Inboxes List

Create an inbox to save and track emails. It's free!

+New inbox
Back
Back
Back 
<!DOCTYPE html>
<html style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color-scheme: light dark; supported-color-schemes: light dark;">
 <head>
  <meta content="text/html; charset=utf-8" http-equiv="Content-Type"/>
  <style>
   a:hover {
color: inherit; font-size: inherit; line-height: inherit; text-decoration: inherit;
}
@font-face {
font-family: 'ObjectSansHeavy'; font-style: normal; font-weight: 800; src: url('https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fs3%252Fconstellation-website%252Fpublic%252Fshared%252Ffonts%252Fobject-sans%252Flatest%252Fobject-sans-heavy.woff2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuODkxNzUzNH0:1waLiA:IkzwBL7_Qqd8N9R-_lc81e6XoXwyFwFA87qK1dXu_gY') format('woff2'); mso-font-alt: 'Arial Black';
}
@font-face {
font-family: 'ObjectSansRegular'; font-style: normal; font-weight: 400; src: url('https://inboxflows.com/_/image/http%253A%252F%252Fwww.zillowstatic.com%252Fs3%252Fconstellation-website%252Fpublic%252Fshared%252Ffonts%252Fobject-sans%252Flatest%252Fobject-sans-regular.woff2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRnd3dy56aWxsb3dzdCIsInRpbWUiOjE3ODE4MjM1OTAuODkyMzkzOH0:1waLiA:4wYKiuTbdsfmmpw4Epk4aTXox-MZKXd5wxO2ElocY9Y') format('woff2'); mso-font-alt: 'Arial';
}
body {
padding: 0; margin: 0 auto !important; font-family: Helvetica, Arial, sans-serif !important; mso-hyphenate: none !important;
}
.primaryHover:hover {
background: #0033AB !important;
}
.secondaryHoverWhite:hover {
background: #FFFFFF !important; border-color: none !important; color: #111116 !important;
}
.secondaryHoverBlue:hover {
background: #F4F9FF !important; border-color: #0033AB !important; color: #0033AB !important;
}
.textHoverBlue:hover {
text-decoration: underline !important; color: #0033AB !important;
}
.textHoverWhite:hover {
text-decoration: none !important; color: #EEEEF0 !important;
}
body {
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;
}
body {
height: 100%; margin: 0 auto !important; padding: 0; width: 100%; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale;
}
img {
border: 0 !important; height: auto; line-height: 100%; outline: none; text-decoration: none;
}
img {
-ms-interpolation-mode: bicubic;
}
body[data-outlook-cycle] .image {
width: 36px; height: 36px;
}
img {
background-color: transparent !important;
}
@media screen and (-webkit-min-device-pixel-ratio:0) {
  .textHoverWhite:hover img.arrowHoverWhite {
    content: url(https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2025%252F06%252FarrowRightWH.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuODkyNTgxMn0:1waLiA:CSqTKy_fmBshHJ6E6R_r60pjfqissvREAATDgBzE1Ug) !important;
  }
  .textHoverBlue:hover img.arrowHoverBlue {
    content: url(https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2025%252F06%252FarrowRightBH.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuODkyNzI3fQ:1waLiA:qfEDVpmbFF2sKYK3QxIF7ZYFHrkJk_1feRJljFyt5_w) !important;
  }
}
@media only screen and (max-width: 599px) {
  u + .body .full-wrap {
    width: 100vw !important;
  }
  u + .body .glist {
    margin-left: 8px !important;
  }
}
@media screen and (min-width: 481px) and (max-width: 600px) {
  .w20m {
    width: 20% !important;
  }
}
@media screen and (max-width: 480px) {
  * {
    padding: 0;
  }
  body {
    width: 100% !important; text-align: center !important;
  }
  .block {
    display: block !important;
  }
  .displayTable {
    display: table !important;
  }
  .displayBlock {
    display: block !important;
  }
  .tableCell {
    display: table-cell !important; vertical-align: top !important;
  }
  .hide {
    display: none !important;
  }
  .show {
    display: block !important; max-height: none !important; overflow: visible !important;
  }
  .height28 {
    height: 28px !important;
  }
  .height24 {
    height: 24px !important;
  }
  .height106 {
    height: 106px !important;
  }
  .heightauto {
    height: auto !important;
  }
  .width100perc {
    width: 100% !important;
  }
  .width90perc {
    width: 90% !important;
