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  <title>
   YNAB
  </title>
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 <!------------------ ALSO, CHANGE BACKGROUND COLOR ----------------------------->
 <body bgcolor="#F6FCFF" class="body" style="-webkit-text-size-adjust: none; display: block !important; min-width: 100% !important; width: 100% !important; margin: 0; padding: 0;">
  <div style="display:none !important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
   34 more days, completely free
   <div style="display: none; max-height: 0px; overflow: hidden;">
    ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
   </div>
  </div>
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   <!------------------------------------------------------------------------------>
   <tbody>
    <tr>
     <td align="center" valign="top">
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          <table border="0" cellpadding="0" cellspacing="0" width="100%">
           <tbody>
            <tr>
             <td align="center" style="padding: 0px 50px 40px;">
              <!---------------------- CHANGE LOGO HERE ------------------->
              <a style="color: #4495D7; display: block; text-decoration: none; outline: none;">
               <img alt="YNAB" height="36" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5d94fe897dea0d6a5b2ec2c8%252Foriginal.png%253F1570045577/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="-ms-interpolation-mode: bicubic; display: block;" width="142"/>
              </a>
              <!------------------------------------------------------------>
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           </tbody>
          </table>
          <table border="0" cellpadding="0" cellspacing="0" width="100%">
           <tbody>
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             <td align="center" style="">
              <!---------------------- CHANGE HERO IMAGE HERE ------------------->
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              <!----------------------------------------------------------->
             </td>
            </tr>
           </tbody>
          </table>
          <!-- Main -->
          <!-- Header -->
          <!-- END Header -->
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               <tbody>
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                      <div align="left" class="text" style="color: #25384F; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                       <span class="mobText" style="color: #25384F;">
                        Are you waiting for a normal month to turn your financial ship around? There's no perfect month! Today is a perfect day for your successful budget to blossom. If you don't feel completely in control of your financial situation yet, start fresh and grab the reins!
                       </span>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
                <!-------------------------------------------------------->
                <!---------PARAGRAPH TEXT------------>
                <tr>
                 <td style="padding-bottom: 30px;">
                  <div align="left" class="text" style="color: #25384F; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                   <span class="mobText" style="color: #25384F;">
                    Plus, this round's on us. 34 more days, completely free.
                   </span>
                  </div>
                 </td>
                </tr>
                <!---------BUTTON - CHANGE WIDTH AND TEXT IF NECESSARY IN TWO PLACES - CURRENTLY 250px------------>
                <tr>
                 <td align="center" style="padding-bottom: 36px;">
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                   <tbody>
                    <tr>
                     <td align="center" style="">
                      <div>
                       <!--[if mso]><v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" href="https://app.youneedabudget.com/trial/BAh7BzoMdXNlcl9pZEkiKWYyMGMyZDEzLTBmNzYtNGM4ZS1hMTMzLTNhY2VkY2UzMDgyMQY6BkVUOhV0cmlhbF9leHBpcmVzX29uVToJRGF0ZVsLaQBpA+GHJWkAaQBpAGYMMjI5OTE2MQ==--dfc88881d6b05ec866e67483e4f61b6413de231d" style="height:36px;v-text-anchor:middle;width:250px;" arcsize="5%" strokecolor="#4495D7" fillcolor="#4495D7"><w:anchorlock/><center style="color:#ffffff;font-family:Helvetica,Arial,sans-serif;font-size:16px;">Start Fresh</center></v:roundrect>
<![endif]-->
                       <a class="mobText mobBtn" style="background-color: #4495D7; border-radius: 3px; color: #FFFFFF; display: inline-block; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; font-weight: bold; line-height: 44px; text-align: center; text-decoration: none; width: 250px; -webkit-text-size-adjust: none; mso-hide: all; border-color: #4495d7 #4495d7 #347fc0; border-style: solid; border-width: 1px 1px 5px;">
                        Start Fresh
                       </a>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
                <!-------------------------------------------------------->
                <!---------PARAGRAPH TEXT------------>
                <tr>
                 <td style="padding-bottom: 30px;">
                  <div align="left" class="text" style="color: #25384F; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                   <span class="mobText" style="color: #25384F;">
                    It's totally normal for this to take a few tries. This time could be the trick for total financial control!
