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   2 UK Safety
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   Earn low-risk returns, every working day
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                        Wise Interest is one of the safest ways to give your money a boost. It works by investing your money in a low-risk fund of government-guaranteed assets, with variable* rates of 3.25% on GBP, 1.98% on EUR and 3.39% on USD.
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                        While your money’s growing, you can continue to send and spend it worldwide. And you may also be
                        <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
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                          eligible for FSCS protection for up to 85,000 GBP
                         </u>
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                        .
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                        <a class="a msohide" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;font-weight:bold;padding:15px 5px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-style:normal;line-height:19px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;text-transform:none;mso-hide:all" target="_blank">
                         Turn on Interest
                        </a>
                       </span>
                       <!--<![endif]-->
                      </td>
                     </tr>
                     <tr>
                      <td align="center" class="bp bo" style="padding:15px 40px 0;Margin:0">
                       <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9SLgQOPFIrbHUz4i9qAXeLS0-2FQ5k-2FBTA1vbuA4A3MR5CsigVgVhKDpw-2BJW5VYCrOkQ-3D-3DW8XD_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhYNLIUM9oW7jmCozrFPNO5BY9UKba9O-2BHwHEGi1CifYg-2FbAlWEaTNI5jCsJuXRG621FbQZY23Va0ai0s3qErWV5ZpLU7V5Ah6nYYpor-2F12UD4qLDxWcj7SMYfN93mytEEzimu9XcNJLhp-2BxczGMj3bSWLR9WVJTSMPelbxVD07qj8sUvZC0Tufr5KCGHumglEWTG99PeXRL52LyGMWARuRVNjxNQZ61cF6ZR78qdVkw5ANUE1Wy0VPGD-2BTBfue0o73LB-2FecArZl3yNzXSNqunPJUHBL-2B927vS08eIXeZtRyV3fCSfDcptsgspuadvKH-2F-2BC3k4YWe1VQZt2F3x1-2B1qGxkIwXMcxRPoqvz2nhN6MxLInxDpACJdCsS3G4uyiJHZqo43YFr7xYqLVZTeAXkyhudQfVtDY2qSdjS7Pm3X2Bq24cz3-2Fj2kFFfW5T1zTB4i2LtIbBLPpQuve-2FFRVN883sArFGM-2B8zv4gAFG-2F1HBJony6ud68q95P1ni0CeeaWOkptHXiyR4pr2uxg-2BC4eaM9tLEnsNPyldPDCQL6L31-2FMqyPrw-2BkWboYUfjXDpbuzuka2lFkgNvV-2FVA68o9mpSVGGU1DSHr1UZnJpCx-2ButYVWiktNfgh8y3qFCgMR-2BgK0HS0gXsniwEJGsYlfznErMeSYduwG70uXnklv9oyMqdN64" target="_blank" hidden>
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		<w:anchorlock></w:anchorlock>
		<center style='color:#163300; font-family:Inter,Helvetica,Arial,sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
	</v:roundrect></a>
<![endif]-->
                       <!--[if !mso]><!-- -->
                       <span class="ba msohide" style="border-style:solid;border-color:#163300;background:#ffffff;border-width:1px;display:block;border-radius:30px;width:auto;mso-hide:all;text-align:center !important">
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                         Learn more
                        </a>
                       </span>
                       <!--<![endif]-->
                      </td>
                     </tr>
                     <tr>
                      <td align="center" class="br bq b" style="padding:25px 0 30px;Margin:0">
                       <p style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 24th June 2026. This fund has returned a 3.03% annual average on GBP, 1.57% on EUR and 3.18% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                        <span style="color:#163300">
                         <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                          <u>
                           visit our website
                          </u>
                         </a>
                        </span>
                        <span style="color:#454745">
                         .