  }
  .width50perc {
    width: 50% !important;
  }
  .width129 {
    width: 129px !important;
  }
  .width144 {
    width: 144px !important;
  }
  .fluid-100perc {
    width: 100% !important; min-width: 200px !important; max-width: 480px !important;
  }
  .mw504 {
    max-width: 504px !important;
  }
  .border202000 {
    border-radius: 20px 20px 0 0 !important;
  }
  .pad0 {
    padding: 0px !important;
  }
  .padlr0 {
    padding-left: 0px !important; padding-right: 0px !important;
  }
  .padlr20 {
    padding-left: 20px !important; padding-right: 20px !important;
  }
  .padlr24 {
    padding-left: 24px !important; padding-right: 24px !important;
  }
  .padb0 {
    padding-bottom: 0px !important;
  }
  .padb4 {
    padding-bottom: 4px !important;
  }
  .padb8 {
    padding-bottom: 8px !important;
  }
  .padb16 {
    padding-bottom: 16px !important;
  }
  .padb20 {
    padding-bottom: 20px !important;
  }
  .padb24 {
    padding-bottom: 24px !important;
  }
  .padb32 {
    padding-bottom: 32px !important;
  }
  .padt0 {
    padding-top: 0px !important;
  }
  .padt12 {
    padding-top: 12px !important;
  }
  .padt16 {
    padding-top: 16px !important;
  }
  .padt24 {
    padding-top: 24px !important;
  }
  .padt32 {
    padding-top: 32px !important;
  }
  .padr0 {
    padding-right: 0px !important;
  }
  .padr4 {
    padding-right: 4px !important;
  }
  .padr8 {
    padding-right: 8px !important;
  }
  .padr16 {
    padding-right: 16px !important;
  }
  .padr24 {
    padding-right: 24px !important;
  }
  .padr32 {
    padding-right: 32px !important;
  }
  .padr40 {
    padding-right: 40px !important;
  }
  .padl0 {
    padding-left: 0px !important;
  }
  .padl4 {
    padding-left: 4px !important;
  }
  .padl8 {
    padding-left: 8px !important;
  }
  .padl16 {
    padding-left: 16px !important;
  }
  .padl24 {
    padding-left: 24px !important;
  }
  .padl32 {
    padding-left: 32px !important;
  }
  .padl40 {
    padding-left: 40px !important;
  }
  .font12 {
    font-size: 12px !important; line-height: 18px !important;
  }
  .font14 {
    font-size: 14px !important; line-height: 16px !important;
  }
  .font16SubHeadline {
    font-size: 16px !important; line-height: 24px !important; font-family: Helvetica, Arial, sans-serif !important; font-weight: 700 !important;
  }
  .font20 {
    font-size: 20px !important; line-height: 24px !important;
  }
  .font24 {
    font-size: 24px !important; line-height: 28px !important;
  }
  .font36 {
    font-size: 36px !important; line-height: 44px !important;
  }
  .borderRadiusRight {
    border-radius: 0px 12px 12px 0px !important;
  }
  .borderRadiusLeft {
    border-radius: 12px 0px 0px 12px !important;
  }
  .alignleft {
    text-align: left !important;
  }
  .aligncenter {
    text-align: center !important;
  }
  .button {
    font-size: 14px !important; line-height: 14px !important; padding: 13px 18px !important;
  }
  .dir {
    direction: ltr !important;
  }
  .apple_address a {
    font-family: Helvetica, Arial, sans-serif !important; text-decoration: none !important; font-size: 12px !important; line-height: 16px !important; font-weight: 400 !important;
  }
  .background-size {
    background-size: cover !important; background-position: 50% 50% !important;
  }
  img.show {
    display: block !important; height: auto !important;
  }
  td.stack {
    width: 100% !important; display: block !important;
  }
  th.stack {
    width: 100% !important; display: block !important;
  }
}
@media screen and (max-device-width: 480px) {
  * {
    padding: 0;
  }
  body {
    width: 100% !important; text-align: center !important;
  }
  .block {
    display: block !important;
  }
  .displayTable {
    display: table !important;
  }
  .displayBlock {
    display: block !important;
  }
  .tableCell {
    display: table-cell !important; vertical-align: top !important;
  }
  .hide {
    display: none !important;
  }
  .show {
    display: block !important; max-height: none !important; overflow: visible !important;
  }
  .height28 {
    height: 28px !important;
  }
  .height24 {
    height: 24px !important;
