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<!DOCTYPE html>
<html style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; color-scheme: light dark; supported-color-schemes: light dark;">
 <head>
  <meta content="text/html; charset=utf-8" http-equiv="Content-Type"/>
  <style>
   a:hover {
color: inherit; font-size: inherit; line-height: inherit; text-decoration: inherit;
}
@font-face {
font-family: 'ObjectSansHeavy'; font-style: normal; font-weight: 800; src: url('https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fs3%252Fconstellation-website%252Fpublic%252Fshared%252Ffonts%252Fobject-sans%252Flatest%252Fobject-sans-heavy.woff2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODExMDUxNzMuMDQxMjc5fQ:1wXKon:oC08XY7s5UZn_H2TFmO5OtUtYlmJ19BN_tfzbngqRZ0') format('woff2'); mso-font-alt: 'Arial Black';
}
@font-face {
font-family: 'ObjectSansRegular'; font-style: normal; font-weight: 400; src: url('https://inboxflows.com/_/image/http%253A%252F%252Fwww.zillowstatic.com%252Fs3%252Fconstellation-website%252Fpublic%252Fshared%252Ffonts%252Fobject-sans%252Flatest%252Fobject-sans-regular.woff2/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cCUzQSUyRiUyRnd3dy56aWxsb3dzdCIsInRpbWUiOjE3ODExMDUxNzMuMDQxOTg5OH0:1wXKon:5MVu1j8q1ZswsFPpy-oBzIzaNcPM3e6OBDBW-Dvwrvk') format('woff2'); mso-font-alt: 'Arial';
}
body {
padding: 0; margin: 0 auto !important; font-family: Helvetica, Arial, sans-serif !important; mso-hyphenate: none !important;
}
.primaryHover:hover {
background: #0033AB !important;
}
.secondaryHoverWhite:hover {
background: #FFFFFF !important; border-color: none !important; color: #111116 !important;
}
.secondaryHoverBlue:hover {
background: #F4F9FF !important; border-color: #0033AB !important; color: #0033AB !important;
}
.textHoverBlue:hover {
text-decoration: underline !important; color: #0033AB !important;
}
.textHoverWhite:hover {
text-decoration: none !important; color: #EEEEF0 !important;
}
body {
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;
}
body {
height: 100%; margin: 0 auto !important; padding: 0; width: 100%; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale;
}
img {
border: 0 !important; height: auto; line-height: 100%; outline: none; text-decoration: none;
}
img {
-ms-interpolation-mode: bicubic;
}
body[data-outlook-cycle] .image {
width: 36px; height: 36px;
}
img {
background-color: transparent !important;
}
@media screen and (-webkit-min-device-pixel-ratio:0) {
  .textHoverWhite:hover img.arrowHoverWhite {
    content: url(https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2025%252F06%252FarrowRightWH.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODExMDUxNzMuMDQyMjMxNn0:1wXKon:3vBSYD0q933ZquLDy0pVhAT8tA-CXqpeNqzRfhgpKqg) !important;
  }
  .textHoverBlue:hover img.arrowHoverBlue {
    content: url(https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2025%252F06%252FarrowRightBH.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODExMDUxNzMuMDQyNDE4NX0:1wXKon:PI8A33biAZKV11woUk5Bb7WAZCAYtxYKlQqhjSnSw2A) !important;
  }
}
@media only screen and (max-width: 599px) {
  u + .body .full-wrap {
    width: 100vw !important;
  }
  u + .body .glist {
    margin-left: 8px !important;
  }
}
@media screen and (min-width: 481px) and (max-width: 600px) {
  .w20m {
    width: 20% !important;
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}
@media screen and (max-width: 480px) {
  * {
    padding: 0;
  }
  body {
    width: 100% !important; text-align: center !important;
  }
  .block {
    display: block !important;
  }
  .displayTable {
    display: table !important;
  }
  .displayBlock {
    display: block !important;
  }
  .tableCell {
    display: table-cell !important; vertical-align: top !important;
  }
  .hide {
    display: none !important;
  }
  .show {
    display: block !important; max-height: none !important; overflow: visible !important;
  }
  .height28 {
    height: 28px !important;
  }
  .height24 {
    height: 24px !important;
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  .height106 {
    height: 106px !important;
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  .heightauto {
    height: auto !important;
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  .width100perc {
    width: 100% !important;
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  .width90perc {
    width: 90% !important;
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  .width50perc {
    width: 50% !important;
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  .width129 {
    width: 129px !important;
  }
  .width144 {
    width: 144px !important;
  }
  .fluid-100perc {
    width: 100% !important; min-width: 200px !important; max-width: 480px !important;
  }
  .mw504 {
    max-width: 504px !important;
  }
  .border202000 {
    border-radius: 20px 20px 0 0 !important;
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  .pad0 {
    padding: 0px !important;