                        </span>
                       </p>
                      </td>
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           <table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="bf" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#ffffff;width:600px">
            <tbody>
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               <table cellpadding="0" cellspacing="0" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
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                       <h2 class="j e bu" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:22px;font-style:normal;font-weight:600;line-height:33px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Get to know Wise Interest
                        </strong>
                       </h2>
                      </td>
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                    </tbody>
                   </table>
                  </td>
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               </table>
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              <td align="left" class="bn bt bs" style="padding:0 40px 20px;Margin:0">
               <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
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                   <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;border-radius:15px;border-collapse:separate" width="100%">
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                       <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                        <img alt="Green circle with black ticket icon" height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_80f05d4eecd91de050cae6846bacb05bcc575e3bbfc633fd4013c7275a6a1be1%252Fimages%252Favatar.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODUyNzQ4NTEuMzQ0ODQ2Mn0:1wopXf:gaSGgyBBkZDXFuKAjub_cWZqqAe8tUaKCeHiY2dXiRE" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="Green circle with black ticket icon" width="50"/>
                       </a>
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               <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
               <table align="right" cellpadding="0" cellspacing="0" class="v" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;float:right">
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                   <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
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                       <h3 class="j d bu" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:600;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Designed for your everyday money
                        </strong>
                       </h3>
                      </td>
                     </tr>
                     <tr>
                      <td align="left" class="bj bi b" style="padding:5px 0 0;Margin:0">
                       <p class="j c" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Continue to send and spend your money as it grows — there are no withdrawal fees for Wise Interest.
                       </p>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
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               </table>
               <!--[if mso]></td></tr></table><![endif]-->
              </td>
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               <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
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                   <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;border-radius:15px;border-collapse:separate" width="100%">
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                        <img alt="Green circle with dollar sign icon." height="51" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_2bd05750247c7e97b3a6528408d9207716cb71916343eaeed999d7cb9aef0a87%252Fimages%252Favatar.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODUyNzQ4NTEuMzQ0OTU0M30:1wopXf:XqNpIeX1hK-jwl9-5eti_lhnH4GIvuspzRB7jbxxZ-A" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="Green circle with dollar sign icon." width="50"/>
                       </a>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
               <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
               <table align="right" cellpadding="0" cellspacing="0" class="v" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;float:right">
                <tbody>
                 <tr>
                  <td align="left" style="padding:0;Margin:0;width:445px">
                   <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
                    <tbody>
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                      <td align="left" class="bj bi b" style="padding:0;Margin:0">
                       <h3 class="j d bu" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:600;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Start with a little or a lot
                        </strong>
                       </h3>
                      </td>
                     </tr>
                     <tr>
                      <td align="left" class="bj bi b" style="padding:5px 0 0;Margin:0">
                       <p class="j c" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Decide how much you want to invest. It can be as little as 1 GBP.
                       </p>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
               <!--[if mso]></td></tr></table><![endif]-->
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               <!--[if mso]><table style="width:520px" cellpadding="0" cellspacing="0"><tr><td style="width:75px" valign="top"><![endif]-->
               <table align="left" cellpadding="0" cellspacing="0" class="u" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;float:left">
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                    <tbody>
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                      <td align="right" class="bl bm bk j" style="padding:0 15px 0 0;Margin:0;font-size:0px">
                       <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-weight:inherit" target="_blank">
                        <img alt="Coins on green background." height="50" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_4f44a6f24f1c06c5f40b3c92ca941b0f73c210786bfbfd3bfa76003e15c7c02f%252Fimages%252Fcoinsicon.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODUyNzQ4NTEuMzQ1MDU5OX0:1wopXf:WWibrZvZ9uqCN5su9_WhNphDkk2MMHYNjmwt5tutzUQ" style="display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0" title="Coins on green background." width="50"/>
                       </a>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
               <!--[if mso]></td><td style="width:445px" valign="top"><![endif]-->
               <table align="right" cellpadding="0" cellspacing="0" class="v" role="none" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;float:right">
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                 <tr>
                  <td align="left" style="padding:0;Margin:0;width:445px">
                   <table cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px" width="100%">
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                      <td align="left" class="bj bi b" style="padding:0;Margin:0">
                       <h3 class="j d bu" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:20px;font-style:normal;font-weight:600;line-height:30px;color:#0e0f0c">
                        <strong style="font-weight:bolder !important">
                         Earn returns on your returns
                        </strong>
                       </h3>
                      </td>
                     </tr>
                     <tr>
                      <td align="left" class="bj bi b" style="padding:5px 0 0;Margin:0">
                       <p class="j c" style="Margin:0;mso-line-height-rule:exactly;font-family:inter, helvetica, arial, sans-serif;line-height:24px;letter-spacing:0;font-weight:normal;color:#454745;font-size:16px">
                        Returns are paid out every working day. Once you’ve got them, you’ll start earning returns on that money, too.
