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   Daily Brew // Morning Brew // Update
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     An oral GLP-1 failed in Alzheimer’s trials...
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             November 25, 2025
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              Presented By
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               Hang in there.
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              Maybe you’ll get lucky and work will be like school today—and they’ll just put a movie on.
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               —Molly Liebergall, Sam Klebanov, Dave Lozo, Abby Rubenstein, Neal Freyman
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               MARKETS
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             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3NTMyMn0:1vNqeq:05rU4SU2nZ5jmEDTZSltdO9Q-TQEGySiVMInfCkeK-A" style="width:22%" width="20"/>
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                  Nasdaq
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  22,872.01
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
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                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +2.69%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Nasdaq -->
            <!-- S&P -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
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               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3NjI2fQ:1vNqeq:z8HmkUO0jPprMh0WsZBcRhZvqkltVP1pvQaVbg8MtwA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  S&amp;P
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  6,705.12
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +1.55%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END S&P -->
            <!-- Dow -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3NzI0fQ:1vNqeq:OGGkKckPcg3Jhu-zJZJD6wdqEylbCONlkcPck8fG5SA" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Dow
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  46,448.27
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.44%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Dow -->
            <!-- 10-Year -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fe4a85d043f857cc8adaca9d546c099f6d7db37ba-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3ODE1NX0:1vNqeq:flzgCF24cucNEYDK85RnAOUM-fZk1jgshJh4znjh0ZY" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  10-Year
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  4.038%
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#ff03034d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     -2.0 bps
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END 10-Year -->
            <!-- Bitcoin -->
            <tr>
             <td class="pads10 pads6m lastline" style="text-align:center;mso-padding-alt:0 20px 0 20px;border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;padding-bottom:0">
              <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse:collapse;border-collapse:collapse" width="100%">
               <tr>
                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3OTA0Mn0:1vNqeq:IY3d67cVONsAAlJkE_SBJmQ7K25pSrsWQYDoIXALF8I" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Bitcoin
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $88,699.22
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +0.84%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Bitcoin -->
            <!-- Alphabet -->
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                <td align="center" class="markets-arrow-cell" style="text-align:center;width:12%;line-height:1em" valign="middle">
                 <img alt="" class="markets-arrow" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F6097ec1c26b17401a61bfbfe4440c75ebfea1886-44x39.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg3OTkzNn0:1vNqeq:uH76pvHlf7im1r5tsRTJoyR22Pxe56JppQai_5Wv4Ho" style="width:22%" width="20"/>
                </td>
                <td class="markets-ticker-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  Alphabet
                 </p>
                </td>
                <td class="markets-value-cell" style="width:34%" valign="middle">
                 <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:left;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                  $318.58
                 </p>
                </td>
                <td class="markets-bubble-cell" style="width:20%;padding-top:8px;padding-bottom:8px" valign="middle">
                 <table border="0" cellpadding="0" cellspacing="0" class="markets-bubble" role="presentation" style="border-collapse:collapse;border-collapse:collapse;width:70%;margin:0 auto">
                  <tr>
                   <td style="background-color:#28d31a4d;border-radius:8px;padding:10px 8px" valign="middle">
                    <p class="pad0 mar0 markets-table-text" style="white-space:nowrap;vertical-align:middle;text-align:center;margin:0;padding:0;font-size:16px;font-weight:700;line-height:1em">
                     +6.31%
                    </p>
                   </td>
                  </tr>
                 </table>
                </td>
               </tr>
              </table>
             </td>
            </tr>
            <!-- END Alphabet -->
            <!-- START REGULAR TEXT -->
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              <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;border-collapse:collapse;font-size:13px">
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                <td style="padding-right:4px">
                 Data is provided by
                </td>
                <td style="margin:0;padding-right:5px">
                 <a style="display:block" target="_blank">
                  <img height="16px" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252F61a0dac0b53d6766459afdca784ae8fe604f17ed-720x102.png%253Fh%253D32%2526q%253D100%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg4MDg4fQ:1vNqeq:2UsdnpsSyNmFFgmm3YXegR9XWULExC5izwMwbXYphqQ" style="vertical-align:middle;height:16px;display:inline"/>
                 </a>
                </td>
               </tr>
              </table>
              <p style="text-align:left;margin:0;padding:0;font-size:13px;line-height:22px">
               *Stock data as of market close, cryptocurrency data as of 6:00pm ET.