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  .padlr0 {
    padding-left: 0px !important; padding-right: 0px !important;
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  .padlr20 {
    padding-left: 20px !important; padding-right: 20px !important;
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  .padlr24 {
    padding-left: 24px !important; padding-right: 24px !important;
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  .padb0 {
    padding-bottom: 0px !important;
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  .padb4 {
    padding-bottom: 4px !important;
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  .padb8 {
    padding-bottom: 8px !important;
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  .padb16 {
    padding-bottom: 16px !important;
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  .padb20 {
    padding-bottom: 20px !important;
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  .padb24 {
    padding-bottom: 24px !important;
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  .padb32 {
    padding-bottom: 32px !important;
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  .padt0 {
    padding-top: 0px !important;
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  .padt12 {
    padding-top: 12px !important;
  }
  .padt16 {
    padding-top: 16px !important;
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  .padt24 {
    padding-top: 24px !important;
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  .padt32 {
    padding-top: 32px !important;
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  .padr0 {
    padding-right: 0px !important;
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  .padr4 {
    padding-right: 4px !important;
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  .padr8 {
    padding-right: 8px !important;
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  .padr16 {
    padding-right: 16px !important;
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  .padr24 {
    padding-right: 24px !important;
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  .padr32 {
    padding-right: 32px !important;
  }
  .padr40 {
    padding-right: 40px !important;
  }
  .padl0 {
    padding-left: 0px !important;
  }
  .padl4 {
    padding-left: 4px !important;
  }
  .padl8 {
    padding-left: 8px !important;
  }
  .padl16 {
    padding-left: 16px !important;
  }
  .padl24 {
    padding-left: 24px !important;
  }
  .padl32 {
    padding-left: 32px !important;
  }
  .padl40 {
    padding-left: 40px !important;
  }
  .font12 {
    font-size: 12px !important; line-height: 18px !important;
  }
  .font14 {
    font-size: 14px !important; line-height: 16px !important;
  }
  .font16SubHeadline {
    font-size: 16px !important; line-height: 24px !important; font-family: Helvetica, Arial, sans-serif !important; font-weight: 700 !important;
  }
  .font20 {
    font-size: 20px !important; line-height: 24px !important;
  }
  .font24 {
    font-size: 24px !important; line-height: 28px !important;
  }
  .font36 {
    font-size: 36px !important; line-height: 44px !important;
  }
  .borderRadiusRight {
    border-radius: 0px 12px 12px 0px !important;
  }
  .borderRadiusLeft {
    border-radius: 12px 0px 0px 12px !important;
  }
  .alignleft {
    text-align: left !important;
  }
  .aligncenter {
    text-align: center !important;
  }
  .button {
    font-size: 14px !important; line-height: 14px !important; padding: 13px 18px !important;
  }
  .dir {
    direction: ltr !important;
  }
  .apple_address a {
    font-family: Helvetica, Arial, sans-serif !important; text-decoration: none !important; font-size: 12px !important; line-height: 16px !important; font-weight: 400 !important;
  }
  .background-size {
    background-size: cover !important; background-position: 50% 50% !important;
  }
  img.show {
    display: block !important; height: auto !important;
  }
  td.stack {
    width: 100% !important; display: block !important;
  }
  th.stack {
    width: 100% !important; display: block !important;
  }
}
@media screen and (max-device-width: 480px) {
  * {
    padding: 0;
  }
  body {
    width: 100% !important; text-align: center !important;
  }
  .block {
    display: block !important;
  }
  .displayTable {
    display: table !important;
  }
  .displayBlock {
    display: block !important;
  }
  .tableCell {
    display: table-cell !important; vertical-align: top !important;
  }
  .hide {
    display: none !important;
  }
  .show {
    display: block !important; max-height: none !important; overflow: visible !important;
  }
  .height28 {
    height: 28px !important;
  }
  .height24 {
    height: 24px !important;
  }
  .height106 {
    height: 106px !important;
  }
  .heightauto {
    height: auto !important;
  }
  .width100perc {
    width: 100% !important;
  }
  .width90perc {
    width: 90% !important;
  }
  .width50perc {
    width: 50% !important;
  }
  .width129 {
    width: 129px !important;