  }
  .height106 {
    height: 106px !important;
  }
  .heightauto {
    height: auto !important;
  }
  .width100perc {
    width: 100% !important;
  }
  .width90perc {
    width: 90% !important;
  }
  .width50perc {
    width: 50% !important;
  }
  .width129 {
    width: 129px !important;
  }
  .width144 {
    width: 144px !important;
  }
  .fluid-100perc {
    width: 100% !important; min-width: 200px !important; max-width: 480px !important;
  }
  .mw504 {
    max-width: 504px !important;
  }
  .border202000 {
    border-radius: 20px 20px 0 0 !important;
  }
  .pad0 {
    padding: 0px !important;
  }
  .padlr0 {
    padding-left: 0px !important; padding-right: 0px !important;
  }
  .padlr20 {
    padding-left: 20px !important; padding-right: 20px !important;
  }
  .padlr24 {
    padding-left: 24px !important; padding-right: 24px !important;
  }
  .padb0 {
    padding-bottom: 0px !important;
  }
  .padb4 {
    padding-bottom: 4px !important;
  }
  .padb8 {
    padding-bottom: 8px !important;
  }
  .padb16 {
    padding-bottom: 16px !important;
  }
  .padb20 {
    padding-bottom: 20px !important;
  }
  .padb24 {
    padding-bottom: 24px !important;
  }
  .padb32 {
    padding-bottom: 32px !important;
  }
  .padt0 {
    padding-top: 0px !important;
  }
  .padt12 {
    padding-top: 12px !important;
  }
  .padt16 {
    padding-top: 16px !important;
  }
  .padt24 {
    padding-top: 24px !important;
  }
  .padt32 {
    padding-top: 32px !important;
  }
  .padr0 {
    padding-right: 0px !important;
  }
  .padr4 {
    padding-right: 4px !important;
  }
  .padr8 {
    padding-right: 8px !important;
  }
  .padr16 {
    padding-right: 16px !important;
  }
  .padr24 {
    padding-right: 24px !important;
  }
  .padr32 {
    padding-right: 32px !important;
  }
  .padr40 {
    padding-right: 40px !important;
  }
  .padl0 {
    padding-left: 0px !important;
  }
  .padl4 {
    padding-left: 4px !important;
  }
  .padl8 {
    padding-left: 8px !important;
  }
  .padl16 {
    padding-left: 16px !important;
  }
  .padl24 {
    padding-left: 24px !important;
  }
  .padl32 {
    padding-left: 32px !important;
  }
  .padl40 {
    padding-left: 40px !important;
  }
  .font12 {
    font-size: 12px !important; line-height: 18px !important;
  }
  .font14 {
    font-size: 14px !important; line-height: 16px !important;
  }
  .font16SubHeadline {
    font-size: 16px !important; line-height: 24px !important; font-family: Helvetica, Arial, sans-serif !important; font-weight: 700 !important;
  }
  .font20 {
    font-size: 20px !important; line-height: 24px !important;
  }
  .font24 {
    font-size: 24px !important; line-height: 28px !important;
  }
  .font36 {
    font-size: 36px !important; line-height: 44px !important;
  }
  .borderRadiusRight {
    border-radius: 0px 12px 12px 0px !important;
  }
  .borderRadiusLeft {
    border-radius: 12px 0px 0px 12px !important;
  }
  .alignleft {
    text-align: left !important;
  }
  .aligncenter {
    text-align: center !important;
  }
  .button {
    font-size: 14px !important; line-height: 14px !important; padding: 13px 18px !important;
  }
  .dir {
    direction: ltr !important;
  }
  .apple_address a {
    font-family: Helvetica, Arial, sans-serif !important; text-decoration: none !important; font-size: 12px !important; line-height: 16px !important; font-weight: 400 !important;
  }
  .background-size {
    background-size: cover !important; background-position: 50% 50% !important;
  }
  img.show {
    display: block !important; height: auto !important;
  }
  td.stack {
    width: 100% !important; display: block !important;
  }
  th.stack {
    width: 100% !important; display: block !important;
  }
}
@media (prefers-color-scheme: dark ) {
  h1 {
    color: #ffffff !important;
  }
  h2 {
    color: #ffffff !important;
  }
  h3 {
    color: #ffffff !important;
  }
  h5 {
    color: #ffffff !important;
  }
  p {
    color: #ffffff !important;
  }
  span {
    color: #ffffff !important;
  }
  a {
    color: #ffffff !important;
  }
  b {
    color: #ffffff !important;
  }
  li {
    color: #ffffff !important;
  }
