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 </head>
 <body id="body" style="margin:0; padding:0;">
  <div aria-hidden="true" class="gmail-fix" role="presentation" style="letter-spacing: 676px; line-height: 0; mso-hide: all; font-size: 0; height: 0; max-height: 0; overflow: hidden; visibility: hidden;">
  </div>
  <table border="0" cellpadding="0" cellspacing="0" style="color: #002E22; padding: 20px; font-size: 15px; font-family: system-ui, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol';" width="100%">
   <tr>
    <td align="center">
     <!-- Main content table -->
     <table align="center" border="0" cellpadding="0" cellspacing="0" class="email-container" style="max-width: 680px;" width="100%">
      <tr>
       <td style="padding: 0px; text-align: left;">
        <!-- Each content section goes here. They will be left-aligned inside the centered table. -->
        <div>
         <img alt="Expensify Logo" height="24px" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Femail%252Fexpensify-email-logo-header2025.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3ODQ2MDA1NTUuNjI3OTYxNn0:1wm07v:jIRsNAMrK_3luJ5AFE_l4IlgH_48UDCV7cdE4ZWuqAw" width="100px"/>
         <table border="0" cellpadding="0" cellspacing="0" style="width: 100% !important; margin: 24px 0;" width="100%">
          <tr>
           <td style="width: 100% !important; background-color: #E6E1DA; height:1px; font-size:0; line-height:0;">
           </td>
          </tr>
         </table>
        </div>
        <div>
         <div class="content-section">
          <p style="font-style: italic;">
           <strong>
            tl;dr
           </strong>
           - Now you can set up
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            UK/EU Expensify Cards
           </a>
           from GBP and EUR bank accounts -- and issue cards to your employees far and wide -- getting realtime spend management and up to a 50% discount on your Expensify subscriptions!
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            Here's how to get started
           </a>
           .
          </p>
         </div>
         <div class="content-section">
          <p>
           I am so happy to share that our UK and EU Expensify Card is here for all! This is perhaps the most common request we've heard from thousands of international customers -- not just to get access to this incredible feature, but also the sizable discount and efficiency gains that come along with it. One US customer, Pivot Bio,
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            cut their expense report audit times by 90%
           </a>
           .
          </p>
         </div>
         <div class="content-section">
          <h2>
           Automate the approval, skip the reimbursement
          </h2>
          <p>
           ChatGPT tells me cash was invented 2600 years ago, and legend has it that expense reimbursements were invented the very next day. Upgrade your accounting from the Iron Age to the Information Age with:
          </p>
          <ul>
           <li>
            Unlimited physical and virtual cards
           </li>
           <li>
            Instant, unbreakable transaction import
           </li>
           <li>
            Configurable and AI-enhanced automatic categorization
           </li>
           <li>
            Realtime spend controls enforced at the point of purchase
           </li>
          </ul>
          <img alt="Expensify Card details" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Fnewsletter%252F2026-07%252Fjul-newsletter-01-card-details.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3ODQ2MDA1NTUuNjI4ODQ3fQ:1wm07v:J-JeapwcAvXvl33-1EAe1QAGG3q-3gFIJdx7hYws7dk" style="width: 100%; max-width: 680px; height: auto; margin-top: 20px; display: block; border-radius: 16px"/>
         </div>
         <div class="content-section">
          <h2>
           Issue Expensify Cards from local bank accounts in 14 countries
          </h2>
          <p>
           Expensify has long been known for its international footprint, and we're very happy to support issuing Expensify Cards from local bank accounts in all of the following countries:
          </p>
          <ul>
           <li>
            Belgium
           </li>
           <li>
            Denmark
           </li>
           <li>
            Finland
           </li>
           <li>
            Gibraltar
           </li>
           <li>
            Ireland
           </li>
           <li>
            Latvia
           </li>
           <li>
            Lithuania
           </li>
           <li>
            Luxembourg
           </li>
           <li>
            Netherlands