  }
  .width144 {
    width: 144px !important;
  }
  .fluid-100perc {
    width: 100% !important; min-width: 200px !important; max-width: 480px !important;
  }
  .mw504 {
    max-width: 504px !important;
  }
  .border202000 {
    border-radius: 20px 20px 0 0 !important;
  }
  .pad0 {
    padding: 0px !important;
  }
  .padlr0 {
    padding-left: 0px !important; padding-right: 0px !important;
  }
  .padlr20 {
    padding-left: 20px !important; padding-right: 20px !important;
  }
  .padlr24 {
    padding-left: 24px !important; padding-right: 24px !important;
  }
  .padb0 {
    padding-bottom: 0px !important;
  }
  .padb4 {
    padding-bottom: 4px !important;
  }
  .padb8 {
    padding-bottom: 8px !important;
  }
  .padb16 {
    padding-bottom: 16px !important;
  }
  .padb20 {
    padding-bottom: 20px !important;
  }
  .padb24 {
    padding-bottom: 24px !important;
  }
  .padb32 {
    padding-bottom: 32px !important;
  }
  .padt0 {
    padding-top: 0px !important;
  }
  .padt12 {
    padding-top: 12px !important;
  }
  .padt16 {
    padding-top: 16px !important;
  }
  .padt24 {
    padding-top: 24px !important;
  }
  .padt32 {
    padding-top: 32px !important;
  }
  .padr0 {
    padding-right: 0px !important;
  }
  .padr4 {
    padding-right: 4px !important;
  }
  .padr8 {
    padding-right: 8px !important;
  }
  .padr16 {
    padding-right: 16px !important;
  }
  .padr24 {
    padding-right: 24px !important;
  }
  .padr32 {
    padding-right: 32px !important;
  }
  .padr40 {
    padding-right: 40px !important;
  }
  .padl0 {
    padding-left: 0px !important;
  }
  .padl4 {
    padding-left: 4px !important;
  }
  .padl8 {
    padding-left: 8px !important;
  }
  .padl16 {
    padding-left: 16px !important;
  }
  .padl24 {
    padding-left: 24px !important;
  }
  .padl32 {
    padding-left: 32px !important;
  }
  .padl40 {
    padding-left: 40px !important;
  }
  .font12 {
    font-size: 12px !important; line-height: 18px !important;
  }
  .font14 {
    font-size: 14px !important; line-height: 16px !important;
  }
  .font16SubHeadline {
    font-size: 16px !important; line-height: 24px !important; font-family: Helvetica, Arial, sans-serif !important; font-weight: 700 !important;
  }
  .font20 {
    font-size: 20px !important; line-height: 24px !important;
  }
  .font24 {
    font-size: 24px !important; line-height: 28px !important;
  }
  .font36 {
    font-size: 36px !important; line-height: 44px !important;
  }
  .borderRadiusRight {
    border-radius: 0px 12px 12px 0px !important;
  }
  .borderRadiusLeft {
    border-radius: 12px 0px 0px 12px !important;
  }
  .alignleft {
    text-align: left !important;
  }
  .aligncenter {
    text-align: center !important;
  }
  .button {
    font-size: 14px !important; line-height: 14px !important; padding: 13px 18px !important;
  }
  .dir {
    direction: ltr !important;
  }
  .apple_address a {
    font-family: Helvetica, Arial, sans-serif !important; text-decoration: none !important; font-size: 12px !important; line-height: 16px !important; font-weight: 400 !important;
  }
  .background-size {
    background-size: cover !important; background-position: 50% 50% !important;
  }
  img.show {
    display: block !important; height: auto !important;
  }
  td.stack {
    width: 100% !important; display: block !important;
  }
  th.stack {
    width: 100% !important; display: block !important;
  }
}
@media (prefers-color-scheme: dark ) {
  h1 {
    color: #ffffff !important;
  }
  h2 {
    color: #ffffff !important;
  }
  h3 {
    color: #ffffff !important;
  }
  h5 {
    color: #ffffff !important;
  }
  p {
    color: #ffffff !important;
  }
  span {
    color: #ffffff !important;
  }
  a {
    color: #ffffff !important;
  }
  b {
    color: #ffffff !important;
  }
  li {
    color: #ffffff !important;
  }
  [data-ogsc] .msoWhite {
    color: #ffffff !important; -webkit-text-fill-color: #ffffff !important;
  }
  [data-ogsc] .msoBlack {
    color: #111116 !important; -webkit-text-fill-color: #111116 !important;
  }
  .dmclink {
    color: #65B4FF !important;
  }
  .dmcblue400 {
    color: #0041D9 !important;
  }
  .dmcwhite {
    color: #FFFFFe !important;
  }
  .dmcPool {
    color: #73E4F9 !important;
  }
  .dmcteal400 {
    color: #2DCEBC !important;
  }
  .dmcteal800 {
    color: #053630 !important;
  }
  .dmcgreen300 {
    color: #9FF17B !important;
  }
  .dmcpurple300 {
    color: #E6A8FF !important;
  }
  .dmcblack {
    color: #000000 !important;
  }
  .dmcgray400 {
    color: #A7A6AB !important;
  }
  .dmcgray600 {
    color: #111116 !important;
  }
  .dmcgray500 {
    color: #7e7f8e !important;
  }
  .dmcred500 {
    color: #fa3d45 !important;
  }
  .dmblink {
    border-color: #65B4FF !important;
  }
  .dmbwhite {
    border-color: #FFFFFe !important;
  }
  .dmbgray500 {
    border-color: #54545A !important;
  }
  .dmbblack {
    border-color: #0A0A14 !important;
  }
  .dmbgray800 {