               <a class="link-sm" rel="noopener" style="color:#333;border-bottom:1px solid #1c7ff2;text-decoration:none" target="_blank">
                Here's what these numbers mean.
               </a>
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              <ul style="margin-top:0;padding-left:30px">
               <li style="margin-bottom:10px;line-height:22px">
                <span>
                 <strong style="color:#000">
                  Markets:
                 </strong>
                </span>
                <span>
                 Investors were thankful yesterday after another Fed official showed support for an interest rate cut next month, with stocks
                </span>
                <span>
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  surging
                 </a>
                </span>
                <span>
                 as tech companies staged a comeback and gave the Nasdaq its biggest jump since May. Alphabet parent Google helped get the short week off to a good start, lifting others as it rose on high hopes for its new Gemini model.
                </span>
               </li>
              </ul>
              <div style="display:none">
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            HEALTHCARE
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                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 Novo Nordisk found something Ozempic can’t do
                </a>
               </h1>
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               <img alt="Novo Nordisk" src="https://inboxflows.com/_/image/https%253A%252F%252Fcdn.sanity.io%252Fimages%252Fbl383u0v%252Fproduction%252Fc4840f269916caf2aba8c016e825e3247c892dd1-1500x1000.jpg%253Fw%253D1336%2526q%253D80%2526auto%253Dformat/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZjZG4uc2FuaXR5LiIsInRpbWUiOjE3NjQwNjc5NDguMzg4MjE1fQ:1vNqeq:qgeaLSD5qhmJRmZkc0P2dyRwIvLjPyBgMhhMqzOzaow" style="width:100%;max-width:670px;display:block" width="670"/>
              </a>
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                  SOPA Images/Getty Images
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                  <br/>
                 </em>
                </small>
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The idea that semaglutide could help treat diabetes, obesity, potentially addiction,
                 <em>
                  and
                 </em>
                 the most common cause of dementia appears too good to be true: An Ozempic-like drug
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  failed
                 </a>
                 in a highly anticipated Alzheimer’s trial, Novo Nordisk announced yesterday.
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Trial participants who took a pill version of the active ingredient in Ozempic and Wegovy showed some improvement in Alzheimer’s biomarkers, but it did nothing to delay the disease’s progression, according to Novo Nordisk.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The trial was inspired by earlier research suggesting that people with Type 2 diabetes who took semaglutide had lower rates of dementia than groups who took other diabetes drugs or placebos.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Rare L:
                 </strong>
                 Novo Nordisk previously referred to this trial as a long-shot “lottery ticket,” so investors weren’t counting on positive results. Still, it’s jarring for pharma bulls to see “semaglutide” and “fails” in the same sentence. Shares of the Danish drugmaker hit a four-year low yesterday, but regained some ground once the disappointment settled.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Hail Mary incomplete
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 This was one of Novo Nordisk’s last chances of 2025 to reinvigorate its stock, which has nearly halved this year, despite semaglutide’s popularity. The company
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  ousted
                 </a>
                 its eight-year CEO and installed a new one in August to turn its fortune around and claw back some of the market share it lost to Eli Lilly in recent years.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Like Skype vs. Zoom:
                 </strong>
                 Though Ozempic had a four-year head start over Eli Lilly’s Mounjaro and Zepbound, Eli Lilly recently overtook Novo Nordisk as the US leader in weight-loss medication. Meanwhile, Novo Nordisk lowered its profit guidance several times this year, saying
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  copycat semaglutide
                 </a>
                 was partially to blame. A hole probably appeared in the drywall of Novo’s headquarters when Eli Lilly became the first pharmaceutical company to
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  hit
                 </a>
                 a $1 trillion market cap last week.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Another challenger emerges:
                 </strong>
                 Pfizer is also jockeying for space in weight-loss and
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  outbid
                 </a>
                 Novo Nordisk earlier this month for an obesity-drug startup called Metsera.
                 <em>
                  —ML
                 </em>
                </p>
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            Presented By West Capital Lending
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              The fastest path to year-end cash
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              The clock’s running out.
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              Between holiday expenses, last-minute travel, and year-end opportunities, this is the busiest stretch of the year, and waiting on a bank is the last thing you can afford.
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               West Capital Lending moves faster
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              .
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               Beat the holiday rush
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              . Step into December with cash in hand, not paperwork on your desk.
