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   This FinTech CEO Fired His HR Dept: 'Problems Disappeared When I Let Them Go'
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   Plus: Americans rebel against AI, how to rewire your brain to see more opportunities, and Q&amp;A with a protein-packed business owner. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­
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                   MAY 22, 2026
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                   What's on deck today:
                  </p>
                  <ul style="margin-top: 0; margin-bottom: 0; padding-left: 22px; color: #333333;">
                   <li>
                    Americans are rebelling against AI — here's the cost breakdown
                   </li>
                   <li>
                    The guy rescued Potbelly and is now taking over Wendy's
                   </li>
                   <li>
                    Her protein-packed business went viral and made $20K in month one
                   </li>
                   <li>
                    What's your competitive moat and is it wide enough for AI disruption?
                   </li>
                  </ul>
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                   Market snapshot:
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                   <li>
                    S&amp;P 500
                    <span style="color: #008000;">
                     ▲ 0.2%
                    </span>
                   </li>
                   <li>
                    Dow Jones
                    <span style="color: #008000;">
                     ▲ 0.57%
                    </span>
                   </li>
                   <li>
                    NASDAQ
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                     ▼ 0.06%
                    </span>
                   </li>
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                          <a data-hs-link-id="0" data-hs-link-id-v2="N7w5y/ZA" rel="noopener" style="text-decoration:none; font-weight:bold; color:#000000" target="_blank">
                           This CEO Fired His Entire HR Department to Rescue His Failing Fintech Company
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                      When Ryan Breslow’s fintech company Bolt lost $10.7 billion in value, he had a radical diagnosis: HR needed to go. “They were creating problems that didn’t exist,” Breslow, 31, said at
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                     <a data-hs-link-id="0" data-hs-link-id-v2="YdnpgKXf" style="color:#193cb8" target="_blank">
                      Fortune’s Workforce Innovation Summit
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                     .
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                      “Those problems disappeared when I let them go.”
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                      Breslow, who stepped down as CEO in 2022 but returned in 2025, cut 30% of the workforce in April and replaced HR with a smaller “people operations” team focused on training.
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                      But HR wasn’t the only group to lose their jobs. Breslow said employees had grown
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                      complacent
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                      during the boom years, when Bolt’s valuation hit $11 billion in 2022 before crashing to $300 million. He gave workers 60 days to adapt to a leaner culture but said 99% couldn’t make the shift. “There’s a sense of entitlement that had festered across the company,” he said. He fired nearly the entire leadership team and eliminated four-day workweeks and unlimited PTO.
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                <img align="middle" alt="Option 1a (2 Image) (40)" src="https://inboxflows.com/_/image/https%253A%252F%252Fhs-21266006.f.hubspotemail.net%252Fhub%252F21266006%252Fhubfs%252FOption%25201a%2520%25282%2520Image%2529%2520%252840%2529.jpg%253Fwidth%253D1160%2526upscale%253Dtrue%2526name%253DOption%25201a%2520%25282%2520Image%2529%2520%252840%2529.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZocy0yMTI2NjAwNiIsInRpbWUiOjE3Nzk0NDc5OTYuMTQ1Njk3Nn0:1wQNi8:iKV04_Vd6FMZIjwN1yhG-OZ9pdxFi6jtj35redrC6jM" style="outline:none; text-decoration:none; max-width:100%; font-size:16px; border-radius:2%" width="580"/>
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                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                  <em>
                   <span style="color: #000000;">
                    This Q&amp;A features Caroline Dai, founder and CEO of
                   </span>
                  </em>
                  <a data-hs-link-id="0" data-hs-link-id-v2="k+ypO4yn" style="color:#193cb8" target="_blank">
                   <em>
                    TofuGo Snacks
                   </em>
                  </a>
                  <em>
                   ,
                   <span style="color: #000000;">
                    a business selling high-protein tofu snacks.
                   </span>
                  </em>
                  <span style="color: #000000;">
                   <em>
                    TofuGo launched this past March and went viral on social media — hitting $20,000 in monthly revenue. Now the business is on track for $1 million this year.
                   </em>
                  </span>
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                  <span style="color: #000000;">
                  </span>
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                  <span style="color: #000000;">
                   <strong>
                    When did you start your business, and where did you find the inspiration for it?
                   </strong>
                   <strong>
                    <br/>
                   </strong>
                   <span style="background-color: #ffffff;">
                    I officially launched TofuGo in March 2026, but the idea started much earlier. I grew up eating Sichuan-style
                   </span>
                   <em>
                    dougan
                   </em>
                   <span style="background-color: #ffffff;">
                    , which is a flavorful pressed tofu snack that’s incredibly popular in Asia but almost nonexistent in mainstream North American snack aisles. Every protein snack I saw in the U.S. was either a sweet protein bar or jerky. I wanted to create something savory, high-protein, portable and shelf-stable that reflected the flavors I grew up with, and make the product mainstream. That became TofuGo — “the world’s fastest tofu.”