    background-color: #2a2a33 !important;
  }
  .dmbgray900 {
    background-color: #212129 !important;
  }
  .dmblack {
    background-color: #151516 !important;
  }
  .dmgray600 {
    background-color: #111116 !important;
  }
  .dmblack {
    background-color: #000000 !important;
  }
  .dmgray50 {
    background-color: #F7F7F7 !important;
  }
  .dmbuttonPrimary {
    background-color: #65B4FF !important; color: #000 !important; border-color: none !important;
  }
  .dmbuttonSecondaryWhite {
    background-color: none !important; color: #FFF !important; border-color: #FFF !important;
  }
  .dmbuttonSecondaryBlue {
    background-color: none !important; color: #65B4FF !important; border-color: #65B4FF !important;
  }
  .dmteal800 {
    background-color: #053630 !important;
  }
  .dmteal600 {
    background-color: #136F65 !important;
  }
  .dmteal100 {
    background-color: #CEFDF5 !important;
  }
  .dmpurple500 {
    background-color: #891EFA !important;
  }
  .dmpurple800 {
    background-color: #3B0470 !important;
  }
  .dmWaterfront {
    background-color: #001962 !important;
  }
  .dmblue900 {
    background-color: #001962 !important;
  }
  .dmpurple400 {
    background-color: #CA8FFF !important;
  }
  .dmblue400 {
    background-color: #65B4FF !important;
  }
  .dmgray400 {
    background-color: #ADADB6 !important;
  }
  .dmArrowFilter {
    filter: invert(70%) sepia(84%) saturate(2707%) hue-rotate(185deg) brightness(104%) contrast(102%);
  }
  .dmIconFilterBlack {
    filter: invert(5%) sepia(10%) saturate(1330%) hue-rotate(201deg) brightness(99%) contrast(95%);
  }
  .dmIconFilterWhite {
    filter: brightness(0.96) sepia(0.03) hue-rotate(210deg) saturate(1.2);
  }
  .cardElevated {
    border: none !important; box-shadow: none !important;
  }
  .cardElevated:hover .dmBgGray900 {
    background-color: #2a2a33 !important;
  }
  .primaryHover:hover {
    background: #9ACDFF !important;
  }
  .secondaryHoverWhite:hover {
    background: #FFFFFF !important; border-color: none !important; color: #111116 !important;
  }
  .secondaryHoverBlue:hover {
    background: #000E42 !important; border-color: #9ACDFF !important; color: #9ACDFF !important;
  }
  .textHoverBlue:hover {
    color: #65B4FF !important; text-decoration: underline !important;
  }
  .propertyCardSM:hover .cardElevated {
    box-shadow: 0px 8px 20px 0px rgba(0, 0, 0, 0.15) !important;
  }
  .dmbnone {
    border-left: 0px !important; border-right: 0px !important; border-top: 0px !important; border-bottom: 0px !important;
  }
  .imgDark {
    display: block !important;
  }
  .imgLight {
    display: none !important;
  }
}
  </style>
 </head>
 <body style="font-family: Helvetica, Arial, sans-serif !important; font-size: inherit; mso-hyphenate: none !important; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; height: 100%; width: 100%; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; margin: 0 auto; padding: 0;">
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   And why it could save you thousands.
  </div>
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     
  </div>
  <p style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
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              Mortgage basics:
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              Lock in your rate
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              Your rate lock timing
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                 A rate lock lets you hold your mortgage interest rate for a certain period of time – protecting you from rate fluctuations. Once your offer is accepted and you’ve applied for a loan, it’s wise to lock in your rate so it doesn’t change before your loan closes.
                 <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
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                 Wondering when to lock in your rate? As you go through the mortgage process, a Zillow Home Loans loan officer can advise you on:
                </p>
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                 <li style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                  Understanding the rates you qualify for
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                 <li style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                  Creating a strategy for when to lock in your rate
                 </li>
                 <li style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                  Revisiting your options if rates improve
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                 How often do rates change?
                </h2>
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                 Rates change with the market, and can happen daily or even multiple times a day. If you want to stay informed about the market, check out our latest rates online.
