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   Turn on Interest and earn while you continue to send and spend your money
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                    Put your money to work with Interest
                   </strong>
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                   By using Wise, you’re already making smart moves with your money. Now take it one step further by turning on Interest. In just a few taps, you can earn a variable* rate of  3.22% on GBP, 1.80% on EUR and 3.39% on USD, while continuing to send and spend your money.
                  </p>
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                   Want to see how your returns might look? A Wise customer in the UK who turned on Interest on their 1,000 GBP on 1 January 2024, then earned 46.80 over 12 months**.
                  </p>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Turn on Interest</center>
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                    Turn on Interest
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                  <!--[if mso]><a href="https://ablink.info.wise.com/ls/click?upn=u001.JwhTX56o1twZ4Z4wwlm-2F9ZUsVIkR4Gx6xsl4eXDzSdum1QOJJ-2F8-2BZc2bLfuW1pf6wgFr_Xkgjvfyip0jA8U6UDBzpk1WoqeaBAJw2VxTBJB9P-2FiDicKnH1T3LBEGsC60aN-2FZvKhvDkttOfnUgOZ4Zp2jjhVuNNUcK-2Bb2eZ-2BS-2F3KCDXRoVP7ugqjnFI-2BNlsoo0brN6lrb4EV6wZCfMRTdDDi1zTGONAdKj5d64XVRhDxGVq-2BA3zqIITcZpmtP7rM7nGsBAyOJd5q-2FtiVqB7Z8KCm9nEP-2FFMRXknndW-2FdXeGQ11USCFWNzKQvuYQaXl5aew3j2kptfXEtGTqALROTaxb3AK-2BIKuakLKkcbQrjWyAv2CCQwknmQqp9AcZRTrJwjtWFXYCIOXaO0TYnIQFmydNF2dsp369MgT8m9Bo4SOBU6hJ-2BDTNqzj79DhMSJ4t0UVyH4-2F6Iwg2kkTgE86Lj74jcT-2B-2FT6MfhkKVpU84oSY8Q92-2FRu9N47PBV-2Bn28rINnoDpL8It-2FpOL3UZym-2Fvn3hDFshDuOBxY6YQ-2Fet6bJSy7aZX0wqyqPPSqVSsWc1nMWz5AQT0904KAap7i2mjDQ-2BCH4xO9y0Cooq-2Fb7CWWApdRSqXbeQt-2B0B2mKTRlqDNSMIh2Wqyr3oLMt8U3k1TQepc5buAvbe25nvcU9x8CqFandLpvJ1EI1abRx5mGVOLds4P4nlY5iQ98D3sb03-2BHTc96veOrU15bXGp7uoHljfM3Fvi6XrfV451FG0f57zXaUFhLHCMhG-2FIpdsEw9ODfs8ZGKX47AjEm-2FhfirFZeDAxbfSXmFQHOwUGKCvETmRnOlQnWW8A" target="_blank" hidden>
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		<center style='color:#163300; font-family:Inter, Helvetica, Arial, sans-serif; font-size:16px; font-weight:700; line-height:16px;  mso-text-raise:1px'>Learn more</center>
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                    Learn more
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                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px">
                   *Capital at risk. Growth not guaranteed. Variable rate is based on 7 day performance as of 7th May 2026. This fund has returned a 3.03% annual average on GBP, 1.57% on EUR and 3.18% on USD over the last 5 years, excluding Wise and fund manager fees. For the full 5 year past performance of funds, please
                   <strong class="b" style="font-size:16px">
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px" target="_blank">
                     visit our website.
                    </a>
                   </strong>
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                   <br/>
                  </p>
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                   **The example above is for illustrative purposes. Past performance is not a reliable indicator of future results.
                  </p>
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                   <strong>
                    Get to know Wise Interest
                   </strong>
                  </h1>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Available for currencies and Jars
                   </b>
                  </h2>
                 </td>
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                <tr>
                 <td align="left" class="bw c" style="padding:0;Margin:0;padding-top:30px">
                  <p class="b" style="Margin:0;mso-line-height-rule:exactly;font-family:Inter, Helvetica, Arial, sans-serif;line-height:24px;letter-spacing:0;color:#454745;font-size:16px;text-align:center">
                   Give the money you use every day a boost by turning on Interest for a currency you have in your main account. Or, turn it on for a Jar, and any returns could help you reach your saving goals sooner.
                  </p>
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                  <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:14px" target="_blank">
                   <img alt="" class="adapt-img" height="201" src="https://inboxflows.com/_/image/https%253A%252F%252Fnvsrpq.stripocdn.email%252Fcontent%252Fguids%252FCABINET_3ad3558e33909e190838046679844455b3595cbc18ec24e5215fda12c20c0278%252Fimages%252Fe2_img2.png/?inbox_flows_img_sig=eyJwYXRoIjoiaHR0cHMlM0ElMkYlMkZudnNycHEuc3RyaSIsInRpbWUiOjE3ODE2NDAwMTMuMDE3MDk0OX0:1wZZxF:VkaXyC1H2FnkFPyAM23wcDyD61Ph23AhUm3NWFxRTTs" style="display:block;font-size:14px;border:0;outline:none;text-decoration:none" width="200"/>
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                  <h2 class="bf" style="Margin:0;font-family:inter, helvetica, arial, sans-serif;mso-line-height-rule:exactly;letter-spacing:0;font-size:24px;font-style:normal;font-weight:normal;line-height:28.8px;color:#0e0f0c">
                   <b>
                    Use your returns instantly
                   </b>
                  </h2>
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                   Any returns you make will be added to your account, every working day. And you can send and spend them the moment they’re added.
                  </p>
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                   <b>
                    Invest with low stakes
                   </b>
                  </h2>
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                   When you turn on Interest, your money is invested in a low-risk, interest-earning fund that holds government-guaranteed assets. You may also be eligible for protection by the Financial Services Compensation Scheme for up to 85,000 GBP. Visit
                   <strong>
                    <a style="mso-line-height-rule:exactly;text-decoration:underline;color:#163300;font-size:16px;font-family:Inter, Helvetica, Arial, sans-serif" target="_blank">
                     our website
                    </a>
                   </strong>
                   to learn more.
                  </p>
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