  [data-ogsc] .msoWhite {
    color: #ffffff !important; -webkit-text-fill-color: #ffffff !important;
  }
  [data-ogsc] .msoBlack {
    color: #111116 !important; -webkit-text-fill-color: #111116 !important;
  }
  .dmclink {
    color: #65B4FF !important;
  }
  .dmcblue400 {
    color: #0041D9 !important;
  }
  .dmcwhite {
    color: #FFFFFe !important;
  }
  .dmcPool {
    color: #73E4F9 !important;
  }
  .dmcteal400 {
    color: #2DCEBC !important;
  }
  .dmcteal800 {
    color: #053630 !important;
  }
  .dmcgreen300 {
    color: #9FF17B !important;
  }
  .dmcpurple300 {
    color: #E6A8FF !important;
  }
  .dmcblack {
    color: #000000 !important;
  }
  .dmcgray400 {
    color: #A7A6AB !important;
  }
  .dmcgray600 {
    color: #111116 !important;
  }
  .dmcgray500 {
    color: #7e7f8e !important;
  }
  .dmcred500 {
    color: #fa3d45 !important;
  }
  .dmblink {
    border-color: #65B4FF !important;
  }
  .dmbwhite {
    border-color: #FFFFFe !important;
  }
  .dmbgray500 {
    border-color: #54545A !important;
  }
  .dmbblack {
    border-color: #0A0A14 !important;
  }
  .dmbgray800 {
    background-color: #2a2a33 !important;
  }
  .dmbgray900 {
    background-color: #212129 !important;
  }
  .dmblack {
    background-color: #151516 !important;
  }
  .dmgray600 {
    background-color: #111116 !important;
  }
  .dmblack {
    background-color: #000000 !important;
  }
  .dmgray50 {
    background-color: #F7F7F7 !important;
  }
  .dmbuttonPrimary {
    background-color: #65B4FF !important; color: #000 !important; border-color: none !important;
  }
  .dmbuttonSecondaryWhite {
    background-color: none !important; color: #FFF !important; border-color: #FFF !important;
  }
  .dmbuttonSecondaryBlue {
    background-color: none !important; color: #65B4FF !important; border-color: #65B4FF !important;
  }
  .dmteal800 {
    background-color: #053630 !important;
  }
  .dmteal600 {
    background-color: #136F65 !important;
  }
  .dmteal100 {
    background-color: #CEFDF5 !important;
  }
  .dmpurple500 {
    background-color: #891EFA !important;
  }
  .dmpurple800 {
    background-color: #3B0470 !important;
  }
  .dmWaterfront {
    background-color: #001962 !important;
  }
  .dmblue900 {
    background-color: #001962 !important;
  }
  .dmpurple400 {
    background-color: #CA8FFF !important;
  }
  .dmblue400 {
    background-color: #65B4FF !important;
  }
  .dmgray400 {
    background-color: #ADADB6 !important;
  }
  .dmArrowFilter {
    filter: invert(70%) sepia(84%) saturate(2707%) hue-rotate(185deg) brightness(104%) contrast(102%);
  }
  .dmIconFilterBlack {
    filter: invert(5%) sepia(10%) saturate(1330%) hue-rotate(201deg) brightness(99%) contrast(95%);
  }
  .dmIconFilterWhite {
    filter: brightness(0.96) sepia(0.03) hue-rotate(210deg) saturate(1.2);
  }
  .cardElevated {
    border: none !important; box-shadow: none !important;
  }
  .cardElevated:hover .dmBgGray900 {
    background-color: #2a2a33 !important;
  }
  .primaryHover:hover {
    background: #9ACDFF !important;
  }
  .secondaryHoverWhite:hover {
    background: #FFFFFF !important; border-color: none !important; color: #111116 !important;
  }
  .secondaryHoverBlue:hover {
    background: #000E42 !important; border-color: #9ACDFF !important; color: #9ACDFF !important;
  }
  .textHoverBlue:hover {
    color: #65B4FF !important; text-decoration: underline !important;
  }
  .propertyCardSM:hover .cardElevated {
    box-shadow: 0px 8px 20px 0px rgba(0, 0, 0, 0.15) !important;
  }
  .dmbnone {
    border-left: 0px !important; border-right: 0px !important; border-top: 0px !important; border-bottom: 0px !important;
  }
  .imgDark {
    display: block !important;
  }
  .imgLight {
    display: none !important;
  }
}
  </style>
 </head>
 <body style="font-family: Helvetica, Arial, sans-serif !important; font-size: inherit; mso-hyphenate: none !important; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; width: 100%; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; margin: 0 auto; padding: 0;">
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   And how it’s calculated.