                </p>
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                  See current rates
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          <h2 align="left" class="font24" style="font-weight: 800; font-size: 24px; line-height: 28px; color: #111116; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
           Current Zillow Home Loans rates*
          </h2>
          <table role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td height="8" style="line-height: 8px; font-size: 0; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
            </td>
           </tr>
          </table>
          <p align="left" style="font-size: 16px; line-height: 24px; color: #111116; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
           These rates are current as of the send of this email and may have changed since.
          </p>
         </td>
        </tr>
       </table>
       <table align="center" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
        <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
         <td class="padlr24" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
          <table align="center" cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="max-width: 504px; width: 504px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="504">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
             <table cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="border-radius: 20px; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border: 1px solid #CDCDD3;">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td class="padlr24 padt24 padb24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px;">
                <table cellpadding="0" cellspacing="0" class="width100perc padlr24" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <th align="left" class="width100perc stack padl0 padt0" role="presentation" style="width: 240px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 12px 12px;" valign="top" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                      <h3 align="left" class="dmcwhite" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; color: #111116; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0;">
                       30-Year Fixed
                      </h3>
                      <span style="display: inline-block; background-color: #9FF17B; border-radius: 20px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; font-size: 12px; line-height: 12px; color: #111116; mso-text-raise: 10px; mso-padding-alt: 0; margin: 0; padding: 4px 2px 4px 8px;">
                       <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:16pt">&nbsp;</i>
                                                    <![endif]-->
                       <span class="dmcblack" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        Most popular
                       </span>
                       <!--[if mso]><i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                    <![endif]-->
                      </span>
                      <ul role="list" style="color: #111116; font-family: Helvetica, Arial, sans-serif; text-align: left; list-style-position: outside; font-size: inherit; margin: 0; padding: 12px 0px 0px 20px;" type="disc">
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        3% min down payment
                       </li>
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        Lower payments due to longer term
                       </li>
                      </ul>
                     </td>
                    </tr>
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td align="left" class="hide padlr24" style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                      <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                       <!--cta-->
                       <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                        <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                      <![endif]-->
                        <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                         Get pre-approved
                        </span>
                        <!--[if mso]>&nbsp;&nbsp;<i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                      <![endif]-->
                       </a>
                      </div>
                     </td>
                    </tr>
                   </table>
                  </th>
                  <th align="left" class="hide" role="presentation" style="width: 24px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="top" width="24">
                  </th>
                  <th align="left" bgcolor="#EEEEF0" class="width100perc stack" role="presentation" style="width: 240px; border-collapse: separate; border-radius: 12px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="middle" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td class="pad0" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px;">
                      <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                       <!--[if !mso]>
                                                    <tr>
                                                      <td height="12">&nbsp;
                                                      </td>
                                                    </tr>
                                                    <tr>
                                                      <td style="width:100%; display:block;"><!-->
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <th class="width50perc tableCell padl24 padt16 padr4" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Rate
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          6.5%
                         </p>
                         <!--[if !mso]></td><!-->
                        </th>
                        <!--<![endif]-->
                        <!--[if !mso]>
                                                      </tr> 
                                                      <tr>
                                                      <![endif]-->
                        <!--[if !mso]><td style="width:100%; display:block;"><!-->
                        <th class="width50perc tableCell padl4 padt16 padr24" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 0px;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          APR
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          6.686%
                         </p>
                        </th>
                       </tr>
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <td class="padl24 padr16 padb16" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;">
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Points
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          1.907
                          <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                          ($5244.25)
                         </p>
                        </td>
                       </tr>
                      </table>
                     </td>
                    </tr>
                   </table>
                  </th>
                 </tr>
                 <!--[if !mso]><!-->
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <td align="left" class="show" style="mso-line-height-rule: exactly; border-collapse: separate; overflow: hidden !important; display: none; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                   <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    <!--cta-->
                    <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                     <!--[if mso]><i aria-hidden="true" style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                <![endif]-->
                     <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                      Get pre-approved
                     </span>
                     <!--[if mso]>&nbsp;&nbsp;<i aria-hidden="true" style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                <![endif]-->
                    </a>
                   </div>
                  </td>
                 </tr>
                 <!--<![endif]-->
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;">
             <table cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="border-radius: 20px; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border: 1px solid #CDCDD3;">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td class="padlr24 padt24 padb24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px;">