           </li>
           <li>
            Poland
           </li>
           <li>
            Spain
           </li>
           <li>
            Sweden
           </li>
           <li>
            United Kingdom
           </li>
           <li>
            United States
           </li>
          </ul>
          <img alt="Expensify Card supported countries" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Fnewsletter%252F2026-07%252Fjul-newsletter-02-countries.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3ODQ2MDA1NTUuNjI5MDM1N30:1wm07v:xjaZuXZUc3Cj0bvejsFPFwGJ9Nbusu9ryVwRZD4s_uU" style="width: 100%; max-width: 680px; height: auto; margin-top: 20px; display: block; border-radius: 16px"/>
         </div>
         <div class="content-section">
          <h2>
           Manage your money while saving money
          </h2>
          <p>
           Issuing cards is just the start -- the Expensify Card advantage continues through settlement, reconciliation, and beyond:
          </p>
          <ul>
           <li>
            Daily or monthly balance settlement, no pre-funding required
           </li>
           <li>
            Seamless integrations with QuickBooks, Xero, NetSuite, Sage Intacct, and more
           </li>
           <li>
            Built-in VAT tracking
           </li>
           <li>
            Enhanced statement reporting and streamlined reconciliation
           </li>
           <li>
            Up to 50% off your Expensify subscription!
           </li>
          </ul>
          <img alt="Expensify Card reconciliation" src="https://inboxflows.com/_/image/https%253A%252F%252Fd2k5nsl2zxldvw.cloudfront.net%252Fimages%252Fnewsletter%252F2026-07%252Fjul-newsletter-03-reconciliation.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkMms1bnNsMnp4bCIsInRpbWUiOjE3ODQ2MDA1NTUuNjI5MjMxNX0:1wm07v:sk84pSvk_4XUZliJBEMCHjazaIVFZvzNDcJ66NrCekA" style="width: 100%; max-width: 680px; height: auto; margin-top: 20px; display: block; border-radius: 16px"/>
         </div>
         <div class="content-section">
          <h2>
           A little better (and more global!) every day
          </h2>
          <p>
           Expensify's global capabilities keep getting stronger:
          </p>
          <ul>
           <li>
            Third-party corporate card support from 10,000+ banks via the
            <a style="color: #0164BF; text-decoration: none; " target="_blank">
             Bring Your Own Card (aka "BYOC") program
            </a>
           </li>
           <li>
            Use the app in 10 languages, just head to
            <strong>
             Account &gt; Preferences &gt; Language
            </strong>
            <em>
             (Only in New Expensify!)
            </em>
           </li>
           <li>
            <a style="color: #0164BF; text-decoration: none; " target="_blank">
             Reimbursements
            </a>
            from bank accounts in EUR, GBP, AUD, CAD, and USD
           </li>
           <li>
            Pay your subscription in EUR, GBP, AUD, NZD, and USD
           </li>
          </ul>
         </div>
         <div class="content-section">
          <p>
           Thanks for reading! And if you didn't read, just
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            watch this cool video we made
           </a>
           .
          </p>
         </div>
         <div class="content-section">
          <p>
           -david
           <br/>
           Founder and CEO of Expensify
           <br/>
           Follow me on
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            LinkedIn
           </a>
          </p>
         </div>
         <div class="content-section">
          <p>
           P.S. Questions? Feedback? Email us at
           <a style="color: #0164BF; text-decoration: none; " target="_blank">
            concierge@expensify.com
           </a>
           or just reply to this message.
          </p>
         </div>
         <div class="content-section">
          <p style="font-size: 11px; color: #888;">
           The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. for US based customers, and by Transact Payments Malta Limited for EEA customers, or Transact Payments Limited for UK based customers, pursuant to license by Visa Europe Limited. Transact Payments Malta Limited is duly authorized and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorized and regulated by the Gibraltar Financial Service Commission. The Expensify Visa Commercial Card may not be used at all merchants that accept Visa cards.
          </p>
         </div>
        </div>
        <div>
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