  </div>
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
  </div>
  <p style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
   <!-- zhl tracking parameters  -->
  </p>
  <meta content="text/html; charset=utf-8" http-equiv="Content-Type" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta content="width=device-width, initial-scale=1.0" name="viewport" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta charset="utf-8" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta content="IE=edge" http-equiv="X-UA-Compatible" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta name="x-apple-disable-message-reformatting" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta content="telephone=no,address=no,email=no,date=no,url=no" name="format-detection" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta content="light dark" name="color-scheme" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <meta content="light dark" name="supported-color-schemes" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
  <title style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
   Zillow
  </title>
  <!--[if mso]>
    <style type="text/css">
    table, td, tr, div,  font, p, li {
      font-family: Helvetica, Arial, sans-serif !important; mso-hyphenate: none;
      }
      a { text-decoration: none; font-family: Helvetica, Arial, sans-serif !important;
      } 
      span {
      font-family: Helvetica, Arial, sans-serif !important;
      }
      h1 {
      font-family:Arial Black" />;
      }
      h2, h3 {
      font-family: 'Arial Black', Arial, sans-serif !important;
      }
      .headlineTextColor { font-family: Helvetica, Arial, sans-serif !important;
      }
      .listFix {
        width: 550px !important;
      }
    </style>
  <![endif]-->
  <!--[if gte mso 9]>
    <xml>
      <o:OfficeDocumentSettings>
      <o:AllowPNG/>
      <o:PixelsPerInch>96</o:PixelsPerInch>
      </o:OfficeDocumentSettings>
    </xml>
  <![endif]-->
  <center aria-roledescription="email" lang="en" role="article" style="width: 100%; background-color: #FFFFFF; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
   <!--[if mso | IE]>
  <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%" style="background-color: #FFFFFF;">
  <tr>
  <td>
  <![endif]-->
   <!-- START Email -->
   <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" class="dmblack" height="100%" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
     <td align="center" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="top" width="100%">
      <!--[if (gte mso 9)|(IE)]>
        <table role="presentation" align="center" border="0" cellspacing="0" cellpadding="0" width="600">
        <tr>
        <td align="center" valign="top" width="600">
        <![endif]-->
      <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td class="width100perc" style="max-width: 600px; width: 100%; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" width="600">
         <table align="center" bgcolor="FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 100%; max-width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td align="center" height="32" style="font-size: 0px; line-height: 0px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
           </td>
          </tr>
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td align="left" class="padlr20" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 40px 0;" width="600">
            <a border="0" style="text-align: left; text-decoration: none !important; font-family: Helvetica, Arial, sans-serif; font-size: inherit; color: inherit; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" title="Zillow Home Loans">
             <img align="left" alt="Zillow Home Loans" border="0" class="imgLight" height="36" src="https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2024%252F04%252FzillowHomeLoansBG.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuOTA0MTk5fQ:1waLiA:IrsisR0xd0zxeFz1ZcazEMh5c06On2k9dfmXHGxQokI" style="width: auto; min-height: 16px; max-height: 36px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" width="auto"/>
             <!--[if !mso]><!-->
             <img align="left" alt="Zillow Home Loans" border="0" class="height24 imgDark" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2024%252F06%252FzillowHomeLoansDM.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuOTA0MzY4OX0:1waLiA:VES4AI1L4jCI_lB5bYUWi4QpMcyoaMnn8HD-5zYzxOI" style="width: auto; min-height: 16px; max-height: 24px; overflow: hidden !important; display: none; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" width="auto"/>
             <!--<![endif]-->
            </a>
           </td>
          </tr>
         </table>
        </td>
       </tr>
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td height="24" style="font-size: 0px; line-height: 0px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
        </td>
       </tr>
       <table align="center" bgcolor="#EEEEF0" border="0" cellpadding="0" cellspacing="0" class="dmgray50 width100perc" role="presentation" style="width: 600px; max-width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
        <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
         <!-- Icon inset matches logo (padlr20); copy starts at 48px to align with padlr24 body modules -->
         <td style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 14px 48px 14px 20px;">
          <table align="left" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td class="tableCell" style="width: 24px; line-height: 0; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="middle">
             <!-- Replace src with extracted cap asset if available; SVG placeholder for email-safe vector -->
             <img alt="" alt:="" border="0" cap="" height="24" icon="" src="https://inboxflows.com/_/image/https%253A%252F%252Fdelivery.digitallibrary.zillowgroup.com%252Fpublic%252FCap-icon_48x48_png_Original.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkZWxpdmVyeS5kaSIsInRpbWUiOjE3ODE4MjM1OTAuOTA0NDcxMn0:1waLiA:lSeZqpHpvmRv9I5c6lrN1bXbuujfOzPmgaDI_7Q-KKQ" style="display: block; width: 24px; height: 24px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" width="24"/>
            </td>
            <td class="tableCell" style="padding-left: 4px; font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="middle">
             <span class="dmcblack" style="font-weight: 700; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              Mortgage basics:
             </span>
             <span class="dmcblack" style="font-weight: 400; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              Why APR matters
             </span>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="dmblack width100perc" role="presentation" style="width: 600px; border-radius: 0px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
        <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
         <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 32px 0;">
          <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-spacing: 0; border-collapse: collapse; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" width="100%">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td class="padlr24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
             <h1 align="left" class="font24" style="color: #111116; font-size: 36px; line-height: 44px; font-weight: 800; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
              Why the lowest rate isn’t always the best loan
             </h1>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;">
             <!-- Intro paragraph -->
             <p class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
              While your interest rate is a big part of your monthly payment, it isn’t the whole picture. Understanding your APR (annual percentage rate) shows you your true borrowing costs over time – and helps you compare similar loans from different lenders. Here’s what each of these percentages show you:
             </p>
            </td>
           </tr>
           <!-- Spacer -->
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td height="16" style="line-height: 16px; font-size: 0; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
            </td>
           </tr>
           <!-- Content block -->
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="padlr24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0 48px 24px;">
             <ul style="padding-left: 20px; font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; margin: 0;">
              <li style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
               <b style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                Interest rate:
               </b>
               The cost of borrowing money, used to calculate your monthly payment.
