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   interest-bau-cross-sell-uk-1
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   Turn on Interest to boost your money while sending and spending it
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                   <strong>
                    You've got returns to earn
                   </strong>
                  </h1>
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                   You’ve been busy using your Wise account, but there’s one feature you’re yet to try — Interest.
                  </p>
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                   <br/>
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                   Use it to give your money a boost, with a variable* rate of  3.22% on GBP, 1.80% on EUR and 3.39% on USD. Any returns will be added each working day, ready to spend and send straight away.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                  <!--[if !mso]><!-- -->
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                    Turn on Interest
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9ZUsVIkR4Gx6xsl4eXDzSdum1QOJJ-2F8-2BZc2bLfuW1pf6bjwj_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhfjK-2BqSg6hQea2ASCRIN8fSEbeqHmLpMbttKF6KNPHr3Id8vZssuLIL6Y173VxuYu3rRfaB5xEOzNpeYh9K9sL-2BNvG4yIdQQ5-2BmNoU9QcX8I3Qm3KdTVeWAkV50nYSpAbAjhPJ0Balsz5SWuCKzAYFfYc9XWh7sQkQhc28sdlSFzINsKqsIDmIuwgdYILHhZpMhrCREz9YGjk2jVdlLf-2FQXnkQeM1rrRqVrOnt2RXC8iqdhUvpSJvxPiSzGgnrrcMBX1vc8CK2KBm-2Btb2ODZ51tLf-2Fbt4bH-2FL45WmeHA9rw0lQdXNJRg13bdGWUqb-2FsMFc5Hkv-2BlV-2FEXHNojqQmu3iK81E-2Bga3GEMoQIrvXEUD59ylOx78xS9j5Q3HYWdO0ug7aUXrSj8CwB1iuI5HVPpscfVLU7w2KISgDf5TuUEyHKaoWR-2Fc3p-2F4-2FHSN5aD2T7-2BzWxg26UTMpHVz9NozQmA0a950Wd8AIGe9m8hLOPfQY6Wro8QBOVNeUN-2BrHacypwSukxVV6pzCEFqF-2F4Afy5IJ6otpydWAS02ZQDRK6HIfEwCE8wQbTu-2BIXm5UInFNeH-2BnhR-2Bc8j3gyMWEcxlTcX-2B7XCk09cvuueXRgr9ZXh7kQnKCOLRKFBWnaa69aQw3RsxImCntOW3JVcyhWn9V7iyElRzkAEdPA2iOQ4nsji83B2" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                  <!--[if !mso]><!-- -->
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 7th May 2026. This fund has returned a 3.03% annual average on GBP, 1.57% on EUR and 3.18% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
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                   <strong>
                    Get to know Wise Interest
                   </strong>
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                   <img alt="" class="adapt-img" height="198" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fe1img1.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA2MDMyMTQuMDMwOTgxfQ:1wVEEg:7VySfYAUfZH804-E7KFRWJwJIKOpR3oWdfsJ5K5NeZs" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="198"/>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Use your money as it grows
                   </b>
                  </h2>
                 </td>
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                   Your money won't be locked away, so you can continue to send and spend it worldwide as it grows.
                  </p>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="121" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_nZc.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA2MDMyMTQuMDMxMTEwM30:1wVEEg:bcxf58dTubE4lN1Ul39jVsL5yuty_3WlMYENAgxnayQ" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="193"/>
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                   <b>
                    Start with as little as 1 GBP
                   </b>
                  </h2>
                 </td>
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                   Or start with something a little bigger. Either way, you’ll be earning a return on the money you use every day.
                  </p>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="188" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_7676aca375482a987dc7f4e5d31a8203e9beff1b51cba07d54a0e079056d033c%252Fimages%252Fimage_FcF.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODA2MDMyMTQuMDMxMjMyOH0:1wVEEg:VBxjEXji1EJI32TnlOf_CXOr4f4yWk7-dPV-o7oyMW0" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="240"/>
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                  <h2 class="bj" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
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                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGz1NweV-2BeIJSUv7866hycOgE-3DDfsV_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhfjK-2BqSg6hQea2ASCRIN8fSEbeqHmLpMbttKF6KNPHr3Id8vZssuLIL6Y173VxuYu3rRfaB5xEOzNpeYh9K9sL-2BNvG4yIdQQ5-2BmNoU9QcX8I3Qm3KdTVeWAkV50nYSpAbAjhPJ0Balsz5SWuCKzAYFfYc9XWh7sQkQhc28sdlSFzINsKqsIDmIuwgdYILHhZpMhrCREz9YGjk2jVdlLf-2FQXnkQeM1rrRqVrOnt2RXC8iqdhUvpSJvxPiSzGgnrrcMBX1vc8CK2KBm-2Btb2ODZ51tLf-2Fbt4bH-2FL45WmeHA9rw0lQdXNJRg13bdGWUqb-2FsMFc5Hkv-2BlV-2FEXHNojqQmu3iK81E-2Bga3GEMoQIrvXEUD59ylOx78xS9j5Q3HYWdO0ug7aUXrSj8CwB1iuI5HVPpscfVLU7w2KISgDf5TuUEyHKaoWR-2Fc3p-2F4-2FHSN5aD2T7-2BzWxg26UTMpHVz9NozQmA0a950Wd8AIGe9m8hLOPfQY6Wro8QBOVNeUN-2BrHacypwSukxVV6pzCEFqF-2F4Afy5IJ7R4bhrcSo0Odc6CGmJLTwye8a1ya0WXWcgD2BWX-2FymXINmTJJXMOUM1P5SuhR0jtJNmJWMzOhwPcXZUQrvl0FQUWza8zb-2BkGL-2F9AGeGde-2FYHjfupkFROjvkLaW2HgNstHlh1K01iS12Z2-2FwVN9O8RE" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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<![endif]-->
                  <!--[if !mso]><!-- -->
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                   <a class="h msohide j" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;padding:15px 60px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-weight:bold;font-style:normal;line-height:19.2px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;mso-hide:all" target="_blank">
                    Turn on Interest
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                  <!--<![endif]-->
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                   <strong>
                    Your questions answered
                   </strong>
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                    <strong>
                     How do I use Interest?
                    </strong>
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                <tr>
                 <td align="left" class="bz bx n" style="Margin:0;padding-right:40px;padding-left:40px;padding-top:15px;padding-bottom:15px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#163300;font-size:16px">
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:none;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     What fees do I pay to use Interest?
                    </a>
                   </strong>
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