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              If you need it done before the year ends, West Capital Lending is the broker with lenders that can actually make it happen.
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               Get cash before year-end
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              .
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                  BRENDAN SMIALOWSKI/AFP via Getty Images
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                  Charges against Comey and James dismissed over prosecutor’s appointment.
                 </strong>
                 A federal judge
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  tossed
                 </a>
                 the criminal cases against former FBI Director James Comey and New York Attorney General Letitia James, determining that the prosecutor who brought both cases was unlawfully appointed. The ruling is a setback for President Trump, who has publicly called for the prosecution of his critics and appointed Lindsey Halligan—a former insurance lawyer and personal attorney for Trump with no experience as a prosecutor—as interim US Attorney after another lawyer refused to file the case against Comey. However, both cases were dismissed without prejudice, which means they could be refiled.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-china_1f1e8-1f1f3.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzg4ODc3Mn0:1vNqeq:FU5LbQqWu0HoXWyH_y8riMzJ-S1FfI6zAkALYPG0zmg" style="max-width:18px" width="18"/>
                  After speaking to Xi, Trump says he’ll go to China.
                 </strong>
                 The two world leaders had what President Trump described as “a very good telephone call” yesterday, after which Trump
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  said
                 </a>
                 he had accepted Chinese President Xi Jinping’s invitation to visit China in April and reciprocated with an invitation for a state visit later. Xi is said to have initiated the call in an unusual diplomatic overture that comes after the US and China reached an understanding on tariffs last month. The two discussed Taiwan and Ukraine, both sensitive topics, as well as trade, including the purchase of US soybeans.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fflag-for-ukraine_1f1fa-1f1e6.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzg4OTYzMn0:1vNqeq:EwppGitVnnRJSvJ8o7EC6hYRQhYWDvoDSkUw1OBvoOs" style="max-width:18px" width="18"/>
                  White House says Trump “remains hopeful and optimistic” on Ukraine peace deal.
                 </strong>
                 After Ukrainian negotiators returned home from Geneva having
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  agreed to modify
                 </a>
                 a US plan to end the war between Russia and Ukraine, Ukraine’s President Volodymyr Zelensky said he would discuss “sensitive issues” with President Trump. The president’s original proposal struck Ukraine and its European allies as fulfilling a Russian wish list, according to Reuters. White House spokesperson Karoline Leavitt said Trump was optimistic and said there are “just a couple points of disagreement.” But it was not clear whether Russia would accept an updated version.
                 <em>
                  —AR
                 </em>
                </p>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            FINANCE
           </h3>
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                 The bond market is overrun by AI
                </a>
               </h1>
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                  Gerville/Getty Images
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                 Tech giants are issuing IOUs as frantically as that classmate who was always asking everyone to spot him a dollar for vending machine snacks—and it’s
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  dampening
                 </a>
                 the prices of their bonds.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The bond market is currently dominated by companies raising cash for data centers and shiny new AI models. That deluge of AI debt has caused Big Tech’s bonds to trade at the highest yields compared to safer bonds since President Trump introduced sweeping tariffs in April.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Buy bonds, AI bonds
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Bonds are becoming a larger part of AI borrowing and vice versa:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   AI companies surpassed banks as the largest high-grade bond issuers in the US, accounting for 14% of bond debt this year, according to JPMorgan.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   So-called AI hyperscalers like Amazon, Meta, Alphabet, and Oracle issued $90 billion in investment-grade bonds since the start of September, more than in the preceding 40 months, Dealogic data cited by the Wall Street Journal shows.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Investors in some cases seem anxious about the debt’s safety. The price of default insurance for Oracle’s bonds, for instance, tripled in the past month. But
                 <strong style="color:#000">
                 </strong>
                 many of the AI-financing bonds are being sold by cash-flush tech behemoths with stronger credit ratings than Oracle.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Looking ahead:
                 </strong>
                 <em>
                 </em>
                 Morgan Stanley analysts recently said that if the AI borrowing fest continues past 2025, it could affect the bond market as a whole.