                <table cellpadding="0" cellspacing="0" class="width100perc padlr24" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <th align="left" class="width100perc stack padl0 padt0" role="presentation" style="width: 240px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 12px 12px;" valign="top" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                      <h3 align="left" class="dmcwhite" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; color: #111116; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0;">
                       15-Year Fixed
                      </h3>
                      <span style="display: inline-block; background-color: #9FF17B; border-radius: 20px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; font-size: 12px; line-height: 12px; color: #111116; mso-text-raise: 10px; mso-padding-alt: 0; margin: 0; padding: 4px 2px 4px 8px;">
                       <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:16pt">&nbsp;</i>
                                                    <![endif]-->
                       <span class="dmcblack" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        Faster payoff
                       </span>
                       <!--[if mso]><i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                    <![endif]-->
                      </span>
                      <ul role="list" style="color: #111116; font-family: Helvetica, Arial, sans-serif; text-align: left; list-style-position: outside; font-size: inherit; margin: 0; padding: 12px 0px 0px 20px;" type="disc">
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        5% min down payment
                       </li>
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        Pay less interest due to shorter term
                       </li>
                      </ul>
                     </td>
                    </tr>
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td align="left" class="hide padlr24" style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                      <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                       <!--cta-->
                       <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                        <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                      <![endif]-->
                        <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                         Get pre-approved
                        </span>
                        <!--[if mso]>&nbsp;&nbsp;<i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                      <![endif]-->
                       </a>
                      </div>
                     </td>
                    </tr>
                   </table>
                  </th>
                  <th align="left" class="hide" role="presentation" style="width: 24px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="top" width="24">
                  </th>
                  <th align="left" bgcolor="#EEEEF0" class="width100perc stack" role="presentation" style="width: 240px; border-collapse: separate; border-radius: 12px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="middle" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td class="pad0" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px;">
                      <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                       <!--[if !mso]>
                                                    <tr>
                                                      <td height="12">&nbsp;
                                                      </td>
                                                    </tr>
                                                    <tr>
                                                      <td style="width:100%; display:block;"><!-->
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <th class="width50perc tableCell padl24 padt16 padr4" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Rate
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          5.875%
                         </p>
                         <!--[if !mso]></td><!-->
                        </th>
                        <!--<![endif]-->
                        <!--[if !mso]>
                                                      </tr> 
                                                      <tr>
                                                      <![endif]-->
                        <!--[if !mso]><td style="width:100%; display:block;"><!-->
                        <th class="width50perc tableCell padl4 padt16 padr24" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 0px;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          APR
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          6.177%
                         </p>
                        </th>
                       </tr>
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <td class="padl24 padr16 padb16" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;">
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Points
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          1.915
                          <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                          ($5266.25)
                         </p>
                        </td>
                       </tr>
                      </table>
                     </td>
                    </tr>
                   </table>
                  </th>
                 </tr>
                 <!--[if !mso]><!-->
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <td align="left" class="show" style="mso-line-height-rule: exactly; border-collapse: separate; overflow: hidden !important; display: none; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                   <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    <!--cta-->
                    <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                     <!--[if mso]><i aria-hidden="true" style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                <![endif]-->
                     <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                      Get pre-approved
                     </span>
                     <!--[if mso]>&nbsp;&nbsp;<i aria-hidden="true" style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                <![endif]-->
                    </a>
                   </div>
                  </td>
                 </tr>
                 <!--<![endif]-->
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;">
             <table cellpadding="0" cellspacing="0" class="width100perc" role="presentation" style="border-radius: 20px; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border: 1px solid #CDCDD3;">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td class="padlr24 padt24 padb24" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px;">
                <table cellpadding="0" cellspacing="0" class="width100perc padlr24" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;">
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <th align="left" class="width100perc stack padl0 padt0" role="presentation" style="width: 240px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 12px 12px;" valign="top" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
                      <h3 align="left" class="dmcwhite" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; color: #111116; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0;">
                       30-Year FHA
                      </h3>
                      <span style="display: inline-block; background-color: #9FF17B; border-radius: 20px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; font-size: 12px; line-height: 12px; color: #111116; mso-text-raise: 10px; mso-padding-alt: 0; margin: 0; padding: 4px 2px 4px 8px;">
                       <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:16pt">&nbsp;</i>
                                                    <![endif]-->
                       <span class="dmcblack" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        Lower credit profiles
                       </span>
                       <!--[if mso]><i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                    <![endif]-->
                      </span>
                      <ul role="list" style="color: #111116; font-family: Helvetica, Arial, sans-serif; text-align: left; list-style-position: outside; font-size: inherit; margin: 0; padding: 12px 0px 0px 20px;" type="disc">