              </li>
              <li style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
               <b style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                APR:
               </b>
               The total cost of the loan, including your interest rate and certain fees, like origination fees, points, and mortgage insurance.
              </li>
             </ul>
            </td>
           </tr>
           <!-- Why this matters (FIXED alignment) -->
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="padlr24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0 48px;">
             <p style="font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
              <strong style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               Why does this matter?
              </strong>
              Because if two lenders offer the same rate, the one with the lower APR likely has lower loan-related costs. Let’s take a look at an example on a $500K loan*.
             </p>
            </td>
           </tr>
          </table>
          <table align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td bgcolor="#FFFFFF" class="dmblack" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; background: no-repeat top center;">
             <table align="center" border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-align: center; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="center" class="width90perc" height="48" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
               </td>
              </tr>
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="center" class="padlr24" style="font-size: 0px; line-height: 0px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
                <a data-msys-sublink=" web " style="color: #111116; font-size: 14px; text-align: center; text-decoration: none !important; font-family: Helvetica, Arial, sans-serif; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 <!--[if !mso]><!-->
                 <img alt="Image comparing Loan A vs Loan B" border="0" class="width100perc show" src="https://inboxflows.com/_/image/https%253A%252F%252Fdelivery.digitallibrary.zillowgroup.com%252Fpublic%252F0403_SZ_FEE_Email_08_Secondary_504x252_png_Original.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkZWxpdmVyeS5kaSIsInRpbWUiOjE3ODE4MjM1OTAuOTA0NTk4Mn0:1waLiA:AuDoMHiWm16vxaDAlL-mdDbXVHjl4_586i_X3GIlr6I" style="overflow: hidden !important; display: none; width: 100%; border-radius: 20px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; margin: 0; border-width: 0;" width="100%"/>
                 <!--<![endif]-->
                 <img alt="Image comparing Loan A vs Loan B" border="0" class="hide" height="268" src="https://inboxflows.com/_/image/https%253A%252F%252Fdelivery.digitallibrary.zillowgroup.com%252Fpublic%252F0403_SZ_FEE_Email_08_Secondary_504x252_png_Original.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkZWxpdmVyeS5kaSIsInRpbWUiOjE3ODE4MjM1OTAuOTA0Njk1N30:1waLiA:s8YQq94-aKmSelegDOpwM5XB17vzYwVsVty2iaflrTs" style="outline: none; border-radius: 20px; width: 504px; height: 268px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: 100%; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-style: none; border-width: 0;" width="504"/>
                </a>
               </td>
              </tr>
             </table>
             <!--[if gte mso 9]>
                          </v:textbox>
                          </v:rect>
                          <![endif]-->
            </td>
           </tr>
           <!-- headline -->
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td class="padb20 padlr24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 16px;">
             <h2 align="left" class="font24" style="font-weight: 800; font-size: 24px; line-height: 28px; color: #111116; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
             </h2>
            </td>
           </tr>
           <!-- body copy 01 -->
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="center" class="padlr24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px 24px;">
             <p align="left" style="font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
             </p>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="center" class="width90perc" height="4" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
            </td>
           </tr>
          </table>
          <table align="center" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="width90perc" height="4" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
            </td>
           </tr>
          </table>
          <table align="center" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
             <table align="center" cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="max-width: 504px; width: 504px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="504">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td class="padl40 padr40" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                <table style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <th align="left" class="width100perc stack padr0" style="width: 252px; padding-right: 16px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="top">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                      <p align="left" class="=font14" style="font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                       <strong style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        Loan A: Higher APR, same interest rate
                       </strong>
                       <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                       This loan has a 6.00% interest rate with a 6.23% APR. The loan-related costs are
                       <strong style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        $12,000
                       </strong>
                       . The monthly payment will be $2,398.
                      </p>
                     </td>
                    </tr>
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td align="left" height="1" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
                     </td>
                    </tr>
                   </table>
                  </th>
                  <th align="left" class="width100perc stack padl0 padt32" style="width: 252px; padding-left: 16px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="top">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                      <p align="left" class="font14" style="font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                       <strong style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        Loan B: Lower APR, same interest rate
                       </strong>
                       <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                       This loan has a 6.00% interest rate with a 6.075% APR. The loan-related costs are
                       <strong style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        $4,000
                       </strong>
                       . The monthly payment will be $2,398.
