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   1 UK Safety
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   Use Wise Interest to earn variable returns on the money you use every day
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   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
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                         Start investing with low stakes
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                        Wise Interest is one of the safest ways to give your money a boost. It works by investing your money in a low-risk fund of government-guaranteed assets, with variable* rates of  3.25% on GBP, 1.98% on EUR and 3.39% on USD.
                       </p>
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                        While your money’s growing, you can continue to send and spend it worldwide. And you may also be
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                          eligible for FSCS protection for up to 85,000 GBP
                         </u>
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                        .
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                         Turn on Interest
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                       <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLTHbdX2iDd-2B92wlDTd-2B40i0AjC1VYOztRN7U-2Bhf5FhNiw-3D-3Dg5c0_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjha4H-2B56347RrhBM-2FtLvZ5WaJ-2FzIfZ0Foc6lng1oPZmX-2B-2Fkdr-2FiEfpr-2FYCYiYaMv17uGZuKuilyjczNAxvVG2jS7NZS4B3lr5dnsPqOvNjDbV3pHHSzXnu-2BtVcZq8s-2F-2FRyVFilaDLqmxZM1pQsYnNTt1PGHxZU-2BLyZKjEpICi-2Bjj8qgdkC2WEuAjf8SkKAJVH79jbJv9OgS8pCHuOqZLvFS096ww7olj-2BTYvGHnR5ZfQLue5jTXKr6cOhuw-2F36lWYvNV4j8gUHBdeQ13rcgRCjn-2BTdNr-2BZMJ5wzmyHFdofiu6QJpgsnibziTg9EnR9NlLGJvagKNTbxd7jnfhUHBVk-2B-2FSQdo1lqwEU3-2F4VTPlIVhuqQzvTe4zKf3QaBNAA8Ll975NgujniNQBmfcO44DWItEEKEsTAqvrtVW3tlF23ZQBqGgaPoOMLWHmxN7rfI-2BtsZVkpwi1FiNQK7lkKhaqxUfVqWuCILGQlyhHc6UwPh5jI3U-2FuRJAdryDgJyCNZ95n-2FA55QjI4J9BrdSUiOQwsVklNUMlgOpfEeHi2DaedFi4WCRvfI3MnTW4ugvtYur2ARKLt8PMAs-2FyiMY1Z0eTmXNtsbWoYg-2BI1jySf1462UJeOMyT7IBZFvBndgf6prSdtcqlWcyq19iVewAs5ehTgY-2BIOGFLXpIuNvMcgby05v4J" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter,Helvetica,Arial,sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                       <p style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 24th June 2026. This fund has returned a 3.03% annual average on GBP, 1.57% on EUR and 3.18% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                        <span style="color:#163300">
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                          <u>
                           visit our website
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                         .
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                       <h2 class="k f" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:22px;font-style:normal;font-weight:normal;line-height:33px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Get to know Wise Interest
                        </strong>
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                       <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                        <img alt="Card payment with green Wise card and reader." class="adapt-img" height="184" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_1355ab94747a554a80dd9694b79cdb4282c6f0bc762b8befa0da06538fbf5e62%252Fimages%252Fs1_uk.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODQ5NzkwNTguODI5MDM4fQ:1wnaao:2E1dDBkw_yWwPhUXCw96ZyxLxYRcXV3_qVgdxk7a6fo" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="Card payment with green Wise card and reader." width="510"/>
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                       <h3 class="k e" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:normal;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Designed for your everyday money
                        </strong>
                       </h3>
                      </td>
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                     <tr>
                      <td align="center" class="bo bn a" style="Margin:0;padding:20px 40px 30px">
                       <p class="k d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Continue to send and spend your money as it grows — there are no withdrawal fees for Wise Interest.
                       </p>
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                       <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                        <img alt="£100 against Big Ben backdrop at sunset." class="adapt-img" height="184" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_1355ab94747a554a80dd9694b79cdb4282c6f0bc762b8befa0da06538fbf5e62%252Fimages%252Fs2_us.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODQ5NzkwNTguODI5MTkxN30:1wnaao:5OKyQEwyTASHNwMJG9kxqHOIUWlVRfZlm7FmiP-tXNE" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="£100 against Big Ben backdrop at sunset." width="510"/>
                       </a>
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                       <h3 class="k e" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:normal;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Start with a little or a lot
                        </strong>
                       </h3>
                      </td>
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                       <p class="k d" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Decide how much you want to invest. It can be as little as 1 GBP.
                       </p>
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                       <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                        <img alt="20 GBP to 25 GBP shown, houses in the background." class="adapt-img" height="184" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_5b77985f7b28d9154e276970be79587fada42a11018e1a63e79ad325ef847bdd%252Fimages%252Fearn_returns_on_your_returns2_gbp.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODQ5NzkwNTguODI5MzEzOH0:1wnaao:WefB5q1EBwBaB8BS-Ba3IDsliWGmRsDQ81dAMux8btw" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="20 GBP to 25 GBP shown, houses in the background." width="510"/>
                       </a>
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                       <h3 class="k e" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:normal;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Earn returns on your returns
                        </strong>
                       </h3>
                      </td>
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                     <tr>
                      <td align="center" class="bo bn a" style="Margin:0;padding:20px 40px 30px">
                       <p class="k" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Returns are paid out every working day. Once you’ve got them, you’ll start earning returns on that money, too.
                       </p>
                       <p class="k" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        <br/>
                       </p>
                       <p class="k b" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:21px;letter-spacing:0;font-weight:normal;color:#6a6c6a;font-size:14px">
                        The numbers in this image are for demonstrative purposes only and do not indicate real growth. Investments can fluctuate, capital at risk.
                       </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                         Turn on Interest
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