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        3.5% min down payment
                       </li>
                       <li class="dmcwhite" style="mso-special-format: bullet; font-weight: 400; font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
                        Looser credit/debt requirements
                       </li>
                      </ul>
                     </td>
                    </tr>
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td align="left" class="hide padlr24" style="mso-line-height-rule: exactly; border-collapse: separate; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                      <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                       <!--cta-->
                       <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                        <!--[if mso]><i style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                      <![endif]-->
                        <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                         Get pre-approved
                        </span>
                        <!--[if mso]>&nbsp;&nbsp;<i style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                      <![endif]-->
                       </a>
                      </div>
                     </td>
                    </tr>
                   </table>
                  </th>
                  <th align="left" class="hide" role="presentation" style="width: 24px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="top" width="24">
                  </th>
                  <th align="left" bgcolor="#EEEEF0" class="width100perc stack" role="presentation" style="width: 240px; border-collapse: separate; border-radius: 12px; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" valign="middle" width="240">
                   <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                    <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                     <td class="pad0" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px;">
                      <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
                       <!--[if !mso]>
                                                    <tr>
                                                      <td height="12">&nbsp;
                                                      </td>
                                                    </tr>
                                                    <tr>
                                                      <td style="width:100%; display:block;"><!-->
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <th class="width50perc tableCell padl24 padt16 padr4" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Rate
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          6.125%
                         </p>
                         <!--[if !mso]></td><!-->
                        </th>
                        <!--<![endif]-->
                        <!--[if !mso]>
                                                      </tr> 
                                                      <tr>
                                                      <![endif]-->
                        <!--[if !mso]><td style="width:100%; display:block;"><!-->
                        <th class="width50perc tableCell padl4 padt16 padr24" role="presentation" style="width: 100%; display: block; font-family: Helvetica, Arial, sans-serif; font-size: inherit; padding: 12px 0px 0px;">
                         <!--<![endif]-->
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          APR
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          6.824%
                         </p>
                        </th>
                       </tr>
                       <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                        <td class="padl24 padr16 padb16" style="mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;">
                         <p align="left" class="font12 dmcblack" style="font-size: 14px; line-height: 21px; font-family: Helvetica, Arial, sans-serif; font-weight: 400; color: #535364; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                          Points
                         </p>
                         <p align="left" class="font14 dmcblack" style="font-size: 20px; line-height: 24px; font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-weight: 800; color: #111116; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0px;">
                          1.771
                          <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
                          ($4870.25)
                         </p>
                        </td>
                       </tr>
                      </table>
                     </td>
                    </tr>
                   </table>
                  </th>
                 </tr>
                 <!--[if !mso]><!-->
                 <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                  <td align="left" class="show" style="mso-line-height-rule: exactly; border-collapse: separate; overflow: hidden !important; display: none; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 12px 0px 0px;" valign="top">
                   <div style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
                    <!--cta-->
                    <a bgcolor="none" class="secondaryHoverBlue dmbuttonSecondaryBlue" data-msys-sublink=" web " style="color: #0041D9; background-color: none; font-size: 16px; font-family: Helvetica, Arial, sans-serif; font-weight: 700; text-decoration: none; border-radius: 12px; display: inline-block; mso-padding-alt: 0; line-height: 24px; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 12px 16px; border: 1px solid #0041D9;">
                     <!--[if mso]><i aria-hidden="true" style="letter-spacing:16px;mso-font-width:-100%;mso-text-raise:20pt">&nbsp;</i>&nbsp;&nbsp;
                                                <![endif]-->
                     <span class="secondaryHoverBlue dmbuttonSecondaryBlue" style="mso-text-raise: 10pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: inherit;">
                      Get pre-approved
                     </span>
                     <!--[if mso]>&nbsp;&nbsp;<i aria-hidden="true" style="letter-spacing: 16px;mso-font-width:-100%">&nbsp;</i>
                                                <![endif]-->
                    </a>
                   </div>
                  </td>
                 </tr>
                 <!--<![endif]-->
                </table>
               </td>
              </tr>
             </table>
            </td>
           </tr>
          </table>
         </td>
        </tr>
       </table>
       <table align="center" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
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         </td>
        </tr>
       </table>
       <table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" class="dmblack width100perc" role="presentation" style="width: 600px; border-radius: 0px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
        <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
         <td style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 32px 0;">
          <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-spacing: 0; border-collapse: collapse; font-family: Helvetica, Arial, sans-serif; font-size: inherit;" width="100%">
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 48px;">
             <h2 align="left" class="dmcwhite" style="font-family: 'ObjectSansHeavy', 'Arial Black', Arial, Helvetica, sans-serif; font-size: 24px; line-height: 28px; font-weight: 800; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
              Wondering what you can afford?
             </h2>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;">
             <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="100%">
              <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
               <td align="left" class="padlr24" style="color: #111116; mso-line-height-rule: exactly; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;">
                <p align="left" class="dmcwhite" style="font-family: Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; font-weight: 400; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
                 You can get pre-approved with Zillow Home Loans online and see a full breakdown of how much you qualify for. There’s no credit impact.