                 <em>
                  —SK
                 </em>
                </p>
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            TRAVEL
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                 The chaos of Thanksgiving travel begins today
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                 <em>
                  Mario Tama/Getty Images
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                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 If you’re traveling for Thanksgiving, the best advice we can offer you today is that you should’ve left yesterday. A
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  record 81.8 million people
                 </a>
                 are expected to traverse at least 50 miles within the US between today and Dec. 1, according to AAA, straining all modes of transportation.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 The FAA is bracing for its busiest Thanksgiving week in 15 years, with more than 360,000 flights scheduled between yesterday and next Tuesday. The TSA anticipates screening 17.8 million people, many of whom will be dressed comfortably, despite Transportation Secretary Sean Duffy’s attempt at
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  pajama-shaming
                 </a>
                 flyers last week.
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Other options may be equally hectic, per AAA:
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   About 73.2 million people will be behind the wheel, a 1.8% increase over last year. According to the transportation analytics firm Inrix, the worst times to hit the road in major metro areas are in the afternoon today and tomorrow.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   The number of bus, train, and cruise-goers is predicted to climb 8.5% compared to last year.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  More bad news:
                 </strong>
                 Most of the US will likely get some sort of
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  troubling weather
                 </a>
                 over the next week, including severe storms across the South, and snow in the Northern Rockies that could impact road safety.
                 <em>
                  —DL
                 </em>
                </p>
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            STAT
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                 Prime number: Cigarettes are starring in more films
                </a>
               </h1>
              </div>
             </table>
             <div class="header-image-container" style="padding-top:15px">
              <img alt="An illustration of a man smoking in front of a movie camera and coughing" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-24%252Fimage-72527ea3b414adbe9e5fb4b7c739ebdd2a8f9381-1500x1000-jpg%252FMBD_11242025_Smoking_01.jpg/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjQwNjc5NDguMzkwMDE1fQ:1vNqeq:0e4zU_mtKJ9n9r44W_kNpYm7JYttrdYSEV3ClEk_ciU" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                  Niv Bavarsky
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 It seems pop culture can’t quit smoking. Despite years of taboo, cigarettes are being embraced by celebrities and pop singers, and have recently shown up more in movies, the Wall Street Journal
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  reports
                 </a>
                 :
                </p>
                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   Around half of the films released last year featured cigarettes or other tobacco products, up from just 10% the year before, according to public health nonprofit Truth Initiative and the University of Chicago’s NORC research organization.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   That’s in spite of major tobacco companies like Altria and Reynolds saying they actively send cease-and-desist letters to keep their products off screens.
                  </span>
                 </li>
                </ul>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Although smoking rates in the US are currently at their lowest in ~80 years, public health advocates—many of whom have worked tirelessly for decades to make smoking less cool—find the trend alarming. They’ve got reason to: The CDC found in 2019 that young people “heavily exposed to onscreen smoking imagery” are more likely to start smoking than those with minimal exposure. Federal officials have linked smoking to one in three cancer deaths in the US and 30+ other health concerns.
                 <em>
                  —AR
                 </em>
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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       <!-- <![endif]-->
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          <div class="tag-container" style="padding:15px 15px 0">
           <h3 style="color:#1c7ff2;text-transform:uppercase;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            Together With FlavCity
           </h3>
          </div>
          <a style="border:none;text-decoration:none" target="_blank">
           <img alt="FlavCity" class="sponsored-header-image" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-11-20%252Fimage-6a3ff57784e30c6a59ce40adf0503131f832ea23-1000x750-png%252FFlavCityImage.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjQwNjc5NDguMzkwMTE3fQ:1vNqeq:iGBn2lrmEoe1BLqiqGC7JMw-o45dxSFJ3R6BzVqODN0" style="width:100%;max-width:670px;padding-top:15px;display:block" width="670"/>
          </a>
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            <td class="sponsored-body content-container story-content" style="padding:15px">
             <p style="margin-top:0;margin-bottom:15px;line-height:22px">
              <strong style="color:#000">
               Real ingredients, unreal flavor.
              </strong>
              Who wants to hear a blender in the morning? With FlavCity’s
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               All-in-One Protein Smoothies
              </a>
              , you can skip the screeching and get right to the good stuff. One scoop—aka 25g protein for muscle health and 10g collagen for joint support—does the trick. Get early access to the
              <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
               BFCM sale with code VIPBREW
              </a>
              .