                   </span>
                  </span>
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                  <span style="color: #000000; background-color: #ffffff;">
                   <strong>
                    What were some of the first steps you took to get your business off the ground?
                    <br/>
                   </strong>
                   <span style="background-color: #ffffff;">
                    The first step was figuring out who was going to produce shelf-stable tofu snacks. I spent months
                   </span>
                   sourcing manufacturers
                   <span style="background-color: #ffffff;">
                    , testing recipes and refining packaging. Most co-manufacturers said no early on because they are not experienced in shelf-stable tofu snacks. So I faced a lot of nos in the beginning. I also focused heavily on branding early because I knew this product needed to stand out visually to get people curious enough to try tofu in a completely different format.
                   </span>
                  </span>
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                 </p>
                 <p bgcolor="#ffffff" style="line-height:150%; color:#364153; background-color:#ffffff">
                  <span style="color: #000000; background-color: #ffffff;">
                   <span style="background-color: #ffffff;">
                    <strong>
                     If you could go back in your business journey and change one process or approach, what would it be, and how do you wish you’d done it differently?
                    </strong>
                    <strong>
                     <br/>
                    </strong>
                    <span style="background-color: #ffffff;">
                     I would have worried less about perfection before launch. At the beginning, I thought every detail needed to be perfect before putting the product into the world. But consumer brands learn by shipping. You learn from customer reactions, not from endlessly revising in isolation. Speed matters a lot more than most first-time founders realize.
                    </span>
                   </span>
                  </span>
                 </p>
                </div>
               </div>
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                    <a data-hs-link-id="1" data-hs-link-id-v2="JwjAdLLJ" style="color:#00a4bd; font-size:15px; font-family:Helvetica,Arial,sans-serif; Margin:0; text-transform:none; text-decoration:none; padding:12px 13px; display:block" target="_blank">
                     <strong style="color:#ffffff;font-weight:bold;text-decoration:none;font-style:normal;">
                      Read the full story  →
                     </strong>
                    </a>
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                    </p>
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                 <h2 align="left" data-mce-fragment="1" style="margin:0; font-size:20px; line-height:175%; text-align:left; font-weight:bold">
                  <span style="font-family: Tahoma, sans-serif;">
                   Quick Hits
                  </span>
                 </h2>
                </div>
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              </td>
             </tr>
            </tbody>
           </table>
           <table cellpadding="0" cellspacing="0" class="" role="presentation" style="" width="100%">
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                <div class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text" id="hs_cos_wrapper_module_17794062432641_" style="color: inherit; font-size: inherit; line-height: inherit;">
                 <p style="line-height:150%">
                  <span style="color: #000000;">
                   <a data-hs-link-id="0" data-hs-link-id-v2="epBxu1uu" rel="noopener" style="text-decoration:none; font-weight:normal; color:#000000" target="_blank">
                    →
                    <span style="text-decoration: underline; color: #0600ff;">
                     5 Proactive Strategies
                    </span>
                    to Help You Protect Your Mental Health
                   </a>
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                   <a data-hs-link-id="0" data-hs-link-id-v2="BW6G3O8w" rel="noopener" style="text-decoration:none; font-weight:normal; color:#000000" target="_blank">
                    → Nvidia Tells Skeptical Investors
                    <span style="text-decoration: underline; color: #0600ff;">
                     AI Is Ready to Go Mainstream
                    </span>
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                   <a data-hs-link-id="0" data-hs-link-id-v2="9HD3UWdc" rel="noopener" style="text-decoration:none; font-weight:normal; color:#000000" target="_blank">
                    →
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                     This Young Startup
                    </span>
                    is Taking on the Fragrance Industry
                   </a>
                  </span>
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                   <a data-hs-link-id="0" data-hs-link-id-v2="yNsA1cAO" rel="noopener" style="text-decoration:none; color:#000000" target="_blank">
                    → What Layoffs Hide About
                    <span style="text-decoration: underline; color: #0600ff;">
                     the Real Problem
                    </span>
                    With the Job Market
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                  </span>
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          <!--[if gte mso 9]></table><![endif]-->
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                   Do This Today ✅
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                                <p style="line-height:150%">
                                 <span style="color: #000000;">
                                  <span style="font-weight: bold;">
                                   Ask yourself:
                                  </span>
                                  What's our competitive moat, and is it wide enough to withstand AI disruption?
                                 </span>
                                </p>
                                <p style="line-height:150%">
                                </p>
                                <p style="line-height:150%">
                                 <span style="color: #000000;">
                                  The core challenge for every business in 2026 is developing a sustainable competitive edge that shields you from the AI onslaught. Build yours on trusted relationships — not just who you know, but how much they trust you, your offerings and your organization. In an environment where technology lacks transparency and we can't trust what we see, trusted partnerships have become more valuable than ever.
                                 </span>
                                </p>
                                <p style="line-height:150%">
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                                <p style="line-height:150%">
                                 <a data-hs-link-id="0" data-hs-link-id-v2="I+9TBfye" rel="noopener" style="color:#0600ff" target="_blank">
                                  Read the full breakdown on building business moats in the AI era
                                 </a>
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