                </p>
               </td>
              </tr>
             </table>
            </td>
           </tr>
           <tr style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;">
            <td align="left" class="padlr24" style="font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 24px 48px 0;" valign="middle">
             <a class="dmclink dmcwhite textHoverBlue" data-msys-sublink="web" style="color: #0041D9; text-decoration: underline; font-weight: 700; font-family: Helvetica, Arial, sans-serif; font-size: inherit; line-height: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
              <span class="dmclink dmcwhite textHoverBlue dmclink" style="mso-text-raise: 5pt; font-family: Helvetica, Arial, sans-serif; font-weight: 700 !important; font-size: 16px; line-height: 24px; padding-right: 8px;">
               Get pre-approved
              </span>
              <img alt="" class="dmclink dmArrowFilterarrowHoverBlue dmclink" height="24" src="https://inboxflows.com/_/image/https%253A%252F%252Fwww.zillowstatic.com%252Fbedrock%252Fapp%252Fuploads%252Fsites%252F36%252F2024%252F03%252FarrowRightBu.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZ3d3cuemlsbG93cyIsInRpbWUiOjE3ODExMDUxNzMuMDY3NDMyMn0:1wXKon:NRW6wJOmA_67PB8cfsB82a6BjfnAKaqaqKWzH7dCxRE" style="vertical-align: top; font-family: Helvetica, Arial, sans-serif; font-size: inherit; height: auto; line-height: 100%; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; background-color: transparent !important; border-width: 0;" valign="top" width="24"/>
             </a>
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       <table align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" class="width100perc dmblack" role="presentation" style="width: 600px; font-family: Helvetica, Arial, sans-serif; font-size: inherit; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; border-collapse: collapse;" width="600">
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           <sup style="font-size: 10px !important; line-height: 1; vertical-align: super; font-weight: 400; font-family: Helvetica, Arial, sans-serif;">
            *
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           Your loan's interest rate and APR will depend upon the specific characteristics of your transaction and your individual credit history. These figures are for estimation purposes only and may not reflect the exact terms of your loan. This is not a commitment to lend. Rates current as of: 06/10/2026.
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           30-Year Fixed Rate Conventional Loan Example
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           Interest rate of 6.5% (6.686% APR) calculated for a mortgage loan of $275,000, with a monthly payment of $1739.00. Rate assumes a down payment of 20% and includes 1.907 ($5244.25) points, paid at closing. Payment amount is for principal and interest only and does not include taxes or insurance; actual payment obligation will be greater.
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           <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
           15-Year Fixed Rate Conventional Loan Example
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           Interest rate of 5.875% (6.177% APR) calculated for a mortgage loan of $275,000, with a monthly payment of $2303.00. Rate assumes a down payment of 20% and includes 1.915 ($5266.25) points, paid at closing. Payment amount is for principal and interest only and does not include taxes or insurance; actual payment obligation will be greater.
           <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
           <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
           30-Year Fixed Rate FHA Loan Example
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           FHA Loan Example includes a one-time upfront mortgage insurance premium equal to 1.75% of base loan amount will be charged and paid at closing. A monthly mortgage insurance premium (MIP) equal to 0.5% of the base loan amount will apply and is included in monthly mortgage payments. For mortgages with an initial loan-to-value (LTV) ratio of 80%, the monthly MIP will be paid for the first 11 years of the loan only; greater LTVs require payment of MIP for the life of the loan.
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           Interest rate of 6.125% (6.824% APR) calculated for a mortgage loan of $275,000, with a monthly payment of $1815.00. Rate assumes a down payment of 20% and includes 1.771 ($4870.25) points, paid at closing. Payment amount is for principal interest, and monthly mortgage insurance premium only and does not include taxes or other types of insurance; actual payment obligation will be greater.
           <br style="font-family: Helvetica, Arial, sans-serif; font-size: inherit;"/>
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           For all rates shown, unless otherwise noted, we assumed:
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           Debt-to-income ratio less than 43%
          </li>
          <li class="dmbgray500" style="text-align: left; font-size: 12px; line-height: 18px; color: #535364; font-family: Helvetica, Arial, sans-serif; mso-line-height-rule: exactly; font-style: italic; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0;">
           Credit score of 740 or greater
          </li>
          <li class="dmbgray500" style="text-align: left; font-size: 12px; line-height: 18px; color: #535364; font-family: Helvetica, Arial, sans-serif; mso-line-height-rule: exactly; font-style: italic; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0;">
           Closing costs, including points, are paid at closing
          </li>
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           Loan is to secure a single-family home used as a primary residence in the state of California
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