                      </p>
                     </td>
                    </tr>
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td align="left" height="1" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
                     </td>
                    </tr>
                   </table>
                  </th>
                 </tr>
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
          <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="dmblack width100perc" role="presentation" style="width: 600px; border-radius: 0px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 0 16px;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-spacing: 0; border-collapse: collapse; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" width="100%">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
                <h2 align="left" class="dmcwhite" style="font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-size: 24px; line-height: 28px; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                </h2>
               </td>
              </tr>
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;">
                   <p align="left" class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                    <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                    With identical monthly payments but lower loan-related costs, Loan B will be cheaper – no matter how long you keep the loan.
                   </p>
                  </td>
                 </tr>
                </table>
               </td>
              </tr>
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" class="padlr24" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;" valign="middle">
                <a class="dmclink dmcwhite textHoverBlue" data-msys-sublink="web" style="color: #0041D9; text-decoration: underline; font-weight: 700; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 <span class="dmclink dmcwhite textHoverBlue dmclink" style="mso-text-raise: 5pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: 16px; line-height: 24px; padding-right: 8px;">
                  Learn more
                 </span>
                 <img alt="" class="dmclink dmArrowFilterarrowHoverBlue dmclink" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2024%252F03%252FarrowRightBu.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODE4MjM1OTAuOTA0NzkyNX0:1waLiA:l2Das1AqZYM7Lt3DgSNxF6tjzGbBYBRXVohE1pdn5Ys" style="vertical-align: top; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" valign="top" width="24"/>
                </a>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
          <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="dmblack width100perc" role="presentation" style="width: 600px; border-radius: 0px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 32px 0;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-spacing: 0; border-collapse: collapse; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" width="100%">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
                <h2 align="left" class="dmcwhite" style="font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-size: 24px; line-height: 28px; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                 We’ll help you unlock your budget
                </h2>
               </td>
              </tr>
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;">
                   <p align="left" class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                    A Zillow Home Loans loan officer can answer your mortgage questions and even get you pre-approved to see how much you’ll qualify for.
                    <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                    <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                    <a class="dmclink" style="display: inline; color: #0041D9; text-decoration: underline; font-weight: 400; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                     Get pre-approved online
                    </a>
                    or call
                    <a style="color: #006AFF; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                     1-833-968-5091
                    </a>
                   </p>
                  </td>
                 </tr>
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
      </table>
      <table align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td align="left" class="width90perc" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
        </td>
       </tr>
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td class="width100perc dmbgray500 padlr24" style="border-top-width: 2px; border-top-color: #CDCDD3; border-top-style: solid; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0px;">
        </td>
       </tr>
      </table>
      <table align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td align="left" class="padlr24" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0; padding: 0px 48px;">
         <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td align="left" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px;">
            <p class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 21px; font-weight: 700; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
             Download the app
            </p>
           </td>
          </tr>
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td height="24" style="font-size: 0px; line-height: 24px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
           </td>
          </tr>
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td align="left" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0;">
            <table align="left" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <!-- APP STORE -->
              <td align="left" style="text-decoration: none; width: 144px; max-width: 144px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-width: 0;" width="144">
               <a style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color: inherit; line-height: inherit; text-decoration: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" target="_blank">
                <img alt="App Store" src="https://inboxflows.com/_/image/https%253A%252F%252Fwp-tid.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2023%252F01%252Fapp_store_badge.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3cC10aWQuemlsbCIsInRpbWUiOjE3ODE4MjM1OTAuOTA0ODkzNn0:1waLiA:3gHalsSTcQ6PGC-ZbEWoTJhnsHGiJLP9V6QUc6F4u2c" style="display: block; width: 144px; max-width: 144px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" width="144"/>
               </a>
              </td>
              <!-- SPACER CELL -->
              <td style="font-size: 0; line-height: 0; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" width="12">
              </td>
              <!-- GOOGLE PLAY -->
              <td align="left" style="text-decoration: none; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-width: 0;">
               <a style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color: inherit; line-height: inherit; text-decoration: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" target="_blank">
                <img alt="Google Play" src="https://inboxflows.com/_/image/https%253A%252F%252Fwp-tid.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2023%252F01%252Fgoogle-play-badge.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3cC10aWQuemlsbCIsInRpbWUiOjE3ODE4MjM1OTAuOTA1MDIwN30:1waLiA:Wb73hH7pqUTC-ZY12VL-unb0LDct6fhYEkAQk2CH8uk" style="display: block; width: 161px; max-width: 161px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" width="161"/>
               </a>
              </td>
             </tr>
             <!-- VERTICAL SPACER -->
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <td colspan="3" height="24" style="font-size: 0; line-height: 24px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td align="left" class="" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