                       </p>
                      </td>
                     </tr>
                    </tbody>
                   </table>
                  </td>
                 </tr>
                </tbody>
               </table>
               <!--[if mso]></td></tr></table><![endif]-->
              </td>
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                       <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9UfG8sVTX899vuCe-2BRy-2FzSu-2Fm83ylOuFfn7a-2FIiSdYhFUIPLJ7mi-2F21rOCALwIsGzzA9ErAJeV-2BnOZfRJ0c15QI-3D8cJ9_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhYNLIUM9oW7jmCozrFPNO5BY9UKba9O-2BHwHEGi1CifYg-2FbAlWEaTNI5jCsJuXRG621FbQZY23Va0ai0s3qErWV5ZpLU7V5Ah6nYYpor-2F12UD4qLDxWcj7SMYfN93mytEEzimu9XcNJLhp-2BxczGMj3bSWLR9WVJTSMPelbxVD07qj8sUvZC0Tufr5KCGHumglEWTG99PeXRL52LyGMWARuRVNjxNQZ61cF6ZR78qdVkw5ANUE1Wy0VPGD-2BTBfue0o73LB-2FecArZl3yNzXSNqunPJUHBL-2B927vS08eIXeZtRyV3fCSfDcptsgspuadvKH-2F-2BC3k4YWe1VQZt2F3x1-2B1qGxkIwXMcxRPoqvz2nhN6MxLInxDpACJdCsS3G4uyiJHZqo43YFr7xYqLVZTeAXkyhudQfVtDY2qSdjS7Pm3X2Bq24cz3-2Fj2kFFfW5T1zTB4i2LtIbBLPpQuve-2FFRVN883sArFGM-2B8zv4gAFG-2F1HBJony6ud68q95P1ni0CeeaWOkptHXiyR4pr2uxg-2BC4eaM9vj2iDuRgY3HxIGCZo48MFssequFOfN-2BBuP2tYECbPp3chJct-2BRp825diB3NL8d4khgOh1alIYLd0KepLKgANQhf0CSC6Rd-2B7A9OqCx3Q4yZwFH0m2pXjxgst9nbxW17E0peGdVXDRshDd8LsCGqF5J" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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<![endif]-->
                       <!--[if !mso]><!-- -->
                       <span class="ba msohide" style="border-style:solid;border-color:#2ed06e;background:#9fe870;border-width:0px;display:block;border-radius:30px;width:auto;mso-hide:all;text-align:center !important">
                        <a class="a msohide a-1558" style="mso-style-priority:100 !important;text-decoration:none !important;mso-line-height-rule:exactly;color:#163300;font-size:16px;font-weight:bold;padding:15px 5px;display:block;background:#9fe870;border-radius:30px;font-family:Inter, Helvetica, Arial, sans-serif;font-style:normal;line-height:19px;width:auto;text-align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #9fe870;text-transform:none;mso-hide:all" target="_blank">
                         Turn on Interest
                        </a>
                       </span>
                       <!--<![endif]-->
                      </td>
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   <!--
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