role="presentation">
     <tbody>
      <tr>
       <td style="direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0px;padding-left:16px;padding-right:16px;text-align:center;">
        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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          <tbody>
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        <!--[if mso | IE]>
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<![endif]-->
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</td></tr></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" class="" role="presentation" style="width:600px;" width="600" bgcolor="#f8f9ff"><tr><td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;">
<![endif]-->
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     <tbody>
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        <!--[if mso | IE]>
<table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td class="" style="vertical-align:top;width:568px;">
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            <td align="center" class="s8">
             <!--[if mso | IE]>
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tr><td>
<![endif]-->
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              <tbody>
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                     </a>
                    </td>
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                  </tbody>
                 </table>
                </td>
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              </tbody>
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s46" role="presentation">
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                  </tbody>
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s46" role="presentation">
              <tbody>
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             <!--[if mso | IE]>
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<![endif]-->
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             <!--[if mso | IE]>
</td><td>
<![endif]-->
             <table align="center" border="0" cellpadding="0" cellspacing="0" class="s46" role="presentation">
              <tbody>
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                <td class="s47">
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<![endif]-->
            </td>
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         </table>
        </div>
        <!--[if mso | IE]>
</td></tr></table>
<![endif]-->
       </td>
      </tr>
     </tbody>
    </table>
   </div>
   <!--[if mso | IE]>
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