             </p>
            </td>
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       <!-- <![endif]-->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            NEWS
           </h3>
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               <h1 class="story-title" style="color:#000;margin-top:8px;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:24px;font-weight:700;line-height:26px">
                <a style="color:#000;border-bottom:none;text-decoration:none" target="_blank">
                 What else is brewing
                </a>
               </h1>
              </div>
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                <ul style="margin-top:0;padding-left:30px">
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    The White House
                   </a>
                  </span>
                  <span>
                   is circulating a proposal to extend the Obamacare subsidies whose expiration would spike healthcare costs, which prompted Senate Democrats to shut down the government, but it has faced resistance from some Republicans and a planned official announcement was delayed.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Sen. Mark Kelly
                   </a>
                  </span>
                  <span>
                   , a Navy veteran, is facing an investigation from the Pentagon, which said it could recall him to active duty and court-martial him for appearing in a video with other Democrats urging troops not to obey unlawful orders.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    DOGE
                   </a>
                  </span>
                  <span>
                   , the government cost-cutting organization formerly championed by Elon Musk, “doesn’t exist,” Office of Personnel Management Director Scott Kupor told Reuters, although it has eight months left in its mandate.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Michael Burry
                   </a>
                  </span>
                  <span>
                   , whose success shorting the housing market amid the 2008 financial crisis was documented in
                  </span>
                  <span>
                   <em>
                    The Big Short,
                   </em>
                  </span>
                  <span>
                   has started a newsletter after shuttering his hedge fund to
                  </span>
                  <span>
                   <del>
                    horn in on our territory
                   </del>
                  </span>
                  <span>
                   explain his belief that AI is a bubble.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Amazon
                   </a>
                  </span>
                  <span>
                   plans to invest $50 billion in building AI infrastructure for the federal government.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    OpenAI
                   </a>
                  </span>
                  <span>
                   temporarily can’t call any Sora features Cameo, after the short-form video platform that helped launch George Santos’s second act of that name sued claiming trademark infringement.
                  </span>
                 </li>
                 <li style="margin-bottom:10px;line-height:22px">
                  <span>
                   <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                    Jimmy Cliff
                   </a>
                  </span>
                  <span>
                   , the legendary reggae singer, has died at 81.
                  </span>
                 </li>
                </ul>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <!--[if !mso ]><! -- -->
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      <!--[if !mso ]><! -- -->
      <div class="c6" style="margin-bottom:7px">
       <!-- <![endif]-->
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            RECS
           </h3>
          </div>
          <table border="0" cellpadding="0" cellspacing="0" class="story-content-container" style="border-collapse:collapse" width="100%">
           <tr>
            <td class="story-content">
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              <img alt="Recs" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-762cbc4c673b8613a0de1bf6711a4fc25276f7a4-1350x330-png%252FMB_todo_banner.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjQwNjc5NDguMzkwMjE2Nn0:1vNqeq:vRLmbLRXcUJg_OjXmqZEBE-MAY9x-vbg1XH8a1MCNFw" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <div>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzkwMzAzNH0:1vNqeq:LFCZPVsDt05m5E5vg83W18h3oFJD359wZOCRoBpIyIw" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   One scoop:
                  </strong>
                  Skip the blender but not the benefits with
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   these delish protein smoothies
                  </a>
                  . Real ingredients, unreal flavor. Use code VIPBREW for early BFCM access.*
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzkwMzl9:1vNqeq:fiA_FaiNNjyVyVKjagXo1UuzhWYMRkpBxGi6_2wCG6o" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Watch:
                  </strong>
                  Tips to make the
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   perfect pie crust
                  </a>
                  .
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzkwNDc1M30:1vNqeq:CWZ9wEG5HD0p_VnbwiKl0uI66fXot5m4z2r8KxMwQOU" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Laugh:
                  </strong>
                  Variety’s ranking of
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   the 100 best comedy movies
                  </a>
                  of all time.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzkwNTYxNn0:1vNqeq:o4kKvERN3OeI_yZEFuQhuk4VpQbA4n2MPSeORpRelCs" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Read:
                  </strong>
                  How
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   one condiment brand
                  </a>
                  infiltrated both fancy pizzerias and Pizza Hut.