         <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td align="left" class="padlr24" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
            <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <td class="width100perc" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
               <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;">
                <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                 <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                  <a data-msys-sublink="web" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color: inherit; line-height: inherit; text-decoration: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                   <img alt="Instagram" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fdelivery.digitallibrary.zillowgroup.com%252Fpublic%252Finstagramicon_png_CMS_Extra_Large.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkZWxpdmVyeS5kaSIsInRpbWUiOjE3ODE4MjM1OTAuOTA1MTEyN30:1waLiA:HG6KoYjCnd1xuuVfTJ0okZBmbraXaFwC7mXNUNw7XT4" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; padding: 0px; border-width: 0;" width="24"/>
                  </a>
                 </td>
                 <!--[if mso]>
                        <td width="24"></td>
                        <![endif]-->
                 <!--[if !mso]><!-->
                 <td style="width: 24px; font-size: 0; line-height: 0; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                 </td>
                 <!--<![endif]-->
                 <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                  <a data-msys-sublink="web" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color: inherit; line-height: inherit; text-decoration: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                   <img alt="Facebook" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fdelivery.digitallibrary.zillowgroup.com%252Fpublic%252Ffacebookicon_png_CMS_Extra_Large.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZkZWxpdmVyeS5kaSIsInRpbWUiOjE3ODE4MjM1OTAuOTA1MjAyOX0:1waLiA:i-TVcYPtbRMnbRGalzIgy2iiT4R1v7fzaG6Q6qoDj7E" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; padding: 0 24px 0 0; border-width: 0;" width="24"/>
                  </a>
                 </td>
                </tr>
                <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                 <td height="24" style="font-size: 0px; line-height: 24px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                 </td>
                </tr>
               </table>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td align="left" class="width90perc" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
         <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
          <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
           <td class="padlr24 width100perc" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
            <!-- General Footer -->
            <table align="left" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <td align="left" class="dmcgray400" style="font-family: Helvetica, Arial, sans serif; color: #111116; font-size: 12px; line-height: 18px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
               <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
               <span class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                Zillow Home Loans, LLC is an Equal Housing Lender, NMLS #10287.
                <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                For licensing information, go to
                <a class="dmclink" data-msys-sublink="web" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 www.nmlsconsumeraccess.org
                </a>
                <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                2600 Michelson Dr.
                <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                Suite 1201
                <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                Irvine, CA 92612
                <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                ©2018–2026
               </span>
              </td>
             </tr>
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <td align="left" style="font-family: Helvetica, Arial, sans serif; font-size: 12px; line-height: 18px; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
               <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-weight: 400; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 Equal housing lender
                </a>
               </span>
               <span class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                |
               </span>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" data-msys-sublink="web" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 www.nmlsconsumeraccess.org
                </a>
               </span>
               <span class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                |
               </span>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 Privacy policy
                </a>
               </span>
               <span class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                |
               </span>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 Unsubscribe from this email
                </a>
               </span>
               <span class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                |
               </span>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 Update your preferences
                </a>
               </span>
               <span class="dmcgray400" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                |
               </span>
               <span style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                <a class="dmclink" style="color: #0041D9; font-size: 12px; line-height: 18px; text-decoration: underline; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                 Share your feedback
                </a>
               </span>
              </td>
             </tr>
             <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
              <td align="left" class="dmcgray400" style="font-family: Helvetica, Arial, sans serif; color: #54545A; font-size: 12px; line-height: 18px; font-style: italic; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 0 0;">
               <span class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                This email message is for the sole use of the intended recipient(s) and may contain confidential and privileged information. Any unauthorized use or disclosure is prohibited. If you are not the intended recipient, please contact the sender by reply email or destroy all copies of the original message. This is not a commitment to lend. Zillow Home Loans does not currently offer loans in New York. For subject properties located in Texas, a conditional pre-qualification will be issued in lieu of a pre-approval, per state requirements.
               </span>
              </td>
             </tr>
            </table>
           </td>
          </tr>
         </table>
        </td>
       </tr>
      </table>
      <table align="center" cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
        <td align="center" class="width90perc" height="32" style="font-size: 0px; line-height: 0px; width: 600px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; margin: 0;">
        </td>
       </tr>
      </table>
     </td>
    </tr>
   </table>
   <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
   </div>
   <!--[if mso | IE]>
  </td>
  </tr>
  </table>
  <![endif]-->
  </center>
  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fclick.zmail.zillow.com%252FCI0%252F0100019edcf649ab-863cc35b-7a07-41dc-be66-bf1d31f2674b-000000%252FtxF3LNsQ-CWdIDKKyQQ3fQxk-4U3-skZcC3Eb40lUHU%253D452/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjbGljay56bWFpbCIsInRpbWUiOjE3ODE4MjM1OTAuOTA1MzA5fQ:1waLiA:LrCfnoY5ynXRRBZDrrhGDDWqI5qEk3oUkEyOtr3TjKo" style="display: none; width: 1px; height: 1px;"/>
 </body>
</html>