                   </span>
                  </div>
                 </td>
                </tr>
                <!------------------------------------------------------------------>
                <!----------------------------CLOSING SALUTATION---------------------->
                <tr>
                 <td style="padding-bottom: 10px;">
                  <div align="left" class="text" style="color: #25384F; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                   <span class="mobText" style="color: #25384F;">
                    <br/>
                    Happy budgeting,
                   </span>
                  </div>
                 </td>
                </tr>
                <!------------------------------------------------------------------>
                <!----------------------------SIGNATURE TEXT---------------------->
                <tr>
                 <td style="padding-bottom: 30px;">
                  <div align="left" class="text" style="color: #25384F; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                   <span class="mobText" style="color: #25384F;">
                    The YNAB Team
                   </span>
                  </div>
                 </td>
                </tr>
                <!---------------------------------------------------------------->
               </tbody>
              </table>
              <!-- END Content -->
             </td>
            </tr>
           </tbody>
          </table>
          <!-- END Main -->
          <!-- Footer -->
          <!-------------------------------------FOOTER------------------------------------------->
          <table bgcolor="#25384F" border="0" cellpadding="0" cellspacing="0" width="100%">
           <tbody>
            <tr>
             <td class="main" style="padding: 30px 50px 0px;">
              <!-- Content -->
              <table border="0" cellpadding="0" cellspacing="0" width="100%">
               <tbody>
                <tr>
                 <td style="padding-bottom: 20px;">
                  <table border="0" cellpadding="0" cellspacing="0" width="100%">
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                     <td align="center" width="109">
                     </td>
                     <td align="center" style="" width="64">
                      <a style="display: inline-block; text-decoration: none; outline: none;">
                       <img height="55" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5dd8287c4c720359dd1ca122%252Foriginal.jpg%253F1574447228/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="display: block;" width="64"/>
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                     <td align="center" width="9">
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                       <img height="55" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5dd8287c36e9d97ba220f7fd%252Foriginal.jpg%253F1574447228/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="display: block;" width="64"/>
                      </a>
                     </td>
                     <td align="center" width="9">
                     </td>
                     <td align="center" style="" width="64">
                      <a style="display: inline-block; text-decoration: none; outline: none;">
                       <img height="55" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5f32fe7a2b07493b5b292f9b%252Foriginal.jpg%253F1597177466/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="display: block;" width="64"/>
                      </a>
                     </td>
                     <td align="center" width="9">
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                     <td align="center" style="" width="64">
                      <a style="display: inline-block; text-decoration: none; outline: none;">
                       <img height="55" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F60ba46403553382b6571f87b%252Foriginal.jpg%253F1622820416/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="display: block;" width="64"/>
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                     <td align="center" width="9">
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                     <td align="center" style="" width="64">
                      <a style="display: inline-block; text-decoration: none; outline: none;">
                       <img height="55" src="https://inboxflows.com/_/image/https%253A%252F%252Fappboy-images.com%252Fappboy%252Fcommunication%252Fassets%252Fimage_assets%252Fimages%252F5dd8287cd5b6823c45b69082%252Foriginal.jpg%253F1574447228/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZhcHBib3ktaW1hZyJ9:1nmzRH:Pwlskl9d9kybM8w02apUMU1bdcqXzqlWa69Te6W_-yM" style="display: block;" width="64"/>
                      </a>
                     </td>
                     <td align="center" width="108">
                     </td>
                    </tr>
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                  </table>
                 </td>
                </tr>
                <tr>
                 <td style="padding-bottom: 20px;">
                  <table border="0" cellpadding="0" cellspacing="0" width="100%">
                   <tbody>
                    <tr>
                     <td style="padding-bottom: 6px;">
                      <div align="center" class="text" style="color: #85C3E9; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                       <span class="mobText" style="color: #85C3E9;">
                        <a style="text-decoration: none; color: #85C3E9; font-weight: bold;">
                         Subscribe to Our Newsletter
                        </a>
                       </span>
                      </div>
                     </td>
                    </tr>
                    <tr>
                     <td style="padding-bottom: 10px;">
                      <div align="center" class="text" style="color: #85C3E9; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 16px; line-height: 24px;">
                       <span class="mobText" style="color: #85C3E9;">
                        <a style="text-decoration: none; color: #85C3E9; font-weight: bold;">
                         Contact Support
                        </a>
                       </span>
                      </div>
                     </td>
                    </tr>
                    <tr>
                     <td style="padding-bottom: 10px;">
                      <div align="center" class="text" style="color: #85C3E9; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 12px; line-height: 18px;">
                       <span style="color: #85C3E9;">
                        <span class="mobText">
                         Copyright © 2022 You Need A Budget. All rights reserved
                         <br/>
                         <br/>
                         770 E. Main St., #236
                         <br/>
                         Lehi, UT 84043
                         <br/>
                        </span>
                       </span>
                      </div>
                     </td>
                    </tr>
                    <tr>
                     <td>
                      <div align="center" class="text" style="color: #85C3E9; font-family: 'Lato',Helvetica,Arial,sans-serif; font-size: 12px; line-height: 18px;">
                       <span class="mobText" style="color: #85C3E9;">
                        <a style="color: #85C3E9; text-decoration: none;" target="_blank">
                         <span style="color: #85C3E9; text-decoration: none;">
                          Unsubscribe from our emails
                         </span>
                        </a>
                       </span>
                      </div>
                     </td>
                    </tr>
                   </tbody>
                  </table>
                 </td>
                </tr>
               </tbody>
              </table>
             </td>
            </tr>
           </tbody>
           <tr>
            <td>
             <table border="0" cellpadding="0" cellspacing="0" width="100%">
              <tbody>
               <tr>
                <td align="center" style="">
                 <!----------------------CHANGE ROUNDED CORNER BACKGROUND COLOR HERE----------------------->
                 <!-------------SKY BLUE------------->
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