                 </p>
                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <img alt="" src="https://inboxflows.com/_/image/https%253A%252F%252Fem-content.zobj.net%252Fthumbs%252F120%252Fapple%252F237%252Fwhite-heavy-check-mark_2705.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZlbS1jb250ZW50LiIsInRpbWUiOjE3NjQwNjc5NDguMzkwNjQ3NH0:1vNqeq:VV7pYK1B6jJHrNwyjtxLKJL9Fyv4_Mv2FxyzoJlKrw8" style="max-width:18px" width="18"/>
                  <strong style="color:#000">
                   Inbox jackpot:
                  </strong>
                  Pernas Research’s portfolio has achieved
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   audited returns of 30.4% annualized
                  </a>
                  since inception in 2017. Receive their monthly stock ideas and research highlights
                  <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                   in your inbox
                  </a>
                  .*
                 </p>
                 <placementslot data-id="bc6253f6530c">
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                 <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                  <sup>
                   <em>
                    *A message from our sponsor.
                   </em>
                  </sup>
                 </p>
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               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
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           <h3 style="color:#1c7ff2;margin-top:0;margin-bottom:0;font-family:Helvetica,Arial,sans-serif;font-size:16px;font-weight:700">
            PLAY
           </h3>
          </div>
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            <td class="story-content">
             <div class="header-image-container" style="padding-top:15px">
              <img alt="Games available from Morning Brew" src="https://inboxflows.com/_/image/https%253A%252F%252Fmorningbrew.com%252Fcdn-cgi%252Fimage%252Fwidth%253D1336%252Cformat%253Dauto%252Fhttps%253A%252F%252Fstorage.morningbrew.com%252Fimage%252F2025-09-11%252Fimage-3524949da8d220051120175f97246671d52e0b38-2700x660-png%252FIMG_9052.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZtb3JuaW5nYnJldyIsInRpbWUiOjE3NjQwNjc5NDguMzkwNzQ1NH0:1vNqeq:AmzoNktFIrxLQXhm0bBOCmSXYDzFAOUueJTj1mA0yp0" style="width:100%;max-width:670px;display:block" width="670"/>
              <p style="margin:0;padding:0;line-height:22px">
               <span class="source" style="margin-top:5px;margin-bottom:0;padding-left:10px;line-height:14px;display:inline-block">
                <small>
                 <em>
                 </em>
                </small>
               </span>
              </p>
             </div>
             <table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse" width="100%">
              <tr>
               <td class="content-container" style="padding:15px">
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 <strong style="color:#000">
                  Brew Mini:
                 </strong>
                 We’re getting into gratitude mode, and today we’re thankful for Jack, who whipped up this yummy Thanksgiving puzzle.
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  Play it here
                 </a>
                 . And don’t forget, you can
                 <a class="link" style="color:#333;border-bottom:2px solid #1c7ff2;text-decoration:none" target="_blank">
                  enter the Crossword Contest
                 </a>
                 until midnight tomorrow.
                </p>
                <h2 style="color:#000;margin:0 0 15px;font-family:Helvetica,Arial,sans-serif;font-size:19px;font-weight:700">
                 Nutritional facts
                </h2>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Below is the ingredient list for a popular food product. Can you guess what it is?
                </p>
                <p style="margin-top:0;margin-bottom:15px;line-height:22px">
                 Enriched wheat flour (wheat flour, niacin, reduced iron, thiamin mononitrate [vitamin b1], riboflavin [vitamin b2], folic acid), high fructose corn syrup, salt, onion*, contains less than 2% of hydrolyzed soy protein, cooked turkey*, yeast, interesterified soybean oil, celery*, parsley*, potassium chloride, spice, sugar, caramel color, maltodextrin, turkey broth*, disodium guanylate, disodium inosinate, silicon dioxide, natural flavor, with bha, bht, and rosemary extract as preservatives, *dried
                </p>
               </td>
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                  Share Morning Brew
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                 It’s almost time…Kraft Stove Top Stuffing Mix for Turkey.
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                  Word of the Day
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                 Today’s Word of the Day is: behemoths, meaning “enormous things, especially big and powerful organizations.” Thanks to Jackie Murphy of Portland, OR, for doing us a massive solid with the suggestion. Submit another Word of the Day
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               ✢ A Note From West Capital Lending
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             <span style="font-size:10px">
              <p style="margin-top:0;margin-bottom:15px;line-height:22px">
               NMLS #1566096:
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                NMLS consumer access
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               .
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              <p style="margin-top:0;margin-bottom:15px;line-height:22px">
               This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
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               <li style="margin-bottom:10px;line-height:22px">
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                 A WCL HELOC is secured with your home as collateral, whereas personal loans and credit cards are not.
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                 To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
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                 Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.
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                 The West Capital Lending Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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